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Cases / NOI-2026-02581

NAWNATH DAMODAR GARAD

PNB_HFLLAN NHL/KLN/0926/5210566 Index II shared · done All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Index II — the registered copy of our filing, from the governmentopen download
✓PAN card — inside DocScanner 23 Sept 2026 11-13 pm.popen
✓Payment screenshot — proof received; money not verified yet — inside DocScanner 23 Sept 2026 11-13 pm.popen
✓Selfie / photo — inside DocScanner 23 Sept 2026 11-13 pm.popen
Applicant's Aadhaar Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (4)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹14,270.86 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹14,270.86CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹14,270.86 — we only count a credit our bank shows us.
Ask for the exact ₹14,270.86. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%4,670
Registration fee 0.5%7,780
Government handling320
Our service fee1,500.86
Total we ask for14,270.86
By law ₹14,260. We ask ₹14,270 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 46 minour time · 24 Sep 15:03
Index II 173 h 26 minour time · 14 Oct 16:44
the NOI team 20 d 3 htotal 20 d 3 h
Complete.
Day by day — every step and who held it
24 Sep 13:17Your branch's mail
24 Sep 15:03Challan made+1 h 46 min · the NOI team
26 Sep 21:28Papers read+2 d 6 h · the NOI team
26 Sep 21:29Fee quoted+1 min · the NOI team
26 Sep 21:35Property read+6 min · the NOI team
5 Oct 17:19Filed on IGR — e-filing shared+8 d 19 h · the NOI team
14 Oct 16:44Index II sent+8 d 23 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹15,55,000
Loan account no.
NHL/KLN/0926/5210566
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent the loan documents and paid the fee. The team has created and shared the challan. The team is now waiting for the bank to send the Index II or sale deed to proceed with the filing.
the history says the next move is with the branch — the Index II / sale deed
the branch last asked: Kindly confirm 0.3% & 0.5% NOI payment & document in the case of Mr. NAWNATH DAMODAR GARAD - NHL/KLN/0926/5210566
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-24) “Kindly confirm 0.3% & 0.5% NOI payment & document in the case of Mr.”
✓ fee paid — the branch's words — done, mail 2 (2026-09-24) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 2 (2026-09-24) “We will initiate the challan for the same.”
✓ challan shared — done, mail 4 (2026-09-24) “PFA challan for your reference.”
read over 4 mail(s), last mail 2026-09-24 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926293517725 · ₹300 · paid 29/09/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010799251202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
TG tushardurgoli@gmail.com gmail.com
24 Sep, 13:17 · 21d ago
THE FIRST MAIL — how this case began
0.3% & 0.5% NOI payment & document in the case of Mr. NAWNATH DAMODAR GARAD - NHL/KLN/0926/5210566
Dear Team,

Kindly confirm 0.3% & 0.5% NOI payment & document in the case of Mr.

NAWNATH DAMODAR GARADNHL/KLN/0926/5210566
Thanks & Regards, Tushar Durgoli.
🤖 read: asks for a status; documents attached — “Kindly confirm 0.3% & 0.5% NOI payment & document in the case of Mr. NAWNATH DAMODAR GARAD - NHL/KLN/0926/5210566”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
24 Sep, 14:50 · 21d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 24 Sept 2026 at 13:17, Tushar Durgoli <tushardurgoli@gmail.com>

wrote:

earlier mails quoted below
Dear Team, Kindly confirm 0.3% & 0.5% NOI payment & document in the case of Mr. NAWNATH DAMODAR GARAD - NHL/KLN/0926/5210566 Thanks & Regards, Tushar Durgoli.
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
24 Sep, 15:04 · 21d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 24 Sept 2026 at 14:50, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Thu, 24 Sept 2026 at 13:17, Tushar Durgoli <tushardurgoli@gmail.com> wrote: > Dear Team, > > Kindly confirm 0.3% & 0.5% NOI payment & document in the case of Mr. > NAWNATH DAMODAR GARAD - NHL/KLN/0926/5210566 > > Thanks & Regards, > Tushar Durgoli. >
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
24 Sep, 15:04 · 21d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 24 Sept 2026 at 14:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 13:17, Tushar Durgoli < tushardurgoli@gmail.com > wrote: Dear Team, Kindly confirm 0.3% & 0.5% NOI payment & document in the case of Mr. NAWNATH DAMODAR GARAD - NHL/KLN/0926/5210566 Thanks & Regards, Tushar Durgoli.
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
05 Oct, 17:19 · 10d ago

Team,

PFA downloaded copy of e filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 24 Sept 2026 at 15:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 14:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 13:17, Tushar Durgoli < tushardurgoli@gmail.com > wrote: Dear Team, Kindly confirm 0.3% & 0.5% NOI payment & document in the case of Mr. NAWNATH DAMODAR GARAD - NHL/KLN/0926/5210566 Thanks & Regards, Tushar Durgoli.
🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”
OL The NOI teamTYPED IN GMAIL
14 Oct, 16:44 · 1d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 17:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA downloaded copy of e filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 15:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 14:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 13:17, Tushar Durgoli < tushardurgoli@gmail.com > wrote: Dear Team, Kindly confirm 0.3% & 0.5% NOI payment & document in the case of Mr. NAWNATH DAMODAR GARAD - NHL/KLN/0926/5210566 Thanks & Regards, Tushar Durgoli.
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Index II inside+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside DocScanner 23 Sept 2026 11-13 pm.pdf
filed 18d ago
Paid challan (GRAS) GARAD NAWNATH DAMODAR EchallanMH010799251202627E.pdf
filed 18d ago
E-filing copy (token) NAWNATH DAMODAR GARAD eFilingDoc9992909260357.pdf
filed 10d ago
Index IIthe registered copy we filed IndexII9992909260357.pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,270.86
Where it stands
waiting for the credit
Screenshot claims
—
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹4,670₹7,780₹320 ₹1,500₹14,270
By law ₹14,260. We ask ₹14,270 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

26 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area, Area unit (Sq.mt. / Sq.ft.) …
20 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number …
✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (DocScanner 23 Sept 2026 11-13 pm.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
empty
Number
empty
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, Thane, NEAR KAMLA DEVI COLLEGE, Thane, MAHARASHTRA, India, 421306
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
DocScanner 23 Sept 2026 11-13 pm.pdf
as printed
FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, THANE, NEAR KAMLA DEVI COLLEGE, THANE, MAHARASHTRA, INDIA, 421306
PIN
421306
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 1006 10 TH FLOOR E WING RAI PARADISE KATEMANIVALI KALYAN EAST SHANKAR PAWSHE ROAD THANE
Locality/Road
NEAR KAMLA DEVI COLLEGE MAHARASHTRA
Area/City
THANE
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNAWNATH DAMODAR GARADALIPG8761D

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasetushardurgoli@gmail.com 18d ago
document chasetushardurgoli@gmail.com 18d ago
What EzDocs read from each document — check anything marked in red
Sanction letter DocScanner 23 Sept 2026 11-13 pm.pdf needs your check
lan
NHL/KLN/0926/5210566
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'NAWNATH DAMODAR GARAD', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA NAVNATH GARAD', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
loan amount
1500000
final amount
1555000
interest rate
9.5
sanction date
23-Sep-2026
letter version
5
applicant email
navnathdgarad@gmail.com
applicant names
NAWNATH DAMODAR GARAD, SAVITA NAVNATH GARAD
printed altered
False
applicant mobile
9850702980
balance transfer
False
property address
pin: 421306; road: SHANKAR PAWSHE ROAD; state: MAHARASHTRA; Flat no: 1006; district: Thane; Floor: 10 TH; landmark: NEAR KAMLA DEVI COLLEGE; Address: FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI
insurance premium
55000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1555000
security address verbatim
FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, Thane, NEAR KAMLA DEVI COLLEGE, Thane, MAHARASHTRA, India, 421306
applicant address verbatim
E-1006, RAI PARADISE,, SHANKAR PAWSHE ROAD, KATEMANIVALI,, KALYAN E, ., Thane, MAHARASHTRA, 421306, India
raw reading (for Abhijit)
{'lan': 'NHL/KLN/0926/5210566', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'NAWNATH DAMODAR GARAD', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA NAVNATH GARAD', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1500000, 'final_amount': 1555000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '23-Sep-2026', 'letter_version': '5', 'applicant_email': 'navnathdgarad@gmail.com', 'applicant_names': ['NAWNATH DAMODAR GARAD', 'SAVITA NAVNATH GARAD'], 'printed_altered': False, 'applicant_mobile': '9850702980', 'balance_transfer': False, 'property_address': {'pin': '421306', 'road': 'SHANKAR PAWSHE ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '1006', 'district': 'Thane', 'floor_no': '10 TH', 'landmark': 'NEAR KAMLA DEVI COLLEGE', 'full_address': 'FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, Thane, NEAR KAMLA DEVI COLLEGE, Thane, MAHARASHTRA, India, 421306', 'village_city': 'KATEMANIVALI KALYAN EAST', 'building_name': 'RAI PARADISE', 'survey_or_cts_no': None}, 'insurance_premium': 55000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1555000, 'security_address_verbatim': 'FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, Thane, NEAR KAMLA DEVI COLLEGE, Thane, MAHARASHTRA, India, 421306', 'applicant_address_verbatim': 'E-1006, RAI PARADISE,, SHANKAR PAWSHE ROAD, KATEMANIVALI,, KALYAN E, ., Thane, MAHARASHTRA, 421306, India'}
Sanction letter DocScanner 23 Sept 2026 11-13 pm.pdf needs your check
dob
1971-01-22
pan
ALIPG8761D
name
GARAD NAWNATH DAMODAR
legible
True
father name
DAMODAR NIVRATI GARAD
raw reading (for Abhijit)
{'dob': '1971-01-22', 'pan': 'ALIPG8761D', 'name': 'GARAD NAWNATH DAMODAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DAMODAR NIVRATI GARAD', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter DocScanner 23 Sept 2026 11-13 pm.pdf needs your check
payments inside
payments: [{'utr': '663398276803', 'date': '2026-09-24', 'page': 7, 'time': '12:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14250.0, 'direction': 'credit', 'narration': "Payment of ’14,250 completed Receiver
header doc number
10006/2018
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '663398276803', 'date': '2026-09-24', 'page': 7, 'time': '12:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14250.0, 'direction': 'credit', 'narration': "Payment of ’14,250 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account", 'proof_kind': 'success_screen'}]}, 'header_doc_number': '10006/2018'}
Paid challan (GRAS) GARAD NAWNATH DAMODAR EchallanMH010799251202627E.pdf needs your check
grn
MH010799251202627E
pin
421306
total
12450.0
article
6(1)
defaced
False
bank cin
03006172026092400968
district
THANE
area city
MAHARASHTRA, THANE
payer pan
ALIXXXXXXD
flat block
FLAT NO 1006, 10 TH FLOOR, E WING, PARADISE, KATEMANIVALI, SURVEY NO 3, HISSA NO 1 2 3/2 AND 5
payer name
GARAD NAWNATH DAMODAR
sro office
KLN5_KALYAN 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1555000
scheme rows
{'amount': 4670.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2980
payment date
24/09/2026-15:03:33
road locality
NEAR KAMLA DEVI COLLEGE, SHANKAR PAWSHE ROAD, KALYAN, THANE
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1555000
raw reading (for Abhijit)
{'grn': 'MH010799251202627E', 'pin': '421306', 'total': 12450.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092400968', 'district': 'THANE', 'area_city': 'MAHARASHTRA, THANE', 'payer_pan': 'ALIXXXXXXD', 'flat_block': 'FLAT NO 1006, 10 TH FLOOR, E WING, PARADISE, KATEMANIVALI, SURVEY NO 3, HISSA NO 1 2 3/2 AND 5', 'payer_name': 'GARAD NAWNATH DAMODAR', 'sro_office': 'KLN5_KALYAN 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1555000', 'scheme_rows': [{'amount': 4670.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2980', 'payment_date': '24/09/2026-15:03:33', 'road_locality': 'NEAR KAMLA DEVI COLLEGE, SHANKAR PAWSHE ROAD, KALYAN, THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1555000'}
Sanction letter DocScanner 23 Sept 2026 11-13 pm.pdf needs your check
found
True
found in
SANCTION LETTER
paper for
loan_ref: NHL/KLN/0926/5210566; customer_name: NAWNATH DAMODAR GARAD SAVITA NAVNATH GARAD
confidence
1
property address
pin: 421306; road: SHANKAR PAWSHE ROAD; state: MAHARASHTRA; taluka: Thane; Flat no: FLAT NO 1006; district: Thane; Floor: 10 TH FLOOR; landmark: NEAR KAMLA DEVI COLLEGE; Address: FLAT NO 1006, 10TH FLOOR, E WING,
security address verbatim
FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, Thane, NEAR KAMLA DEVI COLLEGE, Thane, MAHARASHTRA, India, 421306
raw reading (for Abhijit)
{'found': True, 'found_in': 'SANCTION LETTER', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/KLN/0926/5210566', 'report_id': None, 'customer_name': 'NAWNATH DAMODAR GARAD SAVITA NAVNATH GARAD'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': '421306', 'road': 'SHANKAR PAWSHE ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': 'FLAT NO 1006', 'district': 'Thane', 'floor_no': '10 TH FLOOR', 'landmark': 'NEAR KAMLA DEVI COLLEGE', 'full_address': 'FLAT NO 1006, 10TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, NEAR KAMLA DEVI COLLEGE, Thane, Thane, MAHARASHTRA, 421306', 'village_city': 'KATEMANIVALI KALYAN EAST', 'building_name': 'RAI PARADISE', 'survey_or_cts_no': None}, 'security_address_verbatim': 'FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, Thane, NEAR KAMLA DEVI COLLEGE, Thane, MAHARASHTRA, India, 421306'}
Sanction letter DocScanner 23 Sept 2026 11-13 pm.pdf needs your check
found
True
found in
Security row
paper for
loan_ref: NHL/KLN/0926/5210566; customer_name: NAWNATH DAMODAR GARAD SAVITA NAVNATH GARAD
confidence
1
property address
pin: 421306; road: SHANKAR PAWSHE ROAD; state: MAHARASHTRA; taluka: KALYAN; Flat no: FLAT NO 1006; district: THANE; Floor: 10 TH FLOOR; landmark: NEAR KAMLA DEVI COLLEGE; Address: FLAT NO 1006, 10 TH FLOOR, E WIN
security address verbatim
FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, Thane, NEAR KAMLA DEVI COLLEGE, Thane, MAHARASHTRA, India, 421306
raw reading (for Abhijit)
{'found': True, 'found_in': 'Security row', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/KLN/0926/5210566', 'report_id': None, 'customer_name': 'NAWNATH DAMODAR GARAD SAVITA NAVNATH GARAD'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': '421306', 'road': 'SHANKAR PAWSHE ROAD', 'state': 'MAHARASHTRA', 'taluka': 'KALYAN', 'flat_no': 'FLAT NO 1006', 'district': 'THANE', 'floor_no': '10 TH FLOOR', 'landmark': 'NEAR KAMLA DEVI COLLEGE', 'full_address': 'FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, NEAR KAMLA DEVI COLLEGE, KATEMANIVALI, KALYAN, THANE, MAHARASHTRA, 421306', 'village_city': 'KATEMANIVALI', 'building_name': 'RAI PARADISE', 'survey_or_cts_no': None}, 'security_address_verbatim': 'FLAT NO 1006, 10 TH FLOOR, E WING, RAI PARADISE, KATEMANIVALI KALYAN EAST, SHANKAR PAWSHE ROAD, Thane, NEAR KAMLA DEVI COLLEGE, Thane, MAHARASHTRA, India, 421306'}
Sanction letter DocScanner 23 Sept 2026 11-13 pm.pdf needs your check
payments inside
payments: [{'utr': '663398276803', 'date': '2026-09-24', 'page': 7, 'time': '12:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14250.0, 'direction': 'credit', 'narration': "Payment of ’14,250 completed Receiver
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '663398276803', 'date': '2026-09-24', 'page': 7, 'time': '12:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14250.0, 'direction': 'credit', 'narration': "Payment of ’14,250 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account", 'proof_kind': 'success_screen'}]}}
Sanction letter DocScanner 23 Sept 2026 11-13 pm.pdf needs your check
payments inside
payments: [{'utr': '663398276803', 'date': '2026-09-24', 'page': 7, 'time': '12:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14250.0, 'direction': 'credit', 'narration': 'Payment of ‘14,250 completed Receiver
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '663398276803', 'date': '2026-09-24', 'page': 7, 'time': '12:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14250.0, 'direction': 'credit', 'narration': 'Payment of ‘14,250 completed Receiver’s bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD’s bank account', 'proof_kind': 'success_screen'}]}}
E-filing copy (token) NAWNATH DAMODAR GARAD eFilingDoc9992909260357.pdf needs your check
sro
THN8
kind
efiling_copy
token
9992909260357
legible
True
property
road: SHANKAR PAWSHE ROAD, KALYAN, THANE; unit: 1006; floor: 10; taluka: Kalyan; numbers: [{'type': 'Survey Number', 'value': '3'}, {'type': 'HISSA NUMBER', 'value': '1,2,3/2,5'}]; village: Katemanivali; building: E WING
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'ALIPG8761D', 'name': 'NAWNATH DAMODAR GARAD', 'address': 'Flat No:G, Floor No:G, Building Name:E-1006 RAI PARADISE, SHANKAR PAWSHE ROAD, Road:KATEMAVILLI,KALYANE,THANE, City:THANE, State:MAHARASHTRA, District:TH
title deed
Agreement to Sale :10006/2018 SRO KALYAN-5
filing date
2026-10-05
loan amount
1555000.0
payment lines
{'ref': 'MH010799251202627E', 'head': 'Stamp Duty', 'dated': '24/09/2026', 'amount': 4665.0, 'ref_kind': 'GRN'}, {'ref': 'MH010799251202627E', 'head': 'Filing Fee', 'dated': '24/09/2026', 'amount': 7780.0, 'ref_kind': 'G
date of mortgage
2026-09-29
raw reading (for Abhijit)
{'sro': 'THN8', 'kind': 'efiling_copy', 'token': '9992909260357', 'legible': True, 'property': {'pin': None, 'road': 'SHANKAR PAWSHE ROAD, KALYAN, THANE', 'unit': '1006', 'floor': '10', 'taluka': 'Kalyan', 'numbers': [{'type': 'Survey Number', 'value': '3'}, {'type': 'HISSA NUMBER', 'value': '1,2,3/2,5'}], 'village': 'Katemanivali', 'building': 'E WING,RAI PARADISE BUILDING,MOUJE KATEMANIVALI', 'district': 'Thane', 'area_text': '41.60 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MOUJE KATEMANIVALI, Landmark: NEAR KAMLA DEVI COLLEGE, SHANKAR', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'ALIPG8761D', 'name': 'NAWNATH DAMODAR GARAD', 'address': 'Flat No:G, Floor No:G, Building Name:E-1006 RAI PARADISE, SHANKAR PAWSHE ROAD, Road:KATEMAVILLI,KALYANE,THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:421306'}, {'pan': 'AXNPG7573L', 'name': 'SAVITA NAVNATH GARAD', 'address': 'Flat No:G, Floor No:G, Building Name: E-1006 RAI PARADISE, SHANKAR PAWSHE ROAD, Road: KATEMAVILLI,KALYANE,THANE, City:THANE, State: MAHARASHTRA, District: THANE, Pin:421306'}], 'title_deed': 'Agreement to Sale :10006/2018 SRO KALYAN-5', 'filing_date': '2026-10-05', 'loan_amount': 1555000.0, 'payment_lines': [{'ref': 'MH010799251202627E', 'head': 'Stamp Duty', 'dated': '24/09/2026', 'amount': 4665.0, 'ref_kind': 'GRN'}, {'ref': 'MH010799251202627E', 'head': 'Filing Fee', 'dated': '24/09/2026', 'amount': 7780.0, 'ref_kind': 'GRN'}, {'ref': '0926293517725', 'head': 'Document Handling Charges', 'dated': '29/09/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-09-29'}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
1d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999290926035
10d agoEzDocsdhc_prn_read{'prn': '0926293517725', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'NAWNATH DAMODAR GARAD eFilingDoc9992909260357.pdf', 'from': "the filed n
10d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'NAWNATH DAMODAR GARAD eFilingDoc9992909260357.pdf', 'token': '9992909260357', 'doc_id': '5d0ca8e9-78d0-4403-929c-ff1c45ea13c
10d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
10d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NAWNATH DAMODAR GAR
13d agoEzDocshidden_payment_scan{'file': 'DocScanner 23 Sept 2026 11-13\u202fpm.pdf', 'kind': None, 'found': 0, 'doc_id': 'dfd77888-d491-472a-9ffa-10ce7c6fa67a', 'fetched': True}
15d agoEzDocsmatch_reverted_done_case{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'amount_matc
15d agoEzDocsmatch_undone{'ref': '810568211582', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 14280.0, 'reason': "amount-only match onto
15d agoEzDocscredit_on_another_case{'how': 'utr', 'utr': '810568211582', 'why': 'NOI-2026-02967 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 14280, 'other_case': 'NOI-2026-02967'}
15d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
15d agoEzDocssms_matched_late{'ref': '810568211582', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 14280.0, 'method': 'amount
15d agoEzDocspayment_verified{'utr': '810568211582', 'delta': 9.14, 'method': 'amount_match', 'paid_at': '2026-09-30T06:51:09+00:00', 'expected': 14270.86, 'received': 14280.0, 'confidence': 'medium'}
15d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
15d agoEzDocsmatch_reverted_done_case{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'amount_matc
15d agoEzDocsmatch_undone{'ref': '810568211582', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 14280.0, 'reason': "amount-only match onto
15d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
15d agoEzDocssms_matched_late{'ref': '810568211582', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 14280.0, 'method': 'amount
15d agoEzDocspayment_verified{'utr': '810568211582', 'delta': 9.14, 'method': 'amount_match', 'paid_at': '2026-09-30T06:51:09+00:00', 'expected': 14270.86, 'received': 14280.0, 'confidence': 'medium'}
15d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
15d agoEzDocsmatch_reverted_done_case{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'amount_matc
15d agoEzDocsmatch_undone{'ref': '810568211582', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 14280.0, 'reason': "amount-only match onto
15d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
15d agoEzDocspayment_verified{'utr': '810568211582', 'delta': 9.14, 'method': 'amount_match', 'paid_at': '2026-09-30T06:51:09+00:00', 'expected': 14270.86, 'received': 14280.0, 'confidence': 'medium'}
15d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ALxxxxxxXD — no paper on the
17d agoEzDocscase_read{'how': 'uri', 'tag': '87e399f12ebea36d', 'docs': ['DocScanner 23 Sept 2026 11-13\u202fpm.pdf'], 'loan': {'amount': 1555000, 'made_of': [{'what': 'Loan Amount', 'paper': 'the sanction letter', 'quote': 'INR 1500000 (INR
18d agoEzDocscase_read{'how': 'uri', 'tag': '06b88733a586007b', 'docs': ['DocScanner 23 Sept 2026 11-13\u202fpm.pdf'], 'loan': {'amount': 1555000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction letter', 'quote': 'INR 1500000 (INR Fift
18d agoEzDocscase_read{'how': 'uri', 'tag': 'f5d9cb3c42d7c165', 'docs': ['DocScanner 23 Sept 2026 11-13\u202fpm.pdf'], 'loan': {'amount': 1555000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter', 'quote': 'INR 1500000 (INR Fift
18d agoEzDocscase_read{'how': 'uri', 'tag': '9ae3e80e0936cbdb', 'docs': ['DocScanner 23 Sept 2026 11-13\u202fpm.pdf'], 'loan': {'amount': 1555000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter', 'quote': 'INR 1500000 (INR Fift

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹14,270.86 to come
No screenshot and no credit yet.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: The work is done — our fee of ₹14,270.86 is still not in our account. Chase the branch for it.
Yesterday · 14 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
17:07
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:44
Received: Index II
IndexII9992909260357.pdf
16:44
5 Oct4 things — 1 document received · 1 letter written · 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:20
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
17:19
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:19
Received: E-filing copy
NAWNATH DAMODAR GARAD eFilingDoc9992909260357.pdf
17:19
30 Sep7 things — 7 steps
EzDocs took 9 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:42
This payment is counted on another case too — a person must say whose it is
15:14
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:13
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:13
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
13:42
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
13:42
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
12:21
27 Sep3 things — 3 steps
EzDocs read the whole file
22:03
EzDocs read the whole file
16:04
EzDocs read the whole file
00:05
26 Sep23 things — 2 documents received · 4 letters written · 1 money step · 16 steps
EzDocs read the whole file
22:28
EzDocs read the whole file
21:52
A file was read again from the start — everything inside it now counts
21:44
Property checked by EzDocs — read from the report, every box that names the flat is there
21:35
Property read from the legal / technical report (the sanction letter had none)
21:35
EzDocs read the whole trail as one conversation — where the case stands is on the page
21:31
EzDocs took 15 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
21:29
The branch's title document is on the case — the filing is the NOI team's move
21:29
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
21:29
An old draft withdrew itself — its asks were already answered
21:29
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
21:29
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
21:29
Challan re-read against the case — matches exactly
21:29
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02581
21:29
EzDocs read the whole file
21:29
An old draft withdrew itself — its asks were already answered
21:29
No fee quote sent — the branch's own figures were right
21:29
Received: Challan
GARAD NAWNATH DAMODAR EchallanMH010799251202627E.pdf
21:29
Wrote the document chase mail — held, silent mode
0.3% & 0.5% NOI payment & document in the case of Mr. NAWNATH DAMODAR GARAD - NHL/KLN/0926/5210566
21:29
The file seems to show a payment to us but no row could be read — open it
21:28
The loan amount was worked out from the papers
21:28
Received: Sanction letter
DocScanner 23 Sept 2026 11-13 pm.pdf
21:28
Case opened from the branch's mail
21:28
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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