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← back to NOI-2026-00222

Akshay Sehgal — everything the e-filing asks for

NOI-2026-00222 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
32 of 34 e-filing boxes ready
Empty: Date of Mortgage, Challan date
18 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number, House type (Niwasi Sadanika / Shop / Gala …), First name (person 1), Last name (person 1), PAN (person 1) …
Challan: 13 of 13 boxes on the case · highlighted: Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road) · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
STOP — DO NOT SUBMIT THIS FILING YET
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
STOP · Start page · Date of Mortgage
This required field is empty and the sanction letter does not provide it.
What to do: Ask the branch for the MOTD or the mortgage date.
“Sanction letter - 2026-08-30T123118.273.pdf: (no date of mortgage)”
STOP · Mortgagee page · Loan (Rs.)
The loan amount cannot be verified from the provided sanction letter snippet.
What to do: Provide the full sanction letter to verify the loan amount.
“Sanction letter - 2026-08-30T123118.273.pdf: (no loan amount visible)”
STOP · Mortgagee page · Interest Rate (%)
The interest rate cannot be verified from the provided sanction letter snippet.
What to do: Provide the full sanction letter to verify the interest rate.
“Sanction letter - 2026-08-30T123118.273.pdf: (no interest rate visible)”
STOP · Property page · Taluka
The sanction letter does not specify the taluka for Kharabwadi.
What to do: Confirm the taluka for Kharabwadi from a property paper or the branch.
“Sanction letter - 2026-08-30T123118.273.pdf: KHARABWADI, PUNE”
CHECK · Property page · Hadd name
The Hadd name is Kharavwadi, but the sanction letter spells it Kharabwadi.
The papers say: Kharabwadi
What to do: Confirm the correct spelling of the Hadd name.
“Sanction letter - 2026-08-30T123118.273.pdf: KHARABWADI”
STOP · Property page · Road
The sanction letter does not mention 'Chakan- Talegaon Road'.
What to do: Provide a paper that names 'Chakan- Talegaon Road' for this property.
“Sanction letter - 2026-08-30T123118.273.pdf: (no road name mentioned)”
STOP · Property page · Second number type
The sanction letter lists multiple gat numbers, not just two of the same type.
The papers say: GAT
What to do: Adjust the number types and numbers to include all gat numbers from the sanction letter.
“Sanction letter - 2026-08-30T123118.273.pdf: GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2, GAT NO 150/2/152/2/153/2/154/2/155/2/156/2/157/2/1”
STOP · Property page · Second number
The sanction letter lists multiple gat numbers, not just two of the same type.
The papers say: 138/2/139/140/141/2/142/143/144/145/2, GAT NO 150/2/152/2/153/2/154/2/155/2/156/2/157/2/1
What to do: Adjust the number types and numbers to include all gat numbers from the sanction letter.
“Sanction letter - 2026-08-30T123118.273.pdf: GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2, GAT NO 150/2/152/2/153/2/154/2/155/2/156/2/157/2/1”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.

Property — the challan’s address and the e-filing’s Property page

Read from the Index II — the government’s own words
The document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the sanction letter (Sanction letter - 2026-08-30T123118.273.): the same place, spelled differently — “FLAT NO 1229, WING C-1, GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2, SARA SWAPNVIHAR, KHARABWADI, PUNE, Pune, GAT NO 150/2/152/2/153/” (the names agree; not printed on one side: 1502152215321542; the PIN agrees; the flat agrees)
District * · the portal’s list
✓ in the document
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf)
Taluka *
✓ in the document
✓ also on the branch's mail
from: the Index II (Akshay sehgal.pdf)
Village *
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf)
Hadd type (Corporation / Council / Gram Panchayat) * · the portal’s list
⚠ EzDocs was not sure — check
from: the Index II (Akshay sehgal.pdf) — “the Index II places it in Pune other areas — outside municipal limits; likely a Gram Panchayat, conf”
Hadd name *
⚠ EzDocs was not sure — check
from: the Index II (Akshay sehgal.pdf) — “the Index II places it in Pune other areas — outside municipal limits; likely a Gram Panchayat, conf”
Road * · 50 max
⚠ from the branch's mail, p.1 — not the Index II — check
from: the branch's mail, p.1 — “Chakan- Talegaon Road”
Landmark · 50 max
✓ read by EzDocs (document is in Marathi)
from: the branch's mail, p.1 — “Near Nafed Compound”
Block / Sector · 50 max
empty (optional)
from: optional
Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) * · the portal’s list
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf)
Number * · 50 max
✓ read by EzDocs (document is in Marathi)
✗ the sanction letter, p.1 prints “137/2/138/2/139/140/141/2/142/143/144/145/2, SARA SWAPNVIHAR” — check
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf)
Second number type · the portal’s list
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II
Second number · 50 max
⚠ the papers print more numbers than the portal's two boxes — also on them: GAT 137/2/138/2/139/140/141/2/142/143/144/145/2 (the sanction lett
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II
Building (with wing) * · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf)
Floor * · 3 max
the portal gets “12”
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (Akshay sehgal.pdf)
Flat / shop no * · 10 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf)
Property type (Open / Building / Open + Building) * · the portal’s list
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf), p.3 — “निवासी गृहप्रकल्पाचे बांधकाम”
House type (Niwasi Sadanika / Shop / Gala …) · the portal’s list
⚠ from the branch's mail, p.1 — not the Index II — check
from: the branch's mail, p.1 — “निवासी गृहप्रकल्पाचे बांधकाम होणार असून सदर प्रकल्पामधील इमारत/विंग नं सी 1 मधील बाराव्या मजल्यावरील”
Area * · 10 max
✓ read by EzDocs (document is in Marathi)
✗ the Index II, p.3 prints “22.82” — check
✓ also on the branch's mail
from: the Index II (Akshay sehgal.pdf)
Area unit (Sq.mt. / Sq.ft.) * · the portal’s list
✓ in the document
✓ also on the branch's mail
from: the Index II (Akshay sehgal.pdf)
Carpet or built-up · the portal’s list
✓ in the document
✓ also on the branch's mail
from: the Index II (Akshay sehgal.pdf)
Title deed held by the bank (Agreement to Sale / Sale Deed …) * · the portal’s list
✓ in the document
✓ also on the branch's mail
from: the Index II (Akshay sehgal.pdf)
Title deed no / year / SRO * · 250 max
the portal gets “8250/2025 SRO KHED 3”
✓ in the document
✓ also on the branch's mail
from: the Index II (Akshay sehgal.pdf)
PIN · 6 max
✓ read by EzDocs (document is in Marathi)
✗ the Index II, p.3 prints “412405” — check
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the sanction letter (Sanction letter - 2026-08-30T123118.273.), p.1 — “410501”
Description — house style (the portal composes its own; this is ours for the record)
a change clears verification until someone verifies again
each runs in seconds; the page comes back with the result at the top

Start page

Date of Mortgage
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise

Mortgagor page — party 1 (Akshay Sehgal)

The portal asks for the person’s home address — not yet read off the Aadhaar; the property address stands in below. Press Read the home address from the Aadhaar, or type it.
First name * · 50 max
⚠ from the sanction letter (Sanction letter - 2026-08-30T123118.273.), p.1 — not the KYC card — check
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the sanction letter (Sanction letter - 2026-08-30T123118.273.), p.1 — “Applicant: AKSHAY SEHGAL”
Middle name · 50 max
empty (optional)
from: the card prints no middle name — the portal does not ask for one
Last name * · 50 max
⚠ from the sanction letter (Sanction letter - 2026-08-30T123118.273.), p.1 — not the KYC card — check
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the sanction letter (Sanction letter - 2026-08-30T123118.273.), p.1 — “Applicant: AKSHAY SEHGAL”
PAN * · 10 max
⚠ from the Index II (Akshay sehgal.pdf), p.3 — not the KYC card — check
✓ also on the Index II (Akshay sehgal.pdf)
✓ also on the branch's mail
from: the Index II (Akshay sehgal.pdf), p.3 — “पैन नं:- EGZPS6978C”
Mobile * · 10 max
✓ in the document
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the sanction letter (Sanction letter - 2026-08-30T123118.273.), p.1 — “Contact No. 9151714990”
Birth date * · 10 max
⚠ from the branch's mail, p.6 — not the KYC card — check
from: the branch's mail, p.6 — “06/10/1993”
E-mail *
✓ in the document
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the sanction letter (Sanction letter - 2026-08-30T123118.273.), p.1 — “Email: sehgalakshay1904@gmail.com”
Building * · 250 max
⚠ from the Index II (Akshay sehgal.pdf), p.1 — not the Aadhaar — check
✗ the branch's mail, p.4 prints “C1 1229 Sara City” — check
✓ also on the Index II (Akshay sehgal.pdf)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf), p.1 — “Sonigara Park H 703”
Floor * · 250 max
⚠ from the Index II (Akshay sehgal.pdf), p.1 — not the Aadhaar — check
✓ also on the Index II (Akshay sehgal.pdf)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf), p.1 — “7th Floor”
Flat / house no * · 250 max
⚠ from the Index II (Akshay sehgal.pdf), p.1 — not the Aadhaar — check
✗ the branch's mail, p.4 prints “C1 1229” — check
✓ also on the Index II (Akshay sehgal.pdf)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf), p.1 — “H 703”
Road * · 250 max
⚠ from the Index II (Akshay sehgal.pdf), p.1 — not the Aadhaar — check
✗ the branch's mail, p.4 prints “Chakan- Talegaon Road” — check
✓ also on the Index II (Akshay sehgal.pdf)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf), p.1 — “Dange Chowk”
Area / sector · 250 max
⚠ from the Index II (Akshay sehgal.pdf), p.1 — not the Aadhaar — check
✗ the branch's mail, p.4 prints “Near Nafed Compound, Kharabwadi, Chakan” — check
✓ also on the Index II (Akshay sehgal.pdf)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf), p.1 — “Thergoan, Pune City”
PIN * · 6 max
⚠ from the Index II (Akshay sehgal.pdf), p.1 — not the Aadhaar — check
✗ the branch's mail, p.4 prints “410501” — check
✓ also on the Index II (Akshay sehgal.pdf)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf), p.1 — “411033”
Village / city * · 250 max
⚠ from the Index II (Akshay sehgal.pdf), p.1 — not the Aadhaar — check
✗ the branch's mail, p.4 prints “Chakan” — check
✓ also on the Index II (Akshay sehgal.pdf)
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the Index II (Akshay sehgal.pdf), p.1 — “Thergaon”
District · 250 max
⚠ from the Index II (Akshay sehgal.pdf), p.1 — not the Aadhaar — check
✓ also on the branch's mail
✓ also on the Index II (Akshay sehgal.pdf)
from: the Index II (Akshay sehgal.pdf), p.1 — “DIST: Pune”
State · 250 max
⚠ from the Index II (Akshay sehgal.pdf), p.1 — not the Aadhaar — check
✓ also on the branch's mail
✓ also on the Index II (Akshay sehgal.pdf)
from: the Index II (Akshay sehgal.pdf), p.1 — “Maharashtra”
reads every Aadhaar on the case; takes a few seconds

Mortgagee page (the bank)

Loan (Rs.) *
1404210
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8.10
✓ in the document
from: the letter prints 13.15% - 5.05% = 8.1% — the loan's rate is 8.1%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).

Payment page

GRN
MH009256422202627E
✓ in the document
Paid amount
11250.00
✓ in the document
Challan date
—
empty — the portal will not take a blank
DHC PRN
—
empty (optional)
one reading over every paper and the mail: e-mail, mobile, floor, road, PIN … fills only what is empty; never changes a filled box; says where each came from
Last gathered 20 Sep 02:36: filled 3 box(es) from Akshay sehgal.pdf, Sanction letter - 2026-08-30T123118.273.pdf; still empty: dob (person 1), block sector · 12 box(es) confirmed by a second paper
⚠ the Index II does not print road (taken from the branch's mail), landmark (taken from the branch's mail), house type (taken from the branch's mail) — the Index II’s own boxes were kept; check these against that paper.
The challan — paid; what it carried

Challan (GRAS) — what the form asks

13 of 13 boxes on the case; 2 highlighted
Open the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH009256422202627E.
District *
Pune
✓ on the case
from: the Index II (Akshay sehgal.pdf)
SRO office
KED3_KHED 3 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
4212.63
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
7021.05
✓ on the case
from: the fee engine
Payer (first party) *
AKSHAY SEHGAL
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
EGZPS6978C
✓ on the case
✓ also on the Index II (Akshay sehgal.pdf)
✓ also on the branch's mail
from: the Index II (Akshay sehgal.pdf), p.3 — “पैन नं:- EGZPS6978C”
Payer mobile (the receipt SMS goes here) *
9151714990
✓ on the case
✓ also on the sanction letter (Sanction letter - 2026-08-30T123118.273.)
from: the sanction letter (Sanction letter - 2026-08-30T123118.273.), p.1 — “Contact No. 9151714990”
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO 1229 WING C1 SARA SWAPNVIHAR GAT NO 137/2/138/2/139/140/141/2/142/143/144/145/2
⚠ the papers print more numbers than the portal's two boxes — also on them: GAT 137/2/138/2/139/140/141/2/142/143/144/145/2 (the sanction lett
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
KHARABWADI TAL KHED DIST PUNE
⚠ from the branch's mail, p.1 — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
PUNE
✓ on the case
from: the Index II (Akshay sehgal.pdf)
PIN
410501
✓ on the case
from: the sanction letter (Sanction letter - 2026-08-30T123118.273.), p.1 — “410501”
Consideration (the loan amount) *
1404210
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
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