⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Siddharth Ashok Muley
LAN 77000349753Loan ₹50,00,000BT + top-upMails & papers 14 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
25 Sep, 13:43
Documents
Payment
Challan
done 29 Sep, 10:00 · GRAS ↗
Filing
took 4d 1h · IGR e-filing ↗
E-filing copy
done 3 Oct, 12:00
Index II
took 3d 1h
doneIndex II shared · the trail says: The branch has provided all necessary documents, including the sanction letter, KYC, payment proof, and title documents. The team has generated and shared the…whole case so far 18d 9h
Needs your eyes4
Paid challan is for Sale Deed — internal record says the paid challan is DOC-20260907-WA0000.pdf for 6,00,000; paid challan says SecondPartyName=MANOJ JANARDHAN BURADKAR, Amount = Rs. 42,000, . See the papers →
In the branch's mail of 6 Oct (from gaurav.landage@icicihfc.com, “APPLICATION NO.- 77000349753 - APPLICANT NAME - SIDDHARTH ASHOK MULEY ”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000367412.pdf is AMOL ASHOK SHUKLA, TUSHAR ASHOK SHUKLA (loan 77000367412)'s, not Siddharth Ashok Muley's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Siddharth's own letter. (Set aside as another customer's.)
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Branch wrote ₹5,00,000; sanction letter says ₹50,00,000. We quoted on ₹50,00,000. Confirm the mortgage amount before the challan.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
6 Oct47 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990210260098.pdf
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
The file seems to show a payment to us but no row could be read — open it
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Co-applicant added
property self check
property from index2
index2 people checked
index2 extra purchaser
property self check
property from index2
index2 people checked
index2 extra purchaser
property english extracted
money settled — by ezdocs:reader
money not settled
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
property english extracted
paper not this case
paper not this case
sanction names nobody448
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Received: Index II
Adobe Scan 06 Oct 2026 (1).pdf
screenshot claim recorded
Received: Sanction letter — not usable
KFSLetter_77000367412.pdf — it prints AMOL ASHOK SHUKLA, TUSHAR ASHOK SHUKLA; this case's people are SIDDHARTH ASHOK MULEY, Siddharth Ashok Muley — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter
Received: Technical report
HRQ-26-168902_INDProcessRequest_2500320261006113244032.pdf
Received: Payment screenshot
Screenshot_2026-10-06-11-24-56-08_944a2809ea1b4cda6ef12d1db9048ed3.jpg
Received: Index II
Index II Shukla.pdf
A mail named another loan amount after the challan was paid — nothing changed; the NOI team decides
3 Oct7 things — 1 document received · 1 letter written · 5 steps
dhc prn read
efiling copy read
dhc prn looked
dhc prn read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990210260098.pdf
2 Oct22 things — 22 steps
copilot check issues — by copilot
copilot edit — by copilot:ANJU
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot check ok — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot pick — by copilot
paper locate — by ezdocs:reader
copilot edit — by copilot:ANJU
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
efiling profile differs — by copilot
efiling token from portal — by copilot
case read — by ezdocs:reader
case read started — by ezdocs:reader
1 Oct47 things — 3 documents received · 2 cautions · 42 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
Judged again with today's rules, the challan still does not match the case — a person opens it
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
A box the papers had not filled was read off a paper and corrected
property self check
property from index2
index2 people checked
documents read together
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
challan ca unfit
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
index2 docno read
Received: Sale deed
DOC-20260907-WA0000.pdf
boxes gathered
address compared
challan boxes by rules
box disagreement
property self check
property from index2
index2 people checked
property numbers completed
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
Index.pdf
boxes gathered
address compared
challan boxes composed
EzDocs read the whole trail as one conversation — where the case stands is on the page
property attrs split
documents read together
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
challan ca unfit
pan inside paper not a card
Received: Sale deed
sale deed.pdf
29 Sep5 things — 1 letter written · 4 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
case read started — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02453 | 77000349753
28 Sep1 thing — 1 step
case read — by ezdocs:reader
27 Sep1 thing — 1 step
case read — by ezdocs:reader
25 Sep315 things — 8 documents received · 3 letters written · 4 cautions · 300 steps
Checked: this challan is not another case's
property self check
Judged again with today's rules, the challan still does not match the case — a person opens it
EzDocs read the whole trail as one conversation — where the case stands is on the page
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
SIDDHARTH ASHOK MULEY EchallanMH010866875202627E.pdf
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
copilot check ok — by copilot
Nothing new to ask for — stayed quiet
copilot pick — by copilot
stuck after payment healed
copilot pick — by copilot
copilot check ok — by copilot
city box is district — by copilot
challan boxes by rules
copilot pick — by copilot
copilot pick — by copilot
city box is district — by copilot
challan boxes by rules
Nothing new to ask for — stayed quiet
stuck after payment healed
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
reader mail addition — by ezdocs:reader
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes by rules
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
case read — by ezdocs:reader
box disagreement
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
money settled — by ezdocs:reader
money not settled
money settled — by ezdocs:reader
documents read together
insurance twin detected
applicant email captured
roles from letter
Nothing new to ask for — stayed quiet
Received: other
image.png
stuck after payment healed
Nothing new to ask for — stayed quiet
Received: Sanction letter
KFSLetter_77000349754 (1).pdf
Received: Sanction letter
KFSLetter_77000349753 (1).pdf
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
stuck after payment healed
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
boxes gathered
challan boxes by rules
stuck after payment healed
Nothing new to ask for — stayed quiet
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
quoted history checked
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
extra challan scanned
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes by rules
case read — by ezdocs:reader
box disagreement
box disagreement
documents read together
PAN found inside the KYC file — no need to ask for it
Nothing new to ask for — stayed quiet
stuck after payment healed
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02453
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Property checked by the engine — read from the report, every box that names the flat is there
Document could not be read — a clear copy was asked for
this is not a live selfie
Property checked by the engine — read from the report, every box that names the flat is there
The payment proof already on the case was applied
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Received: Selfie — not usable
kyc.pdf — could not be read
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Technical report
HRQ-26-166566_INDProcessRequest_2500320260925115449054.pdf
Received: Technical report
HRQ-26-155150_INDProcessRequest_2500320260925115512055.pdf
Received: Payment screenshot
IMG-20260925-WA0002.jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
11 of 13 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Sale deedopen
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside sale deed.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 18 files
The file, as the engine remembers it8 open
The paid challan on file is for the Sale Deed (Deed of Assignment) of the property from May 2025, not for the NOI. Furthermore, the borrower's PAN is missing and our internal record has erroneously assigned the bank's own PAN to him. A correct NOI challan must be paid and his real PAN card obtained
✗the photo could not be read (kyc.pdf) — the branch
✗the sanction letter on file is another customer's (KFSLetter_77000367412.pdf) — the branch — it prints AMOL ASHOK SHUKLA, TUSHAR ASHOK SHUKLA; this case's people are SIDDHARTH ASHOK MULEY, Siddharth Ashok Muley — another customer's s
○AMOL ASHOK SHUKLA — mobile — the branch
○AMOL ASHOK SHUKLA — e-mail — the branch
○property — building — the branch
○property — floor — the branch
✗the papers disagree on Paid challan is for Sale Deed (the internal record: the paid challan is DOC-20260907-WA0000.pdf for 6,00,000; the paid challan (DOC-20260907: SecondPartyName=MANOJ JANARDHAN BURADKAR, Amount = Rs. 42,00) — a person — Ask the branch to pay the correct NOI challan (0.3% stamp duty and registration fee) for the 50,00,000 loan.
✗the papers disagree on Wrong PAN on the mortgagor (the internal record: SIDDHARTH ASHOK MULEY's PAN is AAACI6285N; the sanction letter: ICICI HFC PAN: AAACI6285N) — a person — Ask the borrower for his real PAN card and correct the mortgagor details before filing.
?Index II Shukla.pdf may be another customer's (it prints a name) — This Index II is for Amol Ashok Shukla, not Siddharth Ashok Muley, and is therefore another customer's paper.
?the papers disagree on Two linked sanction letters (KFSLetter_77000349753 (1).pdf: Non-Home Loan of Rs. 20,00,000; KFSLetter_77000349754 (1).pdf: Home Loan of Rs. 30,00,000) — Confirm if both loans are to be filed under a single NOI token or separately.
?unsure of PAN of Mortgagor — The only PAN on the file is the bank's own corporate PAN (AAACI6285N), which was erroneously assigned to the borrower.
?unsure of Date of Birth of Mortgagor — The PAN card is missing and the Aadhaar card only prints the Year of Birth (1992).
the branch's last mail (2026-10-06): The branch asks the team to process the challan and NOI biomatrix on priority, providing applicant details, loan amount, and confirming various documents are at · brought: loan amount; stamp duty; registration fee; NOI service fee; DHC; total amount payable · settled: paper:sanction_letter:aside, paper:selfie:unreadable
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T06:11 UTC
Moneyall of it is in
₹32,060.54
Reached our account 25 Sep 13:25:44.
How we know
Our own bank told us — 25 Sep 13:25
₹32,050 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹32050.00 from SIDDHARTH ASHOKRAO MULEY.”
Matched by: equals the figure the branch wrote in its own mail · the payer's name is on this case's own screenshot; BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it
The working
Stamp duty 0.3%15,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for32,060.54
By law ₹32,050. We ask ₹32,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
80, SURVEY, 51, Rajapeth Bhag 2, 445001
read from the Index II · e-filing boxes 41 of 46 ready
Check the property →the boxes beside the paper
People
SIDDHARTH ASHOK MULEY · applicantAAACI6285NAMOL ASHOK SHUKLA · co-applicantCOGPS7286J
rendered in 3.10 s · 105 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f