⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Dezy Vimal Tiwari
LAN MH/MRD/MRAD/A000000856Loan ₹27,00,000NOIMails & papers 9 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 11:46
Documents
Payment
done 9 Oct, 11:49
Challan
took 2h 15m · GRAS ↗
Filing
E-filing copy
done 9 Oct, 14:05
Index II
waiting 4d 12h
their moveIndex II pendingwhole case so far 4d 14h
Needs your eyes2
Request customer name mismatch — branch's request says Dezy Vimal Tiwari; sanction letter says SUSHIL YADAV.. See the papers →
GPay ₹23,520 announced at 05:16 has not settled into the PNB account (due 09:16). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
9 Oct114 things
gpay not settled yet
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The draft e-filing copy went to the bank — waiting for its approval
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260356.pdf
A file was read again from the start — everything inside it now counts
paper read beside case
paper owner check
reading error456
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
grn from challan
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan another borrowers
challan extracted
Received: Challan
SUSHIL YADAV EchallanMH011676358202627E.pdf
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
copilot pick — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
quoted history checked
extra challan scanned
template name checked
file note490
mail against file490 — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
box disagreement
file note490
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request to initiate NOI incase of Sushil Yadav incase of MH/MRD/MRAD/A000000856
case read — by ezdocs:reader
documents read together
boxes gathered
address compared
challan boxes composed
box disagreement
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03329
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
pages trimmed480
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
money settled — by ezdocs:reader
property self check
case read started — by ezdocs:reader
property from index2
Property address read from the sanction letter
index2 people checked
A sanction letter naming someone else was not allowed to rename this case
roles from letter
property english extracted
Property read from the Index II
index2 people checked
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
Nothing new to ask for — stayed quiet
Received: Sanction letter
SANCTION_202033MHMRDMRADA0000008569262026132533Sanction.PDF
Received: Index II
index 2 sushil.pdf
Received: Aadhaar
wife adhar card new.pdf
Received: Aadhaar
adhar card.pdf1.pdf
Co-applicant added
Selfie checked — a live one
A real selfie — usable for the e-filing.
credit seen before bill
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
WhatsApp Image 2026-10-09 at 11.40.06 AM (1).jpeg
Received: PAN card
WhatsApp Image 2026-10-09 at 11.38.10 AM.jpeg
Received: PAN card
WhatsApp Image 2026-10-09 at 11.38.11 AM.jpeg
Received: Payment screenshot
WhatsApp Image 2026-10-09 at 11.38.11 AM (1).jpeg
Received: Selfie
WhatsApp Image 2026-10-09 at 11.40.06 AM.jpeg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside SUSHIL YADAV EchallanMH01167635820open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it4 open
File processed for loan MH/MRD/MRAD/A000000856 with borrowers Sushil Yadav and Sarita Yadav. Property located at Flat No 1804, Raj Accord, Rajawali, Vasai, Palghar. There is a customer name mismatch between the branch request and the sanction letter which needs branch clarification.
○SUSHIL YADAV — e-mail — the branch
○SARITA YADAV — e-mail — the branch
✗whose file this is: the request names Dezy Vimal Tiwari, our file Dezy Vimal Tiwari — a person — The request names Dezy Vimal Tiwari, but the sanction letter and Index II name Sushil Yadav and Sarita Yadav.
✗the papers disagree on Request customer name mismatch (the branch's request: Dezy Vimal Tiwari; sanction letter: SUSHIL YADAV) — a person — Ask the branch to clarify whether the file belongs to Dezy Vimal Tiwari or Sushil Yadav and provide a corrected request if necessary.
the branch's last mail (2026-10-09): The branch asks to ignore the mail. · settled: disagree:4df2a27a, whose_file
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T06:28 UTC
Moneyall of it is in
₹23,540.76
Reached our account 9 Oct 10:46:00.
How we know
Our own bank told us — 9 Oct 10:46
₹23,520 · from GPAY-BIZ
“₹23,520 received from NITESH T at 10:46 am”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%8,110
Registration fee 0.5%13,510
Government handling320
Our service fee1,600
Total we ask for23,540.76
Propertyby the engine, from the Index II
1804, 18th, Raj Accord, Building No. 1, SURVEY, 226, Rajavali, 401208
read from the Index II · e-filing boxes 42 of 46 ready
Check the property →the boxes beside the paper
People
SUSHIL YADAV · applicantAIIPY9214ASARITA YADAV · co-applicantAWTPY2831L
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