⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-01608
KRUNAL ISHWAR BARAHATE
LAN NHL/NAG/0826/5207511
Index II pending · with the government
All documentsMails & papers 11Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓Sale deedopen
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside SKM_226i26091014210.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (8)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹22,830.64CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹22,800 receivedmatches the branch's receipt
Stamp duty 0.3%7,880
Registration fee 0.5%13,130
Government handling320
Our service fee1,500.64
Total we ask for22,830.64
the branch’s receipt claims ₹22,800 661973359701
paid 10 Sep 14:33:26 · verified 10 Sep 14:53:07 · 19 min later
How we know
Our own bank told us — 10 Sep 14:33
₹22,800 · UTR AXNGG25369584490 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.22800.00,10-09-2026 14:33:26 thru NEFT from AXNGG25369584490/GOOGLE INDIA DIGITAL . Aval Bal 196241.05 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 10 Sep 14:53
Index II —not yet
the NOI team 33 minthe branch 29 d 5 hthe SRO 4 d 3 htotal 33 d 9 h so far
Now with the SRO — waiting for the SRO's Index II
since 9 Oct 20:40 — 4 d 3 h of working time
Day by day — every step and who held it
10 Sep 14:52Your branch's mail
10 Sep 14:52Payment landedat once
10 Sep 14:52Papers readat once
10 Sep 14:52Property readat once
10 Sep 14:52Fee quotedat once
10 Sep 14:53Payment verifiedat once
10 Sep 14:53Challan madeat once
9 Oct 20:08Papers from your branch+29 d 5 h · the branch
9 Oct 20:09Papers read+1 min · the NOI team
9 Oct 20:40Filed on IGR — e-filing shared+32 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹26,25,000
Loan account no.
NHL/NAG/0826/5207511
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Where this case stands — the whole trailread by EzDocs as one conversation
The team has acknowledged receipt of documents and payment, and has shared the challan. The team is now waiting for the branch to provide the registered sale deed copy to proceed with filing the NOI.
the trail says the next move is with the branch — the register sale deed copy
the branch last asked: Please provide NOI.
? loan papers sent — asked, mail 2 (2026-09-10) “For noi filing we need a register sale deed copy.”
✓ fee paid — the branch's words — done, mail 2 (2026-09-10) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-10) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-10) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-09-10) “For noi filing we need a register sale deed copy.”
read over 6 mail(s), last mail 2026-10-09 · read 4d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 29d ago — all agree.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN 1026092116479 · ₹300 · paid 09/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB
bharati.bhope@phfl.com phfl.com
10 Sep, 14:52 · 33d ago THE FIRST MAIL — how this case began
10 Sep, 14:52 · 33d ago THE FIRST MAIL — how this case began
Request for challan and NOI - NHL/NAG/0826/5207511 KRUNAL ISHWAR BARAHATE
📎 PHOTO-2026-09-10-14-34-04.jpg↗📎 PHOTO-2026-09-10-14-34-03.jpg↗📎 PHOTO-2026-09-10-14-32-26.jpg↗📎 PHOTO-2026-09-10-14-32-56.jpg↗📎 SKM_226i26091014210.pdf↗
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
From: shashank.bhajipale ( shashank.bhajipale@phfl.com )
Date: 09/10/26 14:34
To: Bharati Bhope ( bharati.bhope@phfl.com )
Subject: Noi barahate
Sent from OfficeMail
🤖 read: asks for the challan, the e-filing copy — “Please provide challan and NOI.”
8 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
10 Sep, 17:18 · 33d ago
10 Sep, 17:18 · 33d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope <bharati.bhope@phfl.com> wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
----- Forwarded Message -----
------------------------------
From: shashank.bhajipale (shashank.bhajipale@phfl.com)
Date: 09/10/26 14:34
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Noi barahate
Sent from OfficeMail <http://www.officemail.app/>
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
10 Sep, 17:43 · 33d ago
10 Sep, 17:43 · 33d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 10 Sept 2026 at 17:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope <bharati.bhope@phfl.com>
wrote:
> Dear Team,
>
> Please provide challan and NOI.
>
> Thanks & Regards,
>
> Bharati Sujit Bhope
>
> Sr. Branch Operations Executive
>
> PHFL Home Loans and Services Limited,
>
> Apartment No. 2 B, Second Floor,
>
> Achraj Towers, Rajnagar, Chhaoni,
>
> Katol Road, Chhindwara Road, Rajnagar,
>
> Sadar, Nagpur-440013.
>
> Tel : 0712 – 2533460
>
> Mobile No. : 78758 57917
>
> Toll Free : 1800 120 8800
>
> Website – www.pnbhousing.com
>
> ----- Forwarded Message -----
> ------------------------------
> From: shashank.bhajipale (shashank.bhajipale@phfl.com)
> Date: 09/10/26 14:34
> To: Bharati Bhope (bharati.bhope@phfl.com)
> Subject: Noi barahate
>
>
>
> Sent from OfficeMail <http://www.officemail.app/>
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
10 Sep, 17:43 · 33d ago
10 Sep, 17:43 · 33d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 10 Sept 2026 at 17:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope <bharati.bhope@phfl.com>
wrote:
> Dear Team,
>
> Please provide challan and NOI.
>
> Thanks & Regards,
>
> Bharati Sujit Bhope
>
> Sr. Branch Operations Executive
>
> PHFL Home Loans and Services Limited,
>
> Apartment No. 2 B, Second Floor,
>
> Achraj Towers, Rajnagar, Chhaoni,
>
> Katol Road, Chhindwara Road, Rajnagar,
>
> Sadar, Nagpur-440013.
>
> Tel : 0712 – 2533460
>
> Mobile No. : 78758 57917
>
> Toll Free : 1800 120 8800
>
> Website – www.pnbhousing.com
>
> ----- Forwarded Message -----
> ------------------------------
> From: shashank.bhajipale (shashank.bhajipale@phfl.com)
> Date: 09/10/26 14:34
> To: Bharati Bhope (bharati.bhope@phfl.com)
> Subject: Noi barahate
>
>
>
> Sent from OfficeMail <http://www.officemail.app/>
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
10 Sep, 17:44 · 33d ago
10 Sep, 17:44 · 33d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 10 Sept 2026 at 17:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope <bharati.bhope@phfl.com>
wrote:
> Dear Team,
>
> Please provide challan and NOI.
>
> Thanks & Regards,
>
> Bharati Sujit Bhope
>
> Sr. Branch Operations Executive
>
> PHFL Home Loans and Services Limited,
>
> Apartment No. 2 B, Second Floor,
>
> Achraj Towers, Rajnagar, Chhaoni,
>
> Katol Road, Chhindwara Road, Rajnagar,
>
> Sadar, Nagpur-440013.
>
> Tel : 0712 – 2533460
>
> Mobile No. : 78758 57917
>
> Toll Free : 1800 120 8800
>
> Website – www.pnbhousing.com
>
> ----- Forwarded Message -----
> ------------------------------
> From: shashank.bhajipale (shashank.bhajipale@phfl.com)
> Date: 09/10/26 14:34
> To: Bharati Bhope (bharati.bhope@phfl.com)
> Subject: Noi barahate
>
>
>
> Sent from OfficeMail <http://www.officemail.app/>
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
AG
ashish.gour@pnbhousing.com pnbhousing.com
09 Oct, 20:08 · 4d ago
09 Oct, 20:08 · 4d ago
RE: Request for challan and NOI - NHL/NAG/0826/5207511 KRUNAL ISHWAR BARAHATE
Dear Team,
Please provide NOI.
Thanks & Regards,
Ashish B. Gour
Customer Service Manager – Loans
PNB Housing Finance Limited
1 st Floor, Achraj Tower II, Chindwara Road,
Chhaoni Square, Sadar, Nagpur - 440001
Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041
Toll Free :- 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 10 September 2026 17:44
To: Bharati Bhope <bharati.bhope@phfl.com>
Cc: Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; Sudhir Chandekar <sudhir.chandekar@phfl.com>; Shashank Nilkanth Bhajipale <shashank.bhajipale@phfl.com>; Sunil Mishra <sunil.mishra@pnbhousing.com>; Ashish Gour <ashish.gour@pnbhousing.com>; Bhumeshw
earlier mails quoted below
On Thu, 10 Sept 2026 at 17:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: shashank.bhajipale ( shashank.bhajipale@phfl.com )
Date: 09/10/26 14:34
To: Bharati Bhope ( bharati.bhope@phfl.com )
Subject:
Noi barahate
Sent from
OfficeMail
🤖 read: asks for the token / NOI confirmation, the e-filing copy, the Index II — “Please provide NOI.”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 20:14 · 4d ago
09 Oct, 20:14 · 4d ago
Dear Team
We acknowledge
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 20:09, Ashish Gour < ashish.gour@pnbhousing.com > wrote:
Dear Team,
Please provide NOI.
Thanks & Regards,
Ashish B. Gour
Customer Service Manager – Loans
PNB Housing Finance Limited
1 st Floor, Achraj Tower II, Chindwara Road,
Chhaoni Square, Sadar, Nagpur - 440001
Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041
Toll Free :- 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 10 September 2026 17:44
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Shashank Nilkanth Bhajipale < shashank.bhajipale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar
Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - NHL/NAG/0826/5207511 KRUNAL ISHWAR BARAHATE
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 17:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: shashank.bhajipale ( shashank.bhajipale@phfl.com )
Date: 09/10/26 14:34
To: Bharati Bhope ( bharati.bhope@phfl.com )
Subject:
Noi barahate
Sent from
OfficeMail
🤖 read: Acknowledgement of receipt.
OL
The NOI teamTYPED IN GMAIL
09 Oct, 20:14 · 4d ago
09 Oct, 20:14 · 4d ago
Dear Team
We acknowledge the receipt
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 20:09, Ashish Gour < ashish.gour@pnbhousing.com > wrote:
Dear Team,
Please provide NOI.
Thanks & Regards,
Ashish B. Gour
Customer Service Manager – Loans
PNB Housing Finance Limited
1 st Floor, Achraj Tower II, Chindwara Road,
Chhaoni Square, Sadar, Nagpur - 440001
Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041
Toll Free :- 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 10 September 2026 17:44
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Shashank Nilkanth Bhajipale < shashank.bhajipale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar
Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - NHL/NAG/0826/5207511 KRUNAL ISHWAR BARAHATE
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 17:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: shashank.bhajipale ( shashank.bhajipale@phfl.com )
Date: 09/10/26 14:34
To: Bharati Bhope ( bharati.bhope@phfl.com )
Subject:
Noi barahate
Sent from
OfficeMail
🤖 read: The NOI team acknowledges receipt of the email.
OL
The NOI teamTYPED IN GMAIL
09 Oct, 20:15 · 4d ago
09 Oct, 20:15 · 4d ago
Dear Team
We acknowledge the receipt of
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 20:09, Ashish Gour < ashish.gour@pnbhousing.com > wrote:
Dear Team,
Please provide NOI.
Thanks & Regards,
Ashish B. Gour
Customer Service Manager – Loans
PNB Housing Finance Limited
1 st Floor, Achraj Tower II, Chindwara Road,
Chhaoni Square, Sadar, Nagpur - 440001
Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041
Toll Free :- 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 10 September 2026 17:44
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Shashank Nilkanth Bhajipale < shashank.bhajipale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar
Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - NHL/NAG/0826/5207511 KRUNAL ISHWAR BARAHATE
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 17:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: shashank.bhajipale ( shashank.bhajipale@phfl.com )
Date: 09/10/26 14:34
To: Bharati Bhope ( bharati.bhope@phfl.com )
Subject:
Noi barahate
Sent from
OfficeMail
🤖 read: The NOI team acknowledges receipt of something.
OL
The NOI teamTYPED IN GMAIL
09 Oct, 20:15 · 4d ago
09 Oct, 20:15 · 4d ago
Dear Team
We will process the noi for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 20:09, Ashish Gour < ashish.gour@pnbhousing.com > wrote:
Dear Team,
Please provide NOI.
Thanks & Regards,
Ashish B. Gour
Customer Service Manager – Loans
PNB Housing Finance Limited
1 st Floor, Achraj Tower II, Chindwara Road,
Chhaoni Square, Sadar, Nagpur - 440001
Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041
Toll Free :- 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 10 September 2026 17:44
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Shashank Nilkanth Bhajipale < shashank.bhajipale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar
Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - NHL/NAG/0826/5207511 KRUNAL ISHWAR BARAHATE
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 17:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: shashank.bhajipale ( shashank.bhajipale@phfl.com )
Date: 09/10/26 14:34
To: Bharati Bhope ( bharati.bhope@phfl.com )
Subject:
Noi barahate
Sent from
OfficeMail
🤖 read: The team will process the NOI.
OL
The NOI teamTYPED IN GMAIL
09 Oct, 20:40 · 4d ago
09 Oct, 20:40 · 4d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 20:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We will process the noi for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 20:09, Ashish Gour < ashish.gour@pnbhousing.com > wrote:
Dear Team,
Please provide NOI.
Thanks & Regards,
Ashish B. Gour
Customer Service Manager – Loans
PNB Housing Finance Limited
1 st Floor, Achraj Tower II, Chindwara Road,
Chhaoni Square, Sadar, Nagpur - 440001
Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041
Toll Free :- 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 10 September 2026 17:44
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Shashank Nilkanth Bhajipale < shashank.bhajipale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar
Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - NHL/NAG/0826/5207511 KRUNAL ISHWAR BARAHATE
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 17:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 10 Sept 2026 at 14:51, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: shashank.bhajipale ( shashank.bhajipale@phfl.com )
Date: 09/10/26 14:34
To: Bharati Bhope ( bharati.bhope@phfl.com )
Subject:
Noi barahate
Sent from
OfficeMail
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card | PHOTO-2026-09-10-14-34-04.jpg | filed | 33d ago |
| PAN card | PHOTO-2026-09-10-14-34-03.jpg | filed | 33d ago |
| Payment screenshot | PHOTO-2026-09-10-14-32-26.jpg | filed | 33d ago |
| Selfie / photo | PHOTO-2026-09-10-14-32-56.jpg | filed | 33d ago |
| Sale deed+ Sanction letter inside+ A challan whose owner could not be read — not counted until a person says inside | SKM_226i26091014210.pdf | filed | 33d ago |
| Other | image002.png | filed | 4d ago |
| Other | image001.gif | filed | 4d ago |
| E-filing copy (token) | eFilingDoc9990910260854.pdf | filed | 4d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹22,830.64
₹22,830.64
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹22,800 661973359701
₹22,800 661973359701
Paid at
10 Sep 14:33:26
10 Sep 14:33:26
Verified on
10 Sep 14:53:07
10 Sep 14:53:07
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,880 | ₹13,130 | ₹320 | ₹1,500 | ₹22,830 |
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
Challan: 13 of 13 boxes on the caseOpen the verification page →
Highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village
The e-filing’s boxes (25 of 34 ready) come up once the challan is paid.
✓ EzDocs checked every box against the document’s own words 29d ago — all agree.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
SKM_226i26091014210.pdf
as printed
PLOT NO 58, MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, KHASRA O 76 77 AND 92, WARD NO 2, WADI, NAGPUR,., MAHARASHTRA, INDIA, 440023
PLOT NO 58, MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, KHASRA O 76 77 AND 92, WARD NO 2, WADI, NAGPUR,., MAHARASHTRA, INDIA, 440023
PIN
440023
440023
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 58 NAVNEET NAGAR KHASRA NO O 76 77 AND 92 PATWARI HALKA NO 5 WARD NO 2 MOUZA WADI
PLOT NO 58 NAVNEET NAGAR KHASRA NO O 76 77 AND 92 PATWARI HALKA NO 5 WARD NO 2 MOUZA WADI
Locality/Road
AMARAVATI ROAD NEAR BUDDHA VIHAR TAL NAGPUR GRAMIN
AMARAVATI ROAD NEAR BUDDHA VIHAR TAL NAGPUR GRAMIN
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | KRUNAL ISHWAR BARAHATE | BFTPB5321L | …7146 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| none yet |
What the engine read from each document — check anything marked in red
PAN card PHOTO-2026-09-10-14-34-03.jpg needs your check
dob
1979-07-15
1979-07-15
pan
BFTPB5321L
BFTPB5321L
name
KRUNAL ISHWAR BARAHATE
KRUNAL ISHWAR BARAHATE
legible
True
True
raw reading (for Abhijit)
{'dob': '1979-07-15', 'pan': 'BFTPB5321L', 'name': 'KRUNAL ISHWAR BARAHATE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card PHOTO-2026-09-10-14-34-04.jpg needs your check
dob
1979-01-01
1979-01-01
name
Krunal Ishwar Barahate
Krunal Ishwar Barahate
legible
True
True
aadhaar last4
7146
7146
raw reading (for Abhijit)
{'dob': '1979-01-01', 'pan': None, 'name': 'Krunal Ishwar Barahate', 'legible': True, 'aadhaar_last4': '7146', 'quality_issue': None}Selfie / photo PHOTO-2026-09-10-14-32-56.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.95
0.95
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}Payment screenshot PHOTO-2026-09-10-14-32-26.jpg needs your check
utr
661973359701
661973359701
date
2026-09-10
2026-09-10
time
14:06
14:06
amount
22800
22800
method
UPI
UPI
payee upi
....56-2@okbizaxis
....56-2@okbizaxis
payer upi
....ar95@okaxis
....ar95@okaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
payer name
RUPALI GOVRDHAN GHADEKAR
RUPALI GOVRDHAN GHADEKAR
raw reading (for Abhijit)
{'utr': '661973359701', 'date': '2026-09-10', 'time': '14:06', 'amount': 22800, 'method': 'UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': '....ar95@okaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'RUPALI GOVRDHAN GHADEKAR', 'debit_notification_text': None}Sale deed SKM_226i26091014210.pdf needs your check
lan
NHL/NAG/0826/5207511
NHL/NAG/0826/5207511
legible
True
True
loan type
Non Housing Loan, Personal use
Non Housing Loan, Personal use
confidence
1.0
1.0
loan amount
2500000
2500000
interest rate
9.5
9.5
sanction date
02-Sep-2026
02-Sep-2026
letter version
4
4
applicant names
KRUNAL ISHWAR BARAHATE, SHILPA KRUNAL BARAHATE
KRUNAL ISHWAR BARAHATE, SHILPA KRUNAL BARAHATE
applicant mobile
9975105922
9975105922
property address
pin: 440023; road: MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, WARD NO 2; state: MAHARASHTRA; flat_no: PLOT NO 58; district: Nagpur; full_address: PLOT NO 58, MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI,
pin: 440023; road: MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, WARD NO 2; state: MAHARASHTRA; flat_no: PLOT NO 58; district: Nagpur; full_address: PLOT NO 58, MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI,
insurance premium
125000
125000
includes insurance
True
True
total with insurance
2625000
2625000
security address verbatim
PLOT NO 58, MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, KHASRA O 76 77 AND 92, WARD NO 2, WADI, Nagpur,., MAHARASHTRA, India, 440023
PLOT NO 58, MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, KHASRA O 76 77 AND 92, WARD NO 2, WADI, Nagpur,., MAHARASHTRA, India, 440023
raw reading (for Abhijit)
{'lan': 'NHL/NAG/0826/5207511', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1.0, 'loan_amount': 2500000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '02-Sep-2026', 'letter_version': '4', 'applicant_names': ['KRUNAL ISHWAR BARAHATE', 'SHILPA KRUNAL BARAHATE'], 'applicant_mobile': '9975105922', 'property_address': {'pin': '440023', 'road': 'MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, WARD NO 2', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'PLOT NO 58', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 58, MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, KHASRA O 76 77 AND 92, WARD NO 2, WADI, Nagpur, MAHARASHTRA, 440023', 'village_city': 'WADI', 'building_name': None, 'survey_or_cts_no': 'KHASRA O 76 77 AND 92'}, 'insurance_premium': 125000, 'includes_insurance': True, 'total_with_insurance': 2625000, 'security_address_verbatim': 'PLOT NO 58, MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, KHASRA O 76 77 AND 92, WARD NO 2, WADI, Nagpur,., MAHARASHTRA, India, 440023'}Sale deed SKM_226i26091014210.pdf needs your check
grn
MH008617325201617E
MH008617325201617E
pin
440023
440023
total
41700.0
41700.0
article
Gift Deed
Gift Deed
defaced
True
True
bank cin
00040572017021816345CKB6730440
00040572017021816345CKB6730440
district
NAGPUR
NAGPUR
area city
Wadi
Wadi
flat block
76 77 and 92
76 77 and 92
payer name
Kunal I Barahate
Kunal I Barahate
sro office
NGR_NAGPUR NO10 RURAL SUB REGISTRAR
NGR_NAGPUR NO10 RURAL SUB REGISTRAR
paying bank
STATE BANK OF INDIA
STATE BANK OF INDIA
remarks raw
SecondPartyName=Sulochana | Barahate~
SecondPartyName=Sulochana | Barahate~
scheme rows
{'amount': 41500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 200.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 41500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 200.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payment date
18/02/2017
18/02/2017
inner challan
True
True
road locality
Wadi
Wadi
second party name
Sulochana Barahate
Sulochana Barahate
consideration amount
0
0
applicant address from462
read again off the letter's pages (page 1, the Address: block)
read again off the letter's pages (page 1, the Address: block)
applicant address verbatim
PLOT NO 58 AMARAVATI ROAD NEAR BUDDHA VIHAR, NAVNEET NAGAR WADI NAGPUR, NAGPUR, .,Nagpur, MAHARASHTRA, 440023, India
PLOT NO 58 AMARAVATI ROAD NEAR BUDDHA VIHAR, NAVNEET NAGAR WADI NAGPUR, NAGPUR, .,Nagpur, MAHARASHTRA, 440023, India
raw reading (for Abhijit)
{'grn': 'MH008617325201617E', 'pin': '440023', 'total': 41700.0, 'article': 'Gift Deed', 'defaced': True, 'bank_cin': '00040572017021816345CKB6730440', 'district': 'NAGPUR', 'area_city': 'Wadi', 'payer_pan': None, 'flat_block': '76 77 and 92', 'payer_name': 'Kunal I Barahate', 'sro_office': 'NGR_NAGPUR NO10 RURAL SUB REGISTRAR', 'paying_bank': 'STATE BANK OF INDIA', 'remarks_raw': 'SecondPartyName=Sulochana | Barahate~', 'scheme_rows': [{'amount': 41500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 200.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '18/02/2017', 'inner_challan': True, 'road_locality': 'Wadi', 'second_party_pan': None, 'second_party_name': 'Sulochana Barahate', 'consideration_amount': '0', 'applicant_address_from462': "read again off the letter's pages (page 1, the Address: block)", 'applicant_address_verbatim': 'PLOT NO 58 AMARAVATI ROAD NEAR BUDDHA VIHAR, NAVNEET NAGAR WADI NAGPUR, NAGPUR, .,Nagpur, MAHARASHTRA, 440023, India'}Other image002.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Other image001.gif needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}E-filing copy (token) eFilingDoc9990910260854.pdf needs your check
sro
KTL
KTL
kind
efiling_copy
efiling_copy
token
9990910260854
9990910260854
legible
True
True
property
road: NAGPUR; unit: PLOT NO 58; floor: G; taluka: Nagpur Gramin; numbers: [{'type': 'Plot Number', 'value': '58'}, {'type': 'PATWARI HALKA NO', 'value': '5'}, {'type': 'Kachara Number', 'value': '76'}, {'type': 'Kachara
road: NAGPUR; unit: PLOT NO 58; floor: G; taluka: Nagpur Gramin; numbers: [{'type': 'Plot Number', 'value': '58'}, {'type': 'PATWARI HALKA NO', 'value': '5'}, {'type': 'Kachara Number', 'value': '76'}, {'type': 'Kachara
mortgagee
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'BFTPB5321L', 'name': 'KRUNAL ISHWAR BARAHATE', 'address': 'Flat No:PLOT NO 58, Floor No:G, Building Name: PLOT NO 58 NAVNEET NAGAR WADI NAGPUR, Block Sector:NEAR BUDDHA VIHAR, Road:AMARAVATI ROAD, City:NAGPUR, S
{'pan': 'BFTPB5321L', 'name': 'KRUNAL ISHWAR BARAHATE', 'address': 'Flat No:PLOT NO 58, Floor No:G, Building Name: PLOT NO 58 NAVNEET NAGAR WADI NAGPUR, Block Sector:NEAR BUDDHA VIHAR, Road:AMARAVATI ROAD, City:NAGPUR, S
title deed
Gift Deed :1168/2017 SRO NAGPUR GRAMIN
Gift Deed :1168/2017 SRO NAGPUR GRAMIN
filing date
2026-10-09
2026-10-09
loan amount
2625000.0
2625000.0
payment lines
{'ref': 'MH010032463202627E', 'head': 'Stamp Duty', 'dated': '10/09/2026', 'amount': 7875.0, 'ref_kind': 'GRN'}, {'ref': 'MH010032463202627E', 'head': 'Filing Fee', 'dated': '10/09/2026', 'amount': 13130.0, 'ref_kind': '
{'ref': 'MH010032463202627E', 'head': 'Stamp Duty', 'dated': '10/09/2026', 'amount': 7875.0, 'ref_kind': 'GRN'}, {'ref': 'MH010032463202627E', 'head': 'Filing Fee', 'dated': '10/09/2026', 'amount': 13130.0, 'ref_kind': '
date of mortgage
2026-10-09
2026-10-09
raw reading (for Abhijit)
{'sro': 'KTL', 'kind': 'efiling_copy', 'token': '9990910260854', 'legible': True, 'property': {'pin': None, 'road': 'NAGPUR', 'unit': 'PLOT NO 58', 'floor': 'G', 'taluka': 'Nagpur Gramin', 'numbers': [{'type': 'Plot Number', 'value': '58'}, {'type': 'PATWARI HALKA NO', 'value': '5'}, {'type': 'Kachara Number', 'value': '76'}, {'type': 'Kachara Number', 'value': '77'}, {'type': 'Kachara Number', 'value': '92'}, {'type': 'WARD NO', 'value': '2'}], 'village': 'Vadi.', 'building': 'PLOT NO 58', 'district': 'Nagpur', 'area_text': 'Open : 139.35 Sq.mt.', 'local_body': 'NAGAR PARISHAD WADI', 'description': None, 'property_type': 'Open'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BFTPB5321L', 'name': 'KRUNAL ISHWAR BARAHATE', 'address': 'Flat No:PLOT NO 58, Floor No:G, Building Name: PLOT NO 58 NAVNEET NAGAR WADI NAGPUR, Block Sector:NEAR BUDDHA VIHAR, Road:AMARAVATI ROAD, City:NAGPUR, State: MAHARASHTRA, District:NAGPUR, Pin:440023'}], 'title_deed': 'Gift Deed :1168/2017 SRO NAGPUR GRAMIN', 'filing_date': '2026-10-09', 'loan_amount': 2625000.0, 'payment_lines': [{'ref': 'MH010032463202627E', 'head': 'Stamp Duty', 'dated': '10/09/2026', 'amount': 7875.0, 'ref_kind': 'GRN'}, {'ref': 'MH010032463202627E', 'head': 'Filing Fee', 'dated': '10/09/2026', 'amount': 13130.0, 'ref_kind': 'GRN'}, {'ref': '1026092116479', 'head': 'Document Handling Charges', 'dated': '09/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-09'}Technical record (for Abhijit — safe to ignore)
| 1h ago | ezdocs:reader | reader_home_address | {'fp': '0e3cec3d6d75a35b', 'from': 'the sanction letter (SKM_226i26091014210.pdf)', 'home': {'pin': '440023', 'area': 'NEAR BUDDHA VIHAR', 'flat': 'PLOT NO 58', 'road': 'AMARAVATI ROAD', 'state': 'MAHARASHTRA', 'district |
| 4d ago | system:extract | dhc_prn_read | {'prn': '1026092116479', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990910260854.pdf', 'from': "the filed notice's own text", 'gr |
| 4d ago | system:extract | efiling_copy_read | {'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990910260854.pdf', 'token': '9990910260854', 'doc_id': '82eb1066-b9bd-41f3-9c2a-43c140c637b3', 'mortgagors': 1} |
| 4d ago | system:ingest | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 4d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999091026 |
| 4d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails |
| 4d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['SKM_226i26091014210.pdf', 'PHOTO-2026-09-10-14-34-04.jpg', 'PHOTO-2026-09-10-14-34-03.jpg'], 'after': {'addresses': {'people': [['KRUNAL ISHWAR BARAHATE', [['sanction_letter', |
| 4d ago | system:extract | address_compared | {'sig': '51f5cc0bdae36c94', 'why': 'after gather', 'people': [{'home': 'Plot No-58, Navneet Nagar, Amravati Road, Near Buddha Vihar, Navneet Nagar, Wadi, Nagpur, 440023', 'person': 'KRUNAL ISHWAR BARAHATE', 'against': [{ |
| 4d ago | system:extract | challan_boxes_composed | {'fp': '66ff58aba0d5c0da', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'PLOT NO 58 NAVNEET NAGAR KHASRA |
| 4d ago | system:extract | box_taken_over_by_paper | {'box': 'property.attr1_value', 'now': '58', 'src': 'sale_deed', 'was': 'O 76 77 AND 92', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sale_deed prints this, and t |
| 4d ago | system:extract | box_taken_over_by_paper | {'box': 'property.attr1_type', 'now': 'PLOT', 'src': 'sale_deed', 'was': 'KHASRA', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sale_deed prints this, and the prin |
| 4d ago | system:extract | box_taken_over_by_paper | {'box': 'property.road', 'now': 'AMARAVATI ROAD', 'src': 'sale_deed', 'was': 'MOUZA WADI, PATWARI HALKA NO 5, NAGAR PARISHAD WADI, WARD NO 2', 'why': "no paper put the old value there — it came from the branch's mail, a |
| 4d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 1.7, 'workers': 2} |
| 4d ago | system:ingest | document_received | {'file': 'image001.gif', 'doc_type': 'other', 'confidence': 0.5} |
| 4d ago | system:ingest | document_received | {'file': 'image002.png', 'doc_type': 'other', 'confidence': 0.95} |
| 14d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:c7b4e7c4-c248-4ffd-a8e8-211eb370ff9d', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SKM_226i26091014210.pdf', 'asked': True, 'found': Tru |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 29d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['SKM_226i26091014210.pdf', 'PHOTO-2026-09-10-14-34-04.jpg', 'PHOTO-2026-09-10-14-34-03.jpg'], 'after': {'challan_boxes': {'box1': 'PLOT NO 58 KHASRA O 76 77 AND 92', 'box2': |
| 29d ago | system:extract | challan_boxes_composed | {'fp': 'df4d58eb79cfc2b6', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 58 KHASRA O 76 77 AND 92', 'box2': 'P |
| 29d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 7, 'trigger': 'quick sweep'} |
| 29d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '440023', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Wadi', 'doc_id': '4ba52a7f-6519-4a |
| 29d ago | system:ingest | challan_found_on_case | {'was': 'INTAKE_RECEIVED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': ''} |
| 29d ago | system:ingest | challan_inferred_from_desk_mail | {'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"} |
| 29d ago | system:ingest | challan_stage_reverted | {'now': 'INTAKE_RECEIVED', 'was': 'CHALLAN_PAID', 'why': "the only challan on the case is not the NOI's (v315 sweep)", 'note': "the only challan on this case was not the NOI's — the case is thought through again from the |
| 29d ago | system:ingest | challan_unsure | {'why': 'no second party, article or matching total could be read', 'file': 'SKM_226i26091014210.pdf', 'note': 'whose challan this is could not be read — it does not count until a person says; open the file', 'inner': Tr |
| 29d ago | system:ingest | challan_identity | {'why': 'no second party, article or matching total could be read', 'file': 'SKM_226i26091014210.pdf', 'inner': True, 'doc_id': 'c7b4e7c4-c248-4ffd-a8e8-211eb370ff9d', 'verdict': 'unknown'} |
| 30d ago | system:extract | property_attrs_split | {'now': {'attr1_type': 'KHASRA', 'attr1_value': 'O 76 77 AND 92'}, 'was': {'attr1_type': 'SURVEY/CTS', 'attr2_type': '', 'attr1_value': 'KHASRA O 76 77 AND 92', 'attr2_value': ''}, 'why': "the number boxes hold the type |
| 33d ago | system:reconcile | quoted_history_checked | {} |
| 33d ago | system:quick | desk_documents_backfill | {'why': "the NOI team mailed this before the engine kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': None, 'subject': 'Re: Request for challan an |
Case diary the case’s history — what happened, newest day first
Papers
All 6 in hand
Nothing more to ask the branch for
Money
₹22,800 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Today · 13 Oct1 thing
The home address was read off the papers — by ezdocs:reader
9 Oct15 things — 3 documents received · 1 letter written · 11 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260854.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
documents read together
Received: other
image001.gif
Received: other
image002.png
26 Sep1 thing — 1 step
mail read as shown
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep7 things — 7 steps
boxes gathered
challan boxes composed
property self check
kyc address read
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The only challan on the case was not the NOI's — the case goes back and is thought through again
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
13 Sep1 thing — 1 step
property attrs split
10 Sep24 things — 5 documents received · 1 letter written · 1 money step · 17 steps
quoted history checked
desk documents backfill
desk documents backfill
extra challan scanned
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
claim inside desk buffer
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
documents read together
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Sale deed
SKM_226i26091014210.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: Selfie
PHOTO-2026-09-10-14-32-56.jpg
Received: Payment screenshot
PHOTO-2026-09-10-14-32-26.jpg
Received: PAN card
PHOTO-2026-09-10-14-34-03.jpg
Received: Aadhaar
PHOTO-2026-09-10-14-34-04.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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