⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-01267

Keskar Avinash Ganesh

LAN HOU/PUN/0626/5116839 Index II shared · done All documents Mails & papers 10

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

10 of 12 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Aadhaar cardopen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a formal studio photo, not a live selfie)open

✓MOTDopen

✓Paid challan (GRAS)open

✓Index II — the branch's own title copy, an input; the address came from the Index II, not from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓E-filing copy (token)open

✓PAN card — inside kyc keskar.pdfopen

✓Sanction letter — inside ASL and A2 kesakr.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (11)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹14,430.22CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹14,500 receivedmatches the branch's receipt

Stamp duty 0.3%4,730

Registration fee 0.5%7,880

Government handling320

Our service fee1,500.22

Total we ask for14,430.22

the branch’s receipt claims ₹14,500 129014490876

paid 4 Sep 14:32:28 · verified 9 Sep 00:30:02 · 4 d 9 h later

How we know

Our own bank told us — 4 Sep 14:32

₹14,500 · UTR AXNGG24721217831 · from VM-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.14500.00,04-09-2026 14:32:28 thru NEFT from AXNGG24721217831/GOOGLE INDIA DIGITAL. Aval Bal 99424.75 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit

By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 56 minour time · 4 Sep 15:54

Index II 147 h 27 minour time · 7 Oct 14:14

the NOI team 17 d 12 hthe branch 15 d 10 htotal 32 d 23 h

Complete.

Day by day — every step and who held it

4 Sep 14:59Your branch's mail

4 Sep 14:59Payment landedat once

4 Sep 15:17Papers read+19 min · the NOI team

4 Sep 15:54Challan made+37 min · the NOI team

7 Sep 20:47Property read+3 d 4 h · the NOI team

9 Sep 00:29Fee quoted+1 d 3 h · the NOI team

9 Sep 00:30Payment verifiedat once

24 Sep 11:18Papers from your branch+15 d 10 h · the branch

24 Sep 11:19Papers read+2 min · the NOI team

5 Oct 12:52Filed on IGR — e-filing shared+11 d 1 h · the NOI team

7 Oct 14:14Index II sent+2 d 1 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹15,75,000

Loan account no.

HOU/PUN/0626/5116839

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code

The sanction letter BASE	412105 … dmukhwadi, CHARHOLI BUDRUK, Pune, Pune, MAHARASHTRA, India, 412105 412105
The Index II DIFFERS	412114 … लॉट नं 30;)) स्थानिक स्वराज्य संस्थाः पिंपरी-चिंचवड म.न.पा. 412114

What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 412105). Read the papers once — if PIN 412105 is not right, ask the branch before you pay or file.

Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all required documents and the fee has been paid. The NOI team has shared the challan and promised to process the NOI. The team is now expected to file the NOI and share the e-filing copy.

the history says the next move is with the NOI team — the e-filing copy

the branch last asked: Kindly provide NOI index ii.

the NOI team last promised: we will process the NOI for the same.

✓ loan papers sent — done, mail 1 (2026-09-04) “Documents required for NOI”

✓ fee paid — the branch's words — done, mail 1 (2026-09-04) “Payment details screenshot with Transaction ID & Date of payment mentioned”

✓ challan made — done, mail 3 (2026-09-04) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-04) “PFA challan for your reference.”

✓ Index II asked for — done, mail 4 (2026-09-07) “pls shared index 2 copy of applicant for noi filing”

✓ Index II / sale deed sent by the branch — done, mail 5 (2026-09-24) “Kindly provide NOI index ii.”

⏳ filed on the IGR site — promised, mail 6 (2026-09-24) “we will process the NOI for the same.”

read over 6 mail(s), last mail 2026-09-24 · read 21d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926281605994 · ₹300 · paid 28/09/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DZ dipak.zanan@phfl.com phfl.com
04 Sep, 14:59 · 41d ago THE FIRST MAIL — how this case began

Please provide challan and NOI in case Applicant Name KESKAR AVINASH GANESH - HOU/PUN/0626/5116839

📎 IMG-20260904-WA0022(1).jpg ↗📎 kyc keskar.pdf ↗📎 PLOT 11 new draft (1).docx ↗📎 IMG-20260904-WA0008.jpg ↗📎 ASL and A2 kesakr.pdf ↗📎 IMG-20260904-WA0007.jpg ↗

Dear Team,

Documents required for NOI

Filing; - Sticker date –04/09/2026.

MOD0.3%

NOI0.5%

DHC – 300 Rs.

Adv. fees 1500 Rs.

Case type- plot purchase

Documents required forNOI Filing

Remark

Loan sanction letter✓ Attached

Draft/ Index II

Index II Attached

Aadhar copy of the applicant/s✓ Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached

Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached

04-09-2026

Thanks & Regards,

Dipak Zanan.

Senior Team Leader-Loans 

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 435

Mobile : 8796346922

PHFL Home Loans and Services Limited

Shreerang House 5th Floor Opp Jangali Maharaj Mandir

JM Road Shivajinagar Pune 411005.

🤖 read: asks for the challan, the e-filing copy; says the fee is paid ✓; documents attached — “Payment details screenshot with Transaction ID & Date of payment mentioned Attached”

7 more mails in between — open

OL The NOI teamTYPED IN GMAIL
04 Sep, 15:29 · 41d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 15:02, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

*Documents required for NOI*

*Filing; -** Sticker date –04*/09/2026.

*MOD – 0.3%*

*NOI**- 0.5%*

*DHC – 300 Rs. *

* Adv. fees 1500 Rs.*

*Case type- plot purchase*

 * Documents required forNOI Filing*

*Remark*

Loan sanction letter

*Attached*

Draft/ Index II

*Index II Attached*

Aadhar copy of the applicant/s

*Attached*

PAN copy of the applicant/s

*Attached*

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy.

*Attached*

Payment details screenshot with Transaction ID & Date of payment mentioned

*Attached*

*04-09-2026*

*Thanks & Regards,*

*Dipak Zanan.*

*Senior Team Leader-Loans *

*J M Road Shivaji Nagar*

*Office : 020-25576000; Ext :- 43**5*

*Mobile : **8796346922 <(879)%20634-6922>*

*PHFL Home Loans and Services Limited*

*Shreerang House 5th Floor Opp Jangali Maharaj Mandir*

*JM Road Shivajinagar Pune 411005
<https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g>. *

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
04 Sep, 15:54 · 41d ago

📎 AVINASH GANESH KESKAR EchallanMH0096404072 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 15:29, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 15:02, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
wrote:

> Dear Team,
>
> *Documents required for NOI*
>
> *Filing; -** Sticker date –04*/09/2026.
>
> *MOD – 0.3%*
>
> *NOI**- 0.5%*
>
> *DHC – 300 Rs. *
>
> * Adv. fees 1500 Rs.*
>
> *Case type- plot purchase*
>
>
>
> * Documents required forNOI Filing*
>
> *Remark*
>
> Loan sanction letter
>
> *Attached*
>
> Draft/ Index II
>
> *Index II Attached*
>
> Aadhar copy of the applicant/s
>
> *Attached*
>
> PAN copy of the applicant/s
>
> *Attached*
>
> Form A2 with Photograph of applicant/s affixed or Passport size
> photographs scan copy.
>
> *Attached*
>
> Payment details screenshot with Transaction ID & Date of payment mentioned
>
> *Attached*
>
> *04-09-2026*
>
> *Thanks & Regards,*
>
> *Dipak Zanan.*
>
> *Senior Team Leader-Loans *
>
> *J M Road Shivaji Nagar*
>
> *Office : 020-25576000; Ext :- 43**5*
>
> *Mobile : **8796346922 <(879)%20634-6922>*
>
> *PHFL Home Loans and Services Limited*
>
> *Shreerang House 5th Floor Opp Jangali Maharaj Mandir*
>
> *JM Road Shivajinagar Pune 411005
> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g>. *
>
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
07 Sep, 08:29 · 38d ago

daer team

pls shared index 2 copy of applicant for noi filing

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 15:54, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 15:29, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, We need an index 2 copy..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 4 Sept 2026 at 15:02, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> *Documents required for NOI*
>>
>> *Filing; -** Sticker date –04*/09/2026.
>>
>> *MOD – 0.3%*
>>
>> *NOI**- 0.5%*
>>
>> *DHC – 300 Rs. *
>>
>> * Adv. fees 1500 Rs.*
>>
>> *Case type- plot purchase*
>>
>>
>>
>> * Documents required forNOI Filing*
>>
>> *Remark*
>>
>> Loan sanction letter
>>
>> *Attached*
>>
>> Draft/ Index II
>>
>> *Index II Attached*
>>
>> Aadhar copy of the applicant/s
>>
>> *Attached*
>>
>> PAN copy of the applicant/s
>>
>> *Attached*
>>
>> Form A2 with Photograph of applicant/s affixed or Passport size
>> photographs scan copy.
>>
>> *Attached*
>>
>> Payment details screenshot with Transaction ID & Date of payment
>> mentioned
>>
>> *Attached*
>>
>> *04-09-2026*
>>
>> *Thanks & Regards,*
>>
>> *Dipak Zanan.*
>>
>> *Senior Team Leader-Loans *
>>
>> *J M Road Shivaji Nagar*
>>
>> *Office : 020-25576000; Ext :- 43**5*
>>
>> *Mobile : **8796346922 <(879)%20634-6922>*
>>
>> *PHFL Home Loans and Services Limited*
>>
>> *Shreerang House 5th Floor Opp Jangali Maharaj Mandir*
>>
>> *JM Road Shivajinagar Pune 411005
>> <https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g>. *
>>
>>
>>

🤖 read: asks the branch for documents — “pls shared index 2 copy of applicant for noi filing”

SG santosh.gujar@pnbhousing.com pnbhousing.com
24 Sep, 11:18 · 21d ago

📎 INDEX II.pdf ↗📎 image001.jpg ↗

Dear Team.

Kindly provide NOI index ii.

Thanks & Regards,

Santosh Gujar

Customer Service Manager – Loans

Office No 601 to 606, 6 th Floor, “Conclave”,

Behind Pride Hotel, Narveer Tanaji Wadi,

Shivaji Nagar, Pune. – 411005

Mobile: +91 7757099254

Phone No: 020- 02029991582

Toll Free:1800 120 8800

Website-www.pnbhousing.com

Internal

From: THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent: 07 September 2026 08:30

To: Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

Cc: Prashant Padhye <prashant.padhye@pnbhousing.com>; Santosh Gujar <santosh.gujar@pnbhousing.com>; Yogesh Date <yogesh.date@pnbhousing.com>; Vishal Patil <vishal.patil@pnbhousing.com>; Pramod Balakrishna Wakade 1 <pramod.wakade1@phfl.com>; Ganesh Manohar
Lande <ga

earlier mails quoted below

On Fri, 4 Sept 2026 at 15:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:29, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:02, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:

Dear Team,

Documents required for
NOI

Filing; - Sticker date –04 /09/2026.

MOD – 0.3%

NOI - 0.5%

DHC – 300 Rs.

Adv. fees 1500 Rs.

Case type- plot purchase

Documents required for NOI Filing

Remark

Loan sanction letter

Attached

Draft/ Index II

Index II Attached

Aadhar copy of the applicant/s

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.

Attached

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached

04-09-2026

Thanks & Regards,

Dipak Zanan.

Senior Team Leader-Loans

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 43 5

Mobile :
8796346922

PHFL Home Loans and Services Limited

Shreerang House 5 th Floor Opp Jangali Maharaj Mandir

JM
Road Shivajinagar Pune 411005.

🤖 read: asks for the Index II; documents attached — “Kindly provide NOI index ii.”

OL The NOI teamTYPED IN GMAIL
24 Sep, 13:45 · 21d ago

Team

we will process the NOI for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 24 Sept 2026 at 11:19, Santosh Gujar <santosh.gujar@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team.

Kindly provide NOI index ii.

Thanks & Regards,

*Santosh Gujar*

Customer Service Manager – Loans

Office No 601 to 606, 6th Floor, “Conclave”,

Behind Pride Hotel, Narveer Tanaji Wadi,

Shivaji Nagar, Pune. – 411005

Mobile: +91 7757099254 <+91%2077570%2099254>

Phone No: 020- 02029991582

Toll Free:1800 120 8800

Website-www.pnbhousing.com

Internal

*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* 07 September 2026 08:30
*To:* Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
*Cc:* Prashant Padhye <prashant.padhye@pnbhousing.com>; Santosh Gujar <
santosh.gujar@pnbhousing.com>; Yogesh Date <yogesh.date@pnbhousing.com>;
Vishal Patil <vishal.patil@pnbhousing.com>; Pramod Balakrishna Wakade 1 <
pramod.wakade1@phfl.com>; Ganesh Manohar Lande <ganesh.lande@phfl.com>;
Ganesh Badade <ganesh.badade@phfl.com>; Ankush Dhote <
ankush.dhote@pnbhousing.com>
*Subject:* Re: Please provide challan and NOI in case Applicant Name
KESKAR AVINASH GANESH - HOU/PUN/0626/5116839

 *Secured by Check Point *

daer team

pls shared index 2 copy of applicant for noi filing

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 15:54, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 15:29, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 15:02, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
wrote:

Dear Team,

*Documents required for NOI*

*Filing; -** Sticker date –04*/09/2026.

*MOD – 0.3%*

*NOI**- 0.5%*

*DHC – 300 Rs. *

* Adv. fees 1500 Rs.*

*Case type- plot purchase*

 * Documents required forNOI Filing*

*Remark*

Loan sanction letter

*Attached*

Draft/ Index II

*Index II Attached*

Aadhar copy of the applicant/s

*Attached*

PAN copy of the applicant/s

*Attached*

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy.

*Attached*

Payment details screenshot with Transaction ID & Date of payment mentioned

*Attached*

*04-09-2026*

*Thanks & Regards,*

*Dipak Zanan.*

*Senior Team Leader-Loans *

*J M Road Shivaji Nagar*

*Office : 020-25576000; Ext :- 43**5*

*Mobile : **8796346922 <(879)%20634-6922>*

*PHFL Home Loans and Services Limited*

*Shreerang House 5th Floor Opp Jangali Maharaj Mandir*

*JM Road Shivajinagar Pune 411005
<https://protect.checkpoint.com/v2/r05/___https://www.google.com/maps/search/JM+Road+Shivajinagar+Pune+411005?entry=gmail&source=g___.YXBzMTpwbmJob3VzaW5nOmM6bzo1ZTM4OWVmNWJlMjhhNGFjYmI0NWMwMWUwM2NjYjJjNTo3OjJiNjQ6NTc0ZjRkOGFjNmYzNTE0ZTE0ZTNlNTU2NmQyMDBiZjg2YmNjMzk2M2RjYTc2ZWM2YTMwODY3MDc1MDRiNWM4OTpoOlQ6Rg>. *

🤖 read: The team says they will process the NOI.

OL The NOI teamTYPED IN GMAIL
05 Oct, 12:41 · 10d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 24 Sept 2026 at 13:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 11:19, Santosh Gujar < santosh.gujar@pnbhousing.com > wrote:

Dear Team.

Kindly provide NOI index ii.

Thanks & Regards,

Santosh Gujar

Customer Service Manager – Loans

Office No 601 to 606, 6 th Floor, “Conclave”,

Behind Pride Hotel, Narveer Tanaji Wadi,

Shivaji Nagar, Pune. – 411005

Mobile: +91 7757099254

Phone No: 020- 02029991582

Toll Free:1800 120 8800

Website-www.pnbhousing.com

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 07 September 2026 08:30

To: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >

Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >; Yogesh Date < yogesh.date@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Ganesh Manohar
Lande < ganesh.lande@phfl.com >; Ganesh Badade < ganesh.badade@phfl.com >; Ankush Dhote < ankush.dhote@pnbhousing.com >

Subject: Re: Please provide challan and NOI in case Applicant Name KESKAR AVINASH GANESH - HOU/PUN/0626/5116839

 Exercise Secured by Check Point

daer team

pls shared index 2 copy of applicant for noi filing

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:29, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:02, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:

Dear Team,

Documents required for
NOI

Filing; - Sticker date –04 /09/2026.

MOD – 0.3%

NOI - 0.5%

DHC – 300 Rs.

Adv. fees 1500 Rs.

Case type- plot purchase

Documents required for NOI Filing

Remark

Loan sanction letter

Attached

Draft/ Index II

Index II Attached

Aadhar copy of the applicant/s

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.

Attached

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached

04-09-2026

Thanks & Regards,

Dipak Zanan.

Senior Team Leader-Loans

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 43 5

Mobile :
8796346922

PHFL Home Loans and Services Limited

Shreerang House 5 th Floor Opp Jangali Maharaj Mandir

JM
Road Shivajinagar Pune 411005.

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
05 Oct, 12:52 · 10d ago

📎 eFilingDoc9992809260237.pdf ↗

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 24 Sept 2026 at 13:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 11:19, Santosh Gujar < santosh.gujar@pnbhousing.com > wrote:

Dear Team.

Kindly provide NOI index ii.

Thanks & Regards,

Santosh Gujar

Customer Service Manager – Loans

Office No 601 to 606, 6 th Floor, “Conclave”,

Behind Pride Hotel, Narveer Tanaji Wadi,

Shivaji Nagar, Pune. – 411005

Mobile: +91 7757099254

Phone No: 020- 02029991582

Toll Free:1800 120 8800

Website-www.pnbhousing.com

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 07 September 2026 08:30

To: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >

Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >; Yogesh Date < yogesh.date@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Ganesh Manohar
Lande < ganesh.lande@phfl.com >; Ganesh Badade < ganesh.badade@phfl.com >; Ankush Dhote < ankush.dhote@pnbhousing.com >

Subject: Re: Please provide challan and NOI in case Applicant Name KESKAR AVINASH GANESH - HOU/PUN/0626/5116839

 Exercise Secured by Check Point

daer team

pls shared index 2 copy of applicant for noi filing

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:29, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:02, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:

Dear Team,

Documents required for
NOI

Filing; - Sticker date –04 /09/2026.

MOD – 0.3%

NOI - 0.5%

DHC – 300 Rs.

Adv. fees 1500 Rs.

Case type- plot purchase

Documents required for NOI Filing

Remark

Loan sanction letter

Attached

Draft/ Index II

Index II Attached

Aadhar copy of the applicant/s

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.

Attached

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached

04-09-2026

Thanks & Regards,

Dipak Zanan.

Senior Team Leader-Loans

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 43 5

Mobile :
8796346922

PHFL Home Loans and Services Limited

Shreerang House 5 th Floor Opp Jangali Maharaj Mandir

JM
Road Shivajinagar Pune 411005.

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
07 Oct, 14:13 · 8d ago

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 5 Oct 2026 at 12:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 13:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 11:19, Santosh Gujar < santosh.gujar@pnbhousing.com > wrote:

Dear Team.

Kindly provide NOI index ii.

Thanks & Regards,

Santosh Gujar

Customer Service Manager – Loans

Office No 601 to 606, 6 th Floor, “Conclave”,

Behind Pride Hotel, Narveer Tanaji Wadi,

Shivaji Nagar, Pune. – 411005

Mobile: +91 7757099254

Phone No: 020- 02029991582

Toll Free:1800 120 8800

Website-www.pnbhousing.com

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 07 September 2026 08:30

To: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >

Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >; Yogesh Date < yogesh.date@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Ganesh Manohar
Lande < ganesh.lande@phfl.com >; Ganesh Badade < ganesh.badade@phfl.com >; Ankush Dhote < ankush.dhote@pnbhousing.com >

Subject: Re: Please provide challan and NOI in case Applicant Name KESKAR AVINASH GANESH - HOU/PUN/0626/5116839

 Exercise Secured by Check Point

daer team

pls shared index 2 copy of applicant for noi filing

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:29, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:02, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:

Dear Team,

Documents required for
NOI

Filing; - Sticker date –04 /09/2026.

MOD – 0.3%

NOI - 0.5%

DHC – 300 Rs.

Adv. fees 1500 Rs.

Case type- plot purchase

Documents required for NOI Filing

Remark

Loan sanction letter

Attached

Draft/ Index II

Index II Attached

Aadhar copy of the applicant/s

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.

Attached

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached

04-09-2026

Thanks & Regards,

Dipak Zanan.

Senior Team Leader-Loans

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 43 5

Mobile :
8796346922

PHFL Home Loans and Services Limited

Shreerang House 5 th Floor Opp Jangali Maharaj Mandir

JM
Road Shivajinagar Pune 411005.

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

OL The NOI teamTYPED IN GMAIL
07 Oct, 14:14 · 8d ago

📎 IndexII9992809260237.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 5 Oct 2026 at 12:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 13:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 11:19, Santosh Gujar < santosh.gujar@pnbhousing.com > wrote:

Dear Team.

Kindly provide NOI index ii.

Thanks & Regards,

Santosh Gujar

Customer Service Manager – Loans

Office No 601 to 606, 6 th Floor, “Conclave”,

Behind Pride Hotel, Narveer Tanaji Wadi,

Shivaji Nagar, Pune. – 411005

Mobile: +91 7757099254

Phone No: 020- 02029991582

Toll Free:1800 120 8800

Website-www.pnbhousing.com

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 07 September 2026 08:30

To: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >

Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >; Yogesh Date < yogesh.date@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Ganesh Manohar
Lande < ganesh.lande@phfl.com >; Ganesh Badade < ganesh.badade@phfl.com >; Ankush Dhote < ankush.dhote@pnbhousing.com >

Subject: Re: Please provide challan and NOI in case Applicant Name KESKAR AVINASH GANESH - HOU/PUN/0626/5116839

 Exercise Secured by Check Point

daer team

pls shared index 2 copy of applicant for noi filing

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:29, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Fri, 4 Sept 2026 at 15:02, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:

Dear Team,

Documents required for
NOI

Filing; - Sticker date –04 /09/2026.

MOD – 0.3%

NOI - 0.5%

DHC – 300 Rs.

Adv. fees 1500 Rs.

Case type- plot purchase

Documents required for NOI Filing

Remark

Loan sanction letter

Attached

Draft/ Index II

Index II Attached

Aadhar copy of the applicant/s

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.

Attached

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached

04-09-2026

Thanks & Regards,

Dipak Zanan.

Senior Team Leader-Loans

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 43 5

Mobile :
8796346922

PHFL Home Loans and Services Limited

Shreerang House 5 th Floor Opp Jangali Maharaj Mandir

JM
Road Shivajinagar Pune 411005.

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260904-WA0022(1).jpg	filed	41d ago
Aadhaar card+ PAN card inside	kyc keskar.pdf	filed	41d ago
Other	PLOT 11 new draft (1).docx	filed	41d ago
Selfie / photo	IMG-20260904-WA0008.jpg	CANNOT BE READ — clear copy asked	41d ago
MOTD+ Sanction letter inside	ASL and A2 kesakr.pdf	filed	41d ago
Selfie / photo	IMG-20260904-WA0007.jpg	CANNOT BE READ — clear copy asked	41d ago
Paid challan (GRAS)	AVINASH GANESH KESKAR EchallanMH009640407202627E.pdf	filed	37d ago
Index IIthe branch sent this — an input	INDEX II.pdf	filed	21d ago
Other	image001.jpg	filed	21d ago
E-filing copy (token)	eFilingDoc9992809260237.pdf	filed	10d ago
Index IIthe registered copy we filed	IndexII9992809260237.pdf	filed	8d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,430.22

Where it stands
VERIFIED — money received

Screenshot claims
₹14,500 129014490876

Paid at
4 Sep 14:32:28

Verified on
9 Sep 00:30:02

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,730	₹7,880	₹320	₹1,500	₹14,430

By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

24 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Property type (Open / Building / Open + Building), E-mail (person 1), Floor (person 1), GRN, Paid amount …

Not found in the document: Village, Floor, Area

2 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Floor (person 1)

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IndexII9992809260237.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) Corporation: Pimpari-chinchavad Corporation Other details: Building Name:PLOT NO 11, GREEN DALE LAYOUT, WADMUKHWADI, Floor No:G, Flat No:PLOT NO 11, Road:PUNE, Block Sector:CHARHOLI BUDRUK, PUNE, Landmark:VILLAGE WADMUKHWADI (Survey Number: 156, HISSA NO 2/4/2 ; Plot Number: 11, 29, 30 ; )

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

ASL and A2 kesakr.pdf

as printed
PLOT NO 11, SR NO 156/2/4/2/PLOT, SURVEY NO. 156 HISSA NO. 2/4 WADMUKHWADI, CHARHOLI BUDRUK, PUNE, PUNE, MAHARASHTRA, INDIA, 412105

PIN
412105

the Index II

INDEX II.pdf

the property
1) itara varnanah, itara maahitih gaava mauje vadamukhavaadi yethila savrvhe nan. 156 yaansi hissaa nan. 2/4/2/plota nan. 11 yaansi kshetra 00 aara 69.00 chaurasa mitara yaansi aakaara 00 ru. 00 pai. hyaa milakatimadhila lihuna denaara yaanche maalaki hakkaache va vahivaatiche " grina dela " hayaa manjura le aauta plotingamadhila lihuna ghenaara yaannaa kharedikhata dastaanavye kharedi lihuna deta asalele plota nan. 11 yaansi kshetra 00 aara 69.00 chaurasa mitara mhanajecha 69.00 chaurasa mitara jaagaa milakata ((SURVEY NUMBER: 156/2/4/2/plota nan 11;)) sthaanika svaraajya sansthaah pimpari-chinchavada ma.na.paa. 2) itara varnanah, itara maahitih ba) gaava mauje vadamukhavaadi yethila sarvhe nan. 156 yaansi hissaa nan. 2/4/2/plota nan. 29 yaansi kshetra 3 aara 66.86 chaurasa mitara yaansi aakaara 00 ru. 00 pai. hayaa milakatimadhila lihuna denaara yaanche maalaki hakkaache va vahivaatiche lihuna ghenaara yaannaa kharedikhata dastaatila plota (bhukhanda) haa dastaaivajaamadhye namuda kelelyaa / darshivilyaapramaane manjura le aautachyaa avibhaajya khuli jaagaa (opana spesa) kshetraata saamaaikaamadhye pramaanashira tatvaavara vaatyaalaa paatra aahe. ((SURVEY NUMBER: 156/2/4/2/plota nan 29;)) sthaanika svaraajya sansthaah pimpari-chinchavada ma.na.paa. 3) itara varnanah, itara maahiti: ka) gaava mauje: vadamukhavaadi yethila sarvhe nan. 156 yaansi hissaa nan. 2/4/2/ plota nan. 30 yaansi kshetra 8 aara 51.17 chaurasa mitara yaansi aakaara 00 0\MP.009. hayaa milakatimadhila lihuna denaara yaanche maalaki hakkaache va vahivaatiche lihuna ghenaara yaannaa kharedikhata dastaatila plota (bhukhanda) haa dastaaivajaamadhye namuda kelelyaa / darshivilyaapramaane manjura le aautachyaa avibhaajya antargata rastaachyaa kshetraata saamaaikaamadhye pramaanashira tatvaavara vaatyaalaa paatra aahe. ((SURVEY NUMBER: 156/2/4/2/plota nan 30;)) sthaanika svaraajya sansthaah pimpari-chinchavada ma.na.paa.

PIN
412114

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 11 SURVEY NO 156 HISSA NO 2/4/2 GREEN DALE LAYOUT

Locality/Road
CHARHOLI BUDRUK VILLAGE WADMUKHWADI TAL HAVELI DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

the Index II also prints: 0, 00, 009, 1, 156/2/4/2/PLOTA, 17, 2, 2/4/2/, AAHE, AAKAARA, AARA, AAUTA, AAUTACHYAA, ANTARGATA, ASALELE, AVIBHAAJYA, BA, BHUKHANDA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	AVINASH GANESH KESKAR	AGDPK6353K	…1046

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	dipak.zanan@phfl.com	41d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot IMG-20260904-WA0022(1).jpg needs your check

utr
129014490876

date
2026-09-04

amount
14500.0

method
UPI

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
Keskar Charholi Bk Na Wagheshwar Park

raw reading (for Abhijit)

{'utr': '129014490876', 'date': '2026-09-04', 'amount': 14500.0, 'method': 'UPI', 'payee_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'Keskar Charholi Bk Na Wagheshwar Park', 'debit_notification_text': None}

Aadhaar card kyc keskar.pdf needs your check

dob
1966-03-31

pan
AGDPK6353K

name
AVINASH GANESH KESKAR

legible
True

aadhaar last4
1046

raw reading (for Abhijit)

{'dob': '1966-03-31', 'pan': 'AGDPK6353K', 'name': 'AVINASH GANESH KESKAR', 'legible': True, 'aadhaar_last4': '1046', 'quality_issue': None}

Aadhaar card kyc keskar.pdf needs your check

dob
1966-03-31

pan
AGDPK6353K

name
AVINASH GANESH KESKAR

legible
True

aadhaar last4
8710

raw reading (for Abhijit)

{'dob': '1966-03-31', 'pan': 'AGDPK6353K', 'name': 'AVINASH GANESH KESKAR', 'legible': True, 'aadhaar_last4': '8710', 'quality_issue': None}

Selfie / photo IMG-20260904-WA0008.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a passport-style photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a passport-style photo, not a live selfie'}

Selfie / photo IMG-20260904-WA0007.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a formal studio photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a formal studio photo, not a live selfie'}

MOTD ASL and A2 kesakr.pdf needs your check

found
True

found in
Security section of Sanction Letter

confidence
1

property address
pin: 412105; state: MAHARASHTRA; district: Pune; landmark: CHARHOLI BUDRUK; Address: PLOT NO 11, SR NO 156/2/4/2/PLOT, Survey No. 156 Hissa No. 2/4 Wadmukhwadi, CHARHOLI BUDRUK, Pune, Pune, MAHARASHTRA, India, 41210

security address verbatim
PLOT NO 11, SR NO 156/2/4/2/PLOT, Survey No. 156 Hissa No. 2/4 Wadmukhwadi, CHARHOLI BUDRUK, Pune, Pune, MAHARASHTRA, India, 412105

raw reading (for Abhijit)

{'found': True, 'found_in': 'Security section of Sanction Letter', 'area_sq_m': None, 'confidence': 1, 'property_address': {'pin': '412105', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': 'CHARHOLI BUDRUK', 'full_address': 'PLOT NO 11, SR NO 156/2/4/2/PLOT, Survey No. 156 Hissa No. 2/4 Wadmukhwadi, CHARHOLI BUDRUK, Pune, Pune, MAHARASHTRA, India, 412105', 'village_city': 'Wadmukhwadi', 'building_name': None, 'survey_or_cts_no': 'PLOT NO 11, SR NO 156/2/4/2, Survey No. 156 Hissa No. 2/4'}, 'security_address_verbatim': 'PLOT NO 11, SR NO 156/2/4/2/PLOT, Survey No. 156 Hissa No. 2/4 Wadmukhwadi, CHARHOLI BUDRUK, Pune, Pune, MAHARASHTRA, India, 412105'}

MOTD ASL and A2 kesakr.pdf needs your check

lan
HOU/PUN/0626/5116839

legible
True

loan type
Housing Loan, Housing

confidence
1.0

loan amount
1500000

interest rate
8.5

sanction date
09-Jun-2026

letter version
5

applicant names
KESKAR AVINASH GANESH, MADHURI AVINASH KESKAR

applicant mobile
8007569763

property address
pin: 412105; state: MAHARASHTRA; district: Pune; Address: PLOT NO 11, SR NO 156/2/4/2/PLOT, Survey No. 156 Hissa No. 2/4 Wadmukhwadi, CHARHOLI BUDRUK, Pune, MAHARASHTRA, India, 412105; Village: Wadmukhwadi, CHA

insurance premium
75000

includes insurance
True

total with insurance
1575000

applicant address from462
read again off the letter's pages (page 1, Address row)

security address verbatim
PLOT NO 11, SR NO 156/2/4/2/PLOT, Survey No. 156 Hissa No. 2/4 Wadmukhwadi, CHARHOLI BUDRUK, Pune, Pune, MAHARASHTRA, India, 412105

applicant address verbatim
SURVEY NO. 123-1 FLAT NO. E-204, LAXMI TOWNSHIP PHASE-2, PUNE ALANDI ROAD, DIGHI CAMP PUNE CITY, Pune, MAHARASHTRA, 411015, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/PUN/0626/5116839', 'legible': True, 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'loan_amount': 1500000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '09-Jun-2026', 'letter_version': '5', 'applicant_names': ['KESKAR AVINASH GANESH', 'MADHURI AVINASH KESKAR'], 'applicant_mobile': '8007569763', 'property_address': {'pin': '412105', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 11, SR NO 156/2/4/2/PLOT, Survey No. 156 Hissa No. 2/4 Wadmukhwadi, CHARHOLI BUDRUK, Pune, MAHARASHTRA, India, 412105', 'village_city': 'Wadmukhwadi, CHARHOLI BUDRUK', 'building_name': None, 'survey_or_cts_no': 'SR NO 156/2/4/2/PLOT, Survey No. 156 Hissa No. 2/4'}, 'insurance_premium': 75000, 'includes_insurance': True, 'total_with_insurance': 1575000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'PLOT NO 11, SR NO 156/2/4/2/PLOT, Survey No. 156 Hissa No. 2/4 Wadmukhwadi, CHARHOLI BUDRUK, Pune, Pune, MAHARASHTRA, India, 412105', 'applicant_address_verbatim': 'SURVEY NO. 123-1 FLAT NO. E-204, LAXMI TOWNSHIP PHASE-2, PUNE ALANDI ROAD, DIGHI CAMP PUNE CITY, Pune, MAHARASHTRA, 411015, Pune, India'}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Index II INDEX II.pdf needs your check

kind
index2_input

extracted
pin: 412114; rows: {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': 'HVL26-27473-2026', 'r14_remark': 'अनुच्छेद – अभिहस्तातंरणपत्र स्थानिक स्वराज्य संस्था पिंपरी-चिंचवड म.न.पा. (महानगरपालिका)', 'r4_locality': None, '

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '412114', 'rows': {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': 'HVL26-27473-2026', 'r14_remark': 'अनुच्छेद – अभिहस्तातंरणपत्र स्थानिक स्वराज्य संस्था पिंपरी-चिंचवड म.न.पा. (महानगरपालिका)', 'r4_locality': None, 'r5_area_text': '1) 0.6900 आर.चौ. मीटर 2) 0.0 आर.चौ. मीटर 3) 0.0 आर.चौ. मीटर', 'r7_executants': [{'age': '37', 'pan': 'AANXXXXX9L', 'name': 'चंचल एस इसरानी, अमित एस इसरानी च्या तर्फे दस्तऐवज प्रवेशासाठी कु.मु. प्रकाश घाटू काळे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः, रोड नंः रा. ताम्हाणे वस्ती, चिखली, पुणे, महाराष्ट्र, पुणे. पिनः - 412114'}], 'r8_purchasers': [{'age': '60', 'pan': 'AGDXXXXX3K', 'name': 'अविनाश गणेश केसकर', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः रोड नंः रा. सर्व्हे नं. 123/1, लक्ष्मी टाउनशिप फेज 2, फ्लॅट नं. इ- 204, पुणे आळंदी रोड, विश्रांतवाडी जवळ, कळस, पुणे, महाराष्ट्र, पुणे. पिनः- 411015'}, {'age': '53', 'pan': 'CJHXXXXX1J', 'name': 'माधुरी अविनाश केसकर', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः रोड नंः रा. सर्व्हे नं. 123/1, लक्ष्मी टाउनशिप फेज 2, फ्लॅट नं. इ204, पुणे आळंदी रोड, विश्रांतवाडी जवळ, कळस, पुणे, महाराष्ट्र, पुणे. पिन:- 411015'}], 'r12_stamp_duty': 196700, 'r3_market_value': 655408.2, 'r1_document_type': 'खरेदीखत', 'r2_consideration': 2809800, 'r9_execution_date': '11-09-2026', 'r13_registration_fee': 28100, 'r10_registration_date': '11-09-2026'}, 'doc_no': '27473', 'village': 'वडमुखवाडी', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. हवेली 26', 'area_text': '1) 0.6900 आर.चौ. मीटर 2) 0.0 आर.चौ. मीटर 3) 0.0 आर.चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 28100, 'header_sro': 'सह दु.नि. हवेली 26', 'mortgagors': ['चंचल एस इसरानी', 'अमित एस इसरानी'], 'stamp_duty': 196700, 'filing_date': '2026-09-11', 'loan_amount': 0, 'token_number': 'HVL26-27473-2026', 'property_text': '1) इतर वर्णनः, इतर माहितीः गाव मौजे वडमुखवाडी येथील सव्र्व्हे नं. 156 यांसी हिस्सा नं. 2/4/2/प्लॉट नं. 11 यांसी क्षेत्र 00 आर 69.00 चौरस मीटर यांसी आकार 00 रु. 00 पै. ह्या मिळकतीमधील लिहून देणार यांचे मालकी हक्काचे व वहिवाटीचे " ग्रीन डेल " हया मंजुर ले आऊट प्लॉटिंगमधील लिहून घेणार यांना खरेदीखत दस्तानव्ये खरेदी

E-filing copy (token) eFilingDoc9992809260237.pdf needs your check

sro
HVL20

kind
efiling_copy

token
9992809260237

legible
True

property
road: PUNE; unit: PLOT NO 11; floor: G; taluka: Haveli; numbers: [{'type': 'Survey Number', 'value': '156'}, {'type': 'HISSA NO', 'value': '2/4/2'}, {'type': 'Plot Number', 'value': '11, 29, 30'}]; village: Vadamukhavadi

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'AGDPK6353K', 'name': 'AVINASH GANESH KESKAR', 'address': 'Flat No:E-204, Floor No:G, Building Name:SUR NO 123-1,LAXMI TOWNSHIP PHASE 2, Road:PUNE ALANDI ROAD, DIGHI CAMP PUNE CITY,PUNE, City:PUNE, State: MAHARAS

title deed
Sale Deed :27473/2026 SRO HAVELI-26

filing date
2026-10-05

loan amount
1575000.0

payment lines
{'ref': 'MH009640407202627E', 'head': 'Stamp Duty', 'dated': '04/09/2026', 'amount': 4725.0, 'ref_kind': 'GRN'}, {'ref': 'MH009640407202627E', 'head': 'Filing Fee', 'dated': '04/09/2026', 'amount': 7880.0, 'ref_kind': 'G

date of mortgage
2026-09-28

raw reading (for Abhijit)

{'sro': 'HVL20', 'kind': 'efiling_copy', 'token': '9992809260237', 'legible': True, 'property': {'pin': None, 'road': 'PUNE', 'unit': 'PLOT NO 11', 'floor': 'G', 'taluka': 'Haveli', 'numbers': [{'type': 'Survey Number', 'value': '156'}, {'type': 'HISSA NO', 'value': '2/4/2'}, {'type': 'Plot Number', 'value': '11, 29, 30'}], 'village': 'Vadamukhavadi', 'building': 'PLOT NO 11, GREEN DALE LAYOUT, WADMUKHWADI', 'district': 'Pune', 'area_text': '69.00 Sq.mt.', 'local_body': None, 'description': None, 'property_type': 'Open'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AGDPK6353K', 'name': 'AVINASH GANESH KESKAR', 'address': 'Flat No:E-204, Floor No:G, Building Name:SUR NO 123-1,LAXMI TOWNSHIP PHASE 2, Road:PUNE ALANDI ROAD, DIGHI CAMP PUNE CITY,PUNE, City:PUNE, State: MAHARASHTRA, District:PUNE, Pin:411015'}, {'pan': 'CJHPK1161J', 'name': 'MADHURI AVINASH KESKAR', 'address': 'Flat No:E-204, Floor No:G, Building Name:SUR NO 123-1,LAXMI TOWNSHIP PHASE 2, Road:PUNE ALANDI ROAD, DIGHI CAMP PUNE CITY,PUNE, City:PUNE, State: MAHARASHTRA, District:PUNE, Pin:411015'}], 'title_deed': 'Sale Deed :27473/2026 SRO HAVELI-26', 'filing_date': '2026-10-05', 'loan_amount': 1575000.0, 'payment_lines': [{'ref': 'MH009640407202627E', 'head': 'Stamp Duty', 'dated': '04/09/2026', 'amount': 4725.0, 'ref_kind': 'GRN'}, {'ref': 'MH009640407202627E', 'head': 'Filing Fee', 'dated': '04/09/2026', 'amount': 7880.0, 'ref_kind': 'GRN'}, {'ref': '0926281605994', 'head': 'Document Handling Charges', 'dated': '28/09/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-09-28'}

Technical record (for Abhijit — safe to ignore)

3h ago	EzDocs	challan_boxes_composed	{'fp': '318fdeeea5a74fe6', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 11 SURVEY NO 156 HISSA N
1d ago	EzDocs	reader_efiling_verdict	{'fp': '4e4081b101cde783', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.',
1d ago	EzDocs	reader_mail_addition	{'fp': 'e43a0b4242ccebcb', 'add': {}, 'why': 'The mail does not add any missing unit, building, or road information to the property address provided in the paper.', 'asked': True, 'quote': '', 'same_property': True}
1d ago	EzDocs	reader_home_address	{'fp': '616ec53ab897c406', 'from': 'the sanction letter (ASL and A2 kesakr.pdf)', 'home': {'pin': '411015', 'area': 'DIGHI CAMP', 'flat': 'E-204', 'road': 'PUNE ALANDI ROAD', 'state': 'MAHARASHTRA', 'building': 'LAXMI TO
8d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
8d ago	EzDocs	boxes_gather_failed	{'why': 'quick sweep', 'docs': 5, 'error': "400 INVALID_ARGUMENT. {'error': {'code': 400, 'message': 'The document has no pages.', 'status': 'INVALID_ARGUMENT'}}"}
8d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 20, 'trigger': 'after the Index II takeover'}
8d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9992809260237.pdf', 'changed': {'road': {'was': None, 'index2': 'PU
8d ago	EzDocs	property_numbers_completed	{'now': {'Number': '156, 156/2/4/2'}, 'was': {'Number': '156'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the challan an
8d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999280926023
10d ago	EzDocs	boxes_gather_failed	{'why': 'quick sweep', 'docs': 4, 'error': "400 INVALID_ARGUMENT. {'error': {'code': 400, 'message': 'The document has no pages.', 'status': 'INVALID_ARGUMENT'}}"}
10d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'trigger': 'after the Index II takeover'}
10d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II.pdf', 'changed': {'Number': {'was': '156, 156/2/4/2', 'index
10d ago	EzDocs	index2_people_checked	{'doc_id': '4d716fc6-51a3-4715-934f-0d8741c7380a', 'differs': 1, 'matched': [{'score': 0.98, 'person': 'AVINASH GANESH KESKAR', 'pan_agrees': False}], 'not_on_case': 1}
10d ago	EzDocs	index2_extra_purchaser	{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '4d716fc6-51a3-4715-934f-0d87
10d ago	EzDocs	property_numbers_completed	{'now': {'Number': '156, 156/2/4/2'}, 'was': {'Number': '156'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the challan an
10d ago	EzDocs	dhc_prn_read	{'prn': '0926281605994', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992809260237.pdf', 'from': "the filed notice's own text", 'gr
10d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992809260237.pdf', 'token': '9992809260237', 'doc_id': 'ea6df416-2059-4da8-980e-087ccbba96d1', 'mortgagors': 2}
10d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999280926
10d ago	EzDocs	boxes_gather_failed	{'why': 'quick sweep', 'docs': 4, 'error': "400 INVALID_ARGUMENT. {'error': {'code': 400, 'message': 'The document has no pages.', 'status': 'INVALID_ARGUMENT'}}"}
10d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'trigger': 'after the Index II takeover'}
10d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II.pdf', 'changed': {'Number': {'was': '156, 156/2/4/2', 'index
10d ago	EzDocs	index2_people_checked	{'doc_id': '4d716fc6-51a3-4715-934f-0d8741c7380a', 'differs': 1, 'matched': [{'score': 0.98, 'person': 'AVINASH GANESH KESKAR', 'pan_agrees': False}], 'not_on_case': 1}
10d ago	EzDocs	index2_extra_purchaser	{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '4d716fc6-51a3-4715-934f-0d87
10d ago	EzDocs	property_numbers_completed	{'now': {'Number': '156, 156/2/4/2'}, 'was': {'Number': '156'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the challan an
10d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
15d ago	EzDocs	letter_home_read462	{'fp': 'doc:534f8684-46b0-4e33-bb70-2c1c5ac26721', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'ASL and A2 kesakr.pdf', 'asked': True, 'found': True,
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
19d ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'INDEX II.pdf', 'doc_id': '4d716fc6-51a3-4715-934f-0d8741c7380a', 'header_sro': 'स
21d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹14,500 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct1 thing

The challan's address boxes were written from the papers

12:39

Yesterday · 14 Oct2 things — 2 steps

EzDocs checked the e-filing boxes against the papers

04:37

EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records

04:36

7 Oct4 things — 1 document received · 1 letter written · 2 steps

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.