⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sagar Shelke
LAN 77000358436Loan ₹38,82,910NOIMails & papers 9 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
28 Sep, 18:21
Documents
Payment
Challan
done 30 Sep, 10:00 · GRAS ↗
Filing
took 8d 1h · IGR e-filing ↗
E-filing copy
done 8 Oct, 11:55
Index II
took 2d
doneIndex II shared · the trail says: The NOI team has shared the challan and is now waiting for the branch to provide the Index 2 copy and a color selfie photo of the applicant. The branch needs…whole case so far 15d 5h
Needs your eyes2
GPay ₹28,700 announced at 12:44 has not settled into the PNB account (due 16:44). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
10 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260092.pdf
8 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260092.pdf
7 Oct24 things — 3 documents received · 21 steps
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
property self check
file note490
address compared
documents read together
property self check
property from index2
index2 people checked
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Index II
sagar index shelke.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
sagar photo.pdf
Received: Selfie
shelke photo.pdf
5 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02744 | 77000358436
An old draft withdrew itself — its asks were already answered
2 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02744 | 77000358436
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02744 | 77000358436
29 Sep8 things — 8 steps
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
28 Sep49 things — 5 documents received · 3 letters written · 1 money step · 40 steps
gpay not settled yet
quoted history checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
desk documents backfill
case read — by ezdocs:reader
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SHELKE SAGAR BABASAHEB EchallanMH011018143202627E.pdf
copilot edit — by copilot:NIKHIL
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
copilot check ok — by copilot
challan boxes not the papers words — by copilot
extra challan scanned
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02744
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
money settled — by ezdocs:reader
The payment proof already on the case was applied
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Property checked by the engine — read from the report, every box that names the flat is there
roles from letter
Property read from the legal / technical report (the sanction letter had none)
Co-applicant added
card mobile not taken
kyc address read
applicant email captured
Received: Technical report
Screenshot 2026-09-28 155220.png
Payment proof arrived before the case was quoted — held
Received: Aadhaar
sagar shelke kyc (1).pdf
Received: Sanction letter
KFSLetter_77000358436.pdf
Received: Payment screenshot
IMG-20260928-WA0032.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Aadhaar cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Selfie / photoopen
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 10 files
The file, as the engine remembers it1 open
NOI case for Sagar Babasaheb Shelke and Suavrana Balasaheb Bhavar under loan account 77000358436. The loan amount with insurance is Rs. 38,82,910 as per the branch's request email, which includes Rs. 82,910 of insurance on top of the sanctioned loan of Rs. 38,00,000. The property address is retrieve
○Sagar Babasaheb Shelke — home road — the branch
?the papers disagree on Loan amount difference (the sanction letter: Rs. 38,00,000; the branch's request email: Rs. 38,82,910) — Verify if the insurance loan of Rs. 82,910 is part of the mortgage and proceed with the higher amount of Rs. 38,82,910 as paid on the challa
?unsure of date_of_mortgage — No MOTD or other mortgage execution paper is available on the file to determine the date of mortgage.
?unsure of area_value — The technical report has Carpet Area Measured as No, and no carpet area or other area values are printed on the first page or the sanction l
?unsure of title_deed — The registered Index II or Sale Deed of the purchase is not available on the file to retrieve document number, year, and SRO details.
the branch's last mail (2026-10-07): The branch asks the team to complete the NOI case for Sagar Shelke. · brought: Index II; selfie · settled: unsure:title_deed
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T11:40 UTC
Moneyall of it is in
₹28,710.48
Reached our account 28 Sep 18:14:00.
How we know
Our own bank told us — 28 Sep 18:14
₹28,700 · from GPAY-BIZ
“₹28,700 received from RAHUL A P at 6:14 pm”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%11,660
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for28,710.48
By law ₹28,698.73. We ask ₹28,710 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
E-404, 4th, Jeevanbagh Gruh Prakalp, E-Wing, SURVEY, 66/7, Gangapur, 422010
read from the Index II · e-filing boxes 44 of 46 ready
Check the property →the boxes beside the paper
People
Sagar Babasaheb Shelke · applicantGPWPS1582ESuavrana Balashaeb Bhavar · co-applicantCLMPB3248J
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