Cases / NOI-2026-01578

GANESH CHANDRAKANT BHANDARI

LAN HOU/PUN/0826/5200492 Index II shared · done All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

10 of 14 in hand.
the challan is done — these are for the IGR filing / KYC

✓Aadhaar cardopen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Payment screenshot — money verifiedopen

✓MOTDopen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓PAN card — inside KYC of Ganesh Bhandari.pdfopen

✓Sanction letter — inside SKM_22726091010300.pdfopen

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (9)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹60,250.30CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹61,000 receivedfound by its UTR

Stamp duty 0.3%43,430

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.30

Total we ask for60,250.30

the branch’s receipt claims ₹61,000 129236008046

paid 8 Sep 13:06:33 · verified 10 Sep 10:59:48 · 1 d 21 h later

How we know

Our own bank told us — 8 Sep 13:06

₹61,000 · UTR 129236008046 · from VM-HDFCBK-S · a/c …6969

“Credit Alert!
Rs.61000.00 credited to HDFC Bank A/c XX6969 on 08-09-26 from VPA gcbhandariss@okhdfcbank (UPI 129236008046)”

Matched by: by UTR — the bank's reference is the one on the screenshot

By law ₹60,245. We ask ₹60,250 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 2 h 05 minour time · 10 Sep 12:59

Index II 61 h 53 minour time · 17 Sep 12:47

the NOI team 7 d 1 htotal 7 d 1 h

Complete.

Day by day — every step and who held it

10 Sep 10:53Your branch's mail

10 Sep 10:53Payment landedat once

10 Sep 10:59Papers read+6 min · the NOI team

10 Sep 10:59Property readat once

10 Sep 10:59Fee quotedat once

10 Sep 10:59Payment verifiedat once

10 Sep 10:59Ready for the challanat once

10 Sep 12:59Challan made+1 h 59 min · the NOI team

16 Sep 14:28Filed on IGR — e-filing shared+6 d 1 h · the NOI team

17 Sep 12:47Index II sent+22 h 19 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹1,44,75,000

Loan account no.

HOU/PUN/0826/5200492

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe flat / unit number

The sanction letter BASE	306 Flat No. 8os Srd floor and Flat No. 306 3rd floor PLOT NO. 103 CTS. NO. 674 fgprpade peth pune. 411042 411042
The Index II DIFFERS	305 … ने ओळखल्या जाणाऱ्या प्रकल्पातील तिसऱ्या मजल्यावरील फ्लॅट नं 305 ज्यांसी कार्पेट क्षेत्र 64.64 चौ मी म्हणजेच 695.52 चौ. फ …

What to do: The challan and the filing follow the sanction letter, the bank's own paper (flat 306). Read the papers once — if flat 306 is not right, ask the branch before you pay or file.

Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete, with all necessary documents shared. The government's Index II for the NOI has been provided for case closure.

the history says the next move is with no one — the case is finished — case closure

the branch last asked: Please provide challan and NOI

✓ loan papers sent — done, mail 4 (2026-09-10) “We acknowledge the receipt of your mail documents and payment.”

✓ fee paid — the branch's words — done, mail 4 (2026-09-10) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 5 (2026-09-10) “PFA challan for your reference.”

✓ challan shared — done, mail 5 (2026-09-10) “PFA challan for your reference.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-10) “Draft/ Index II index 2”

✓ filed on the IGR site — done, mail 6 (2026-09-16) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 6 (2026-09-16) “PFA: Downloaded e-filing for your reference..”

✓ NOI Index II shared — done, mail 7 (2026-09-17) “PFA NOI INDEX 2 FOR CASE CLOSURE.”

read over 7 mail(s), last mail 2026-09-17 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH009992423202627E	9991509260063	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DZ dipak.zanan@phfl.com phfl.com
10 Sep, 10:53 · 35d ago THE FIRST MAIL — how this case began

Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI

📎 KYC of Ganesh Bhandari.pdf ↗📎 IMG-20260528-WA0040(2).jpg ↗📎 DOC-20260910-WA0004.pdf ↗📎 IMG-20260908-WA0019.jpg ↗📎 DOC-20260910-WA0006.pdf ↗📎 SKM_22726091010300.pdf ↗

Dear Team,

Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI

Documents required for NOI

Filing; - Sticker date – 10/09/2026.

MOD0.3%

NOI0.5%

DHC – 300 Rs.

Adv. fees 1500 Rs.

Case type- Builder purchase

Documents required for NOI Filing

Remark

Loan sanction letter✓ Attached

Draft/ Index II

index 2

Aadhar copy of the applicant/s✓ Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached

Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached

08-09-2026

Thanks & Regards,

Dipak Zanan 

Senior Team Leader-Loans 

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 435

Mobile : 8796346922

PHFL Home Loans and Services Limited

Shreerang House 5th Floor Opp Jangali Maharaj Mandir

JM Road Shivajinagar Pune 411005

🤖 read: asks for the challan, the token / NOI confirmation; says the fee is paid ✓; documents attached — “Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI”

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
10 Sep, 11:55 · 35d ago

Re: Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI

Dear Team,

Kindly confirm total loan amount for challan process.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 10:58, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

> Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH
> CHANDRAKANT BHANDARI
>
*Documents required for NOI*
>
>> *Filing; - Sticker date – 10*/09/2026.
>>>
>>> *MOD – 0.3%*
>>>
>>> *NOI- 0.5%*
>>>
>>> *DHC – 300 Rs. *
>>>
>>> * Adv. fees 1500 Rs.*
>>>
>>> *Case type- Builder purchase*
>>>
>>
>>>
>>> * Documents required for NOI Filing*
>
> *Remark*
>
> Loan sanction letter
>
> *Attached*
>
> Draft/ Index II
>
>
> index 2
>
> Aadhar copy of the applicant/s
>
> *Attached*
>
> PAN copy of the applicant/s
>
> *Attached*
>
> Form A2 with Photograph of applicant/s affixed or Passport size
> photographs scan copy.
>
> *Attached*
>
> Payment details screenshot with Transaction ID & Date of payment mentioned
>
> *Attached*
>
> *08-09-2026*
>

Thanks & Regards,

*Dipak Zanan *

Senior Team Leader-Loans

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 435

Mobile : 8796346922 <(879)%20634-6922>

*PHFL Home Loans and Services Limited*

*Shreerang House 5th Floor Opp Jangali Maharaj Mandir*

*JM Road Shivajinagar Pune 411005*

[image: PHFL logo-01]

🤖 read: asks the branch for the loan amount — “Kindly confirm total loan amount for challan process.”

AD ankush.dhote@pnbhousing.com pnbhousing.com
10 Sep, 12:09 · 35d ago

Re: Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI

Dear Team,

Loan Amount is 1,44,75,000/-

Regards

Ankush Dhote

ASM

Internal

From: THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent: Thursday, September 10, 2026 11:56:58 am

To: Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

Cc: Prashant Padhye <prashant.padhye@pnbhousing.com>; Sagar Shivaji Pavanekar <sagar.pavanekar@phfl.com>; Santosh Gujar <santosh.gujar@pnbhousing.com>; Vishal Patil <vishal.patil@pnbhousing.com>; Pramod Balakrishna Wakade 1 <pramod.wakade1@phfl.com>;
Ganesh Manohar Lande <ganesh.lande@phfl.com>; Yogesh Date <yogesh.date@pnbhousing.com>; Ankush Dhote <ankush.dhote@pnbhousing.com>

Subject: Re: Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI

 Exercise caution when click

earlier mails quoted below

On Thu, 10 Sept 2026 at 10:58, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:

Dear Team,

Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI

Documents required for NOI

Filing; - Sticker date – 10 /09/2026.

MOD – 0.3%

NOI - 0.5%

DHC – 300 Rs.

Adv. fees 1500 Rs.

Case type- Builder purchase

Documents required for
NOI Filing

Remark

Loan sanction letter

Attached

Draft/ Index II

index 2

Aadhar copy of the applicant/s

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.

Attached

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached

08-09-2026

Thanks & Regards,

Dipak Zanan

Senior Team Leader-Loans

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 43 5

Mobile : 8796346922

PHFL Home Loans and Services Limited

Shreerang House 5 th Floor Opp Jangali Maharaj Mandir

JM Road Shivajinagar Pune 411005

🤖 read: The branch states the loan amount.

OL The NOI teamTYPED IN GMAIL
10 Sep, 12:16 · 35d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Thu, 10 Sept 2026 at 12:10, Ankush Dhote <ankush.dhote@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Loan Amount is 1,44,75,000/-

Regards
Ankush Dhote
ASM

Internal
------------------------------
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* Thursday, September 10, 2026 11:56:58 am
*To:* Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
*Cc:* Prashant Padhye <prashant.padhye@pnbhousing.com>; Sagar Shivaji
Pavanekar <sagar.pavanekar@phfl.com>; Santosh Gujar <
santosh.gujar@pnbhousing.com>; Vishal Patil <vishal.patil@pnbhousing.com>;
Pramod Balakrishna Wakade 1 <pramod.wakade1@phfl.com>; Ganesh Manohar
Lande <ganesh.lande@phfl.com>; Yogesh Date <yogesh.date@pnbhousing.com>;
Ankush Dhote <ankush.dhote@pnbhousing.com>
*Subject:* Re: Please provide challan and NOI in CASE
HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI

 *Secured by Check Point*

Dear Team,
Kindly confirm total loan amount for challan process.

*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 10 Sept 2026 at 10:58, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
wrote:

Dear Team,

Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH
CHANDRAKANT BHANDARI

*Documents required for **NOI*

*Filing; -** Sticker date – 10*/09/2026.

*MOD – 0.3%*

*NOI**- 0.5%*

*DHC – 300 Rs. *

* Adv. fees 1500 Rs.*

*Case type- Builder purchase*

 * Documents required for **NOI** Filing*

*Remark*

Loan sanction letter

*Attached*

Draft/ Index II

index 2

Aadhar copy of the applicant/s

*Attached*

PAN copy of the applicant/s

*Attached*

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy.

*Attached*

Payment details screenshot with Transaction ID & Date of payment mentioned

*Attached*

*08-09-2026*

Thanks & Regards,

*Dipak Zanan *

Senior Team Leader-Loans

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 435

Mobile : 8796346922 <(879)%20634-6922>

*PHFL Home Loans and Services Limited*

*Shreerang House 5**th** Floor Opp Jangali Maharaj Mandir*

*JM
<https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g> Road
Shivajinagar Pune
<https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g> 411005
<https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g>*

[image: PHFL logo-01]

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
10 Sep, 12:59 · 35d ago

📎 GANESH CHANDRAKANT BHANDARI EchallanMH0099 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 12:16, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 10 Sept 2026 at 12:10, Ankush Dhote <ankush.dhote@pnbhousing.com>
wrote:

> Dear Team,
>
> Loan Amount is 1,44,75,000/-
>
> Regards
> Ankush Dhote
> ASM
>
>
> Internal
> ------------------------------
> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Sent:* Thursday, September 10, 2026 11:56:58 am
> *To:* Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
> *Cc:* Prashant Padhye <prashant.padhye@pnbhousing.com>; Sagar Shivaji
> Pavanekar <sagar.pavanekar@phfl.com>; Santosh Gujar <
> santosh.gujar@pnbhousing.com>; Vishal Patil <vishal.patil@pnbhousing.com>;
> Pramod Balakrishna Wakade 1 <pramod.wakade1@phfl.com>; Ganesh Manohar
> Lande <ganesh.lande@phfl.com>; Yogesh Date <yogesh.date@pnbhousing.com>;
> Ankush Dhote <ankush.dhote@pnbhousing.com>
> *Subject:* Re: Please provide challan and NOI in CASE
> HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI
>
> > *Secured by Check Point*
>
> Dear Team,
> Kindly confirm total loan amount for challan process.
>
> *Regards,*
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 10 Sept 2026 at 10:58, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
> wrote:
>
>
> Dear Team,
>
>
> Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH
> CHANDRAKANT BHANDARI
>
> *Documents required for **NOI*
>
> *Filing; -** Sticker date – 10*/09/2026.
>
> *MOD – 0.3%*
>
> *NOI**- 0.5%*
>
> *DHC – 300 Rs. *
>
> * Adv. fees 1500 Rs.*
>
> *Case type- Builder purchase*
>
>
>
> * Documents required for **NOI** Filing*
>
> *Remark*
>
> Loan sanction letter
>
> *Attached*
>
> Draft/ Index II
>
>
> index 2
>
> Aadhar copy of the applicant/s
>
> *Attached*
>
> PAN copy of the applicant/s
>
> *Attached*
>
> Form A2 with Photograph of applicant/s affixed or Passport size
> photographs scan copy.
>
> *Attached*
>
> Payment details screenshot with Transaction ID & Date of payment mentioned
>
> *Attached*
>
> *08-09-2026*
>
>
>
>
> Thanks & Regards,
>
> *Dipak Zanan *
>
> Senior Team Leader-Loans
>
> J M Road Shivaji Nagar
>
> Office : 020-25576000; Ext :- 435
>
> Mobile : 8796346922 <(879)%20634-6922>
>
> *PHFL Home Loans and Services Limited*
>
> *Shreerang House 5**th** Floor Opp Jangali Maharaj Mandir*
>
> *JM
> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g> Road
> Shivajinagar Pune
> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g> 411005
> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g>*
>
> [image: PHFL logo-01]
>
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
16 Sep, 14:28 · 29d ago

📎 eFilingDoc9991109260709.pdf ↗

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 12:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 10 Sept 2026 at 12:16, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 10 Sept 2026 at 12:10, Ankush Dhote <ankush.dhote@pnbhousing.com>
> wrote:
>
>> Dear Team,
>>
>> Loan Amount is 1,44,75,000/-
>>
>> Regards
>> Ankush Dhote
>> ASM
>>
>>
>> Internal
>> ------------------------------
>> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> *Sent:* Thursday, September 10, 2026 11:56:58 am
>> *To:* Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
>> *Cc:* Prashant Padhye <prashant.padhye@pnbhousing.com>; Sagar Shivaji
>> Pavanekar <sagar.pavanekar@phfl.com>; Santosh Gujar <
>> santosh.gujar@pnbhousing.com>; Vishal Patil <vishal.patil@pnbhousing.com>;
>> Pramod Balakrishna Wakade 1 <pramod.wakade1@phfl.com>; Ganesh Manohar
>> Lande <ganesh.lande@phfl.com>; Yogesh Date <yogesh.date@pnbhousing.com>;
>> Ankush Dhote <ankush.dhote@pnbhousing.com>
>> *Subject:* Re: Please provide challan and NOI in CASE
>> HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI
>>
>> >> *Secured by Check Point*
>>
>> Dear Team,
>> Kindly confirm total loan amount for challan process.
>>
>> *Regards,*
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Thu, 10 Sept 2026 at 10:58, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
>> wrote:
>>
>>
>> Dear Team,
>>
>>
>> Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH
>> CHANDRAKANT BHANDARI
>>
>> *Documents required for **NOI*
>>
>> *Filing; -** Sticker date – 10*/09/2026.
>>
>> *MOD – 0.3%*
>>
>> *NOI**- 0.5%*
>>
>> *DHC – 300 Rs. *
>>
>> * Adv. fees 1500 Rs.*
>>
>> *Case type- Builder purchase*
>>
>>
>>
>> * Documents required for **NOI** Filing*
>>
>> *Remark*
>>
>> Loan sanction letter
>>
>> *Attached*
>>
>> Draft/ Index II
>>
>>
>> index 2
>>
>> Aadhar copy of the applicant/s
>>
>> *Attached*
>>
>> PAN copy of the applicant/s
>>
>> *Attached*
>>
>> Form A2 with Photograph of applicant/s affixed or Passport size
>> photographs scan copy.
>>
>> *Attached*
>>
>> Payment details screenshot with Transaction ID & Date of payment
>> mentioned
>>
>> *Attached*
>>
>> *08-09-2026*
>>
>>
>>
>>
>> Thanks & Regards,
>>
>> *Dipak Zanan *
>>
>> Senior Team Leader-Loans
>>
>> J M Road Shivaji Nagar
>>
>> Office : 020-25576000; Ext :- 435
>>
>> Mobile : 8796346922 <(879)%20634-6922>
>>
>> *PHFL Home Loans and Services Limited*
>>
>> *Shreerang House 5**th** Floor Opp Jangali Maharaj Mandir*
>>
>> *JM
>> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g> Road
>> Shivajinagar Pune
>> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g> 411005
>> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g>*
>>
>> [image: PHFL logo-01]
>>
>>
>>

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
17 Sep, 12:47 · 28d ago

📎 IndexII9991109260709.pdf ↗

TEAM,

PFA NOI INDEX 2 FOR CASE CLOSURE.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 16 Sept 2026 at 14:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 10 Sept 2026 at 12:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 10 Sept 2026 at 12:16, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Thu, 10 Sept 2026 at 12:10, Ankush Dhote <ankush.dhote@pnbhousing.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Loan Amount is 1,44,75,000/-
>>>
>>> Regards
>>> Ankush Dhote
>>> ASM
>>>
>>>
>>> Internal
>>> ------------------------------
>>> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> *Sent:* Thursday, September 10, 2026 11:56:58 am
>>> *To:* Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
>>> *Cc:* Prashant Padhye <prashant.padhye@pnbhousing.com>; Sagar Shivaji
>>> Pavanekar <sagar.pavanekar@phfl.com>; Santosh Gujar <
>>> santosh.gujar@pnbhousing.com>; Vishal Patil <
>>> vishal.patil@pnbhousing.com>; Pramod Balakrishna Wakade 1 <
>>> pramod.wakade1@phfl.com>; Ganesh Manohar Lande <ganesh.lande@phfl.com>;
>>> Yogesh Date <yogesh.date@pnbhousing.com>; Ankush Dhote <
>>> ankush.dhote@pnbhousing.com>
>>> *Subject:* Re: Please provide challan and NOI in CASE
>>> HOU/PUN/0826/5200492 GANESH CHANDRAKANT BHANDARI
>>>
>>> >>> *Secured by Check Point*
>>>
>>> Dear Team,
>>> Kindly confirm total loan amount for challan process.
>>>
>>> *Regards,*
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974 <(809)%20724-4974>*
>>>
>>>
>>> On Thu, 10 Sept 2026 at 10:58, Dipak Bhimraj Zanan <
>>> dipak.zanan@phfl.com> wrote:
>>>
>>>
>>> Dear Team,
>>>
>>>
>>> Please provide challan and NOI in CASE HOU/PUN/0826/5200492 GANESH
>>> CHANDRAKANT BHANDARI
>>>
>>> *Documents required for **NOI*
>>>
>>> *Filing; -** Sticker date – 10*/09/2026.
>>>
>>> *MOD – 0.3%*
>>>
>>> *NOI**- 0.5%*
>>>
>>> *DHC – 300 Rs. *
>>>
>>> * Adv. fees 1500 Rs.*
>>>
>>> *Case type- Builder purchase*
>>>
>>>
>>>
>>> * Documents required for **NOI** Filing*
>>>
>>> *Remark*
>>>
>>> Loan sanction letter
>>>
>>> *Attached*
>>>
>>> Draft/ Index II
>>>
>>>
>>> index 2
>>>
>>> Aadhar copy of the applicant/s
>>>
>>> *Attached*
>>>
>>> PAN copy of the applicant/s
>>>
>>> *Attached*
>>>
>>> Form A2 with Photograph of applicant/s affixed or Passport size
>>> photographs scan copy.
>>>
>>> *Attached*
>>>
>>> Payment details screenshot with Transaction ID & Date of payment
>>> mentioned
>>>
>>> *Attached*
>>>
>>> *08-09-2026*
>>>
>>>
>>>
>>>
>>> Thanks & Regards,
>>>
>>> *Dipak Zanan *
>>>
>>> Senior Team Leader-Loans
>>>
>>> J M Road Shivaji Nagar
>>>
>>> Office : 020-25576000; Ext :- 435
>>>
>>> Mobile : 8796346922 <(879)%20634-6922>
>>>
>>> *PHFL Home Loans and Services Limited*
>>>
>>> *Shreerang House 5**th** Floor Opp Jangali Maharaj Mandir*
>>>
>>> *JM
>>> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g> Road
>>> Shivajinagar Pune
>>> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g> 411005
>>> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g>*
>>>
>>> [image: PHFL logo-01]
>>>
>>>
>>>

🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card+ PAN card inside	KYC of Ganesh Bhandari.pdf	filed	35d ago
Selfie / photo	IMG-20260528-WA0040(2).jpg	CANNOT BE READ — clear copy asked	35d ago
Index IIthe branch sent this — an input	DOC-20260910-WA0004.pdf	filed	35d ago
Payment screenshot	IMG-20260908-WA0019.jpg	filed	35d ago
Index IIthe branch sent this — an input	DOC-20260910-WA0006.pdf	filed	35d ago
MOTD+ Sanction letter inside	SKM_22726091010300.pdf	filed	35d ago
Paid challan (GRAS)	GANESH CHANDRAKANT BHANDARI EchallanMH009992423202627E.pdf	filed	34d ago
E-filing copy (token)	eFilingDoc9991109260709.pdf	filed	29d ago
Index IIthe registered copy we filed	IndexII9991109260709.pdf	filed	28d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹60,250.30

Where it stands
VERIFIED — money received

Screenshot claims
₹61,000 129236008046

Paid at
8 Sep 13:06:33

Verified on
10 Sep 10:59:48

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹43,430	₹15,000	₹320	₹1,500	₹60,250

By law ₹60,245. We ask ₹60,250 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Challan date

2 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Floor (person 1)

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (DOC-20260910-WA0006.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) इतर वर्णनः, इतर माहितीः तुकडी पुणे पोट तुकडी व ता हवेली मे दुय्यम निबंधक साहेव हवेली यांच्या कक्षेतील तसेच पुणे महानगरपालिका यांच्या हद्दीतील गांव मौजे घोरपडे पेठ येथील सिटी सर्व्हे नं 674, फायनल प्लॉट नं. 103/ए, टीपीएस नं. 3 ज्यांसी एकुण क्षेत्र 2724.9 चौ मी पैकी क्षेत्र 1400 चौ मी या मिळकतीवर बांधण्यात येणाऱ्या व समायरा टॉवर या नावाने ओळखल्या जाणाऱ्या प्रकल्पातील तिसऱ्या मजल्यावरील फ्लॅट नं 305 ज्यांसी कार्पेट क्षेत्र 64.64 चौ मी म्हणजेच 695.52 चौ. फुट ही मिळकत प्रस्तुत दस्ताचा विषय आहे.( (C.T.S. Number : 674 ; Final Plot Number : 103/A ;) ) - स्थानिक स्वराज्य संस्थाः पुणे म.न.पा.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SKM_22726091010300.pdf

as printed
FLAT NO. 8OS SRD FLOOR AND FLAT NO. 306 3RD FLOOR PLOT NO. 103 CTS. NO. 674 FGPRPADE PETH PUNE. 411042

PIN
411042

the Index II

DOC-20260910-WA0004.pdf

the property
1) itara varnanah, itara maahitih tukadi pune pota tukadi va taa haveli me duyyama nibandhaka saaheba haveli yaanchyaa kakshetila tasecha pune mahaanagarapaalikaa yaanchyaa hadditila gaanva mauje ghorapade petha yethila siti sarvhe nan 674, phaayanala plota nan. 103/e, tipiesa nan. 3 jyaansi ekuna kshetra 2724.9 chau mi paiki kshetra 1400 chau mi yaa milakativara baandhanyaata yenaaऱ्yaa va samaayaraa tovara yaa naavaane olakhalyaa jaanaaऱ्yaa prakalpaatila tisaऱ्yaa majalyaavarila phlata nan 306 jyaansi kaarpeta kshetra 66.99 chau mi mhanajecha 720.81 chau. phuta hi milakata prastuta dastaachaa vishaya aahe. ((C.T.S. NUMBER : 674; FINAL PLOT NUMBER : 103/A ; ) ) - sthaanika svaraajya sansthaah pune ma.na.paa.

the Index II

DOC-20260910-WA0006.pdf

the property
1) itara varnanah, itara maahitih tukadi pune pota tukadi va taa haveli me duyyama nibandhaka saaheva haveli yaanchyaa kakshetila tasecha pune mahaanagarapaalikaa yaanchyaa hadditila gaanva mauje ghorapade petha yethila siti sarvhe nan 674, phaayanala plota nan. 103/e, tipiesa nan. 3 jyaansi ekuna kshetra 2724.9 chau mi paiki kshetra 1400 chau mi yaa milakativara baandhanyaata yenaaऱ्yaa va samaayaraa tovara yaa naavaane olakhalyaa jaanaaऱ्yaa prakalpaatila tisaऱ्yaa majalyaavarila phlata nan 305 jyaansi kaarpeta kshetra 64.64 chau mi mhanajecha 695.52 chau. phuta hi milakata prastuta dastaachaa vishaya aahe.( (C.T.S. NUMBER : 674; FINAL PLOT NUMBER : 103/A ;) ) - sthaanika svaraajya sansthaah pune ma.na.paa.

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 305 3RD FLOOR SAMAYRA TOWER CTS NO 674 FINAL PLOT NO 103/A

Locality/Road
NEAR ST TERESA CHURCH KHADAK MAL AALI ROAD GHOPADE PETH

Area/City
GHORPADE PETH

check or correct a box, the papers beside it →

the Index II also prints: 1, 103/A, 103/E, 1400, 2724, 3, 66, 720, AAHE, BAANDHANYAATA, CHAU, DASTAACHAA, DUYYAMA, EKUNA, FINAL, GAANVA, GHORAPADE, HADDITILA
the Index II also prints: 1, 103/A, 103/E, 1400, 2724, 3, 305, 52, AAHE, BAANDHANYAATA, CHAU, DASTAACHAA, DUYYAMA, EKUNA, FINAL, GAANVA, GHORAPADE, HADDITILA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	PRAMODINI GANESH BHANDARI	BNGPB3565D	…8348

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	dipak.zanan@phfl.com	35d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo IMG-20260528-WA0040(2).jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.95

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.95, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Payment screenshot IMG-20260908-WA0019.jpg needs your check

utr
129236008046

date
2026-09-08

time
12:23

amount
61000.0

method
Google Pay

payer upi
riss@okhdfcbank

payee name
THINKBIGZ INITIATIVE

payer name
GANESH CHANDRAKANT BHANDARI

raw reading (for Abhijit)

{'utr': '129236008046', 'date': '2026-09-08', 'time': '12:23', 'amount': 61000.0, 'method': 'Google Pay', 'payee_upi': None, 'payer_upi': 'riss@okhdfcbank', 'payee_name': 'THINKBIGZ INITIATIVE', 'payer_name': 'GANESH CHANDRAKANT BHANDARI', 'debit_notification_text': None}

Aadhaar card KYC of Ganesh Bhandari.pdf needs your check

dob
1981-04-02

pan
BNGPB3565D

name
PRAMODINI GANESH BHANDARI

legible
True

aadhaar last4
8348

raw reading (for Abhijit)

{'dob': '1981-04-02', 'pan': 'BNGPB3565D', 'name': 'PRAMODINI GANESH BHANDARI', 'legible': True, 'aadhaar_last4': '8348', 'quality_issue': None}

Index II DOC-20260910-WA0006.pdf needs your check

kind
index2_input

extracted
doc_no: HVL16-24693; village: घोरपडी पेठ; doc_kind: सूची क्र. २; doc_year: 2026; sro_name: सह दु.नि. हवेली 16; area_text: 64.64 चौ. मीटर; mortgagee: गणेश चंद्रकांत भंडारी; filing_fee: 30000.0; mortgagors: ['मे. प्रथमेश क

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'doc_no': 'HVL16-24693', 'village': 'घोरपडी पेठ', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. हवेली 16', 'area_text': '64.64 चौ. मीटर', 'mortgagee': 'गणेश चंद्रकांत भंडारी', 'filing_fee': 30000.0, 'mortgagors': ['मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. सचिन चंद्रकांत थिटे तर्फे क. ज करिता व कु मु म्हणून श्री. प्रविण आनंत आंबले', 'मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. प्रविण आनंत आंबले', 'मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. ललित नंदलाल साखरे तर्फे क. ज करिता व कु मु म्हणून श्री. प्रविण आनंत आंबले', 'मा. दे. साई बालाजी स्पेस प्रा लि तर्फे डायरेक्टर श्री. अविनाश कृष्णाजी जाधव व श्री. श्रीकांत नारायण काची तर्फे कु. मु म्हणून मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. सचिन चंद्रकांत थिटे तर्फे क. ज करिता व कु मु म्हणून श्री. प्रविण आनंत आंबले', 'मा. दे. साई बालाजी स्पेस प्रा लि तर्फे डायरेक्टर श्री. अविनाश कृष्णाजी जाधव व श्री. श्रीकांत नारायण काची तर्फे कु. मु म्हणून मे. प्रथमेश कंन्स्ट्रो रियल्टी एल एल पी तर्फे अधिकृत भागीदार श्री. प्रविण आनंत आंबले', 'मा. दे. साई वालाजी स्पेस प्रा लि तर्फे डायरेक्टर श्री. अविनाश कृष्णाजी जाधव व श्री. श्रीकांत नारायण काची तर्फे कु. मु म्हणून मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. ललित नंदलाल साखरे तर्फे क. ज करिता व कु मु म्हणून श्री. प्रविण आनंत आंवले'], 'stamp_duty': 553000.0, 'filing_date': '2026-09-08', 'loan_amount': 7900000.0, 'property_text': '1) इतर वर्णनः, इतर माहितीः तुकडी पुणे पोट तुकडी व ता हवेली मे दुय्यम निबंधक साहेव हवेली यांच्या कक्षेतील तसेच पुणे महानगरपालिका यांच्या हद्दीतील गांव मौजे घोरपडे पेठ येथील सिटी सर्व्हे नं 674, फायनल प्लॉट नं. 103/ए, टीपीएस नं. 3 ज्यांसी एकुण क्षेत्र 2724.9 चौ मी पैकी क्षेत्र 1400 चौ मी या मिळकतीवर बांधण्यात येणाऱ्या व समायरा टॉवर या नावाने ओळखल्या जाणाऱ्या प्रकल्पातील तिसऱ्या मजल्यावरील फ्लॅट नं 305 ज्यांसी कार्पेट क्षेत्र 64.64 चौ मी म्हणजेच 695.52 चौ. फुट ही मिळकत प्रस्तुत दस्ताचा विषय आहे.( (C.T.S. Number : 674 ; Final Plot Number : 103/A ;) ) - स्थानिक स्वराज्य संस्थाः पुणे म.न.पा.', 'survey_numbers': ['674', '103/ए']}}

Aadhaar card KYC of Ganesh Bhandari.pdf needs your check

dob
1981-04-02

pan
BNGPB3565D

name
PRAMODINI GANESH BHANDARI

legible
True

aadhaar last4
8348

raw reading (for Abhijit)

{'dob': '1981-04-02', 'pan': 'BNGPB3565D', 'name': 'PRAMODINI GANESH BHANDARI', 'legible': True, 'aadhaar_last4': '8348', 'quality_issue': None}

Index II DOC-20260910-WA0004.pdf needs your check

kind
index2_input

extracted
doc_no: HVL16-24694-2026; village: घोरपडी पेठ; doc_kind: सूची क्र. २ Index II; doc_year: 2026; sro_name: सह. दुय्यम निबंधक (वर्ग-२) हवेली क्र.१६, पुणे शहर, पुणे.; area_text: 1) 66.99 चौ. मीटर; mortgagee: गणेश चंद्रकांत भ

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'doc_no': 'HVL16-24694-2026', 'village': 'घोरपडी पेठ', 'doc_kind': 'सूची क्र. २ Index II', 'doc_year': '2026', 'sro_name': 'सह. दुय्यम निबंधक (वर्ग-२) हवेली क्र.१६, पुणे शहर, पुणे.', 'area_text': '1) 66.99 चौ. मीटर', 'mortgagee': 'गणेश चंद्रकांत भंडारी', 'filing_fee': 30000.0, 'mortgagors': ['मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. सचिन चंद्रकांत थिटे तर्फे क. ज करिता व कु मु म्हणून श्री. प्रविण आनंत आंवले', 'मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. प्रविण आनंत आंबले', 'मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. ललित नंदलाल साखरे तर्फे क. ज करिता व कु मु म्हणून श्री. प्रविण आनंत आंवले', 'मा. दे. साई बालाजी स्पेस प्रा लि तर्फे डायरेक्टर श्री. अविनाश कृष्णाजी जाधव व श्री. श्रीकांत नारायण काची तर्फे कु. मु म्हणून मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. सचिन चंद्रकांत थिटे तर्फे क. ज करिता व कु मु म्हणून श्री. प्रविण आनंत आंवले', 'मा. दे. साई बालाजी स्पेस प्रा लि तर्फे डायरेक्टर श्री. अविनाश कृष्णाजी जाधव व श्री. श्रीकांत नारायण काची तर्फे कु. मु म्हणून मे. प्रथमेश कंन्स्ट्रो रियल्टी एल एल पी तर्फे अधिकृत भागीदार श्री. प्रविण आनंत आंबले', 'मा. दे. साई बालाजी स्पेस प्रा लि तर्फे डायरेक्टर श्री. अविनाश कृष्णाजी जाधव व श्री. श्रीकांत नारायण कात्री तर्फ कु. मु म्हणून मे. प्रथमेश कंन्स्ट्रो रियलटी एल एल पी तर्फे अधिकृत भागीदार श्री. ललित नंदलाल साखरे तर्फे क. ज करिता व कुमु म्हणून श्री. प्रविण आनंत आंवले'], 'stamp_duty': 567000.0, 'filing_date': '2026-09-08', 'loan_amount': 8100000.0, 'property_text': '1) इतर वर्णनः, इतर माहितीः तुकडी पुणे पोट तुकडी व ता हवेली मे दुय्यम निबंधक साहेब हवेली यांच्या कक्षेतील तसेच पुणे महानगरपालिका यांच्या हद्दीतील गांव मौजे घोरपडे पेठ येथील सिटी सर्व्हे नं 674, फायनल प्लॉट नं. 103/ए, टीपीएस नं. 3 ज्यांसी एकुण क्षेत्र 2724.9 चौ मी पैकी क्षेत्र 1400 चौ मी या मिळकतीवर बांधण्यात येणाऱ्या व समायरा टॉवर या नावाने ओळखल्या जाणाऱ्या प्रकल्पातील तिसऱ्या मजल्यावरील फ्लॅट नं 306 ज्यांसी कार्पेट क्षेत्र 66.99 चौ मी म्हणजेच 720.81 चौ. फुट ही मिळकत प्रस्तुत दस्ताचा विषय आहे. ( (C.T.S. Number : 674; Final Plot Number : 103/A ; ) ) - स्थानिक स्वराज्य संस्थाः पुणे म.न.पा.', 'survey_numbers': ['674', '103/ए']}}

MOTD SKM_22726091010300.pdf needs your check

lan
HOU/PUN/0826/5200492

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
14000000

interest rate
8.3

sanction date
21-Aug-2026

letter version
5

applicant names
GANESH CHANDRAKANT BHANDARI, PRAMODINI GANESH BHANDARI

applicant mobile
9823646777

property address
pin: 411042; state: Maharashtra; Flat no: 305 and 306; district: Pune; Floor: 3rd floor; Address: Flat No. 305 and 306, 3rd floor, Samaira Tower, Plot No. 103 CTS No. 674, Gorpade Peth, Pune, Maharashtra, 411042;

insurance premium
475000

includes insurance
True

total with insurance
14475000

security address verbatim
Flat No. 8os Srd floor and Flat No. 306 3rd floor PLOT NO. 103 CTS. NO. 674 fgprpade peth pune. 411042

raw reading (for Abhijit)

{'lan': 'HOU/PUN/0826/5200492', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 14000000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '21-Aug-2026', 'letter_version': '5', 'applicant_names': ['GANESH CHANDRAKANT BHANDARI', 'PRAMODINI GANESH BHANDARI'], 'applicant_mobile': '9823646777', 'property_address': {'pin': '411042', 'road': None, 'state': 'Maharashtra', 'taluka': None, 'flat_no': '305 and 306', 'district': 'Pune', 'floor_no': '3rd floor', 'landmark': None, 'full_address': 'Flat No. 305 and 306, 3rd floor, Samaira Tower, Plot No. 103 CTS No. 674, Gorpade Peth, Pune, Maharashtra, 411042', 'village_city': 'Gorpade Peth, Pune', 'building_name': 'Samaira Tower', 'survey_or_cts_no': 'Plot No. 103 CTS No. 674'}, 'insurance_premium': 475000, 'includes_insurance': True, 'total_with_insurance': 14475000, 'security_address_verbatim': 'Flat No. 8os Srd floor and Flat No. 306 3rd floor PLOT NO. 103 CTS. NO. 674 fgprpade peth pune. 411042'}

Paid challan (GRAS) GANESH CHANDRAKANT BHANDARI EchallanMH009992423202627E.pdf needs your check

grn
MH009992423202627E

pin
411042

total
58430.0

article
Registration Fee

defaced
False

bank cin
03006172026091000524

district
PUNE

area city
PUNE

payer pan
AFQXXXXXXG

flat block
FLAT NO 305 AND 306, 3RD FLOOR, SAMAIRA TOWER, FINAL PLOT NO.103/A, CTS 674,

payer name
GANESH CHANDRAKANT BHANDARI

sro office
HVL16_HAVELI 16 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=14475000

scheme rows
{'amount': 43430.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX6777

payment date
10/09/2026-12:58:42

road locality
GHORPADE PETH PUNE, MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
14475000

raw reading (for Abhijit)

{'grn': 'MH009992423202627E', 'pin': '411042', 'total': 58430.0, 'article': 'Registration Fee', 'defaced': False, 'bank_cin': '03006172026091000524', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AFQXXXXXXG', 'flat_block': 'FLAT NO 305 AND 306, 3RD FLOOR, SAMAIRA TOWER, FINAL PLOT NO.103/A, CTS 674,', 'payer_name': 'GANESH CHANDRAKANT BHANDARI', 'sro_office': 'HVL16_HAVELI 16 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=14475000', 'scheme_rows': [{'amount': 43430.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6777', 'payment_date': '10/09/2026-12:58:42', 'road_locality': 'GHORPADE PETH PUNE, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '14475000'}

Technical record (for Abhijit — safe to ignore)

5h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 10 Sep, 12:16 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AFxxxxxxXG — no paper on the
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
20d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '4f793a59-134a-43bc-8611-d73476ed6e57'}
28d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
28d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
28d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999110926070
29d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challa
29d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
29d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999110926
30d ago	copilot	copilot_check_issues	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': '', 'issues': [{'box': 'MICR No (portal)', 'why': 'the digits differ from what the ca
30d ago	copilot	efiling_token_differs	{'why': 'the portal issued a token that is not the one on the case — a second draft was started; the case keeps the first, a person decides', 'portal': '9991509260065', 'on_case': '9991509260063'}
30d ago	copilot	copilot_check_issues	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': '', 'issues': [{'box': 'MICR No (portal)', 'why': 'the digits differ from what the ca
30d ago	copilot	efiling_profile_differs	{'why': "the portal's saved profile and the bank's saved constants disagree on these boxes — a person decides which is right (Calculator → E-filing details)", 'bank': 'PNB_HFL', 'differences': [{'box': 'Name of Bank', 's
30d ago	copilot	efiling_token_from_portal	{'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9991509260063'}
30d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15}
30d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'lan
30d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DOC-20260910-WA0004.pdf', 'DOC-20260910-WA0006.pdf', 'SKM_22726091010300.pdf', 'KYC of Ganesh Bhandari.pdf'], 'kept': ['road', 'land
30d ago	EzDocs	address_compared	{'sig': 'c96e07cccbc41f69', 'why': 'after gather', 'people': [{'home': '202, 2nd, Iris, B. T. Kawade Road, Uday Baug, Plot No. 21, Pune City, Pune, 411013', 'person': 'PRAMODINI GANESH BHANDARI', 'against': [], 'home_src
30d ago	EzDocs	challan_boxes_composed	{'fp': 'f871db7042e36376', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 305 3RD FLOOR SAMAYRA TOWER CTS NO 67
30d ago	EzDocs	box_disagreement	{'box': 'party.mobile', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '9823646777', 'page': 2, 'party': 'PRAMODINI
30d ago	EzDocs	box_disagreement	{'box': 'property.Title deed number', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'HVL16-24693-2026/2026 SRO सह दु.न
30d ago	EzDocs	box_disagreement	{'box': 'property.Area', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '64.64', 'page': 1, 'party': None, 'qu
30d ago	EzDocs	box_disagreement	{'box': 'property.Flat no', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '305', 'page': 1, 'party': None, 'quote':
30d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'trigger': 'after the Index II takeover'}
30d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DOC-20260910-WA0006.pdf', 'changed': {'taluka': {'was': None, 'index2': 'H
30d ago	EzDocs	index2_people_checked	{'doc_id': '603150ac-6879-4147-b10b-0609c4efa168', 'differs': 0, 'matched': [], 'not_on_case': 1}
30d ago	EzDocs	index2_extra_purchaser	{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '603150ac-6879-4147-b10b-0609
30d ago	EzDocs	challan_verified_against_case	{'grn': 'MH009992423202627E', 'why': "the old 'does not match' note came from an earlier reading's rules (a head name read as the article, or a split pair); checked again with today's rules it matches — the note is closed

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card

Money

₹61,000 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered

11:50

26 Sep1 thing — 1 step

EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records

19:57

24 Sep1 thing — 1 step

Checked: this challan is not another case's

22:01

17 Sep4 things — 1 document received · 1 letter written · 2 steps

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.