⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Keskar Avinash Ganesh
LAN HOU/PUN/0626/5116839Loan ₹15,75,000NOIMails & papers 10
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
4 Sep, 14:59
Documents
Payment
Challan
done 9 Sep, 00:30 · GRAS ↗
Filing
took 26d 12h · IGR e-filing ↗
E-filing copy
done 5 Oct, 12:45
Index II
took 2d 1h
doneIndex II shared · the trail says: The branch has sent all required documents and the fee has been paid. The NOI team has shared the challan and promised to process the NOI. The team is now…whole case so far 39d 11h
Needs your eyes2
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
7 Oct7 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
boxes gather failed
property self check
property from index2
property numbers completed
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992809260237.pdf
5 Oct17 things — 1 document received · 1 letter written · 15 steps
boxes gather failed
property self check
property from index2
index2 people checked
index2 extra purchaser
property numbers completed
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992809260237.pdf
boxes gather failed
property self check
property from index2
index2 people checked
index2 extra purchaser
property numbers completed
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
27 Sep1 thing — 1 step
mail read as shown
26 Sep1 thing — 1 step
index2 docno read
24 Sep22 things — 2 documents received · 20 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
address compared
boxes gather failed
property self check
property from index2
index2 people checked
index2 extra purchaser
property numbers completed
documents read together
property self check
property from index2
index2 people checked
index2 extra purchaser
property english extracted
index2 people checked
index2 extra purchaser
index2 pan differs
Index II (title document) received from the branch
Received: other
image001.jpg
Received: Index II
INDEX II.pdf
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep2 things — 2 steps
kyc address read
property self check
13 Sep1 thing — 1 step
property attrs split
9 Sep7 things — 1 money step · 6 steps
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
7 Sep4 things — 1 document received · 1 letter written · 2 steps
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Challan
AVINASH GANESH KESKAR EchallanMH009640407202627E.pdf
Property read from the legal / technical report (the sanction letter had none)
5 Sep1 thing — 1 step
quoted history checked
4 Sep15 things — 6 documents received · 2 letters written · 2 cautions · 5 steps
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
extra challan scanned
An old draft withdrew itself — its asks were already answered
Wrote the document chase mail — held, silent mode
Please provide challan and NOI in case Applicant Name KESKAR AVINASH GANESH - HOU/PUN/0626/5116839
Document could not be read — a clear copy was asked for
this is a formal studio photo, not a live selfie
Received: Selfie — not usable
IMG-20260904-WA0007.jpg — this is a formal studio photo, not a live selfie
Received: MOTD
ASL and A2 kesakr.pdf
Document could not be read — a clear copy was asked for
this is a passport-style photo, not a live selfie
Received: Selfie — not usable
IMG-20260904-WA0008.jpg — this is a passport-style photo, not a live selfie
Received: other
PLOT 11 new draft (1).docx
PAN found inside the KYC file — no need to ask for it
Received: Aadhaar
kyc keskar.pdf
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260904-WA0022(1).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
10 of 12 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a formal studio photo, not a live selfie)open
✓MOTDopen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address came from the Index II, not from itopen
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 11 files
The whole file has not been read yet11 papers on file
Moneyall of it is in
₹14,430.22
Reached our account 4 Sep 14:32:28.
How we know
Our own bank told us — 4 Sep 14:32
₹14,500 · UTR AXNGG24721217831 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.14500.00,04-09-2026 14:32:28 thru NEFT from AXNGG24721217831/GOOGLE INDIA DIGITAL . Aval Bal 99424.75 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
The working
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500
Total we ask for14,430.22
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
PLOT NO 11, Ground, GREEN DALE LAYOUT, SURVEY, 156, Vadamukhavadi, 412105
read from the Index II · e-filing boxes 24 of 34 ready
Check the property →the boxes beside the paper
People
AVINASH GANESH KESKAR · applicantAGDPK6353K
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