⚠The PNB mailbox has used 228% of what Google lets it send in 24 hours (1,138 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Investhub Financial Services
Mails & papers 10 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 20:21
Documents
Payment
Challan
done 1 Oct, 11:06 · GRAS ↗
Filing
took 2d 1h · IGR e-filing ↗
E-filing copy
Index II
done 3 Oct, 13:05
doneIndex II shared · the history says: The NOI has been filed and the e-filing copy has been shared. The team is now waiting for the government to issue the Index II of the NOI.whole case so far 14d 5h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 14 Oct1 thing
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
3 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990110260057.pdf
1 Oct12 things — 1 document received · 1 letter written · 1 caution · 9 steps
EzDocs took 19 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990110260057.pdf
An old draft withdrew itself — its asks were already answered
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
The draft e-filing copy went to the bank — waiting for its approval
EzDocs read the whole file
EzDocs found something to check before the form is saved
EzDocs took 68 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
30 Sep60 things — 14 documents received · 8 letters written · 3 money steps · 1 caution · 34 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
Received: Challan
PRAVIN P DESHPANDE EchallanMH011198042202627E.pdf
DARBAR pressed Proceed on the challan — what was changed is kept
EzDocs found something to check before the form is saved
The challan's address boxes were written from the papers
Property read from the legal / technical report (the sanction letter had none)
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: FW: Initiate NOI in case of M/S INVESTHUB FINANCIAL SERVICES_1397121
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
The loan amount was worked out from the papers
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: FW: Initiate NOI in case of M/S INVESTHUB FINANCIAL SERVICES_1397121
An old draft withdrew itself — its asks were already answered
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
Received: Sale deed
MONARCH LUXURIA SHOP 03 SALE DEED _compressed.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
FW: Initiate NOI in case of M/S INVESTHUB FINANCIAL SERVICES_1397121
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
FW: Initiate NOI in case of M/S INVESTHUB FINANCIAL SERVICES_1397121
An old draft withdrew itself — its asks were already answered
EzDocs read the whole trail as one conversation — where the case stands is on the page
The loan amount was worked out from the papers
Co-applicant added
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Sanction letter
SanctionLetter_1397121_29092026103103.pdf
Received: other
image001.jpg
Co-applicant added
Received: Aadhaar
MINAKSHI AADHAR CARD.pdf
Received: Aadhaar
PRAVIN AADHAR CARD.pdf
Co-applicant added
Received: Aadhaar
CHAITANYA ADHAR CARD.pdf
Received: PAN card
PRAVIN PANCARD.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Nothing new to ask for — stayed quiet
Selfie checked — a live one
A real selfie — usable for the e-filing.
Wrote the document chase mail — held, silent mode
NOI case
Received: PAN card
MINAKSHI PANCARD.jpg
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
Payment proof arrived before the case was quoted — held
Received: Selfie
IMG_20260930_194940.jpg
Received: Selfie
IMG_20260930_194901.jpg
Received: Selfie
IMG_20260930_194848.jpg
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260930-WA0011.jpg
Received: PAN card
CHAITANYA PAN CARD.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
10 of 13 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Sale deedopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside MONARCH LUXURIA SHOP 03 SALE DEED open
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 16 files
Moneyall of it is in
₹43,560.99
Reached our account 30 Sep 18:27:27.
How we know
Our own bank told us — 30 Sep 18:27
₹43,600 · UTR 315857039095 · from JM-HDFCBN-S
“Successful! You have received Rs. 43600.00 via HDFC Bank SmartHub Vyapar from CHAITANYA. RRN-315857039095, Check: https://1.hdfc.bank.in/HDFCBK/s/PxWbVPpn”
Matched by: by UTR — the bank's reference is the one on the screenshot
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …039095 | …039095 | ✓ | |
| Amount | ₹43,600 | ₹43,600 | fee ₹43,560.99 | ✓ |
| Time | Wed 30 Sep, 18:27 | Wed 30 Sep, 18:27 | ✓ | |
| Paid by | CHAITANYA | — | Investhub Financial Services | ✓ |
The working
Stamp duty 0.3%27,040
Registration fee 0.5%15,000
Government handling320
Our service fee1,200
Total we ask for43,560.99
By law ₹43,550. We ask ₹43,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
Shop 03, Ground, Monarch Luxuria CHS Ltd., PLOT, 06, Kharghar, 410210
read from the Index II · e-filing boxes 67 of 82 ready
Check the property →the boxes beside the paper
People
MINAKSHI PRAVIN DESHPANDE · co-applicantAHMPD5498CPRAVIN P DESHPANDE · co-applicantADCPD3037FCHAITANYA PRAVIN DESHPANDE · applicantBSOPD7674QPravin Prabhakarrao Deshpande · co-applicantADCPD3037FM/S INVESTHUB FINANCIAL SERVICES · applicant—
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