⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Pankaj Prabhakar Mali
LAN NHL/NSK/0826/5208439Loan ₹12,07,500NOIMails & papers 6 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 17:18
Documents
Payment
Challan
done 30 Sep, 18:24 · GRAS ↗
Filing
took 9d 18h · IGR e-filing ↗
E-filing copy
done 10 Oct, 13:05
Index II
took 2d 1h
doneIndex II shared · the trail says: The team has received the documents and payment, and has created and shared the challan. The team is now waiting for the branch to send the Index II copy to…whole case so far 13d 7h
Needs your eyes1
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990910260489.pdf
10 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260489.pdf
7 Oct15 things — 1 document received · 14 steps
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
The branch's title document is on the case — the filing is the NOI team's move
file note490
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
Received: Index II
4.Index.pdf
30 Sep56 things — 11 documents received · 3 letters written · 1 money step · 2 cautions · 39 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
challan ca by arithmetic
Received: Challan
MALI PANKAJ PRABHAKAR EchallanMH011182769202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
challan boxes not the papers words — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
property self check
kyc address missing
EzDocs read the whole trail as one conversation — where the case stands is on the page
Property read from the legal / technical report (the sanction letter had none)
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No: NHL/NSK/0826/5208439 Applicant Name: PANKAJ PRABHAKAR MALI.
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
boxes gathered
address compared
money settled — by ezdocs:reader
documents read together
case read started — by ezdocs:reader
applicant email captured
letter property is residence
roles from letter
Received: other
image001.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: other
image002.jpg
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
screenshot.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: Aadhaar
app adhar.pdf
Received: Sanction letter
Sanction latter.pdf
Co-applicant added
Document could not be read — a clear copy was asked for
this is not a live selfie
Document could not be read — a clear copy was asked for
this is not a live selfie, it is a photo of a person taken by another person
Received: Selfie — not usable
applicant.pdf — this is not a live selfie
Received: PAN card
Co app PAN.pdf
Received: Selfie — not usable
Co app.pdf — this is not a live selfie, it is a photo of a person taken by another person
Received: PAN card
app PAN.pdf
Received: Aadhaar
Co app adhar.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
9 of 11 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it9 open
The case belongs to Pankaj Prabhakar Mali and Megha Pankaj Mali with loan number NHL/NSK/0826/5208439. The total loan amount is Rs. 12,07,500 (including Rs. 57,500 insurance premium). The mortgaged property is Flat No. 18, 2nd Floor, Shubham Park Building No 10, Plot No. 1, Survey No. 296/3, Uttam N
○the photo — the branch
✗the photo could not be read (Co app.pdf) — the branch — this is not a live selfie, it is a photo of a person taken by another person
✗the photo could not be read (applicant.pdf) — the branch — this is not a live selfie
○MEGHA PANKAJ MALI — home building — the branch
○MEGHA PANKAJ MALI — home flat — the branch
○MEGHA PANKAJ MALI — home road — the branch
○MEGHA PANKAJ MALI — home PIN — the branch
○MEGHA PANKAJ MALI — home village / city — the branch
○property — title deed held — the branch
?unsure of date_of_mortgage — the MOTD is missing from the file
?unsure of local_body_type — the Index II or title deed is missing from the file
?unsure of local_body_name — the Index II or title deed is missing from the file
?unsure of area_value — no paper on the file prints the property's area
the branch's last mail (2026-10-07): The branch is sending the Index II and asking for one. · brought: Index II · settled: unsure:title_deed, box:property.title_deed_kind, unsure:local_body_type, unsure:local_body_name
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T08:04 UTC
Moneyall of it is in
₹11,500.23
Reached our account 30 Sep 17:04:06.
How we know
Our own bank told us — 30 Sep 17:04
₹11,460 · UTR AXNGG27329436768 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.11460.00,30-09-2026 17:04:06 thru NEFT from AXNGG27329436768/GOOGLE INDIA DIGITAL . Aval Bal 245064.25 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
The working
Stamp duty 0.3%3,630
Registration fee 0.5%6,050
Government handling320
Our service fee1,500
Total we ask for11,500.23
By law ₹11,480. We ask ₹11,500 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
18, 2nd, Shubham Park Building No 10, SURVEY, 296/3, Ambad Khurd, 422010
read from the Index II · e-filing boxes 40 of 46 ready
Check the property →the boxes beside the paper
People
MALI PANKAJ PRABHAKAR · applicantASWPM1412CMEGHA PANKAJ MALI · applicantCFCPM9078M
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