⚠The PNB mailbox has used 228% of what Google lets it send in 24 hours (1,138 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-02929
Sachin Punjaram Gangarde
LAN NHL/ARNG/0826/5208569
Challan paid · our move
File on IGRSend the draft 2All documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad' — open the challan file and check before anything is shared.
✓Sale deedopen
✓MOTDopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (4)A label is wrong? Fix it under All documents.
For you to check
- Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹27,330.13CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,300 receivedthe receipt's amount and minute agree
Stamp duty 0.3%10,510
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.13
Total we ask for27,330.13
the branch’s receipt claims ₹27,300 541938067953
paid 30 Sep 10:16:01 · verified 30 Sep 12:10:44 · 1 h 54 min later
How we know
Our own bank told us — 30 Sep 10:16
₹27,300 · UTR 541938067953 · from JM-HDFCBN-S
“Successful! You have received Rs. 27300.00 via HDFC Bank SmartHub Vyapar from VAISHNAVI. RRN-541938067953, Check: https://1.hdfc.bank.in/HDFCBK/s/npV4Rk22”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹27,320. We ask ₹27,330 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 09 minour time · 30 Sep 13:16
Index II —not yet
the NOI team 14 d 19 htotal 14 d 19 h so far
Now with the NOI team — e-filing on IGR
since 30 Sep 13:16 — 14 d 18 h of working time
Day by day — every step and who held it
30 Sep 12:07Your branch's mail
30 Sep 12:07Payment landedat once
30 Sep 12:09Papers read+1 min · the NOI team
30 Sep 12:09Property readat once
30 Sep 12:10Fee quoted+1 min · the NOI team
30 Sep 12:10Payment verified+1 min · the NOI team
30 Sep 12:10Ready for the challanat once
30 Sep 13:16Challan made+1 h 06 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹35,00,000
Loan account no.
NHL/ARNG/0826/5208569
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Aurangabad
Taluka
AURANGABAD
Village
Aurangabad
Number type
PLOT
Number
26/P, 3397
Building
(empty)
Floor
(empty)
Flat / shop no
(empty)
Area
800.00
Hadd
AURANGABAD
Read from the sanction letter, not the Index II. Sachin Gangarde NOI.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
Building, Floor, Flat / shop no are empty — the portal will not take a blank. Fill it on the verification page first →
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — Date of mortgage missing in MOTD: the MOTD says blank execution date. The MOTD is undated, and no other paper contains the execution/deposit date. The notice cannot be e-filed without a valid date of mortgage. Ask the branch to provide a fully executed, dated copy of the MOTD or clarify the mortgage deposit date.
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 18 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• check — property numbers: the sanction letter prints more kinds of number than the portal's two boxes take; SHEET NO 40, SHEET NO 41 ride in the second box with their own words so the notice carries them — read the box once
• changed — district: the case held AURANGABAD; filled CHHATRAPATI SAMBHAJINAGAR — The district of Aurangabad has been officially renamed to Chhatrapati Sambhajinagar, which is the name used in the e-filing portal's dropdown menu.
• changed — taluka: the case held AURANGABAD; filled CHHATRAPATI SAMBHAJINAGAR — The taluka of Aurangabad has been officially renamed to Chhatrapati Sambhajinagar, which is the name used in the e-filing portal's dropdown menu.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKDate of mortgage missing in MOTD
| The MOTD | blank execution date On the ___ day of _________ the Mortgagor(s) attended |
Why it matters: Not a question for the bank: one paper only — nothing to set against it.
What to do: Nothing to ask the bank — look once if you like.
CHECKSurname spelling difference in sale deed
| The sale deed of 2000 | Punjaram Manikrao Gongade पुंजाराम माणिकराव गोंगडे |
| The PAN card | PUNJARAM MANIKRAO GANGARDE |
Why it matters: The registered sale deed of 2000 names the purchaser as GONGADE, whereas current identity documents and the loan structure spell it as GANGARDE. This is a transliteration evolution common in Maharashtra.
What to do: Proceed with the current spelling GANGARDE as it matches the PAN and sanction letter.
CHECKThe name of person 1
| The PAN card | SACHIN PUNJARAM GANGARDE |
| The sanction letter DIFFERS | POOJA SACHIN GANGARDE |
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The bank has sent the loan documents and the fee has been paid. The NOI team has generated and shared the challan, but is waiting for a selfie photo of the applicants to proceed with filing. The next step is for the branch to provide the requested selfie photo.
the history says the next move is with the branch — a colour live selfie photo of the applicants
the branch last asked: Challan & NOI
✓ loan papers sent — done, mail 1 (2026-09-30) “PFA & Pls help with challan & NOI .”
✓ fee paid — the branch's words — done, mail 2 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-30) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-30) “PFA challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “Lap Case -old sale deed attached.”
read over 3 mail(s), last mail 2026-09-30 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011138623202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Challan & NOI for NHL/ARNG/0826/5208569-SACHIN PUNJARAM GANGARDE
DRAFT — written by EzDocs, not sent
NOI case NOI-2026-02929
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
30 Sep, 12:07 · 14d ago THE FIRST MAIL — how this case began
30 Sep, 12:07 · 14d ago THE FIRST MAIL — how this case began
Challan & NOI for NHL/ARNG/0826/5208569-SACHIN PUNJARAM GANGARDE
Dear Team,
PFA & Pls help with challan & NOI .
Lap Case -old sale deed attached.
Requesting for urgent NOI filing as unable to disb. case without NOI filing. Hence request to proceed ASAP
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Ajay Jagannath Dabhade <ajay.dabhade@phfl.com>
Sent: Wednesday, September 30, 2026 10:37 AM
To: Amol Wakekar <amol.wakekar@pnbhousing.com>; Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>
Subject: Sachin Gangarde NOI
🤖 read: asks for the challan, the e-filing copy; documents attached; note: Requesting for urgent NOI filing as unable to disb. case without NOI filing. — “PFA & Pls help with challan & NOI .”
OL
The NOI teamTYPED IN GMAIL
30 Sep, 13:05 · 14d ago
30 Sep, 13:05 · 14d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicants
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Wed, 30 Sept 2026 at 12:08, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
Dear Team,
PFA & Pls help with challan & NOI.
Lap Case -old sale deed attached.
*Requesting for urgent NOI filing as unable to disb. case without NOI
filing. Hence request to proceed ASAP*
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* Ajay Jagannath Dabhade <ajay.dabhade@phfl.com>
*Sent:* Wednesday, September 30, 2026 10:37 AM
*To:* Amol Wakekar <amol.wakekar@pnbhousing.com>; Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com>; Ravindra Kakde <
ravindra.kakde@pnbhousing.com>
*Subject:* Sachin Gangarde NOI
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
30 Sep, 13:19 · 14d ago
30 Sep, 13:19 · 14d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 13:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicants
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 12:08, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help with challan & NOI.
Lap Case -old sale deed attached.
Requesting for urgent NOI filing as unable to disb. case without NOI filing. Hence request to proceed ASAP
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Ajay Jagannath Dabhade < ajay.dabhade@phfl.com >
Sent: Wednesday, September 30, 2026 10:37 AM
To: Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >
Subject: Sachin Gangarde NOI
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image001.jpg | filed | 14d ago |
| Sale deed | registry documents naralibag home.pdf | filed | 14d ago |
| MOTD+ Sanction letter inside+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside | Sachin Gangarde NOI.pdf | filed | 14d ago |
| Paid challan (GRAS) | SACHIN PUNJARAM GANGARDE EchallanMH011138623202627E.pdf | filed | 14d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹27,330.13
₹27,330.13
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹27,300 541938067953
₹27,300 541938067953
Paid at
30 Sep 10:16:01
30 Sep 10:16:01
Verified on
30 Sep 12:10:44
30 Sep 12:10:44
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹10,510 | ₹15,000 | ₹320 | ₹1,500 | ₹27,330 |
By law ₹27,320. We ask ₹27,330 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
28 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Building (with wing), Floor, Flat / shop no, Title deed no / year / SRO, Floor (person 1)
16 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Landmark, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) …
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sachin Gangarde NOI.pdf
as printed
PLOT NO. 26/P, SHEET NO 40 & 41, CTS NO. 3397, AT DHANMANDI JUNABAJAR, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PLOT NO. 26/P, SHEET NO 40 & 41, CTS NO. 3397, AT DHANMANDI JUNABAJAR, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
THE CHALLAN, as it will be typed · the unit's word put back as the paper prints it
Flat/Survey Number
PLOT NO 26/P AND 3397 SHEET NO 40 AND 41
PLOT NO 26/P AND 3397 SHEET NO 40 AND 41
Locality/Road
DHANMANDI JUNABAJAR DESHMUKH S MOUJE AURANGABAD TAL AURANGABAD DIST AURANGABAD
DHANMANDI JUNABAJAR DESHMUKH S MOUJE AURANGABAD TAL AURANGABAD DIST AURANGABAD
Area/City
AURANGABAD
check or correct a box, the papers beside it →AURANGABAD
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SACHIN PUNJARAM GANGARDE | ANIPG3057E | …8357 |
All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| document chase | asmita.kulkarni@pnbhousing.com | 14d ago |
| documents acknowledged | asmita.kulkarni@pnbhousing.com | 14d ago |
| acknowledgement | asmita.kulkarni@pnbhousing.com | 14d ago |
| questions for the branch — what the papers leave open | asmita.kulkarni@pnbhousing.com | 14d ago |
What EzDocs read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}MOTD Sachin Gangarde NOI.pdf needs your check
amount words
INR 35,00,000/-(Rupees THIERY FIVE LAKH. Only)
INR 35,00,000/-(Rupees THIERY FIVE LAKH. Only)
secured amount
3500000.0
3500000.0
raw reading (for Abhijit)
{'amount_words': 'INR 35,00,000/-(Rupees THIERY FIVE LAKH. Only)', 'secured_amount': 3500000.0}MOTD Sachin Gangarde NOI.pdf needs your check
dob
1989-05-07
1989-05-07
pan
ANIPG3057E
ANIPG3057E
name
SACHIN PUNJARAM GANGARDE
SACHIN PUNJARAM GANGARDE
legible
True
True
father name
PUNJARAM MANIKRAO GANGARDE
PUNJARAM MANIKRAO GANGARDE
raw reading (for Abhijit)
{'dob': '1989-05-07', 'pan': 'ANIPG3057E', 'name': 'SACHIN PUNJARAM GANGARDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PUNJARAM MANIKRAO GANGARDE', 'aadhaar_last4': None, 'quality_issue': None}MOTD Sachin Gangarde NOI.pdf needs your check
dob
1989-05-07
1989-05-07
name
Sachin Punjaram Gangarde
Sachin Punjaram Gangarde
address
pin: 431133; area: Near Datta Mandir; state: Maharashtra; district: Aurangabad; post_office: Po- Kasoda; Village: At- Eklahera, Eklahera
pin: 431133; area: Near Datta Mandir; state: Maharashtra; district: Aurangabad; post_office: Po- Kasoda; Village: At- Eklahera, Eklahera
legible
True
True
aadhaar last4
8357
8357
raw reading (for Abhijit)
{'dob': '1989-05-07', 'pan': None, 'name': 'Sachin Punjaram Gangarde', 'mobile': None, 'address': {'pin': '431133', 'area': 'Near Datta Mandir', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Aurangabad', 'post_office': 'Po- Kasoda', 'village_city': 'At- Eklahera, Eklahera'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8357', 'quality_issue': None}MOTD Sachin Gangarde NOI.pdf needs your check
lan
NHL/ARNG/0826/5208569
NHL/ARNG/0826/5208569
legible
True
True
purpose
Non Housing Loan, Personal use
Non Housing Loan, Personal use
borrowers
{'name': 'SACHIN D. GANGARDE', 'role': 'applicant', 'label': 'Borrower'}
{'name': 'SACHIN D. GANGARDE', 'role': 'applicant', 'label': 'Borrower'}
confidence
0.9
0.9
handwritten
{'says': 'THIERY FIVE LAKH', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'A BAD', 'where': 'page 1, Mortgagor(s) details', 'touches': 'other', 'printed_was': None}, {'says': 'RAHUL
{'says': 'THIERY FIVE LAKH', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'A BAD', 'where': 'page 1, Mortgagor(s) details', 'touches': 'other', 'printed_was': None}, {'says': 'RAHUL
loan amount
3500000.0
3500000.0
final amount
3500000.0
3500000.0
interest rate
9.5
9.5
applicant email
sachingangarde@gmail.com
sachingangarde@gmail.com
applicant names
SACHIN D. GANGARDE, POOJA SACHIN GANGARDE, PUNJARAM MANIKRAO GANGARDE
SACHIN D. GANGARDE, POOJA SACHIN GANGARDE, PUNJARAM MANIKRAO GANGARDE
printed altered
True
True
applicant mobile
9422812142
9422812142
balance transfer
False
False
property address
pin: 431001; road: Dhanmandi Junabajar; state: MAHARASHTRA; district: Aurangabad; Address: Plot No. 26/P, Sheet No 40 & 41, CTS No. 3397, At Dhanmandi Junabajar, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; v
pin: 431001; road: Dhanmandi Junabajar; state: MAHARASHTRA; district: Aurangabad; Address: Plot No. 26/P, Sheet No 40 & 41, CTS No. 3397, At Dhanmandi Junabajar, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; v
insurance premium
0.0
0.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
False
False
total with insurance
3500000.0
3500000.0
security address verbatim
Plot No. 26/P, Sheet No 40 & 41, CTS No. 3397, At Dhanmandi Junabajar, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Plot No. 26/P, Sheet No 40 & 41, CTS No. 3397, At Dhanmandi Junabajar, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
PLOT NO. B-12 FLAT NO. 302, AMBAR SKY, MOHAN NAGAR PUNE, Pune, MAHARASHTRA, 411045, Pune, India
PLOT NO. B-12 FLAT NO. 302, AMBAR SKY, MOHAN NAGAR PUNE, Pune, MAHARASHTRA, 411045, Pune, India
raw reading (for Abhijit)
{'lan': 'NHL/ARNG/0826/5208569', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SACHIN D. GANGARDE', 'role': 'applicant', 'label': 'Borrower'}], 'loan_type': None, 'confidence': 0.9, 'handwritten': [{'says': 'THIERY FIVE LAKH', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'A BAD', 'where': 'page 1, Mortgagor(s) details', 'touches': 'other', 'printed_was': None}, {'says': 'RAHUL MAHAJAN', 'where': 'page 1, Mortgagor(s) details', 'touches': 'name', 'printed_was': None}, {'says': 'AMOL DAKEKAR', 'where': 'page 1, Mortgagor(s) details', 'touches': 'name', 'printed_was': None}, {'says': 'ASMITA KULKARNI', 'where': 'page 1, Mortgagor(s) details', 'touches': 'name', 'printed_was': None}, {'says': 'SACHIN GANGARDE', 'where': 'page 1, Mortgagor(s) details', 'touches': 'name', 'printed_was': None}, {'says': 'BH.', 'where': 'page 2, Designation', 'touches': 'other', 'printed_was': None}, {'says': 'RAHUL MAHAJAN', 'where': 'page 2, Authorized representative', 'touches': 'name', 'printed_was': None}, {'says': 'MOHAN NAGAR, PUNE.', 'where': 'page 2, Mortgagor(s) address', 'touches': 'other', 'printed_was': None}, {'says': 'MOHAN NAGAR, PUNE.', 'where': 'page 2, Mortgagor(s) address', 'touches': 'other', 'printed_was': None}, {'says': "JUNABAZAR, A'BAD.", 'where': 'page 2, Mortgagor(s) address', 'touches': 'other', 'printed_was': None}, {'says': 'NA.', 'where': 'page 2, Mortgagor(s) address', 'touches': 'other', 'printed_was': None}, {'says': 'MOHAN NAGAR, PUNE.', 'where': 'page 2, Borrower address', 'touches': 'other', 'printed_was': None}, {'says': 'plot No-26/P', 'where': 'page 2, Property description', 'touches': 'other', 'printed_was': None}, {'says': 'Sheet No 40$ 41,', 'where': 'page 2, Property description', 'touches&#xMOTD Sachin Gangarde NOI.pdf needs your check
payments inside
payments: [{'utr': '541938067953', 'date': '2026-09-30', 'page': 13, 'time': '10:15', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27300.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATIVE PVT LTD', 'proo
payments: [{'utr': '541938067953', 'date': '2026-09-30', 'page': 13, 'time': '10:15', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27300.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATIVE PVT LTD', 'proo
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '541938067953', 'date': '2026-09-30', 'page': 13, 'time': '10:15', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27300.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}]}}Paid challan (GRAS) SACHIN PUNJARAM GANGARDE EchallanMH011138623202627E.pdf needs your check
grn
MH011138623202627E
MH011138623202627E
pin
431001
431001
total
25510.0
25510.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026093000801
03006172026093000801
district
CHHATRAPATI SAMBHAJINAGAR
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
AURANGABAD
payer pan
ANIXXXXXXE
ANIXXXXXXE
flat block
PLOT NO 26/P SHEET NO 40 AND 41 CTS NO
PLOT NO 26/P SHEET NO 40 AND 41 CTS NO
payer name
SACHIN PUNJARAM GANGARDE
SACHIN PUNJARAM GANGARDE
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3500000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3500000
scheme rows
{'amount': 10510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 10510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2142
XXXXXX2142
payment date
30/09/2026-13:16:20
30/09/2026-13:16:20
road locality
3397 AT DHANMANDI JUNABAJAR AURANGABAD MAHARASHTRA
3397 AT DHANMANDI JUNABAJAR AURANGABAD MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
3500000
3500000
raw reading (for Abhijit)
{'grn': 'MH011138623202627E', 'pin': '431001', 'total': 25510.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000801', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'ANIXXXXXXE', 'flat_block': 'PLOT NO 26/P SHEET NO 40 AND 41 CTS NO', 'payer_name': 'SACHIN PUNJARAM GANGARDE', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3500000', 'scheme_rows': [{'amount': 10510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2142', 'payment_date': '30/09/2026-13:16:20', 'road_locality': '3397 AT DHANMANDI JUNABAJAR AURANGABAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3500000'}Technical record (for Abhijit — safe to ignore)
| 13d ago | EzDocs | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 14d ago | EzDocs | quoted_history_checked | {} |
| 14d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad'"]} |
| 14d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '02c143c4-4f57-4ad9-8e22-4fb19d63eedb'} |
| 14d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 14d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ANxxxxxxXE — no paper on the |
| 14d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '378537', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 14d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'registry documents naralibag home.pdf', 'kind': 'sale_deed'} |
| 14d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SACHIN PUNJARAM GANGARDE EchallanMH011138623202627E.pdf', 'ki |
| 14d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SACHIN PUNJARAM GAN |
| 14d ago | EzDocs | challan_mismatch | {'file': 'SACHIN PUNJARAM GANGARDE EchallanMH011138623202627E.pdf', 'problems': ["district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad'"]} |
| 14d ago | EzDocs | challan_extracted | {'grn': 'MH011138623202627E', 'file': 'SACHIN PUNJARAM GANGARDE EchallanMH011138623202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25510.0} |
| 14d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 14d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails' |
| 14d ago | EzDocs | reader_verdict | {'fp': 'a1082b58b5e07af8', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': "I cannot confirm if the words 'PLOT NO' and 'SHEET NO' are printed on any paper, or if the numbers are correctly associated with them |
| 14d ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Taluka', 'why': 'the sanction letter prints AURANGA |
| 14d ago | copilot | copilot_pick | {'why': "The source text mentions 'Aurangabad'. The district 'Aurangabad' was renamed to 'Chhatrapati Sambhajinagar'. The option 'CHHATRAPATI SAMBHAJINAGAR' is the correct taluka for the city of Aurangabad.", 'field': 'T |
| 14d ago | copilot | copilot_pick | {'why': "the portal calls AURANGABAD 'CHHATRAPATI SAMBHAJINAGAR'", 'field': 'District', 'value': '3101', 'method': 'alias', 'picked': 'CHHATRAPATI SAMBHAJINAGAR', 'wanted': 'AURANGABAD', 'why_audit': "EzDocs chose from t |
| 14d ago | the co-pilot | whole_file_hold | {'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Date of mortgage missing in MOTD']} |
| 14d ago | the co-pilot | challan_numbers_from_reading | {'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'Sachin Gangarde NOI.pdf', 'from': 'the sanction letter', 'added': [' |
| 14d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (DESHMUKH, S, HOUSE) — read box 1 once against the paper's own words"} |
| 14d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 14d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number', 'why': 't |
| 14d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent'], 'mails': 1, 'summar |
| 14d ago | EzDocs | branch_questions_drafted | {'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Date of mortgage missing in MOTD — the MOTD says blank execution date. Kindly confirm which is right for thi |
| 14d ago | EzDocs | email_shadowed:branch_questions | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': 'Dear Team,\n\nWith reference to the captioned case (LAN: NHL/ARNG/0826/5208569), the papers on file leave the following open, and we cannot make the challan until it is s |
| 14d ago | EzDocs | case_read | {'how': 'uri', 'tag': '2b0ef389602af2b0', 'docs': ['registry documents naralibag home.pdf', 'Sachin Gangarde NOI.pdf'], 'loan': {'amount': 3500000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter' |
| 14d ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 14d ago | EzDocs | case_acknowledged_challan_queued | {'utr': '541938067953', 'fee_total': 27330} |
| 14d ago | EzDocs | email_shadowed:ack | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Sachin Punjaram Gan |
Case diary the case’s history — what happened, newest day first
Papers
All 3 in hand
Nothing more to ask the branch for
Money
₹27,300 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing.
1 Oct1 thing
An old draft withdrew itself — its asks were already answered
30 Sep36 things — 4 documents received · 6 letters written · 3 money steps · 3 cautions · 20 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
SACHIN PUNJARAM GANGARDE EchallanMH011138623202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 34 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs found something to check before the form is saved
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for NHL/ARNG/0826/5208569-SACHIN PUNJARAM GANGARDE
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02929
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Wrote the documents acknowledged mail — held, silent mode
Challan & NOI for NHL/ARNG/0826/5208569-SACHIN PUNJARAM GANGARDE
An old draft withdrew itself — its asks were already answered
The challan's address boxes were written from the papers
The payment proof already on the case was applied
The loan amount was worked out from the papers
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The loan amount was worked out from the papers
Received: MOTD
Sachin Gangarde NOI.pdf
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02929
Received: Sale deed
registry documents naralibag home.pdf
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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