⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Akram Salim Manihar
LAN 77000352347Loan ₹25,00,000NOI SHORT ₹4,020.75Mails & papers 10 5 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
21 Sep, 18:55
Documents
Payment
Challan
done 30 Sep, 22:21 · GRAS ↗
Filing
took 17h 58m · IGR e-filing ↗
E-filing copy
done 1 Oct, 16:20
Index II
took 1d 20h
doneIndex II shared · the trail says: The NOI has been filed and the e-filing copy shared. The team is now waiting for the government to issue the NOI Index II.whole case so far 22d 10h
Needs your eyes5
Loan amount discrepancy — sanction letter says ₹25,00,000; branch's request says ₹20,00,000; paid challan says ₹20,00,000.. See the papers →
Payment SHORT by ₹4,020.75 (₹18,050 of ₹22,070.75).
Challan on file does not agree with the case. Open it before paying or sharing.
Bank under-collected — money at risk — see Money.
GPay ₹4,050 announced at 16:51 has not settled into the PNB account (due 02:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
The challan was paid on another loan figure. The file adds up to ₹16,020; it reads: ₹6,010 (stamp-duty head), ₹10,010 (registration head); this case’s figures say ₹20,020 (0.3% ₹7,510 + 0.5% ₹12,510 on a loan of ₹25,00,000); the challan itself says a loan of ₹20,00,000. the case's figure is the sanction letter's loan amount. No sanction letter on this file prints ₹19,99,001–₹20,01,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
3 Oct21 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990110260093.pdf
half read mail reread
boxes gathered
property self check
property from index2
index2 people checked
half read mail reread
boxes gathered
property self check
property from index2
index2 people checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
box disagreement
pages trimmed480
property self check
property from index2
index2 people checked
1 Oct9 things — 1 document received · 1 letter written · 7 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990110260093.pdf
gpay not settled yet
case read — by ezdocs:reader
case read started — by ezdocs:reader
30 Sep21 things — 1 document received · 1 letter written · 1 money step · 18 steps
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
property self check
property from index2
index2 people checked
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
Received: Index II
Index 2 Akram.pdf
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02139 | 77000352347
25 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02139 | 77000352347
24 Sep130 things — 21 money steps · 21 cautions · 88 steps
Checked: this challan is not another case's
match reverted done case
match undone
match reverted done case
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
23 Sep110 things — 18 money steps · 16 cautions · 76 steps
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match undone
match reverted done case
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
match reverted done case
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment needs a person to look
Nothing moves on the money until a person has looked.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
gpay lump split
Payment short of what the case needs
The balance must come before the challan.
receivable snapshot
22 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02139 | 77000352347
21 Sep47 things — 5 documents received · 5 letters written · 3 cautions · 34 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
desk documents backfill
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
AKRAM MANIHAR EchallanMH010575403202627E.pdf
quoted history checked
whole file hold — by copilot
whole file hold — by copilot
case read — by ezdocs:reader
extra challan scanned
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot check ok — by copilot
whole file hold — by copilot
The home address was read off the papers — by ezdocs:reader
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
documents read together
kyc address read
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02139
Asked the branch for the balance, with the calculator table
acknowledged with advice
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02139
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
PAN found inside the KYC file — no need to ask for it
money settled — by ezdocs:reader
money corrected from papers
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
applicant email captured
Payment proof arrived before the case was quoted — held
Received: Technical report
image.png
Received: Sanction letter
KFSLetter_77000352347 (1).pdf
Received: Aadhaar
Akram kyc.pdf
Received: Payment screenshot
IMG-20260921-WA0132.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓Sanction letteropen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 8 files
Moneyall of it is in
₹22,070.75
Reached our account 30 Sep 22:21:00.
How we know
Our own bank told us — 30 Sep 22:21
₹4,050 · from GPAY-BIZ
“₹4,050 received from Vijay G J at 10:21 pm”
Matched by: equals the balance that was still due on the case · Google's alert; the NEFT is awaited; one of several parts
The working
Stamp duty 0.3%7,510
Registration fee 0.5%12,510
Government handling350
Our service fee1,700
Total we ask for22,070.75
By law ₹22,050. We ask ₹22,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
A-1203, 12th, Aishwaryam Hamara Abhiman, Wing A, GAT, 94, Chikhali, 412114
read from the Index II · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
AKRAM SALIM MANIHAR · applicantCXYPM4279A
rendered in 1.06 s · 105 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f