⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Rushikesh Mahesh Shigvan
LAN HOU/NAV/0926/5216098Loan ₹21,26,250NOIMails & papers 7 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 12:27
Documents
took 5m
Payment
done 9 Oct, 12:35
Challan
took 2h 54m · GRAS ↗
Filing
took 20h 49m · IGR e-filing ↗
E-filing copy
done 10 Oct, 12:20
Index II
took 2d 1h
doneIndex II sharedwhole case so far 4d 11h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9991010260060.pdf
10 Oct24 things — 1 document received · 1 letter written · 22 steps
dhc prn read
efiling copy read
desk documents backfill
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260060.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
9 Oct70 things — 4 documents received · 5 letters written · 1 money step · 60 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
MAHESH KERU SHIGVAN EchallanMH011702549202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check issues — by copilot
form checked489
copilot check issues — by copilot
form checked489
challan numbers from reading — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
index2 docno read
The home address was read off the papers — by ezdocs:reader
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Co-applicant added
party not merged
kyc address missing
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03335
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
file note490
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-HOU/NAV/0926/5216098||RUSHIKESH
property self check
property from index2
index2 people checked
index2 extra purchaser
property english extracted
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
money settled — by ezdocs:reader
applicant email captured
roles from letter
applicant row from letter
Property address read from the sanction letter
roles from letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
bundle holds503 — by ezdocs:reader
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-HOU/NAV/0926/5216098||RUSHIKESH
boxes gathered
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
credit seen before bill
Payment proof arrived before the case was quoted — held
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: PAN card
rishikesh shigvan NOI.pdf
Received: other
image001.png
Received: other
image002.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 6 files
The file, as the engine remembers it10 open
The file contains PAN and Aadhaar cards for Mahesh Keru Shigvan and Manisha Mahesh Shigvan, a PNB Housing sanction letter for applicant Rushikesh Mahesh Shigvan, an Index II for flat 1410 at La Mer One, Palaspe, Panvel, and a payment receipt. A discrepancy exists between the applicant named in the s
○MAHESH KERU SHIGVAN — home flat — the branch
○RUSHIKESH MAHESH SHIGVAN — PAN — the branch
○RUSHIKESH MAHESH SHIGVAN — date of birth — the branch
○RUSHIKESH MAHESH SHIGVAN — home building — the branch
○RUSHIKESH MAHESH SHIGVAN — home flat — the branch
○RUSHIKESH MAHESH SHIGVAN — home road — the branch
○RUSHIKESH MAHESH SHIGVAN — home PIN — the branch
○RUSHIKESH MAHESH SHIGVAN — home village / city — the branch
○this desk's fee — the branch
✗the papers disagree on Applicant name mismatch with property owners (the sanction letter: Applicant is RUSHIKESH MAHESH SHIGVAN; the Index II: Purchasers and owners are MANISHA MAHESH SHIGVAN and MAHESH ) — a person — Ask the branch to clarify whether Rushikesh Mahesh Shigvan is a co-borrower and whether the challan payer should be one of the actual proper
the branch's last mail (2026-10-09): The branch has attached documents and a payment receipt for the NOI payment and is asking for the token.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T07:00 UTC
Moneyall of it is in
₹18,850.13
Reached our account 8 Oct 07:40:05.
How we know
Our own bank told us — 8 Oct 07:40
₹18,810 · UTR 628131466593 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.18810.00 08-10-2026 07:40:05 by ROSHAN S thru UPI . Aval Bal Rs.92062.75 CR. (UPI Ref ID:628131466593) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%6,390
Registration fee 0.5%10,640
Government handling320
Our service fee1,500
Total we ask for18,850.13
By law ₹18,830. We ask ₹18,850 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
B5-1410, 14th, Lamer One-Phase-II, Building 5, SURVEY, 82/3, 82/5A, 82/5B, 82/6, 82/7, Palaspe, 410221
read from the Index II · e-filing boxes 44 of 58 ready
Check the property →the boxes beside the paper
People
MAHESH KERU SHIGVAN · applicantBIUPS1405ERUSHIKESH MAHESH SHIGVAN · applicant—MANISHA MAHESH SHIGVAN · co-applicantDWEPS1117P
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