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Cases / NOI-2026-03220

Sudarshan Haridas Sapkal

PNB_HFLLAN NHL/PUN/0926/5230616 Index II shared · done All documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
10 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Sanction letteropen
✓MOTDopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a full-body shot, not a live selfie)open
✓Payment screenshot — money verifiedopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (17)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹2,652.05CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹8,704 receivedthe receipt's amount and minute agree
Stamp duty 0.3% — the top-up challan2,552
Top-up challan charge100.05
Total we ask for2,652.05
the branch’s receipt claims ₹8,704 955906817040
paid 1 Oct 13:57:07 · verified 6 Oct 18:25:05 · 5 d 4 h later
How we know
Our own bank told us — 1 Oct 13:57
₹8,704 · UTR 955906817040 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.8704.00 01-10-2026 13:57:07 by SUDARSHA thru UPI. Aval Bal Rs.404910.75 CR. (UPI Ref ID:955906817040) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 28 minour time · 6 Oct 18:51
Index II 41 h 24 minour time · 13 Oct 14:06
the NOI team 5 d 1 hthe branch 1 d 18 htotal 6 d 19 h
Complete.
Day by day — every step and who held it
6 Oct 18:22Your branch's mail
6 Oct 18:22Payment landedat once
6 Oct 18:24Papers read+2 min · the NOI team
6 Oct 18:24Property readat once
6 Oct 18:24Papers readat once
6 Oct 18:25Fee quotedat once
6 Oct 18:25Payment verifiedat once
6 Oct 18:25Ready for the challanat once
6 Oct 18:51Challan made+26 min · the NOI team
8 Oct 13:09Papers from your branch+1 d 18 h · the branch
8 Oct 13:12Papers read+3 min · the NOI team
8 Oct 14:20Filed on IGR — e-filing shared+1 h 07 min · the NOI team
13 Oct 14:06Index II sent+4 d 23 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹8,50,500
Loan account no.
NHL/PUN/0926/5230616
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026084409442 · ₹300 · paid 08/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011498618202627E9990810260473 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AD ankush.dhote@pnbhousing.com pnbhousing.com
06 Oct, 18:22 · 8d ago THE FIRST MAIL — how this case began
Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616
Dear Team,

Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616

DHC₹300
Service / vendor fees₹1,500

Documents required for NOI

Filing:-Sticker date -06/10/2026.
MOD0.3%
NOI0.5%

Rs.

Adv.Rs.

Case type- Top-up Case

Challan NOI payment should be Given details .

Documents required for NOI Filing

Remark

Loan sanction letter✓ Attached.

Index 2/ Draft

Index II✓ Attached
Aadhar copy of the applicant/s✓ Attached.
PAN copy of the applicant/s✓ Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached.

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached 01/10/2026

[cid:image001.gif@01DD55BF.342ECDE0]

Thanks & Regards, Ankush Dhote Area Sales Manager,Pune. Direct: 020-25576000; Ext :- 425 Mobile: 9860446630 Website- www.pnbhousing.com<http://www.pnbhousing.com/> [cid:image002.jpg@01DD55BF.342ECDE0] [cid:image003.jpg@01DD55BF.342ECDE0]<https://play.google.com/store/apps/details?id=com.pnbhfl.pnbhfl2&hl=en> Internal
🤖 read: asks for the challan, the e-filing copy; documents attached; note: This is a top-up case. — “Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616”
5 more mails in between — open
OL The NOI teamTYPED IN GMAIL
06 Oct, 18:32 · 8d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 6 Oct 2026 at 18:24, Ankush Dhote <ankush.dhote@pnbhousing.com>

wrote:

earlier mails quoted below
Dear Team, Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 *Documents required for NOI * *Filing:-** Sticker date –*06/10/2026. * MOD – 0.3%* *NOI- 0.5%* *DHC – 300 Rs. * * Adv. fees 1500 Rs.* *Case type- **Top-up Case * Challan NOI payment should be Given details. *Documents required for NOI Filing* Remark Loan sanction letter Attached. Index 2/ Draft Index II Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 01/10/2026 Thanks & Regards, *Ankush Dhote* *Area Sales Manager,Pune.* Direct: 020-25576000; Ext :- 425 Mobile: 9860446630 Website- www.pnbhousing.com <https://play.google.com/store/apps/details?id=com.pnbhfl.pnbhfl2&hl=en> Internal
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
06 Oct, 18:53 · 8d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 18:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:24, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote: Dear Team, Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Documents required for NOI Filing:- Sticker date – 06/10/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top-up Case Challan NOI payment should be Given details. Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index II Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 01/10/2026 Thanks & Regards, Ankush Dhote Area Sales Manager,Pune. Direct: 020-25576000; Ext :- 425 Mobile: 9860446630 Website- www.pnbhousing.com Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”
DZ dipak.zanan@phfl.com phfl.com
08 Oct, 13:09 · 7d ago
Re[2]: Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616
Dear Team,

Please confirm wrongly capture Pin code 411009 instead of 411024.

Request you to please confirm correct in NOI.

NEW ASL attached

Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/06/26 18:55 To: Ankush Dhote (ankush.dhote@pnbhousing.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com), Ganesh Manohar Lande (ganesh.lande@phfl.com), Dipak Bhimraj Zanan (dipak.zanan@phfl.com), Goroba Dhulgande (goroba.dhulgande@phfl.com) Subject: Re: Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 6 Oct 2026 at 18:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:24, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote: Dear Team, Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Documents required for NOI Filing:- Sticker date – 06/10/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top-up Case Challan NOI payment should be Given details. Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index II Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 01/10/2026 Thanks & Regards, Ankush Dhote Area Sales Manager,Pune. Direct: 020-25576000; Ext :- 425 Mobile: 9860446630 Website- www.pnbhousing.com Internal
🤖 read: asks for a correction, a status; note: Pin code correction requested — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
08 Oct, 14:05 · 7d ago
Dear Team,

We will

Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Thu, 8 Oct 2026 at 13:12, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please confirm wrongly capture Pin code 411009 instead of 411024. Request you to please confirm correct in NOI. NEW ASL attached Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/06/26 18:55 To: Ankush Dhote (ankush.dhote@pnbhousing.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com), Ganesh Manohar Lande (ganesh.lande@phfl.com), Dipak Bhimraj Zanan (dipak.zanan@phfl.com), Goroba Dhulgande (goroba.dhulgande@phfl.com) Subject: Re: Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:24, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote: Dear Team, Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Documents required for NOI Filing:- Sticker date – 06/10/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top-up Case Challan NOI payment should be Given details. Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index II Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 01/10/2026 Thanks & Regards, Ankush Dhote Area Sales Manager,Pune. Direct: 020-25576000; Ext :- 425 Mobile: 9860446630 Website- www.pnbhousing.com Internal
🤖 read: The team asks the branch for the challan and NOI.
OL The NOI teamTYPED IN GMAIL
08 Oct, 14:05 · 7d ago
Dear Team,

We will do correction in NOI filing,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 13:12, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please confirm wrongly capture Pin code 411009 instead of 411024. Request you to please confirm correct in NOI. NEW ASL attached Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/06/26 18:55 To: Ankush Dhote (ankush.dhote@pnbhousing.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com), Ganesh Manohar Lande (ganesh.lande@phfl.com), Dipak Bhimraj Zanan (dipak.zanan@phfl.com), Goroba Dhulgande (goroba.dhulgande@phfl.com) Subject: Re: Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:24, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote: Dear Team, Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Documents required for NOI Filing:- Sticker date – 06/10/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top-up Case Challan NOI payment should be Given details. Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index II Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 01/10/2026 Thanks & Regards, Ankush Dhote Area Sales Manager,Pune. Direct: 020-25576000; Ext :- 425 Mobile: 9860446630 Website- www.pnbhousing.com Internal
🤖 read: asks the branch for a clarification — “We will do correction in NOI filing,”
OL The NOI teamTYPED IN GMAIL
08 Oct, 14:20 · 7d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 14:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, We will do correction in NOI filing, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:12, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please confirm wrongly capture Pin code 411009 instead of 411024. Request you to please confirm correct in NOI. NEW ASL attached Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/06/26 18:55 To: Ankush Dhote (ankush.dhote@pnbhousing.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com), Ganesh Manohar Lande (ganesh.lande@phfl.com), Dipak Bhimraj Zanan (dipak.zanan@phfl.com), Goroba Dhulgande (goroba.dhulgande@phfl.com) Subject: Re: Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:24, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote: Dear Team, Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Documents required for NOI Filing:- Sticker date – 06/10/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top-up Case Challan NOI payment should be Given details. Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index II Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 01/10/2026 Thanks & Regards, Ankush Dhote Area Sales Manager,Pune. Direct: 020-25576000; Ext :- 425 Mobile: 9860446630 Website- www.pnbhousing.com Internal
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL The NOI teamTYPED IN GMAIL
13 Oct, 14:06 · 2d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 14:20, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 14:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, We will do correction in NOI filing, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:12, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please confirm wrongly capture Pin code 411009 instead of 411024. Request you to please confirm correct in NOI. NEW ASL attached Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/06/26 18:55 To: Ankush Dhote (ankush.dhote@pnbhousing.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com), Ganesh Manohar Lande (ganesh.lande@phfl.com), Dipak Bhimraj Zanan (dipak.zanan@phfl.com), Goroba Dhulgande (goroba.dhulgande@phfl.com) Subject: Re: Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 18:24, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote: Dear Team, Kindly provide Challan and NOI In case of Loan No : Mr. SUDARSHAN HARIDAS SAPKAL -NHL/PUN/0926/5230616 Documents required for NOI Filing:- Sticker date – 06/10/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top-up Case Challan NOI payment should be Given details. Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index II Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 01/10/2026 Thanks & Regards, Ankush Dhote Area Sales Manager,Pune. Direct: 020-25576000; Ext :- 425 Mobile: 9860446630 Website- www.pnbhousing.com Internal
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
PAN card PAN 1.jpg
filed 8d ago
PAN card PAN 2.jpg
filed 8d ago
Aadhaar card Aadhar Docs (1).pdf
filed 8d ago
Aadhaar card Aadhar Docs (2).pdf
filed 8d ago
Index II+ Other insidethe branch sent this — an input index 2 sapkal.pdf
filed 8d ago
Sanction letter ASL sapkal.pdf
filed 8d ago
MOTD A2 Sapkal.pdf
filed 8d ago
Selfie / photo Screenshot_2026-10-05-12-20-49-49_99c04817c0de5652397fc8b56c3b3817.jpg
CANNOT BE READ — clear copy asked 8d ago
Payment screenshot IMG-20261001-WA0025.jpg
filed 8d ago
Other image003.jpg
filed 8d ago
Other image002.jpg
filed 8d ago
Selfie / photo IMG-20261005-WA0034.jpg
CANNOT BE READ — clear copy asked 8d ago
Other image001.gif
filed 8d ago
Paid challan (GRAS) SAPKAL SUDARSHAN HARIDAS EchallanMH011498618202627E.pdf
filed 8d ago
Sanction letter CustomerDocument068e200000jWgf7AAC.pdf
filed 7d ago
E-filing copy (token) eFilingDoc9990810260473.pdf
filed 7d ago
Index IIthe registered copy we filed IndexII9990810260473.pdf
filed 2d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹2,652.05
Where it stands
VERIFIED — money received
Screenshot claims
₹8,704 955906817040
Paid at
1 Oct 13:57:07
Verified on
6 Oct 18:25:05

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹2,552₹0₹0 ₹100₹2,652

Property (must be perfect)

45 of 46 e-filing boxes readyOpen the verification page →
Empty: E-mail (person 1)
5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number type, Second number, Floor (person 1), Floor (person 2)
✓ EzDocs checked every box against the document’s own words 8d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (index 2 sapkal.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावः पुणे म.न.पा. इतर वर्णन : इतर माहितीः गाय मौजे किरकटवाडी, ता. हवेली जि. पुणे येथील स. न. 332 यामी एकूण क्षेत्र 1300 चौ. मी. व स. न. 333 यासी एकूण क्षेत्र 4617 चौ. मी. असे एकत्रित क्षेत्र 5917 चौ. मी. या मिळकतीवर बांधण्यात येणाऱ्या नियोजित अर्थन पार्क या प्रकल्पातील बिल्डींग मधील दहाव्या मजल्यावरील फ्लॅट न. 1005 यांमी क्षेत्र 49.30 चौ. मि. (कार्पेट) तसेच व बाल्कनी क्षेत्र 3.86 चौ. मी. व ड्राय बाल्कनी /ड्राय टेरेस क्षेत्र 2.92 चौ. मी. हि मिळकत. ( (Survey Number: 332 333;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
CustomerDocument068e200000jWgf7AAC.pdf
as printed
FLAT NO.1005, 10TH FLOOR, BUILDING A, SR NO. 332& 333, URBAN PARK, KIRKATWADI, NEAR DATTA MANDIR, PUNE, PUNE, MAHARASHTRA, INDIA, 411024
PIN
411024
the sanction letter
ASL sapkal.pdf
as printed
FLAT NO.1005, 10 TH FLOOR, BUILDING A, SR NO. 332& 333, URBAN PARK, KIRKATWADI, PUNE, PUNE, MAHARASHTRA, INDIA, 411009
PIN
411009
the Index II
index 2 sapkal.pdf
the property
1) paalikeche naavah pune ma.na.paa. itara varnana : itara maahitih gaaya mauje kirakatavaadi, taa. haveli ji. pune yethila sa. na. 332 yaami ekuna kshetra 1300 chau. mi. va sa. na. 333 yaasi ekuna kshetra 4617 chau. mi. ase ekatrita kshetra 5917 chau. mi. yaa milakativara baandhanyaata yenaaऱ्yaa niyojita arthana paarka yaa prakalpaatila bildinga madhila dahaavyaa majalyaavarila phlata na. 1005 yaammi kshetra 49.30 chau. mi. (kaarpeta) tasecha va baalkani kshetra 3.86 chau. mi. va draaya baalkani /draaya teresa kshetra 2.92 chau. mi. hi milakata. ((SURVEY NUMBER: 332 333;))
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 1005 10TH FLOOR BUILDING A SR NO 332& 333 URBAN PARK KIRKATWADI NEAR DATTA MANDIR PUNE
Locality/Road
MAHARASHTRA
Area/City
PUNE
check or correct a box, the papers beside it →
the sanction letter also prints: 10, 411009, TH
the Index II also prints: 1, 1300, 2, 3, 30, 4617, 49, 5917, /DRAAYA, ARTHANA, ASE, BAALKANI, BAANDHANYAATA, BILDINGA, CANNOT, CHAU, DAHAAVYAA, DRAAYA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSHITAL SUDARSHAN SAPKALIHRPS0161L…2000
mortgagorSAPKAL SUDARSHAN HARIDASCCLPS4851G…9624
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
acknowledgementankush.dhote@pnbhousing.com 8d ago
What EzDocs read from each document — check anything marked in red
PAN card PAN 2.jpg needs your check
dob
1992-06-01
pan
IHRPS0161L
name
SHITAL SUDARSHAN SAPKAL
legible
True
father name
VAMAN KADU CHAUDHARI
raw reading (for Abhijit)
{'dob': '1992-06-01', 'pan': 'IHRPS0161L', 'name': 'SHITAL SUDARSHAN SAPKAL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VAMAN KADU CHAUDHARI', 'aadhaar_last4': None, 'quality_issue': None}
PAN card PAN 1.jpg needs your check
dob
1987-11-21
pan
CCLPS4851G
name
SAPKAL SUDARSHAN HARIDAS
legible
True
father name
HARIDAS VANA SAPKAL
raw reading (for Abhijit)
{'dob': '1987-11-21', 'pan': 'CCLPS4851G', 'name': 'SAPKAL SUDARSHAN HARIDAS', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'HARIDAS VANA SAPKAL', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Aadhar Docs (1).pdf needs your check
dob
1987-11-21
name
Sudarshan Haridas Sapkal
mobile
9359051599
address
pin: 411024; area: kolhewadi; flat: 401; road: sinhagad Road; state: Maharashtra; building: phase 1, B wing, Sushila park; district: Pune; post_office: Khadakwasla R.s.; Village: Pune City
legible
True
aadhaar last4
9624
raw reading (for Abhijit)
{'dob': '1987-11-21', 'pan': None, 'name': 'Sudarshan Haridas Sapkal', 'mobile': '9359051599', 'address': {'pin': '411024', 'area': 'kolhewadi', 'flat': '401', 'road': 'sinhagad Road', 'floor': None, 'state': 'Maharashtra', 'building': 'phase 1, B wing, Sushila park', 'district': 'Pune', 'post_office': 'Khadakwasla R.s.', 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9624', 'quality_issue': None}
Aadhaar card Aadhar Docs (2).pdf needs your check
dob
1992-06-01
name
Shital Sudarshan Sapkal
mobile
9518777402
address
pin: 411024; area: Near CWPRS Gate No 2 Kolhewadi; flat: Flat No 401; road: Sinhgad Road; state: Maharashtra; building: B-Wing, Sushila Park; district: Pune; Village: Khadakwasla R.s. Haveli Pune
legible
True
aadhaar last4
2000
raw reading (for Abhijit)
{'dob': '1992-06-01', 'pan': None, 'name': 'Shital Sudarshan Sapkal', 'mobile': '9518777402', 'address': {'pin': '411024', 'area': 'Near CWPRS Gate No 2 Kolhewadi', 'flat': 'Flat No 401', 'road': 'Sinhgad Road', 'floor': None, 'state': 'Maharashtra', 'building': 'B-Wing, Sushila Park', 'district': 'Pune', 'post_office': None, 'village_city': 'Khadakwasla R.s. Haveli Pune'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2000', 'quality_issue': None}
MOTD A2 Sapkal.pdf needs your check
amount words
850,500k (Rupees Exght Lach rafy - Thousand fine Aud Only Only)
secured amount
850500.0
raw reading (for Abhijit)
{'amount_words': '850,500k (Rupees Exght Lach rafy - Thousand fine Aud Only Only)', 'secured_amount': 850500.0}
Index II index 2 sapkal.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पुणे म.न.पा.', 'r11_serial': '7855/2021', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 49.30 चौ. मीटर', 'r7_executants': [{'age': '40', 'pan'
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पुणे म.न.पा.', 'r11_serial': '7855/2021', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 49.30 चौ. मीटर', 'r7_executants': [{'age': '40', 'pan': 'AAEFU7109A', 'name': 'विकसक मे. अर्बन डेव्हलपर्स अधिकृत भागीदारी संस्था अग्रवाल तर्फे क. ज. चे. कु. मु. धारक म्हणून नितीन शिंदे', 'address': 'प्लॉट नंः माळा नंः इमारतीचे नायः नः- 20 पर्वती इंडस्ट्रियल इस्टेट, पुणे-सातारा रोड, पुणे, ब्लॉक नंः रोड कोड:-411009 महाराष्ट्र, पुणे.'}, {'age': '40', 'pan': 'AAEFU7109A', 'name': 'मालक / सहप्रवर्तक बबन पोपटराव कुंभारकर व इतर तर्फे कु. मु. धा. म्हणून मे. अर्बन डेव्हलपर्म भागीदारी संस्था तर्फे अधिकृत भागीदार श्री आदित्य प्रेमनाथ अग्रवाल तर्फे क. ज. चे. कु. मु. धारक म्हणून नितीन शिंदे', 'address': 'प्लॉट नंः माळा नंः इमारतीचे नावः 20 पर्वती इंडस्ट्रियन इस्टेट, पुणे-सानाग गेड, पुणे. ब्लॉक नंः रोड नंः महाराष्ट्र, पुणे. पिन कोड: 411009'}], 'r8_purchasers': [{'age': '29', 'pan': 'CCLPS4851G', 'name': 'सुदर्शन हरिदास सपकाळ तर्फे कुलमुखत्यार म्हणून शितल सुदर्शन सपकाळ', 'address': 'पन्ना प्लॉट नंः माळा नंः - इमारतीचे नावः सुशीला पार्क, फ्लॅट न. बी-401, कोल्हेवाडी सिहंगड रोड, पुणे, ब्लॉक नंः रोड नः महाराष्ट्र, पुणे. पिन कोड:-411024'}, {'age': '29', 'pan': 'IHRPS0161L', 'name': 'शितल सुदर्शन सपकाळ', 'address': 'प्लॉट नंः माळा नंः इमारतीचे नावः मुशीला पार्क, फ्लॅट न. बी-401, कोल्हेवाडी सिहंगड रोड, पुणे, ब्लॉक नंः रोड नंः महाराष्ट्र, पुणे. पिन कोड:- 411024'}], 'r12_stamp_duty': 114000, 'r3_market_value': 2410697, 'r1_document_type': 'करारनामा', 'r2_consideration': 2849000, 'r9_execution_date': '31/03/2021', 'r13_registration_fee': 28500, 'r10_registration_date': '26/04/2021'}, 'doc_no': '7855', 'village': 'किरकटवाडी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2021', 'sro_name': 'मह दु.नि. हवेली 2', 'area_text': '1) 49.30 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 28500, 'header_sro': 'दुय्यम निबंधक : मह दु.नि. हवेनी 2', 'mortgagors': ['सुदर्शन हरिदास सपकाळ', 'शितल सुदर्शन सपकाळ'], 'stamp_duty': 114000, 'filing_date': '2021-04-26', 'loan_amount': 0, 'token_number': 'I CANNOT TELL', 'property_text'
Selfie / photo Screenshot_2026-10-05-12-20-49-49_99c04817c0de5652397fc8b56c3b3817.jpg needs your check
kind
group_or_other
legible
False
confidence
0.9
face visible
True
quality issue
this is a full-body photograph, not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a full-body photograph, not a live selfie'}
Other image003.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Sanction letter ASL sapkal.pdf needs your check
lan
NHL/PUN/0926/5230616
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'SUDARSHAN HARIDAS SAPKAL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHITAL SUDARSHAN SAPKAL', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Non Housing Loan
confidence
1
rate words
13.15% per annum 13.15% -3.65% 9.50% per annum as on the date of execution of the loan agromsin
loan amount
810000
rate spread
-3.65
final amount
850500
interest rate
9.5
sanction date
30-Sep-2026
letter version
3
reference rate
13.15
applicant email
ssapkal4@gmail.com
applicant names
SUDARSHAN HARIDAS SAPKAL, SHITAL SUDARSHAN SAPKAL
printed altered
False
applicant mobile
9518777402
balance transfer
False
property address
pin: 411009; road: KIRKATWADI; state: MAHARASHTRA; taluka: Pune; Flat no: 1005; district: Pune; Floor: 10 TH FLOOR; Address: FLAT NO.1005, 10 TH FLOOR, BUILDING A, SR NO. 332& 333, URBAN PARK, KIRKATWADI, Pune, P
insurance premium
40500
final amount label
Total Loan Amount
includes insurance
True
total with insurance
850500
security address verbatim
FLAT NO.1005, 10 TH FLOOR, BUILDING A, SR NO. 332& 333, URBAN PARK, KIRKATWADI, Pune, Pune, MAHARASHTRA, India, 411009
applicant address verbatim
FL NO A-1005 GAT NO 332&333, URBAN PARK NANDOSHI RPUNE, CITY PUNE PUNE (M CORP.) 41101, Pune, MAHARASHTRA, 411024, Pune, India
raw reading (for Abhijit)
{'lan': 'NHL/PUN/0926/5230616', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SUDARSHAN HARIDAS SAPKAL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHITAL SUDARSHAN SAPKAL', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Non Housing Loan', 'confidence': 1, 'rate_words': '13.15% per annum 13.15% -3.65% 9.50% per annum as on the date of execution of the loan agromsin', 'handwritten': [], 'linked_refs': [], 'loan_amount': 810000, 'rate_spread': -3.65, 'final_amount': 850500, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '30-Sep-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'ssapkal4@gmail.com', 'applicant_names': ['SUDARSHAN HARIDAS SAPKAL', 'SHITAL SUDARSHAN SAPKAL'], 'printed_altered': False, 'applicant_mobile': '9518777402', 'balance_transfer': False, 'property_address': {'pin': '411009', 'road': 'KIRKATWADI', 'state': 'MAHARASHTRA', 'taluka': 'Pune', 'flat_no': '1005', 'district': 'Pune', 'floor_no': '10 TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO.1005, 10 TH FLOOR, BUILDING A, SR NO. 332& 333, URBAN PARK, KIRKATWADI, Pune, Pune, MAHARASHTRA, India, 411009', 'village_city': 'Pune', 'building_name': 'BUILDING A, URBAN PARK', 'survey_or_cts_no': 'SR NO. 332& 333'}, 'insurance_premium': 40500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 850500, 'security_address_verbatim': 'FLAT NO.1005, 10 TH FLOOR, BUILDING A, SR NO. 332& 333, URBAN PARK, KIRKATWADI, Pune, Pune, MAHARASHTRA, India, 411009', 'applicant_address_verbatim': 'FL NO A-1005 GAT NO 332&333, URBAN PARK NANDOSHI RPUNE, CITY PUNE PUNE (M CORP.) 41101, Pune, MAHARASHTRA, 411024, Pune, India'}
Payment screenshot IMG-20261001-WA0025.jpg needs your check
utr
955906817040
date
2026-10-01
time
13:57
amount
8704
method
UPI
payee upi
9892834356m@pnb
payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED
raw reading (for Abhijit)
{'utr': '955906817040', 'date': '2026-10-01', 'time': '13:57', 'amount': 8704, 'method': 'UPI', 'payee_upi': '9892834356m@pnb', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': None, 'debit_notification_text': None}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.gif needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Selfie / photo IMG-20261005-WA0034.jpg needs your check
kind
group_or_other
legible
False
confidence
0.8
face visible
True
quality issue
this is a full-body shot, not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.8, 'face_visible': True, 'quality_issue': 'this is a full-body shot, not a live selfie'}
Paid challan (GRAS) SAPKAL SUDARSHAN HARIDAS EchallanMH011498618202627E.pdf needs your check
grn
MH011498618202627E
pin
411009
total
6820.0
article
6(1)
defaced
False
bank cin
03006172026100601425
district
PUNE
area city
PUNE
payer pan
CCLXXXXXXG
flat block
FLAT NO 1005 10TH FLOOR BUILDING A URBAN PARK SR NO 332 AND 333
payer name
SAPKAL SUDARSHAN HARIDAS
sro office
HVL2_HAVELI 2 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=850500
scheme rows
{'amount': 2560.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7402
payment date
06/10/2026-18:51:31
road locality
KIRKATWADI PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
850500
raw reading (for Abhijit)
{'grn': 'MH011498618202627E', 'pin': '411009', 'total': 6820.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100601425', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'CCLXXXXXXG', 'flat_block': 'FLAT NO 1005 10TH FLOOR BUILDING A URBAN PARK SR NO 332 AND 333', 'payer_name': 'SAPKAL SUDARSHAN HARIDAS', 'sro_office': 'HVL2_HAVELI 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=850500', 'scheme_rows': [{'amount': 2560.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7402', 'payment_date': '06/10/2026-18:51:31', 'road_locality': 'KIRKATWADI PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '850500'}
Sanction letter CustomerDocument068e200000jWgf7AAC.pdf needs your check
lan
NHL/PUN/0926/5230616
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'SUDARSHAN HARIDAS SAPKAL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHITAL SUDARSHAN SAPKAL', 'role': 'applicant', 'label': 'Applicant'}
loan type
Non Housing Loan
confidence
1
rate words
13.15% per annum 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement
loan amount
810000
rate spread
-3.65
final amount
850500
interest rate
9.5
sanction date
07-Oct-2026
letter version
4
reference rate
13.15
applicant email
ssapkal4@gmail.com
applicant names
SUDARSHAN HARIDAS SAPKAL, SHITAL SUDARSHAN SAPKAL
printed altered
False
applicant mobile
9518777402
balance transfer
False
property address
pin: 411024; road: KIRKATWADI; state: MAHARASHTRA; taluka: Pune; Flat no: 1005; district: Pune; Floor: 10TH FLOOR; landmark: NEAR DATTA MANDIR; Address: FLAT NO.1005, 10TH FLOOR, BUILDING A, SR NO. 332& 333, URBA
insurance premium
40500
final amount label
Total Loan Amount
includes insurance
True
total with insurance
850500
security address verbatim
FLAT NO.1005, 10TH FLOOR, BUILDING A, SR NO. 332& 333, URBAN PARK, KIRKATWADI, NEAR DATTA MANDIR, Pune, Pune, MAHARASHTRA, India, 411024
applicant address verbatim
FL NO A-1005 GAT NO 332&333, URBAN PARK NANDOSHI RPUNE, CITY PUNE PUNE (M CORP.) 411024, ., Pune, MAHARASHTRA, 411024, Pune, India
raw reading (for Abhijit)
{'lan': 'NHL/PUN/0926/5230616', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SUDARSHAN HARIDAS SAPKAL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHITAL SUDARSHAN SAPKAL', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Non Housing Loan', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 810000, 'rate_spread': -3.65, 'final_amount': 850500, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '07-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'ssapkal4@gmail.com', 'applicant_names': ['SUDARSHAN HARIDAS SAPKAL', 'SHITAL SUDARSHAN SAPKAL'], 'printed_altered': False, 'applicant_mobile': '9518777402', 'balance_transfer': False, 'property_address': {'pin': '411024', 'road': 'KIRKATWADI', 'state': 'MAHARASHTRA', 'taluka': 'Pune', 'flat_no': '1005', 'district': 'Pune', 'floor_no': '10TH FLOOR', 'landmark': 'NEAR DATTA MANDIR', 'full_address': 'FLAT NO.1005, 10TH FLOOR, BUILDING A, SR NO. 332& 333, URBAN PARK, KIRKATWADI, NEAR DATTA MANDIR, Pune, Pune, MAHARASHTRA, India, 411024', 'village_city': 'Pune', 'building_name': 'BUILDING A, URBAN PARK', 'survey_or_cts_no': '332& 333'}, 'insurance_premium': 40500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 850500, 'security_address_verbatim': 'FLAT NO.1005, 10TH FLOOR, BUILDING A, SR NO. 332& 333, URBAN PARK, KIRKATWADI, NEAR DATTA MANDIR, Pune, Pune, MAHARASHTRA, India, 411024', 'applicant_address_verbatim': 'FL NO A-1005 GAT NO 332&333, URBAN PARK NANDOSHI RPUNE, CITY PUNE PUNE (M CORP.) 411024, ., Pune, MAHARASHTRA, 411024, Pune, India'}
E-filing copy (token) eFilingDoc9990810260473.pdf needs your check
sro
HVL24
kind
efiling_copy
token
9990810260473
legible
True
property
road: PUNE; unit: 1005; floor: 10; taluka: Haveli; numbers: [{'type': 'Survey Number', 'value': '332,333'}]; village: Kirakatavadi; building: BLDG A,URBAN PARK PROJECT BLDG; district: Pune; area_text: Carpet: 49.30 Sq.mt
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'CCLPS4851G', 'name': 'SUDARSHAN HARIDAS SAPKAL', 'address': 'Flat No:A-1005, Floor No:G, Building Name:URBAN PARK, Block Sector:NANDOSHI, Road:PUNE, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:411024'}, {'p
title deed
Agreement to Sale :7855/2021 SRO HAVELI 2
filing date
2026-10-08
loan amount
850500.0
payment lines
{'ref': 'MH011498618202627E', 'head': 'Stamp Duty', 'dated': '06/10/2026', 'amount': 2552.0, 'ref_kind': 'GRN'}, {'ref': 'MH011498618202627E', 'head': 'Filing Fee', 'dated': '06/10/2026', 'amount': 4260.0, 'ref_kind': 'G
date of mortgage
2026-10-08
raw reading (for Abhijit)
{'sro': 'HVL24', 'kind': 'efiling_copy', 'token': '9990810260473', 'legible': True, 'property': {'pin': None, 'road': 'PUNE', 'unit': '1005', 'floor': '10', 'taluka': 'Haveli', 'numbers': [{'type': 'Survey Number', 'value': '332,333'}], 'village': 'Kirakatavadi', 'building': 'BLDG A,URBAN PARK PROJECT BLDG', 'district': 'Pune', 'area_text': 'Carpet: 49.30 Sq.mt.', 'local_body': None, 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'CCLPS4851G', 'name': 'SUDARSHAN HARIDAS SAPKAL', 'address': 'Flat No:A-1005, Floor No:G, Building Name:URBAN PARK, Block Sector:NANDOSHI, Road:PUNE, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:411024'}, {'pan': 'IHRPS0161L', 'name': 'SHITAL SUDARSHAN SAPKAL', 'address': 'Flat No:A-1005, Floor No:G, Building Name:URBAN PARK, Block Sector:NANDOSHI, Road:PUNE, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:411024'}], 'title_deed': 'Agreement to Sale :7855/2021 SRO HAVELI 2', 'filing_date': '2026-10-08', 'loan_amount': 850500.0, 'payment_lines': [{'ref': 'MH011498618202627E', 'head': 'Stamp Duty', 'dated': '06/10/2026', 'amount': 2552.0, 'ref_kind': 'GRN'}, {'ref': 'MH011498618202627E', 'head': 'Filing Fee', 'dated': '06/10/2026', 'amount': 4260.0, 'ref_kind': 'GRN'}, {'ref': '1026084409442', 'head': 'Document Handling Charges', 'dated': '08/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-08'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 06 Oct, 18:32 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
2d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
2d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999081026047
7d agoEzDocsdhc_prn_read{'prn': '1026084409442', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990810260473.pdf', 'from': "the filed notice's own text", 'gr
7d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990810260473.pdf', 'token': '9990810260473', 'doc_id': 'e48c1350-ccfd-43dd-9b7c-9ef508e7c0c6', 'mortgagors': 2}
7d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
7d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999081026
7d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '461059', 'lessons': []}
7d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '461065', 'lessons': []}
7d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '461066', 'lessons': [{'box': 'Email Id', 'words': 'Email Id: the team adds
7d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '461068', 'lessons': []}
7d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '461074', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the t
7d agoEzDocsdocument_reread{'now': ['aadhaar'], 'was': ['aadhaar'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'Aadhar Docs (2).pdf', 'doc_id': '2dd5209f-2ab5-42b6-af72-c8bba6977b46', '
7d agoEzDocsreading_error456{'box': 'Agreement to Sale description', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'Aadhar Docs (2).pdf', 'ours': '7855/202
7d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
7d agoEzDocsform_checked489{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03220'}
7d agothe co-pilotpan_card_name_set_aside{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
7d agoANJUcopilot_edit{'n': 13, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
7d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'differs': [{'by': 'papers', 'box': 'Buil
7d agocopilotcopilot_pick{'why': 'The source text explicitly states "पुणे म.न.पा." which translates to Pune Municipal Corporation. Option 1 matches this exactly.', 'field': 'Hadd Name', 'value': '1', 'method': 'ai', 'picked': 'Pune Corporation',
7d agocopilotcopilot_pick{'why': "The source text clearly mentions 'मौजे किरकटवाडी' (Mauje Kirkatwadi), and the option 'Kirakatavadi' is a direct match in spelling and context for a village in Haveli taluka, Pune district.", 'field': 'Village',
7d agoANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
7d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
7d agoANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
7d agoANJUcopilot_edit{'n': 13, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
7d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
7d agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03220'}
7d agoEzDocsreader_home_address{'fp': '809152502b1b6bbe', 'from': 'the sanction letter (CustomerDocument068e200000jWgf7AAC.pdf)', 'home': {'pin': '411024', 'area': 'NANDOSHI', 'flat': 'A-1005', 'state': 'MAHARASHTRA', 'building': 'URBAN PARK', 'distri
7d agoANJUcopilot_edit{'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours
7d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹8,704 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
14:40
13 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
15:02
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:06
Received: Index II
IndexII9990810260473.pdf
14:06
8 Oct14 things — 2 documents received · 1 letter written · 1 money step · 10 steps
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:20
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
14:20
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:20
Received: E-filing copy
eFilingDoc9990810260473.pdf
14:20
A file was read again from the start — everything inside it now counts
14:10
A paper was read again — the team's value showed the first reading was wrong
14:10
ANJU pressed Save on the e-filing (property page) — what was changed is kept
14:09
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
14:07
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
14:07
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
14:07
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
14:06
The loan amount was worked out from the papers
13:13
Property address read from the sanction letter
13:13
Received: Sanction letter
CustomerDocument068e200000jWgf7AAC.pdf
13:12
6 Oct43 things — 14 documents received · 3 letters written · 3 money steps · 5 cautions · 18 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
19:34
Checked: this challan is not another case's
19:32
EzDocs took 40 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:53
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:53
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:53
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:53
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
18:53
Received: Challan
SAPKAL SUDARSHAN HARIDAS EchallanMH011498618202627E.pdf
18:53
EzDocs found something to check before the form is saved
18:44
Not asked of the bank — what the reading stopped on means the same, or is not the property
18:25
EzDocs read the whole file
18:25
The challan's address boxes were written from the papers
18:25
Everything for the challan is in — queued
Papers and money are in — the challan is next.
18:25
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03220
18:25
No fee quote sent — the branch's own figures were right
18:25
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
18:25
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18:25
The payment proof already on the case was applied
18:25
Document could not be read — a clear copy was asked for
this is a full-body shot, not a live selfie
18:24
The loan amount was worked out from the papers
18:24
Received: other
image001.gif
18:24
The loan amount was worked out from the papers
18:24
Received: Selfie — not usable
IMG-20261005-WA0034.jpg — this is a full-body shot, not a live selfie
18:24
Received: other
image002.jpg
18:24
Payment proof arrived before the case was quoted — held
18:24
Property address read from the sanction letter
18:24
Received: other
image003.jpg
18:24
Received: Payment screenshot
IMG-20261001-WA0025.jpg
18:24
Document could not be read — a clear copy was asked for
this is a full-body photograph, not a live selfie
18:24
Property read from the Index II
18:24
Index II (title document) received from the branch
18:24
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
18:24
Received: Selfie — not usable
Screenshot_2026-10-05-12-20-49-49_99c04817c0de5652397fc8b56c — this is a full-body photograph, not a live selfie
18:24
Received: MOTD
A2 Sapkal.pdf
18:24
Received: Sanction letter
ASL sapkal.pdf
18:24
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
18:24
Co-applicant added
18:24
Received: Index II
index 2 sapkal.pdf
18:24
Received: Aadhaar
Aadhar Docs (2).pdf
18:24
Received: Aadhaar
Aadhar Docs (1).pdf
18:24
Received: PAN card
PAN 2.jpg
18:24
Received: PAN card
PAN 1.jpg
18:24
Case opened from the branch's mail
18:24
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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