⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sudarshan Haridas Sapkal
LAN NHL/PUN/0926/5230616Loan ₹8,50,5000.3% only / top-upMails & papers 8
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
6 Oct, 18:22
Documents
Payment
done 6 Oct, 18:25
Challan
took 29m · GRAS ↗
Filing
took 1d 19h · IGR e-filing ↗
E-filing copy
done 8 Oct, 14:25
Index II
took 5d
doneIndex II sharedwhole case so far 8d 21h
For you to check1
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
13 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260473.pdf
8 Oct14 things — 2 documents received · 1 letter written · 1 money step · 10 steps
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260473.pdf
A file was read again from the start — everything inside it now counts
A paper was read again — the team's value showed the first reading was wrong
ANJU pressed Save on the e-filing (property page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
The loan amount was worked out from the papers
Property address read from the sanction letter
Received: Sanction letter
CustomerDocument068e200000jWgf7AAC.pdf
6 Oct43 things — 14 documents received · 3 letters written · 3 money steps · 5 cautions · 18 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs took 40 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
SAPKAL SUDARSHAN HARIDAS EchallanMH011498618202627E.pdf
EzDocs found something to check before the form is saved
Not asked of the bank — what the reading stopped on means the same, or is not the property
EzDocs read the whole file
The challan's address boxes were written from the papers
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03220
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
Document could not be read — a clear copy was asked for
this is a full-body shot, not a live selfie
The loan amount was worked out from the papers
Received: other
image001.gif
The loan amount was worked out from the papers
Received: Selfie — not usable
IMG-20261005-WA0034.jpg — this is a full-body shot, not a live selfie
Received: other
image002.jpg
Payment proof arrived before the case was quoted — held
Property address read from the sanction letter
Received: other
image003.jpg
Received: Payment screenshot
IMG-20261001-WA0025.jpg
Document could not be read — a clear copy was asked for
this is a full-body photograph, not a live selfie
Property read from the Index II
Index II (title document) received from the branch
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Selfie — not usable
Screenshot_2026-10-05-12-20-49-49_99c04817c0de5652397fc8b56c — this is a full-body photograph, not a live selfie
Received: MOTD
A2 Sapkal.pdf
Received: Sanction letter
ASL sapkal.pdf
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
Received: Index II
index 2 sapkal.pdf
Received: Aadhaar
Aadhar Docs (2).pdf
Received: Aadhaar
Aadhar Docs (1).pdf
Received: PAN card
PAN 2.jpg
Received: PAN card
PAN 1.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
10 of 12 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a full-body shot, not a live selfie)open
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 17 files
The file, as EzDocs remembers it5 open
Form A-2 (MOTD) is executed on 30-Sep-2026. The loan amount includes insurance (Rs. 8,50,500). Property is Flat No. 1005, 10th Floor, Building A, Urban Park, Kirkatwadi, Pune. There is a potential layout/occupancy mismatch in the provided PMRDA certificate, which only details up to the 6th floor, wh
✗the photo could not be read (Screenshot_2026-10-05-12-20-49-49_99c04817c0de5652397fc8b56c3b3817.jpg) — the branch — this is a full-body photograph, not a live selfie
✗the photo could not be read (IMG-20261005-WA0034.jpg) — the branch — this is a full-body shot, not a live selfie
✗the papers disagree on Property: Floor disagreement (the sanction letter: 10TH FLOOR; the MOTD Schedule B: 10TH FLOOR; the Index II: 10th floor / flat 1005 (but the project layout on page 2 lim) — a person — Verify with the branch whether the building has been fully built up to 11 floors and why the occupancy certificate on page 3 only lists up t
2 more
○the photo — the branch
○SHITAL SUDARSHAN SAPKAL — e-mail — the branch
the branch's last mail (2026-10-08): The branch is asking to confirm a correction to the PIN code in the NOI. · brought: a new sanction letter
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T07:43 UTC
Moneyall of it is in
₹2,652.05
Reached our account 1 Oct 13:57:07.
How we know
Our own bank told us — 1 Oct 13:57
₹8,704 · UTR 955906817040 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.8704.00 01-10-2026 13:57:07 by SUDARSHA thru UPI. Aval Bal Rs.404910.75 CR. (UPI Ref ID:955906817040) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …817040 | …817040 | ✓ | |
| Amount | ₹8,704 | ₹8,704 | fee ₹2,652.05 | ✓ |
| Time | Thu 1 Oct, 13:57 | Thu 1 Oct, 13:57 | ✓ | |
| Paid by | SUDARSHA | — | Sudarshan Haridas Sapkal | ✓ |
the screenshot: ₹8,704 · Thu 1 Oct, 13:57 · UTR 955906817040 · to THINKBIGZ INITIATIVE PRIVATE LIMITED
The working
Stamp duty 0.3%2,552
Registration fee 0.5%0
Government handling0
Our service fee100
Total we ask for2,652.05
Propertyby EzDocs, from the Index II
1005, 10th, Arthan Park, SURVEY, 332, 333, Kirkatwadi, 411009
read from the Index II · e-filing boxes 45 of 46 ready
Check the property →the boxes beside the paper
People
SHITAL SUDARSHAN SAPKAL · applicantIHRPS0161LSAPKAL SUDARSHAN HARIDAS · applicantCCLPS4851G
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