⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-00222
Akshay Sehgal
LAN HOU/PM/0826/5199472
Challan paid · our move
File on IGRAll documentsMails & papers 9Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs4 still to come
4 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
A mail on this thread BOUNCED — the branch did NOT receive it. (Undeliverable: Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472) Check the recipient address and re-send from Draft mails or the mailbox.
✓Sanction letteropen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Payment Screenshot with UTR — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (4)A label is wrong? Fix it under All documents.
For you to check
- Mail bounced — the branch did not get it. Re-send.
Moneynot yet recorded
₹13,070
This is our working from the loan amount — the amount to ask the branch for.
₹0 of ₹13,070 — we only count a credit our bank shows us.
Stamp duty 0.3%4,220
Registration fee 0.5%7,030
Government handling320
Our service fee1,500
Total we ask for13,070
Figure worked from the loan amount. EzDocs records it on its next run.
By law ₹13,053.68. We ask ₹13,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 h 03 minour time (made after working hours) · 30 Aug 13:45
Index II —not yet
the NOI team 46 d 4 hthe branch 15 h 49 mintotal 46 d 20 h so far
Now with the NOI team — e-filing on IGR
since 30 Aug 15:07 — 46 d 1 h of working time
Day by day — every step and who held it
29 Aug 19:52Your branch's mail
29 Aug 21:48Papers read+1 h 56 min · the NOI team
30 Aug 12:32Papers from your branch+14 h 44 min · the branch
30 Aug 12:33Papers read+1 min · the NOI team
30 Aug 12:33Property readat once
30 Aug 13:39Papers from your branch+1 h 05 min · the branch
30 Aug 13:45Papers read+6 min · the NOI team
30 Aug 13:45Challan madeat once
30 Aug 15:07Fee quoted+1 h 22 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹14,04,210
Loan account no.
HOU/PM/0826/5199472
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• Mortgagor pages: POONAM VERMA is named on the sanction letter (Sanction letter - 2026-08-30T123118.273.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• POONAM VERMA: PAN missing — no PAN card of POONAM VERMA is on the file — type the PAN off the person's own card, or ask the branch for it
• POONAM VERMA: birth date missing — no PAN card of POONAM VERMA is on the file — type the birth date off the person's own card, or ask the branch for it
• 5 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: Hadd type, Hadd name, road, Second number, House type
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKThe PIN code
| The sanction letter BASE | 410501 … 153/2/154/2/ 155/2/156/2/157/2/1, Pune, MAHARASHTRA, India, 410501 410501 |
| The Index II DIFFERS | 412405 … या करारनाम्याचा विषय आहे. ((GAT NUMBER : 137/2 & OTHERS;)) 412405 |
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 410501). Read the papers once — if PIN 410501 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI team has received the necessary loan documents and payment, and has generated and shared the GRAS e-challan. The team is currently waiting for the branch to provide a colour live selfie photo of the applicants to proceed with the NOI filing.
the history says the next move is with the branch — the colour live selfie photo of the applicants
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 5 (2026-08-30) “We acknowledge the receipt of your mail documents and payment.”
✓ fee paid — the branch's words — done, mail 5 (2026-08-30) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 6 (2026-08-30) “PFA challan for your reference.”
✓ challan shared — done, mail 6 (2026-08-30) “PFA challan for your reference.”
read over 6 mail(s), last mail 2026-08-30 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (25d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH009256422202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS
sandeep.shinde@pnbhousing.com pnbhousing.com
29 Aug, 19:52 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
29 Aug, 19:52 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
Dear Team,
Kindly provide the NOI challan in case of
AKSHAY SEHGALHOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
🤖 read: asks for the challan; documents attached — “Kindly provide the NOI challan”
6 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
29 Aug, 20:02 · 46d ago
29 Aug, 20:02 · 46d ago
Dear Team,
Pls share sanction letter for challan initiation,
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide the NOI challan in case of
AKSHAY SEHGAL - HOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
Dear Team,
Pls share sanction letter for challan initiation,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde <sandeep.shinde@pnbhousing.com>
wrote:
Dear Team,
Kindly provide the NOI challan in case of AKSHAY SEHGAL -
HOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
[image: PNB image]
Internal
🤖 read: asks the branch for documents — “Pls share sanction letter for challan initiation”
OL
The NOI teamTYPED IN GMAIL
30 Aug, 12:29 · 46d ago
30 Aug, 12:29 · 46d ago
Dear Team,
Pls share sanction letter for challan initiation.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 20:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide the NOI challan in case of
AKSHAY SEHGAL - HOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
Dear Team,
Pls share sanction letter for challan initiation.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 29 Aug 2026 at 20:02, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Dear Team,
Pls share sanction letter for challan initiation,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde <
sandeep.shinde@pnbhousing.com> wrote:
> Dear Team,
>
>
>
> Kindly provide the NOI challan in case of AKSHAY SEHGAL -
> HOU/PM/0826/5199472
>
>
>
> All required documents attached for referance
>
>
>
> Regards,
>
> Sandeep Shinde
>
> Area Sales Manager
>
> 7972702525
>
> [image: PNB image]
>
>
>
>
>
>
>
> Internal
>
🤖 read: asks the branch for documents — “Pls share sanction letter for challan initiation.”
PP
postmaster@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
30 Aug, 12:30 · 46d ago
30 Aug, 12:30 · 46d ago
Undeliverable: Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
ExerciseSecured by Check Point
Dear Team,
Pls share sanction letter for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 20:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Pls share sanction letter for challan initiation,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide the NOI challan in case of
AKSHAY SEHGAL - HOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
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Original Message Details
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Recipient Address:
pimpri@pnbhousing.com
Subject:
Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
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Notification Details
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Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
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Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
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MA5PR01MB11381.INDPRD01.PROD.OUTLOOK.COM
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SS
sandeep.shinde@pnbhousing.com pnbhousing.com
30 Aug, 12:32 · 46d ago
30 Aug, 12:32 · 46d ago
RE: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
Dear Team,
PFA
Internal
From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:30 August 2026 12:29 PM
To:Sandeep Shinde <sandeep.shinde@pnbhousing.com>
Cc: pimpri <pimpri@pnbhousing.com>; Nelvin Varghese <nelvin.varghese@pnbhousing.com>; Kalyani Rajkumar Badal <kalyani.badal@phfl.com>; Mahesh Balasaheb Shelake <mahesh.shelake@phfl.com>
Subject:Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
ExerciseSecured by Check Point
Dear Team,
Pls share sanction letter for challan initiation.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 20:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Pls share sanction letter for challan initiation,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide the NOI challan in case of
AKSHAY SEHGAL - HOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
🤖 read: asks for the challan; documents attached
OL
The NOI teamTYPED IN GMAIL
30 Aug, 12:40 · 46d ago
30 Aug, 12:40 · 46d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sun, 30 Aug 2026 at 12:33, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
PFA
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 30 August 2026 12:29 PM
To: Sandeep Shinde < sandeep.shinde@pnbhousing.com >
Cc: pimpri < pimpri@pnbhousing.com >; Nelvin Varghese < nelvin.varghese@pnbhousing.com >; Kalyani Rajkumar Badal < kalyani.badal@phfl.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >
Subject: Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
Exercise Secured by Check Point
Dear Team,
Pls share sanction letter for challan initiation.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 20:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Pls share sanction letter for challan initiation,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide the NOI challan in case of
AKSHAY SEHGAL - HOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
PP
postmaster@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
30 Aug, 12:41 · 46d ago
30 Aug, 12:41 · 46d ago
Undeliverable: Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
ExerciseSecured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sun, 30 Aug 2026 at 12:33, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
PFA
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 30 August 2026 12:29 PM
To: Sandeep Shinde < sandeep.shinde@pnbhousing.com >
Cc: pimpri < pimpri@pnbhousing.com >; Nelvin Varghese < nelvin.varghese@pnbhousing.com >; Kalyani Rajkumar Badal < kalyani.badal@phfl.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >
Subject: Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
Exercise Secured by Check Point
Dear Team,
Pls share sanction letter for challan initiation.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 20:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Pls share sanction letter for challan initiation,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide the NOI challan in case of
AKSHAY SEHGAL - HOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
Your message to pimpri@pnbhousing.com couldn't be delivered.
A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message.
Thank you for writing to us. Our service email address has changed. Please send your queries to customercare@pnbhousing.com
pnb.noifilling
Office 365
pnbhousing.com
Sender
Action Required
Blocked by mail flow rule
How to Fix It
An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions.
• Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message.
If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so.
More Info for Email Admins
Status code: 550 5.7.1_ETR
This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message.
In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to.
Original Message Details
Created Date:
8/30/2026 7:10:27 AM
Sender Address:
pnb.noifilling@gmail.com
Recipient Address:
pimpri@pnbhousing.com
Subject:
Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
Error Details
Error:
550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy
Message rejected by:
MA5PR01MB13696.INDPRD01.PROD.OUTLOOK.COM
Notification Details
Sent by:
MA5PR01MB13696.INDPRD01.PROD.OUTLOOK.COM
Message Hops
HOP
TIME (UTC)
FROM
TO
WITH
RELAY TIME
1
8/30/2026
7:11:07 AM
mail-qv1-f50.google.com
SMTP
40 sec
2
8/30/2026
7:11:07 AM
mail-qv1-f50.google.com
OSA0EPF000000C9.mail.protection.outlook.com
Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
*
3
8/30/2026
7:11:08 AM
OSA0EPF000000C9.apcprd02.prod.outlook.com
SI2PR02CA0052.outlook.office365.com
Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
1 sec
4
8/30/2026
7:11:08 AM
SI2PR02CA0052.apcprd02.prod.outlook.com
PNVPR01MB13723.INDPRD01.PROD.OUTLOOK.COM
Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384)
*
5
8/30/2026
7:11:24 AM
emails-5877095-4-mt-prod-cp-aps1-1.checkpointcloudsec.com
mta-outgoing-370-mt-prod-cp-aps1-1.checkpointcloudsec.com
ESMTPS
16 sec
6
8/30/2026
7:11:26 AM
aps.cloud-sec-av.com
TY2PEPF0000AB86.mail.protection.outlook.com
Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
2 sec
7
8/30/2026
7:11:26 AM
TY2PEPF0000AB86.apcprd03.prod.outlook.com
PS2PR01CA0070.outlook.office365.com
Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
*
8
8/30/2026
7:11:27 AM
PS2PR01CA0070.apcprd01.prod.exchangelabs.com
MA5PR01MB13696.INDPRD01.PROD.OUTLOOK.COM
Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384)
1 sec
Original Message Headers
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ARC-Authentication-Res
OL
The NOI teamTYPED IN GMAIL
30 Aug, 13:37 · 46d ago
30 Aug, 13:37 · 46d ago
Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sun, 30 Aug 2026 at 12:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sun, 30 Aug 2026 at 12:33, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
PFA
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 30 August 2026 12:29 PM
To: Sandeep Shinde < sandeep.shinde@pnbhousing.com >
Cc: pimpri < pimpri@pnbhousing.com >; Nelvin Varghese < nelvin.varghese@pnbhousing.com >; Kalyani Rajkumar Badal < kalyani.badal@phfl.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >
Subject: Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
Exercise Secured by Check Point
Dear Team,
Pls share sanction letter for challan initiation.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 20:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Pls share sanction letter for challan initiation,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide the NOI challan in case of
AKSHAY SEHGAL - HOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sun, 30 Aug 2026 at 12:40, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a colour live
selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sun, 30 Aug 2026 at 12:33, Sandeep Shinde <
sandeep.shinde@pnbhousing.com> wrote:
> Dear Team,
>
>
>
> PFA
>
>
>
> Internal
>
> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Sent:* 30 August 2026 12:29 PM
> *To:* Sandeep Shinde <sandeep.shinde@pnbhousing.com>
> *Cc:* pimpri <pimpri@pnbhousing.com>; Nelvin Varghese <
> nelvin.varghese@pnbhousing.com>; Kalyani Rajkumar Badal <
> kalyani.badal@phfl.com>; Mahesh Balasaheb Shelake <
> mahesh.shelake@phfl.com>
> *Subject:* Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL -
> HOU/PM/0826/5199472
>
>
>
> >
> *Secured by Check Point *
>
>
>
> Dear Team,
>
>
>
> Pls share sanction letter for challan initiation.
>
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974 <(809)%20724-4974>*
>
>
>
>
>
> On Sat, 29 Aug 2026 at 20:02, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
> Dear Team,
>
>
>
> Pls share sanction letter for challan initiation,
>
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974 <(809)%20724-4974>*
>
>
>
>
>
> On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde <
> sandeep.shinde@pnbhousing.com> wrote:
>
> Dear Team,
>
>
>
> Kindly provide the NOI challan in case of AKSHAY SEHGAL -
> HOU/PM/0826/5199472
>
>
>
> All required documents attached for referance
>
>
>
> Regards,
>
> Sandeep Shinde
>
> Area Sales Manager
>
> 7972702525
>
> [image: PNB image]
>
>
>
>
>
>
>
>
>
> Internal
>
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
PP
postmaster@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
30 Aug, 13:39 · 46d ago
30 Aug, 13:39 · 46d ago
Undeliverable: Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
ExerciseSecured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sun, 30 Aug 2026 at 12:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sun, 30 Aug 2026 at 12:33, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
PFA
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 30 August 2026 12:29 PM
To: Sandeep Shinde < sandeep.shinde@pnbhousing.com >
Cc: pimpri < pimpri@pnbhousing.com >; Nelvin Varghese < nelvin.varghese@pnbhousing.com >; Kalyani Rajkumar Badal < kalyani.badal@phfl.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >
Subject: Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
Exercise Secured by Check Point
Dear Team,
Pls share sanction letter for challan initiation.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 20:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Pls share sanction letter for challan initiation,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 19:53, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide the NOI challan in case of
AKSHAY SEHGAL - HOU/PM/0826/5199472
All required documents attached for referance
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
Your message to pimpri@pnbhousing.com couldn't be delivered.
A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message.
Thank you for writing to us. Our service email address has changed. Please send your queries to customercare@pnbhousing.com
pnb.noifilling
Office 365
pnbhousing.com
Sender
Action Required
Blocked by mail flow rule
How to Fix It
An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions.
• Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message.
If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so.
More Info for Email Admins
Status code: 550 5.7.1_ETR
This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message.
In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to.
Original Message Details
Created Date:
8/30/2026 8:07:41 AM
Sender Address:
pnb.noifilling@gmail.com
Recipient Address:
pimpri@pnbhousing.com
Subject:
Re: KINDLY PROVIDE THE NOI CHALLAN -- AKSHAY SEHGAL - HOU/PM/0826/5199472
Error Details
Error:
550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy
Message rejected by:
MAZPR01MB8131.INDPRD01.PROD.OUTLOOK.COM
Notification Details
Sent by:
MAZPR01MB8131.INDPRD01.PROD.OUTLOOK.COM
Message Hops
HOP
TIME (UTC)
FROM
TO
WITH
RELAY TIME
1
8/30/2026
8:08:23 AM
mail-qk1-f182.google.com
SMTP
42 sec
2
8/30/2026
8:08:24 AM
mail-qk1-f182.google.com
OSA0EPF000000CA.mail.protection.outlook.com
Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
1 sec
3
8/30/2026
8:08:24 AM
OSA0EPF000000CA.apcprd02.prod.outlook.com
SG2P153CA0031.outlook.office365.com
Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
*
4
8/30/2026
8:08:25 AM
SG2P153CA0031.APCP153.PROD.OUTLOOK.COM
MA5PR01MB11194.INDPRD01.PROD.OUTLOOK.COM
Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384)
1 sec
5
8/30/2026
8:09:07 AM
emails-5939261-4-mt-prod-cp-aps1-1.checkpointcloudsec.com
mta-outgoing-864-mt-prod-cp-aps1-1.checkpointcloudsec.com
ESMTPS
42 sec
6
8/30/2026
8:09:07 AM
aps.cloud-sec-av.com
SG2PEPF000B66D0.mail.protection.outlook.com
Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
*
7
8/30/2026
8:09:08 AM
SG2PEPF000B66D0.apcprd03.prod.outlook.com
SI2PR01CA0054.outlook.office365.com
Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384)
1 sec
8
8/30/2026
8:09:08 AM
SI2PR01CA0054.apcprd01.prod.exchangelabs.com
MAZPR01MB8131.INDPRD01.PROD.OUTLOOK.COM
Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384)
*
Original Message Headers
ARC-Seal: i=4; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass;
b=vsFwG42AYEScOMqF+EeUfozxPlB53oC0xFPlJm9LBt8rrubsTBhyqWdFgWzaO3OQYWLErKuCh0jHKpeJLgEvKsgDZw9bGmDTSaT7CI6WGwrpMtkDLQ6b+X71y/bTcoRYmwmxdPVUwTi1x36MI1YUB3p6bumTv4aJ39P1pC2F0Uouk1C11M2Z0yioivPpRksFs6KmZOnrEwjn/QzEY66Fqw+mFOfOlmcBj7hwXSQ+mJyC6BUAcMwNx+hOgPbzk1cMG+ziQFTbIP82MFqz7C3OsGZJ0+wTTow7pf5to1RSCSKzkMsO2I5j9i5T8u6L66R4uSP1DzfGAq9zM3tKO6cUsw==
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bh=cKviE29OFBWXRCosw8FUy8wP76EDnhevxw1kiL3tClY=;
b=TadLG0P0zqC4RvrpxAAbQrgzxaC93nnUgvLPodGw3EtW
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Index IIthe branch sent this — an input | Akshay sehgal.pdf | filed | 46d ago |
| Other | image001.png | filed | 46d ago |
| Sanction letter | Sanction letter - 2026-08-30T123118.273.pdf | filed | 46d ago |
| Paid challan (GRAS) | AKSHAY SEHGAL EchallanMH009256422202627E.pdf | filed | 46d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
No payment recorded yet. When money reaches our account (or the branch sends a screenshot), it shows here.Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,220 | ₹7,030 | ₹320 | ₹1,500 | ₹13,070 |
By law ₹13,053.68. We ask ₹13,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
32 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Challan date
18 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number, House type (Niwasi Sadanika / Shop / Gala …), First name (person 1), Last name (person 1), PAN (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (25d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction letter - 2026-08-30T123118.273.pdf
as printed
FLAT NO 1229, WING C-1, GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2, SARA SWAPNVIHAR, KHARABWADI, PUNE, PUNE, GAT NO 150/2/152/2/153/2/154/2/ 155/2/156/2/157/2/1, PUNE, MAHARASHTRA, INDIA, 410501
FLAT NO 1229, WING C-1, GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2, SARA SWAPNVIHAR, KHARABWADI, PUNE, PUNE, GAT NO 150/2/152/2/153/2/154/2/ 155/2/156/2/157/2/1, PUNE, MAHARASHTRA, INDIA, 410501
PIN
410501
410501
the Index II
Akshay sehgal.pdf
the property
paalikeche naavah pune itara varnana:, itara maahitih, itara maahitih gaava mauje kharaabavaadi yevila vinasheti jamina gata nan 137/2/138/2/139/140/141/2/142/143/144/145/2/150/2/152/2/153/2/154/2/155/2/ 156/2/157/2/1, va itara milakati yaa milakativara " saaraa svapnavihaara" yaa naavaane nivaasi gruhaprakalpaache baandhakaama honaara asuna sadara prakalpaamadhila imaarata/vinga nan si 1 madhila baaraavyaa majalyaavarila sadanikaa nan 1229 yaasi ekuna kshetraphala 22.82 chau. mitara kaarpeta va bandhista baalkani kshetraphala 2.45 chau. mitara kaarpeta va draaya vaalkani kshetraphala 1.66 chau.mitara kaarpeta yenepramaane sadanikaa milakata yaa karaaranaamyaachaa vishaya aahe. ((GAT NUMBER : 137/2 & OTHERS;))
paalikeche naavah pune itara varnana:, itara maahitih, itara maahitih gaava mauje kharaabavaadi yevila vinasheti jamina gata nan 137/2/138/2/139/140/141/2/142/143/144/145/2/150/2/152/2/153/2/154/2/155/2/ 156/2/157/2/1, va itara milakati yaa milakativara " saaraa svapnavihaara" yaa naavaane nivaasi gruhaprakalpaache baandhakaama honaara asuna sadara prakalpaamadhila imaarata/vinga nan si 1 madhila baaraavyaa majalyaavarila sadanikaa nan 1229 yaasi ekuna kshetraphala 22.82 chau. mitara kaarpeta va bandhista baalkani kshetraphala 2.45 chau. mitara kaarpeta va draaya vaalkani kshetraphala 1.66 chau.mitara kaarpeta yenepramaane sadanikaa milakata yaa karaaranaamyaachaa vishaya aahe. ((GAT NUMBER : 137/2 & OTHERS;))
PIN
412405
412405
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 1229 WING C1 SARA SWAPNVIHAR GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2
FLAT NO 1229 WING C1 SARA SWAPNVIHAR GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2
Locality/Road
KHARABWADI TAL KHED DIST PUNE
KHARABWADI TAL KHED DIST PUNE
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
the Index II also prints: 137/2, 137/2/138/2/139/140/141/2/142/143/144/145/2/150/2/152/2/153/2/154/2/155/2/, 156/2/157/2/1, 2, 22, 412405, 45, 66, AAHE, ASUNA, BAALKANI, BAANDHAKAAMA, BAARAAVYAA, BANDHISTA, CHAU, DRAAYA, EKUNA, GAAVA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Akshay Sehgal | EGZPS6978C |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| none yet |
What EzDocs read from each document — check anything marked in red
Index II Akshay sehgal.pdf needs your check
extracted
pin: 412405; doc_no: 8250; village: खराववाडी; doc_kind: 63-m Notice of Intimation; doc_year: 2025; sro_name: गह दु.नि. खेड-3; area_text: 22.82 चौ. मीटर कार्पेट व बंधिस्त बाल्कनी क्षेत्रफळ 2.45 चौ. मीटर कार्पेट व ड्राय वा
pin: 412405; doc_no: 8250; village: खराववाडी; doc_kind: 63-m Notice of Intimation; doc_year: 2025; sro_name: गह दु.नि. खेड-3; area_text: 22.82 चौ. मीटर कार्पेट व बंधिस्त बाल्कनी क्षेत्रफळ 2.45 चौ. मीटर कार्पेट व ड्राय वा
reconcile
fields: {'mortgagors': [{'ok': False, 'got': 'रुपेश सीताराम अग्रवाल', 'score': 0.4, 'expected': 'Akshay Sehgal'}]}; reasons: ["mortgagor 'Akshay Sehgal' does not match the document (best: 'रुपेश सीताराम अग्रवाल', 0.40)",
fields: {'mortgagors': [{'ok': False, 'got': 'रुपेश सीताराम अग्रवाल', 'score': 0.4, 'expected': 'Akshay Sehgal'}]}; reasons: ["mortgagor 'Akshay Sehgal' does not match the document (best: 'रुपेश सीताराम अग्रवाल', 0.40)",
raw reading (for Abhijit)
{'extracted': {'pin': '412405', 'doc_no': '8250', 'village': 'खराववाडी', 'doc_kind': '63-m Notice of Intimation', 'doc_year': '2025', 'sro_name': 'गह दु.नि. खेड-3', 'area_text': '22.82 चौ. मीटर कार्पेट व बंधिस्त बाल्कनी क्षेत्रफळ 2.45 चौ. मीटर कार्पेट व ड्राय वाल्कनी क्षेत्रफळ 1.66 चौ.मीटर कार्पेट', 'mortgagee': 'अक्षय सहगल', 'filing_fee': 14130, 'mortgagors': ['विजय तुकाराम गावडे', 'रुपेश सीताराम अग्रवाल'], 'stamp_duty': 84800, 'filing_date': '2025-08-25', 'loan_amount': 1183561, 'property_text': 'पालिकेचे नावः पुणे इतर वर्णन:, इतर माहितीः, इतर माहितीः गाव मौजे खराबवाडी येवील विनशेती जमीन गट नं 137/2/138/2/139/140/141/2/142/143/144/145/2/150/2/152/2/153/2/154/2/155/2/ 156/2/157/2/1, व इतर मिळकती या मिळकतीवर " सारा स्वप्नविहार" या नावाने निवासी गृहप्रकल्पाचे बांधकाम होणार असून सदर प्रकल्पामधील इमारत/विंग नं सी 1 मधील बाराव्या मजल्यावरील सदनिका नं 1229 यासी एकूण क्षेत्रफळ 22.82 चौ. मीटर कार्पेट व बंधिस्त बाल्कनी क्षेत्रफळ 2.45 चौ. मीटर कार्पेट व ड्राय वाल्कनी क्षेत्रफळ 1.66 चौ.मीटर कार्पेट येणेप्रमाणे सदनिका मिळकत या करारनाम्याचा विषय आहे. ((GAT NUMBER : 137/2 & OTHERS;))', 'survey_numbers': ['137/2', '138/2', '139', '140', '141/2', '142', '143', '144', '145/2', '150/2', '152/2', '153/2', '154/2', '155/2', '156/2', '157/2/1']}, 'reconcile': {'fields': {'mortgagors': [{'ok': False, 'got': 'रुपेश सीताराम अग्रवाल', 'score': 0.4, 'expected': 'Akshay Sehgal'}]}, 'reasons': ["mortgagor 'Akshay Sehgal' does not match the document (best: 'रुपेश सीताराम अग्रवाल', 0.40)", "document carries an unexpected party 'विजय तुकाराम गावडे'", "document carries an unexpected party 'रुपेश सीताराम अग्रवाल'"], 'verdict': 'mismatch'}}Sanction letter Sanction letter - 2026-08-30T123118.273.pdf needs your check
lan
HOU/PM/0826/5199472
HOU/PM/0826/5199472
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
loan amount
1355210
1355210
interest rate
8.1
8.1
sanction date
20-Aug-2026
20-Aug-2026
letter version
6
6
applicant names
AKSHAY SEHGAL, POONAM VERMA
AKSHAY SEHGAL, POONAM VERMA
property address
pin: 410501; state: MAHARASHTRA; Flat no: 1229; district: Pune; Address: FLAT NO 1229, WING C-1, SARA SWAPNVIHAR, KHARABWADI, PUNE, MAHARASHTRA, 410501; Village: KHARABWADI, PUNE; Building: SARA SWAPNVIHAR
pin: 410501; state: MAHARASHTRA; Flat no: 1229; district: Pune; Address: FLAT NO 1229, WING C-1, SARA SWAPNVIHAR, KHARABWADI, PUNE, MAHARASHTRA, 410501; Village: KHARABWADI, PUNE; Building: SARA SWAPNVIHAR
insurance premium
49000
49000
includes insurance
True
True
total with insurance
1404210
1404210
applicant address from462
read again off the letter's pages (page 1, the 'Address' row)
read again off the letter's pages (page 1, the 'Address' row)
security address verbatim
FLAT NO 1229, WING C-1, GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2, SARA SWAPNVIHAR, KHARABWADI, PUNE, Pune, GAT NO 150/2/152/2/153/2/154/2/ 155/2/156/2/157/2/1, Pune, MAHARASHTRA, India, 410501
FLAT NO 1229, WING C-1, GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2, SARA SWAPNVIHAR, KHARABWADI, PUNE, Pune, GAT NO 150/2/152/2/153/2/154/2/ 155/2/156/2/157/2/1, Pune, MAHARASHTRA, India, 410501
applicant address verbatim
SONIGARA PARK, 7 TH FLOOR, FLAT NO.H-703, DANGE CHOWK, THERGAON, ., Pune, MAHARASHTRA, 411033, India
SONIGARA PARK, 7 TH FLOOR, FLAT NO.H-703, DANGE CHOWK, THERGAON, ., Pune, MAHARASHTRA, 411033, India
raw reading (for Abhijit)
{'lan': 'HOU/PM/0826/5199472', 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 1355210, 'interest_rate': 8.1, 'sanction_date': '20-Aug-2026', 'letter_version': '6', 'applicant_names': ['AKSHAY SEHGAL', 'POONAM VERMA'], 'property_address': {'pin': '410501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '1229', 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'FLAT NO 1229, WING C-1, SARA SWAPNVIHAR, KHARABWADI, PUNE, MAHARASHTRA, 410501', 'village_city': 'KHARABWADI, PUNE', 'building_name': 'SARA SWAPNVIHAR', 'survey_or_cts_no': 'GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2, GAT NO 150/2/152/2/153/2/154/2/155/2/156/2/157/2/1'}, 'insurance_premium': 49000, 'includes_insurance': True, 'total_with_insurance': 1404210, 'applicant_address_from462': "read again off the letter's pages (page 1, the 'Address' row)", 'security_address_verbatim': 'FLAT NO 1229, WING C-1, GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2, SARA SWAPNVIHAR, KHARABWADI, PUNE, Pune, GAT NO 150/2/152/2/153/2/154/2/ 155/2/156/2/157/2/1, Pune, MAHARASHTRA, India, 410501', 'applicant_address_verbatim': 'SONIGARA PARK, 7 TH FLOOR, FLAT NO.H-703, DANGE CHOWK, THERGAON, ., Pune, MAHARASHTRA, 411033, India'}Paid challan (GRAS) AKSHAY SEHGAL EchallanMH009256422202627E.pdf needs your check
grn
MH009256422202627E
MH009256422202627E
pin
410501
410501
total
11250.0
11250.0
article
Registration Fee
Registration Fee
defaced
False
False
bank cin
03006172026083000402
03006172026083000402
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
EGZXXXXXXC
EGZXXXXXXC
flat block
FLAT NO 1229, WING C-1, 12TH FLOOR, SARA SWAPNVIHAR, GAT NO 137/2/138/2/139/140/141/2 AND OTHERS
FLAT NO 1229, WING C-1, 12TH FLOOR, SARA SWAPNVIHAR, GAT NO 137/2/138/2/139/140/141/2 AND OTHERS
payer name
AKSHAY SEHGAL
AKSHAY SEHGAL
sro office
KED3_KHED 3 JOINT SUB REGISTRAR
KED3_KHED 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1404210
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1404210
scheme rows
{'amount': 4220.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7030.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 4220.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7030.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4990
XXXXXX4990
payment date
30/08/2026-13:37:11
30/08/2026-13:37:11
road locality
KHARABWADI, PUNE, MAHARASHTRA
KHARABWADI, PUNE, MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1404210
1404210
raw reading (for Abhijit)
{'grn': 'MH009256422202627E', 'pin': '410501', 'total': 11250.0, 'article': 'Registration Fee', 'defaced': False, 'bank_cin': '03006172026083000402', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'EGZXXXXXXC', 'flat_block': 'FLAT NO 1229, WING C-1, 12TH FLOOR, SARA SWAPNVIHAR, GAT NO 137/2/138/2/139/140/141/2 AND OTHERS', 'payer_name': 'AKSHAY SEHGAL', 'sro_office': 'KED3_KHED 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1404210', 'scheme_rows': [{'amount': 4220.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7030.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4990', 'payment_date': '30/08/2026-13:37:11', 'road_locality': 'KHARABWADI, PUNE, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1404210'}Other image001.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 3h ago | EzDocs | reader_efiling_verdict | {'fp': '8a1977bb2bbdb415', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'This required field is empty and the sanction letter does not provide |
| 1d ago | EzDocs | reader_home_address | {'fp': 'a9e540625e7b3f37', 'from': 'the sanction letter (Sanction letter - 2026-08-30T123118.273.pdf)', 'home': {'pin': '411033', 'area': 'DANGE CHOWK', 'flat': 'H-703', 'floor': '7 TH FLOOR', 'state': 'MAHARASHTRA', 'bu |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:ac05484a-3ff4-4887-adce-4a1f4bf8d181', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Sanction letter - 2026-08-30T123118.273.pdf', 'asked' |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed EGxxxxxxXC — no paper on the |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 22d ago | EzDocs | hidden_payment_scan | {'file': 'image001.png', 'kind': 'other', 'found': 0, 'doc_id': '382f06b4-50a2-4607-a745-48d1f97e40ff', 'fetched': True} |
| 25d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'lan |
| 25d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Akshay sehgal.pdf', 'Sanction letter - 2026-08-30T123118.273.pdf'], 'after': {'addresses': {'people': [['Akshay Sehgal', []]], 'prop |
| 25d ago | EzDocs | address_compared | {'sig': 'dca75d7117ec90e8', 'why': 'after gather', 'people': [{'home': 'H 703, 7th Floor, Sonigara Park, Dange Chowk, Thergoan, Pune City, Thergaon, Pune, 411033', 'person': 'Akshay Sehgal', 'against': [], 'home_src': 'i |
| 25d ago | EzDocs | challan_boxes_composed | {'fp': 'b5e5089a7c2455e7', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 1229 WING C1 SARA SWAPNVIHAR GAT NO 1 |
| 25d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, ' |
| 25d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Akshay sehgal.pdf', 'changed': {'Area': {'was': '26.93', 'index2': 2 |
| 25d ago | EzDocs | index2_people_checked | {'doc_id': '1681e7e4-cfd0-4bba-9b9e-ce312e379db2', 'differs': 0, 'matched': [{'score': 0.89, 'person': 'Akshay Sehgal', 'pan_agrees': True}], 'not_on_case': 0} |
| 26d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 26d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Akshay sehgal.pdf', 'Sanction letter - 2026-08-30T123118.273.pdf'], 'after': {'addresses': {'people': [['Akshay Sehgal', []]], 'prop |
| 26d ago | EzDocs | address_compared | {'sig': 'b8f898d725eae1af', 'why': 'after gather', 'people': [{'home': 'H 703, 7th Floor, Sonigara Park, Dange Chowk, Thergoan, Pune City, Thergaon, Pune, 411033', 'person': 'Akshay Sehgal', 'against': [], 'home_src': 'i |
| 26d ago | EzDocs | challan_boxes_by_rules | {'fp': 'b6cd8da437aaa100', 'why': 'box 1 lost a number the case holds (155)'} |
| 26d ago | EzDocs | box_disagreement | {'box': 'property.Area', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '26.93', 'page': 3, 'party': None, 'qu |
| 26d ago | EzDocs | box_disagreement | {'box': 'property.Number', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '137/2, 138/2, 139, 140, 141 |
| 26d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Second number', 'why': "Th |
| 26d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Akshay sehgal.pdf', 'changed': {'Area': {'was': '22.82', 'index2': 2 |
| 26d ago | EzDocs | index2_people_checked | {'doc_id': '1681e7e4-cfd0-4bba-9b9e-ce312e379db2', 'differs': 0, 'matched': [{'score': 0.89, 'person': 'Akshay Sehgal', 'pan_agrees': True}], 'not_on_case': 0} |
| 27d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 27d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Akshay sehgal.pdf', 'Sanction letter - 2026-08-30T123118.273.pdf'], 'after': {'addresses': {'people': [['Akshay Sehgal', []]], 'prop |
| 27d ago | EzDocs | challan_boxes_composed | {'fp': '63cbc6ba806a4d37', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 1229 WING C-1 SARA SWAPNVIHAR GAT NO |
| 27d ago | EzDocs | box_disagreement | {'box': 'property.pin', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '410501', 'page': 3, 'party': None, 'quote': |
Case diary the case’s history — what happened, newest day first
Papers
3 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR
Money
₹13,070 to come
No screenshot and no credit yet.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Mail bounced — the branch did not get it. Re-send.
Today · 15 Oct1 thing
EzDocs checked the e-filing boxes against the papers
26 Sep2 things — 2 steps
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
20 Sep2 things — 2 steps
EzDocs took 6 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
19 Sep1 thing — 1 step
EzDocs took 9 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18 Sep2 things — 2 steps
EzDocs took 13 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
16 Sep1 thing — 1 step
EzDocs took 9 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep1 thing — 1 step
The branch's title document is on the case — the filing is the NOI team's move
1 Sep3 things — 1 money step · 1 caution · 1 step
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan on file matches neither fee head — a person must open it
30 Aug3 things — 2 documents received · 1 step
Received: Challan
AKSHAY SEHGAL EchallanMH009256422202627E.pdf
Property address read from the sanction letter
Received: Sanction letter
Sanction letter - 2026-08-30T123118.273.pdf
29 Aug4 things — 2 documents received · 1 letter written · 1 step
Received: other
image001.png
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
Received: Index II
Akshay sehgal.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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