⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sachin Punjaram Gangarde
LAN NHL/ARNG/0826/5208569Loan ₹35,00,000Property loanFile on IGRMails & papers 3 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 12:07
Documents
Payment
Challan
done 30 Sep, 13:19 · GRAS ↗
Filing
in the tray 13d 9h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The bank has sent the loan documents and the fee has been paid. The NOI team has generated and shared the challan, but is waiting for a selfie photo of the…whole case so far 13d 10h
Needs your eyes2
Challan on file does not agree with the case. Open it before paying or sharing.
3 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Aurangabad
Taluka
AURANGABAD
Village
Aurangabad
Number type
PLOT
Number
26/P, 3397
Building
(empty)
Floor
(empty)
Flat / shop no
(empty)
Area
800.00
Hadd
AURANGABAD
Read from the sanction letter, not the Index II. Sachin Gangarde NOI.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
Building, Floor, Flat / shop no are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• DO NOT SAVE — Date of mortgage missing in MOTD: the MOTD says blank execution date. The MOTD is undated, and no other paper contains the execution/deposit date. The notice cannot be e-filed without a valid date of mortgage. Ask the branch to provide a fully executed, dated copy of the MOTD or clarify the mortgage deposit date.
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• check — property numbers: the sanction letter prints more kinds of number than the portal's two boxes take; SHEET NO 40, SHEET NO 41 ride in the second box with their own words so the notice carries them — read the box once
• changed — district: the case held AURANGABAD; filled CHHATRAPATI SAMBHAJINAGAR — The district of Aurangabad has been officially renamed to Chhatrapati Sambhajinagar, which is the name used in the e-filing portal's dropdown menu.
• changed — taluka: the case held AURANGABAD; filled CHHATRAPATI SAMBHAJINAGAR — The taluka of Aurangabad has been officially renamed to Chhatrapati Sambhajinagar, which is the name used in the e-filing portal's dropdown menu.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The made challan does not match the case: district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad' — open the challan file and check before anything is shared.
Historywhat happened on this case, newest first
1 Oct1 thing
An old draft withdrew itself — its asks were already answered
30 Sep65 things — 4 documents received · 6 letters written · 1 money step · 2 cautions · 52 steps
quoted history checked
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
SACHIN PUNJARAM GANGARDE EchallanMH011138623202627E.pdf
copilot edit — by copilot:SANDEEP
EzDocs read the whole trail as one conversation — where the case stands is on the page
reader verdict — by ezdocs:reader
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
whole file hold — by copilot
challan numbers from reading — by copilot
challan boxes not the papers words — by copilot
extra challan scanned
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for NHL/ARNG/0826/5208569-SACHIN PUNJARAM GANGARDE
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02929
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The home address was read off the papers — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
Challan & NOI for NHL/ARNG/0826/5208569-SACHIN PUNJARAM GANGARDE
claim inside desk buffer
acknowledged with advice
An old draft withdrew itself — its asks were already answered
boxes gathered
challan boxes composed
The payment proof already on the case was applied
box disagreement
money settled — by ezdocs:reader
property attrs split
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
credit seen before bill
Payment proof arrived before the case was quoted — held
applicant email captured
Property address read from the sanction letter
roles from letter
sanction handwritten
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
money not settled
mortgage date unclear
case read started — by ezdocs:reader
motd secured amount
Received: MOTD
Sachin Gangarde NOI.pdf
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02929
Received: Sale deed
registry documents naralibag home.pdf
Received: other
image001.jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
8 of 9 in hand · the challan is done — these are for the filing / KYC
✓Sale deedopen
✓MOTDopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 4 files
Moneyall of it is in
₹27,330.13
Reached our account 30 Sep 10:16:01.
How we know
Our own bank told us — 30 Sep 10:16
₹27,300 · UTR 541938067953 · from JM-HDFCBN-S
“Successful! You have received Rs. 27300.00 via HDFC Bank SmartHub Vyapar from VAISHNAVI . RRN-541938067953 , Check: https://1.hdfc.bank.in/HDFCBK/s/npV4Rk22”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%10,510
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for27,330.13
By law ₹27,320. We ask ₹27,330 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
PLOT, 26/P, 3397, Aurangabad, 431001
read from the sanction letter · e-filing boxes 28 of 34 ready
Check the property →the boxes beside the paper
People
SACHIN PUNJARAM GANGARDE · applicantANIPG3057E
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