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Active …
मराठी A
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Mailboxes — what to do →
Cases / NOI-2026-02499

Nutan Patidar

PNB_HFLLAN NHL/PNVL/0826/5207509 Index II pending · with the government Send the draft 1All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
8 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓PAN card — inside KYC.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (9)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹21,230.58CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹21,331 receivedby the amount alone
The branch's receipt says ₹21,400 — ₹69 of it has not reached us yet. Look for a ₹69 credit.
Stamp duty 0.3%7,280
Registration fee 0.5%12,130
Government handling320
Our service fee1,500.58
Total we ask for21,230.58
the branch’s receipt claims ₹21,400 493062391359
paid 27 Sep 16:11:05 · verified 27 Sep 16:11:11 · 6 s later
How we know
Our own bank told us — 27 Sep 16:11
₹21,331 · UTR 204180706686 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹21331.00 from BALU LAHANU LAHANE.”
Matched by: AMOUNT ALONE — a little over our ask · the case's screenshot names this very road
By law ₹21,220. We ask ₹21,230 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 h 21 minour time · 26 Sep 11:50
Index II —not yet
the NOI team 2 dthe branch 1 d 4 hthe SRO 14 d 9 htotal 17 d 14 h so far
Now with the SRO — waiting for the SRO's Index II
since 29 Sep 14:39 — 14 d 9 h of working time
Day by day — every step and who held it
26 Sep 09:26Your branch's mail
26 Sep 09:27Papers read+2 min · the NOI team
26 Sep 09:27Property readat once
26 Sep 09:28Fee quotedat once
26 Sep 11:50Challan made+2 h 23 min · the NOI team
27 Sep 16:11Payment landed+1 d 4 h · the branch
27 Sep 16:11Payment verifiedat once
29 Sep 14:39Filed on IGR — e-filing shared+1 d 22 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹24,25,000
Loan account no.
NHL/PNVL/0826/5207509
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II, the branch's mail. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed and the e-filing copy shared. The team is now waiting for the government to issue the Index II of the NOI.
the trail says the next move is with the NOI team — the government's Index II
the branch last asked: Kindly Initiate 0.3% & NOI Challan in case of NUTAN PATIDAR- NHL/PNVL/0826/5207509
✓ loan papers sent — done, mail 1 (2026-09-26) “Document and Receipt attached for your reference.”
✓ challan made — done, mail 2 (2026-09-26) “PFA challan for your reference.”
✓ challan shared — done, mail 2 (2026-09-26) “PFA challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-26) “Document and Receipt attached for your reference.”
✓ filed on the IGR site — done, mail 3 (2026-09-29) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 3 (2026-09-29) “PFA: Downloaded e-filing for your reference..”
read over 3 mail(s), last mail 2026-09-29 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 17d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926272105908 · ₹300 · paid 27/09/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010890135202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-02499
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: NHL/PNVL/0826/5207509).

ApplicantNutan Patidar
LANNHL/PNVL/0826/5207509
Loan AmtRs. 24,25,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 21,400 (UTR 493062391359) is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02499/d246f96ef1d1d57d3a373d8e

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
VP vikas.patil1@pnbhousing.com pnbhousing.com
26 Sep, 09:26 · 17d ago
THE FIRST MAIL — how this case began
Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NUTAN PATIDAR- NHL/PNVL/0826/5207509
Dear Team,
Kindly Initiate 0.3% & NOI Challan in case of NUTAN PATIDARNHL/PNVL/0826/5207509

Document and Receipt attached for your reference.

Loan amount including insurance₹24,25,000

Property Address: Unit 605, Floor 6th Floor, Block Cyber Works Office (9th to 25th Floor), Project CYBER WORKS, TTC Industrial Area Mahape, MIDC Ghansoli Thane, 400703, Plot No A 606/1A, near Glenmark Pharmaceuticals, Mahape Road, Thane, Thane, MAHARASHTRA, India, 400703

Thanks & Regards, Vikas Patil Area Sales Manager - Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com<mailto:vikas.patil1@pnbhousing.com> Website- www.pnbhousing.com<http://www.pnbhousing.com/> [cid:image001.png@01DD0247.507BD810] Internal
🤖 read: asks for the challan; documents attached — “Kindly Initiate 0.3% & NOI Challan in case of NUTAN PATIDAR- NHL/PNVL/0826/5207509”
OL The NOI teamTYPED IN GMAIL
26 Sep, 11:53 · 17d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 26 Sept 2026 at 09:27, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NUTAN PATIDAR- NHL/PNVL/0826/5207509 Document and Receipt attached for your reference. Loan amount including insurance – 24,25,000 /- Property Address : Unit 605, Floor 6th Floor, Block Cyber Works Office (9th to 25th Floor), Project CYBER WORKS, TTC Industrial Area Mahape, MIDC Ghansoli Thane, 400703, Plot No A 606/1A, near Glenmark Pharmaceuticals, Mahape Road, Thane, Thane, MAHARASHTRA, India, 400703 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
29 Sep, 14:39 · 14d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974
earlier mails quoted below
On Sat, 26 Sept 2026 at 11:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 09:27, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NUTAN PATIDAR- NHL/PNVL/0826/5207509 Document and Receipt attached for your reference. Loan amount including insurance – 24,25,000 /- Property Address : Unit 605, Floor 6th Floor, Block Cyber Works Office (9th to 25th Floor), Project CYBER WORKS, TTC Industrial Area Mahape, MIDC Ghansoli Thane, 400703, Plot No A 606/1A, near Glenmark Pharmaceuticals, Mahape Road, Thane, Thane, MAHARASHTRA, India, 400703 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260925-WA0031.jpg
filed 17d ago
Selfie / photo DocScanner Sep 25, 2026 9-09 PM_1.jpg
CANNOT BE READ — clear copy asked 17d ago
Selfie / photo DocScanner Sep 25, 2026 9-09 PM_1(1).jpg
CANNOT BE READ — clear copy asked 17d ago
Index IIthe branch sent this — an input Index 2 Cyber Work Office No-605.pdf
filed 17d ago
Aadhaar card+ PAN card inside KYC.pdf
filed 17d ago
Sanction letter Sanction letter - 2026-09-15T104522.810.pdf
filed 17d ago
Other image001.png
filed 17d ago
Paid challan (GRAS) NUTAN PATIDAR EchallanMH010890135202627E.pdf
filed 17d ago
E-filing copy (token) eFilingDoc9992709260548.pdf
filed 14d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹21,230.58
Where it stands
VERIFIED — money received
Screenshot claims
₹21,400 493062391359
Paid at
27 Sep 16:11:05
Verified on
27 Sep 16:11:11

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹7,280₹12,130₹320 ₹1,500₹21,230
By law ₹21,220. We ask ₹21,230 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
9 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …), Floor (person 1) …
✓ EzDocs checked every box against the document’s own words 17d ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index 2 Cyber Work Office No-605.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
पालिकेचे नावःनवी मुंबई मनपा इतर वर्णन:, इतर माहितीः झोन नं-20/227/1, सायबर वर्क्स, आय टी युनिट नं-605,6 वा मजला, प्लॉट नं-ए-606/1ए टी टी सी इंडस्ट्रीयल एरिया, महापे एम आय डी सी, ठाणे बेलापूर रोड, महापे, नवी मुंबई... क्षेत्र-81.43 चौरस मीटर कारपेट व 1 कारपार्किंग नं-14,3 रा मजला.. क्षेत्र-12.5 चौरस मीटर प्रत्येकी ( (Plot Number: A-606/1A;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
Sanction letter - 2026-09-15T104522.810.pdf
as printed
UNIT 605, FLOOR 6TH FLOOR, BLOCK CYBER WORKS OFFICE (9TH TO 25TH FLOOR), PROJECT CYBER WORKS, TTC INDUSTRIAL AREA MAHAPE, MIDC GHANSOLI THANE, 400703, PLOT NO A 606/1A, NEAR GLENMARK PHARMACEUTICALS, MAHAPE ROAD, THANE, THANE, MAHARASHTRA, INDIA, 400703
PIN
400703
the Index II
Index 2 Cyber Work Office No-605.pdf
the property
paalikeche naavahnavi mumbai manapaa itara varnana:, itara maahitih jhona nan-20/227/1, saayabara varksa, aaya ti yunita nan-605,6 vaa majalaa, plota nan-e-606/1e ti ti si indastriyala eriyaa, mahaape ema aaya di si, thaane belaapura roda, mahaape, navi mumbai... kshetra-81.43 chaurasa mitara kaarapeta va 1 kaarapaarkinga nan-14,3 raa majalaa.. kshetra-12.5 chaurasa mitara pratyeki ( (PLOT NUMBER: A-606/1A;))
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT NO 605 6TH FLOOR BLOCK CYBER WORKS OFFICE PROJECT CYBER WORKS PLOT NO A 606/1A
Locality/Road
TTC INDUSTRIAL AREA MAHAPE MIDC GHANSOLI MAHAPE ROAD NEAR GLENMARK PHARMACEUTICALS THANE
Area/City
THANE
check or correct a box, the papers beside it →
the Index II also prints: 1, 12, 14, 20/227/1, 3, 43, 5, 6, AAYA, BELAAPURA, CANNOT, CHAURASA, DI, EMA, ERIYAA, INDASTRIYALA, ITARA, JHONA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNUTAN PATIDARBBRPP2556H

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedvikas.patil1@pnbhousing.com 17d ago
What the engine read from each document — check anything marked in red
Payment screenshot IMG-20260925-WA0031.jpg needs your check
utr
493062391359
date
2026-09-25
time
22:02
amount
21400
method
UPI
payee upi
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '493062391359', 'date': '2026-09-25', 'time': '22:02', 'amount': 21400, 'method': 'UPI', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Selfie / photo DocScanner Sep 25, 2026 9-09 PM_1(1).jpg needs your check
kind
group_or_other
legible
False
confidence
0.9
face visible
True
quality issue
this is not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}
Selfie / photo DocScanner Sep 25, 2026 9-09 PM_1.jpg needs your check
kind
group_or_other
legible
False
confidence
0.9
face visible
True
quality issue
this is not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}
Index II Index 2 Cyber Work Office No-605.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'नवी मुंबई मनपा', 'r11_serial': '16299/2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '81.43 चौ. मीटर', 'r7_executants': [{'age': '34', 'pan'
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'नवी मुंबई मनपा', 'r11_serial': '16299/2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '81.43 चौ. मीटर', 'r7_executants': [{'age': '34', 'pan': 'AARFG9478M', 'name': 'मेसर्स ग्रीनस्केप वेंचर्स तर्फे भागीदार सुरेश अंबावी वावीया यांच्या तर्फे कु मु म्हणून शिवजी कानजी पटेल', 'address': 'प्लॉट नंः -, माळा नंः, इमारतीचे नावः, ब्लॉक नंः, रोड नंः सायबर वन, ऑफिस नं-1908, 19 वा मजला प्लॉट नं. 4 व 6, सेक्टर-30ए, वाशी, नवी मुंबई., महाराष्ट्र, ठाणे. पिन कोड:-400703'}], 'r8_purchasers': [{'age': '40', 'pan': 'BBRPP2556H', 'name': 'नुतन पाटीदार', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः, ब्लॉक नंः, रोड नंः बाळाजी सिद्धी, सदनिका क्रमांक-302, प्लॉट नं-25, सेक्टर-20, उलवे, रायगड, महाराष्ट्र, राईग़ार्ः ( ं), पिन कोड:-400702'}], 'r12_stamp_duty': 750000, 'r3_market_value': 10616503.976, 'r1_document_type': 'करारनामा', 'r2_consideration': 12500000, 'r9_execution_date': '30/07/2026', 'r13_registration_fee': 30000, 'r10_registration_date': '30/07/2026'}, 'doc_no': '16299', 'village': 'महापे', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक वर्ग २ ठाणे क्र ३', 'area_text': '81.43 चौ. मीटर', 'mortgagee': 'नुतन पाटीदार', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. ठाणे 3', 'mortgagors': ['मेसर्स ग्रीनस्केप वेंचर्स तर्फे भागीदार सुरेश अंबावी वावीया यांच्या तर्फे कु मु म्हणून शिवजी कानजी पटेल'], 'stamp_duty': 750000, 'filing_date': '2026-07-30', 'loan_amount': 12500000, 'token_number': 'I CANNOT TELL', 'property_text': 'पालिकेचे नावःनवी मुंबई मनपा इतर वर्णन:, इतर माहितीः झोन नं-20/227/1, सायबर वर्क्स, आय टी युनिट नं-605,6 वा मजला, प्लॉट नं-ए-606/1ए टी टी सी इंडस्ट्रीयल एरिया, महापे एम आय डी सी, ठाणे बेलापूर रोड, महापे, नवी मुंबई... क्षेत्र-81.43 चौरस मीटर कारपेट व 1 कारपार्किंग नं-14,3 रा मजला.. क्षेत्र-12.5 चौरस मीटर प्रत्येकी ( (Plot Number: A-606/1A;))', 'header_village': 'महापे', 'survey_numbers': ['A-606/1A'], 'header_doc_number': '16299/2026'}}
Sanction letter Sanction letter - 2026-09-15T104522.810.pdf needs your check
lan
NHL/PNVL/0826/5207509
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'NUTAN PATIDAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ANU NUTAN PATIDAR', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
loan amount
2375000
final amount
2425000
interest rate
9.5
sanction date
08-Sep-2026
letter version
4
applicant email
anemaindia@gmail.com
applicant names
NUTAN PATIDAR, ANU NUTAN PATIDAR
printed altered
False
applicant mobile
7566146228
balance transfer
False
property address
pin: 400703; road: TTC Industrial Area Mahape, Mahape Road; state: MAHARASHTRA; flat_no: 605; district: Thane; floor_no: 6th Floor; landmark: near Glenmark Pharmaceuticals; full_address: Unit 605, Floor 6th Floor, Block
insurance premium
50000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2425000
security address verbatim
Unit 605, Floor 6th Floor, Block Cyber Works Office (9th to 25th Floor), Project CYBER WORKS, TTC Industrial Area Mahape, MIDC Ghansoli Thane, 400703, Plot No A 606/1A, near Glenmark Pharmaceuticals, Mahape Road, Thane,
applicant address verbatim
JANKI RESIDENCY, FLAT NO. A102,, SECTOR-2, NAVI MUMBAI PLOT NO. 164,, ULWA, URAN, MAHARASHTRA,, ., Uran, MAHARASHTRA, 410206, India
raw reading (for Abhijit)
{'lan': 'NHL/PNVL/0826/5207509', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'NUTAN PATIDAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ANU NUTAN PATIDAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2375000, 'final_amount': 2425000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '08-Sep-2026', 'letter_version': '4', 'applicant_email': 'anemaindia@gmail.com', 'applicant_names': ['NUTAN PATIDAR', 'ANU NUTAN PATIDAR'], 'printed_altered': False, 'applicant_mobile': '7566146228', 'balance_transfer': False, 'property_address': {'pin': '400703', 'road': 'TTC Industrial Area Mahape, Mahape Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '605', 'district': 'Thane', 'floor_no': '6th Floor', 'landmark': 'near Glenmark Pharmaceuticals', 'full_address': 'Unit 605, Floor 6th Floor, Block Cyber Works Office (9th to 25th Floor), Project CYBER WORKS, TTC Industrial Area Mahape, MIDC Ghansoli Thane, 400703, Plot No A 606/1A, near Glenmark Pharmaceuticals, Mahape Road, Thane, Thane, MAHARASHTRA, India, 400703', 'village_city': 'Thane', 'building_name': 'Block Cyber Works Office', 'survey_or_cts_no': 'A 606/1A'}, 'insurance_premium': 50000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2425000, 'security_address_verbatim': 'Unit 605, Floor 6th Floor, Block Cyber Works Office (9th to 25th Floor), Project CYBER WORKS, TTC Industrial Area Mahape, MIDC Ghansoli Thane, 400703, Plot No A 606/1A, near Glenmark Pharmaceuticals, Mahape Road, Thane, Thane, MAHARASHTRA, India, 400703', 'applicant_address_verbatim': 'JANKI RESIDENCY, FLAT NO. A102,, SECTOR-2, NAVI MUMBAI PLOT NO. 164,, ULWA, URAN, MAHARASHTRA,, ., Uran, MAHARASHTRA, 410206, India'}
Other image001.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Aadhaar card KYC.pdf needs your check
dob
1986-11-20
pan
BBRPP2556H
legible
True
raw reading (for Abhijit)
{'dob': '1986-11-20', 'pan': 'BBRPP2556H', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card KYC.pdf needs your check
dob
1986-11-20
pan
BBRPP2556H
legible
True
raw reading (for Abhijit)
{'dob': '1986-11-20', 'pan': 'BBRPP2556H', 'address': None, 'legible': True, 'quality_issue': None}
Other image001.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Payment screenshot IMG-20260925-WA0031.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '493062391359', 'date': '2026-09-25', 'page': 1, 'time': '22:02', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 21400.0, 'direction': 'debit', 'narration': 'pnb charges'
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '493062391359', 'date': '2026-09-25', 'page': 1, 'time': '22:02', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 21400.0, 'direction': 'debit', 'narration': 'pnb charges', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6228', 'account_holder': None}}
Sanction letter Sanction letter - 2026-09-15T104522.810.pdf needs your check
payments inside
kind: fee_table; payments: []; rows_read: 0; account_holder: NUTAN PATIDAR
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'fee_table', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': 'NUTAN PATIDAR'}}
Index II Index 2 Cyber Work Office No-605.pdf needs your check
payments inside
kind: other; payments: []; rows_read: 0
header doc number
16299/2026
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}, 'header_doc_number': '16299/2026'}
Paid challan (GRAS) NUTAN PATIDAR EchallanMH010890135202627E.pdf needs your check
grn
MH010890135202627E
pin
400703
total
19410.0
article
6(1)
defaced
False
bank cin
03006172026092600223
district
THANE
area city
MAHARASHTRA THANE
payer pan
BBRXXXXXXH
flat block
UNIT NO 605 6TH FLOOR BLOCK CYBER WORKS OFFICE PLOT NO A 606/1A TTC INDUSTRIAL AREA
payer name
NUTAN PATIDAR
sro office
THN3_THANE NO 3 JOINT SUB REGISTRA
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2425000
scheme rows
{'amount': 7280.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12130.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX6228
payment date
26/09/2026-11:50:54
road locality
MAHAPE ROAD MIDC NEAR GLENMARK PHARMACEUTICALS GHANSOLI THANE
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2425000
raw reading (for Abhijit)
{'grn': 'MH010890135202627E', 'pin': '400703', 'total': 19410.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092600223', 'district': 'THANE', 'area_city': 'MAHARASHTRA THANE', 'payer_pan': 'BBRXXXXXXH', 'flat_block': 'UNIT NO 605 6TH FLOOR BLOCK CYBER WORKS OFFICE PLOT NO A 606/1A TTC INDUSTRIAL AREA', 'payer_name': 'NUTAN PATIDAR', 'sro_office': 'THN3_THANE NO 3 JOINT SUB REGISTRA', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2425000', 'scheme_rows': [{'amount': 7280.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12130.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6228', 'payment_date': '26/09/2026-11:50:54', 'road_locality': 'MAHAPE ROAD MIDC NEAR GLENMARK PHARMACEUTICALS GHANSOLI THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2425000'}
Paid challan (GRAS) NUTAN PATIDAR EchallanMH010890135202627E.pdf needs your check
payments inside
bank: PUNJAB NATIONAL BANK; kind: other; payments: []; rows_read: 0; account_holder: NUTAN PATIDAR
raw reading (for Abhijit)
{'payments_inside': {'bank': 'PUNJAB NATIONAL BANK', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': 'NUTAN PATIDAR'}}
E-filing copy (token) eFilingDoc9992709260548.pdf needs your check
sro
THN8
kind
efiling_copy
token
9992709260548
legible
True
property
road: MAHAPE ROAD MIDC; unit: UNIT 605; floor: 6TH; taluka: Thane; numbers: [{'type': 'Plot Number', 'value': 'A-606/1A'}]; village: Mahape.; building: IT UNIT NO 605,CYBER WORKS; district: Thane; area_text: Carpet : 81.
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'BBRPP2556H', 'name': 'NUTAN PATIDAR', 'address': 'Flat No:A102, Floor No:G, Building Name:JANKI RESIDENCY SECTOR-02,, Road:NAVI MUMBAI PLOT NO 164,ULWA,URAN, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH),
title deed
Agreement to Sale :16299/2026 SRO THANE-3
filing date
2026-09-29
loan amount
2425000.0
date of mortgage
2026-09-27
raw reading (for Abhijit)
{'sro': 'THN8', 'kind': 'efiling_copy', 'token': '9992709260548', 'legible': True, 'property': {'pin': None, 'road': 'MAHAPE ROAD MIDC', 'unit': 'UNIT 605', 'floor': '6TH', 'taluka': 'Thane', 'numbers': [{'type': 'Plot Number', 'value': 'A-606/1A'}], 'village': 'Mahape.', 'building': 'IT UNIT NO 605,CYBER WORKS', 'district': 'Thane', 'area_text': 'Carpet : 81.43 Sq.mt.', 'local_body': None, 'description': 'TTC INDUSTRIAL AREA, Block Sector:MOUJE MAHAPE, GHANSOLI, THANE, Landmark:NEAR GLENMARK PHARMACEUTICALS S.NO/CTS NO etc.: CYBER WORKS OFFICE,', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BBRPP2556H', 'name': 'NUTAN PATIDAR', 'address': 'Flat No:A102, Floor No:G, Building Name:JANKI RESIDENCY SECTOR-02,, Road:NAVI MUMBAI PLOT NO 164,ULWA,URAN, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410206'}], 'title_deed': 'Agreement to Sale :16299/2026 SRO THANE-3', 'filing_date': '2026-09-29', 'loan_amount': 2425000.0, 'date_of_mortgage': '2026-09-27'}
Technical record (for Abhijit — safe to ignore)
14d agosystem:extractdhc_prn_looked{'file': 'eFilingDoc9992709260548.pdf', 'found': True, 'doc_id': 'd1319db7-79fe-4fce-8ca3-6ec3534d3989'}
14d agosystem:extractdhc_prn_read{'prn': '0926272105908', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992709260548.pdf', 'from': "the filed notice's own text", 'gr
14d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
14d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9992709260548.pdf', 'token': '9992709260548', 'doc_id': 'd1319db7-79fe-4fce-8ca3-6ec3534d3989', 'mortgagors': 1}
14d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
14d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999270926
14d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '44d0d841-37a5-4a1b-b6e6-3a8ca335865d'}
15d agosystem:paymentscredit_on_another_case{'how': 'utr', 'utr': '204180706686', 'why': 'NOI-2026-02715 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 21331.0, 'other_case': 'NOI-2026-02715'}
15d agoezdocs:readercase_read{'how': 'uri', 'tag': 'ebfa774751769a8c', 'docs': ['Index 2 Cyber Work Office No-605.pdf', 'Sanction letter - 2026-09-15T104522.810.pdf', 'KYC.pdf'], 'loan': {'amount': 2425000, 'made_of': [{'what': 'Loan Amount', 'paper
16d agosystem:smscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
16d agosystem:smscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
16d agosystem:paymentspayment_verified{'utr': '493062391359', 'why': "paid ₹21,331, ₹100 MORE than our ask of ₹21,231 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 100.42, 'method': 'amount_over_small+paye
16d agosystem:paymentspayment_verified{'utr': '204180706686', 'why': "paid ₹21,331, ₹100 MORE than our ask of ₹21,231 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 100.42, 'method': 'amount_over_small+paye
16d agosystem:paymentsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
16d agosystem:paymentsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
16d agoezdocs:readercase_read{'how': 'uri', 'tag': '6ae0e1d239522973', 'docs': ['Index 2 Cyber Work Office No-605.pdf', 'Sanction letter - 2026-09-15T104522.810.pdf', 'KYC.pdf'], 'loan': {'amount': 2425000, 'made_of': [{'what': 'Loan Amount', 'paper
17d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
17d agosystem:paymentshidden_payment_scan{'file': 'NUTAN PATIDAR EchallanMH010890135202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': '44d0d841-37a5-4a1b-b6e6-3a8ca335865d', 'fetched': True}
17d agosystem:ingestchallan_found_on_case{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NUTAN PATIDAR EchallanMH010890135202627E.pdf', 'kind': 'paid'}
17d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NUTAN PATIDAR Echal
17d agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'THN3_THANE NO 3 JOINT SUB REGISTRA', 'district': 'THANE'}
17d agosystem:extractchallan_verified_against_case{'grn': 'MH010890135202627E', 'file': 'NUTAN PATIDAR EchallanMH010890135202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
17d agosystem:extractchallan_extracted{'grn': 'MH010890135202627E', 'file': 'NUTAN PATIDAR EchallanMH010890135202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 19410.0}
17d agocopilotcopilot_check_issues{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "The base paper prints
17d agosystem:extractindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Index 2 Cyber Work Office No-605.pdf', 'doc_id': 'f6266205-9e32-4757-b4d8-5511c38
17d agosystem:paymentshidden_payment_scan{'file': 'Index 2 Cyber Work Office No-605.pdf', 'kind': 'other', 'found': 0, 'doc_id': 'f6266205-9e32-4757-b4d8-5511c38a07b5', 'fetched': True}
17d agosystem:paymentshidden_payment_scan{'file': 'Sanction letter - 2026-09-15T104522.810.pdf', 'kind': 'fee_table', 'found': 0, 'doc_id': '362f811b-fe9e-4d7d-a735-181d81f8f174', 'fetched': True}
17d agosystem:paymentsfee_table_not_payment{'why': 'this file is a fee table / working, not a record of money that moved — no claim', 'file': 'Sanction letter - 2026-09-15T104522.810.pdf', 'doc_id': '362f811b-fe9e-4d7d-a735-181d81f8f174'}
17d agosystem:reconcilequoted_history_checked{}
17d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['Index 2 Cyber Work Office No-605.pdf', 'Sanction letter - 2026-09-15T104522.810.pdf', 'KYC.pdf'], 'after': {'addresses': {'people': [['NUTAN PATIDAR', [['sanction_letter', 'sam

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹21,331 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Needs your eyes: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
29 Sep7 things
dhc prn looked
16:37
dhc prn read
16:37
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:03
efiling copy read
14:42
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
14:40
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:40
Received: E-filing copy
eFilingDoc9992709260548.pdf
14:40
28 Sep2 things — 2 steps
This payment is counted on another case too — a person must say whose it is
15:47
case read — by ezdocs:reader
00:45
27 Sep5 things — 5 steps
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
16:11
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
16:11
receivable snapshot
16:11
receivable snapshot
16:11
case read — by ezdocs:reader
02:31
26 Sep59 things — 8 documents received · 3 letters written · 2 cautions · 46 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:03
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
11:54
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
11:54
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
11:54
Challan re-read against the case — matches exactly
11:54
challan extracted
11:54
Received: Challan
NUTAN PATIDAR EchallanMH010890135202627E.pdf
11:54
copilot check issues — by copilot
11:42
index2 docno read
09:49
fee table not payment
09:41
quoted history checked
09:34
boxes gathered
09:34
address compared
09:34
property self check
09:34
property from index2
09:34
index2 people checked
09:34
property attrs split
09:34
documents read together
09:34
extra challan scanned
09:32
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
09:32
claim part duplicate
09:32
EzDocs read the whole trail as one conversation — where the case stands is on the page
09:30
boxes gathered
09:30
address compared
09:30
challan boxes composed
09:30
box disagreement
09:30
property self check
09:30
property from index2
09:29
index2 people checked
09:29
property numbers completed
09:29
property attrs split
09:29
The home address was read off the papers — by ezdocs:reader
09:29
case read — by ezdocs:reader
09:28
case read — by ezdocs:reader
09:28
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02499
09:28
acknowledged with advice
09:28
No fee quote sent — the branch's own figures were right
09:28
The payment proof already on the case was applied
09:28
PAN found inside the KYC file — no need to ask for it
09:28
money settled — by ezdocs:reader
09:27
applicant email captured
09:27
Property address read from the sanction letter
09:27
property english extracted
09:27
Received: other
image001.png
09:27
index2 people checked
09:27
index2 extra purchaser
09:27
Index II (title document) received from the branch
09:27
Document could not be read — a clear copy was asked for
this is not a live selfie
09:27
Received: Sanction letter
Sanction letter - 2026-09-15T104522.810.pdf
09:27
Received: Aadhaar
KYC.pdf
09:27
Document could not be read — a clear copy was asked for
this is not a live selfie
09:27
Payment proof arrived before the case was quoted — held
09:27
Received: Index II
Index 2 Cyber Work Office No-605.pdf
09:27
Received: Selfie — not usable
DocScanner Sep 25, 2026 9-09 PM_1(1).jpg — this is not a live selfie
09:27
Received: Selfie — not usable
DocScanner Sep 25, 2026 9-09 PM_1.jpg — this is not a live selfie
09:27
Received: Payment screenshot
IMG-20260925-WA0031.jpg
09:27
intake table parsed
09:27
property from mail body
09:27
Case opened from the branch's mail
09:27
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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