⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Monali Shirish Ghodke
LAN HHLNAS00584725Loan ₹16,99,093NOISee the approvalMails & papers 6 2 new 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
yesterday 14:55
Documents
done yesterday 14:57
Payment
took 52m
Challan
done yesterday 15:50 · GRAS ↗
Filing
waiting 1d 7h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
their moveWith bank to approvewhole case so far 1d 8h
Needs your eyes3
Challan on file does not agree with the case. Open it before paying or sharing.
The work is done — our fee of ₹15,140.93 is still not in our account. Chase the branch for it.
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Waiting for the bank to approve the draft
Sammaan and Hinduja approve before we submit. See all approvals.
The challan was paid on another loan figure. The file adds up to ₹16,000; it reads: ₹6,000 (stamp-duty head), ₹10,000 (registration head); this case’s figures say ₹13,620 (0.3% ₹5,110 + 0.5% ₹8,510 on a loan of ₹16,99,093); the challan itself says a loan of ₹19,97,423. the case's figure is the sanction letter's total with insurance. No sanction letter on this file prints ₹19,97,001–₹19,98,334, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Today · 13 Oct1 thing
The pay link from the fee mail was opened — on the record only; it ties no money — by bank-pay:sammaan
Yesterday · 12 Oct111 things — 14 documents received · 5 letters written · 4 cautions · 88 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991210260482.pdf
file note490
mail against file490 — by ezdocs:reader
documents read together
The draft e-filing copy went to the bank — waiting for its approval
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
Judged again with today's rules, the challan still does not match the case — a person opens it
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
Checked: this challan is not another case's
kyc address missing
desk documents backfill
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
MONALI SHIRISH GHODKE EchallanMH011830893202627E.pdf
copilot edit — by copilot:DARBAR
copilot check issues — by copilot
form checked489
money check hold — by copilot
challan numbers from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
index2 docno read
The home address was read off the papers — by ezdocs:reader
file note490
bundle holds503 — by ezdocs:reader
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan ca unfit
bundle holds503 — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03411
acknowledged with advice
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03411
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
pages trimmed480
property self check
property from index2
index2 people checked
property numbers completed
documents read together
The file seems to show a payment to us but no row could be read — open it
money settled — by ezdocs:reader
money corrected from papers
case read started — by ezdocs:reader
Property address read from the sanction letter
roles from letter
hhf application id recorded
Received: other
image001.png
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan ca unfit
card name not read454
Received: other
image002.png
Received: other
image003.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Sanction letter
monali ghdke sacntion letter.pdf
Co-applicant added
Received: PAN card
Adhar Shirish Ghodke_4.pdf
Received: Aadhaar
Adhar Monali Ghodke_11.pdf
Received: PAN card
Pan Shirish Ghodke_8.pdf
Received: Sale deed
sale deed Pawan_0001-compressed (1) (1) (1).pdf
Received: PAN card
Pan Mona Ghodke_4.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Selfie
Shirish photo.jpg
Received: Selfie — not usable
Monali Photo.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Payment screenshot
NOI Pyament.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
10 of 11 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Sale deedopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside sale deed Pawan_0001-compressed (open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it11 open
Complete file for Monali Shirish Ghodke and co-applicant Shirish Bihari Ghodke for Flat No. 13, Archi Pride Apartment, Panchak, Nashik. Loan amount is Rs. 16,99,093 including insurance. All details match the title papers and sanction letter.
✗the photo could not be read (Monali Photo.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○MONALI SHIRISH GHODKE — e-mail — the branch
○SHIRISH BIHARI GHODKE — mobile — the branch
○SHIRISH BIHARI GHODKE — e-mail — the branch
○SHIRISH BIHARI GHODKE — home building — the branch
○SHIRISH BIHARI GHODKE — home flat — the branch
○SHIRISH BIHARI GHODKE — home road — the branch
○SHIRISH BIHARI GHODKE — home PIN — the branch
○SHIRISH BIHARI GHODKE — home village / city — the branch
○property — title deed held — the branch
… and 1 more
?the papers disagree on Loan Account Number mismatch between case record and sanctio (case record (our file): HHLNAS00584725; sanction letter: 1393533) — Verify the loan account number with the branch if needed; proceed with the challan as the property and names match correctly.
the branch's last mail (2026-10-12): Ok to proceed
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T12:31 UTC
Moneywaiting for the credit
₹15,140.93
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹17,480 — verified by itself the moment the bank credit is heard.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%5,110
Registration fee 0.5%8,510
Government handling320
Our service fee1,200
Total we ask for15,140.93
By law ₹15,112.75. We ask ₹15,140 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
13, 4th, Archi Pride Apartment, SURVEY, 14/2/2/2/4/2A, Panchak, 422101
read from the Index II · e-filing boxes 38 of 46 ready
Check the property →the boxes beside the paper
People
SHIRISH BIHARI GHODKE · co-applicantBOUPG0318AMONALI SHIRISH GHODKE · applicantBBUPG3962M
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