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Sumedh Jagdish Bhadang
LAN 77000355726Loan ₹15,00,000Property loanMails & papers 17 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 18:13
Documents
took 8d 22h
Payment
done 8 Oct, 16:50
Challan
took 1h 10m · GRAS ↗
Filing
took 17h 40m · IGR e-filing ↗
E-filing copy
done 9 Oct, 11:40
Index II
took 1d
doneIndex II shared · the trail says: The branch has sent the loan documents and asked for the challan. The team is waiting for the branch to share the payment screenshot for challan processing.whole case so far 14d 5h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
10 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990910260010.pdf
9 Oct12 things — 3 documents received · 1 letter written · 1 caution · 7 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260010.pdf
file note490
mail against file490 — by ezdocs:reader
documents read together
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
sumedh photo.pdf
Received: Selfie — not usable
jagdish photo.pdf — this is a photograph of a printed photo, not a live selfie
8 Oct64 things — 3 documents received · 2 letters written · 1 money step · 58 steps
The branch's title document is on the case — the filing is the NOI team's move
index2 docno read
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
The file seems to show a payment to us but no row could be read — open it
mortgage date unclear
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
paper read beside
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: Sale deed
sumedh saledeed.pdf
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SUMEDH JAGDISH BHADANG EchallanMH011646647202627E.pdf
copilot edit — by copilot:SUSHIL
copilot check issues — by copilot
form checked489
challan numbers from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
documents read together
file note490
mail against file490 — by ezdocs:reader
property self check
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: Kindly provide 0.3&0.5 challan //SUMEDH JAGDISH BHADANG//77000355726
An old draft withdrew itself — its asks were already answered
documents read together
screenshot claim recorded
Received: Payment screenshot
IMG-20261008-WA0059.jpg
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
7 Oct4 things — 4 steps
gpay settled
Nothing new to ask for — stayed quiet
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
5 Oct1 thing — 1 step
Nothing new to ask for — stayed quiet
2 Oct3 things — 1 letter written · 2 steps
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02882 — pending documents
An old draft withdrew itself — its asks were already answered
30 Sep3 things — 3 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
29 Sep31 things — 6 documents received · 2 letters written · 23 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes by rules
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
PAN found inside the KYC file — no need to ask for it
money settled — by ezdocs:reader
roles from letter
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02882
No fee quote sent — the branch's own figures were right
Property checked by the engine — read from the report, every box that names the flat is there
Property checked by the engine — read from the report, every box that names the flat is there
case read started — by ezdocs:reader
applicant email captured
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Received: other
image.png
Received: PAN card
sumedh kyc documents.pdf
Received: Sanction letter
KFSLetter_77000355726 (1).pdf
Received: Technical report
HRQ-26-158605_INDProcessRequest_2500320260929181038010.pdf
Received: LSR
SUMEDH JAGDISH BHADANG-LAP-29.09.26 (2).pdf
Received: other
eSearch JAGDISH BHADANG ICICI (1).pdf
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
13 of 14 in hand · the challan is done — these are for the filing / KYC
✓LSR (search report)open
✓Technical reportopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓Sale deedopen
✓Selfie / photoopen
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside sumedh saledeed.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 13 files
The file, as the engine remembers it4 open
The case is processed for ICICI Home Finance. Jagdish Pundlikrao Bhadang is identified as the sole owner of the property and is set as the payer/borrower on the challan and first mortgagor in the e-filing. Sumedh Jagdish Bhadang is the non-owner applicant borrower. The road address has been correcte
✗the photo could not be read (jagdish photo.pdf) — the branch — this is a photograph of a printed photo, not a live selfie
○SUMEDH JAGDISH BHADANG — home flat — the branch
○property — floor — the branch
○property — road / locality — the branch
?the papers disagree on Payer discrepancy (our case as it was opened: SUMEDH JAGDISH BHADANG is mortgagor; LSR: JAGDISH PUNDLIKRAO BHADANG is owner) — Confirm that Jagdish Pundlikrao Bhadang is the payer and sole mortgagor for this notice.
?the papers disagree on Property road discrepancy (our case as it was opened: road is NARSALA RING ROAD; Technical Report: property is in Mouza Nara, Patwari Halka 11) — Verify the correct property location is Mouza Nara as shown in the technical report.
?unsure of Date of Mortgage — The MOTD (Memorandum of Deposit of Title Deeds) is not on the file, so the exact date of mortgage cannot be determined.
?unsure of Mobile of Payer — Jagdish Pundlikrao Bhadang has no mobile number printed in the sanction letter or request mail.
the branch's last mail (2026-10-09): The branch is asking for the NOI filing and has attached photos. · brought: selfie
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T05:44 UTC
Moneyall of it is in
₹14,070.15
Reached our account 7 Oct 19:00:00.
How we know
Our own bank told us — 7 Oct 19:00
₹14,050 · from GPAY-BIZ
“₹14,050.00 received from ASHOK L N at 7:00 PM The amount will settle in your bank account via NEFT.”
Matched by: equals the figure the branch wrote in its own mail · Google's alert; the NEFT has settled
The working
Stamp duty 0.3%4,510
Registration fee 0.5%7,510
Government handling350
Our service fee1,700
Total we ask for14,070.15
By law ₹14,050. We ask ₹14,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
92-B, Rohini Co-operative Housing Society Limited, KHASRA, 1 AND 5, NARA, 440014
read from the Index II · e-filing boxes 29 of 34 ready
Check the property →the boxes beside the paper
People
SUMEDH JAGDISH BHADANG · applicantCBVPB0537K
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