⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
SAURABH BHALCHANDRA LONKAR
LAN 77000326088Loan ₹28,45,000NOIMails & papers 11 5 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
16 Sep, 19:19
Documents
Payment
Challan
Filing
E-filing copy
done 24 Sep, 15:40
Index II
took 14d 20h
doneIndex II shared · the trail says: The NOI has been filed and the e-filing copy shared. The team is now waiting for the government to issue the Index II of the NOI.whole case so far 27d 4h
Needs your eyes3
Challan on file does not agree with the case. Open it before paying or sharing.
GPay ₹25,251 announced at 14:03 has not settled into the PNB account (due 18:03). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
The challan was paid on another loan figure. The file adds up to ₹23,220; it reads: ₹8,710 (stamp-duty head), ₹14,510 (registration head); this case’s figures say ₹22,770 (0.3% ₹8,540 + 0.5% ₹14,230 on a loan of ₹28,45,000); the challan itself says a loan of ₹29,00,008. It is ₹29,00,008 = ₹28,45,000 (the case's own loan amount) + ₹55,008 (the letter's FINAL amount) — the challan was paid on both together. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
10 Oct2 things
dhc prn looked
dhc prn read
9 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992409260455.pdf
27 Sep2 things — 2 steps
mail read as shown
mail read as shown
24 Sep26 things — 2 documents received · 2 letters written · 22 steps
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992409260455.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes by rules
box disagreement
box disagreement
property self check
property from index2
index2 people checked
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
lonkar index 2.pdf
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01864 | 77000326088
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01864 | 77000326088
17 Sep2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01864 | 77000326088
gpay not settled yet
16 Sep59 things — 9 documents received · 4 letters written · 1 money step · 3 cautions · 42 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Judged again with today's rules, the challan still does not match the case — a person opens it
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
boxes gathered
address compared
challan boxes composed
box disagreement
EzDocs read the whole trail as one conversation — where the case stands is on the page
property attrs split
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: Challan
SAURABH BHALCHANDRA LONKAR EchallanMH010330048202627E.pdf
quoted history checked
extra challan scanned
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Kindly Provide 0.3 & 0.5 Challan In Case Mr. Saurabh Bhalchandra Lonkar // App No - 77000326088.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
property self check
boxes gathered
address compared
challan boxes composed
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
box disagreement
box disagreement
box disagreement
claim part duplicate
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-01864
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
EzDocs read the whole trail as one conversation — where the case stands is on the page
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
insurance twin detected
applicant email captured
kyc address read
Received: Sanction letter
Insu Sanction Latter.pdf
Property checked by the engine — read from the report, every box that names the flat is there
Received: Sanction letter
Main Sanction Latter.pdf
Property read from the legal / technical report (the sanction letter had none)
Received: Aadhaar
Saurabh L KYC.pdf
Document could not be read — a clear copy was asked for
applicant not holding phone
Selfie checked — a live one
A real selfie — usable for the e-filing.
mortgage date read
Payment proof arrived before the case was quoted — held
Nothing new to ask for — stayed quiet
Received: MOTD
Saurabh L MODT.pdf
Received: Selfie — not usable
IMG-20260915-WA0000.jpg — applicant not holding phone
Received: Technical report
77000326088_APFProcessRequest_20260916172349023.pdf
Received: Payment screenshot
IMG-20260916-WA0044.jpg
Received: Selfie
IMG-20260915-WA0001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
12 of 12 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Technical reportopen
✓MOTDopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 12 files
The whole file has not been read yet12 papers on file
Moneyall of it is in
₹24,820.16
Reached our account 16 Sep 19:33:31.
How we know
Our own bank told us — 16 Sep 19:33
₹25,251 · from GPAY-BIZ
“₹25,251.00 deposited ₹25,251.00 has been settled to your linked bank account.”
Matched by: the screenshot's amount equals this credit · Google's alert; the NEFT is awaited
The working
Stamp duty 0.3%8,540
Registration fee 0.5%14,230
Government handling350
Our service fee1,700
Total we ask for24,820.16
By law ₹24,810. We ask ₹24,820 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Shop G-1, Ground, Arya Square, SURVEY, 32/7/A, 32/7/C, 32/7/B, 32/7/D, 32/7/T, Baramati Gramin, 413102
read from the Index II · e-filing boxes 34 of 34 ready
Check the property →the boxes beside the paper
People
Saurabh Bhalchandra Lonkar · applicantAVDPL0176A
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