⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Bajarang Kashinath Javir
Mails & papers 8 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Oct, 11:31
Documents
Payment
done 7 Oct, 12:13
Challan
took 26m · GRAS ↗
Filing
took 1d 23h · IGR e-filing ↗
E-filing copy
Index II
done 9 Oct, 12:35
doneIndex II sharedwhole case so far 6d 11h
Needs your eyes1
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
9 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990710260312.pdf
7 Oct108 things — 13 documents received · 4 letters written · 1 money step · 90 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990710260312.pdf
The draft e-filing copy went to the bank — waiting for its approval
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
BAJARANG KASHINATH JAVIR EchallanMH011527730202627E.pdf
quoted history checked
copilot edit — by copilot:DARBAR
extra challan scanned
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
file note490
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03233
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
pages trimmed480
property self check
property from index2
index2 people checked
property numbers completed
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: other
1.png
roles from letter
Co-applicant added
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
photo_2026-10-07_11-27-41.jpg
money settled — by ezdocs:reader
Received: Selfie
photo_2026-10-07_11-27-40.jpg
Received: PAN card
photo_2026-10-07_11-27-35.jpg
Property checked by the engine — read from the report, every box that names the flat is there
Received: Index II
photo_2026-10-07_11-27-23.jpg
case read started — by ezdocs:reader
Property address read from the sanction letter
roles from letter
Property read from the legal / technical report (the sanction letter had none)
Received: Aadhaar
photo_2026-10-07_11-27-37.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Sanction letter
SANCTION_202033MHICHHUPIA0000001838242026193256Sanction (1).PDF
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: LSR
_129146210826205421_BAJARANGKASHINATHJAVIR.pdf
Received: Payment screenshot
photo_2026-10-07_11-31-03.jpg
Received: PAN card
photo_2026-10-07_11-27-18.jpg
Received: Aadhaar
photo_2026-10-07_11-27-20.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓LSR (search report)open
✓Sanction letteropen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it8 open
Verified loan details and prepared the NOI challan for Bajarang Kashinath Javir, securing a loan of Rs. 20,26,914 on the property at Swaraj Colony, Tardal, Kolhapur.
○BAJARANG KASHINATH JAVIR — mobile — the branch
○BAJARANG KASHINATH JAVIR — e-mail — the branch
○BAJARANG KASHINATH JAVIR — home building — the branch
○SUHANI BAJARANG JAVEER — mobile — the branch
○SUHANI BAJARANG JAVEER — e-mail — the branch
○SUHANI BAJARANG JAVEER — home building — the branch
○property — building — the branch
○property — floor — the branch
the branch's last mail (2026-10-07): The bank branch acknowledges receipt of the email.
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T09:00 UTC
Moneyall of it is in
₹18,150.09
Reached our account 7 Oct 11:53:22.
How we know
Our own bank told us — 7 Oct 11:53
₹18,136 · UTR 627996821320 · from JM-HDFCBN-S
“Successful! You have received Rs. 18136.00 via HDFC Bank SmartHub Vyapar from SHUBHAM SA . RRN-627996821320 , Check: https://1.hdfc.bank.in/HDFCBK/s/x884bYqn”
Matched by: by UTR — the bank's reference is the one on the screenshot
The working
Stamp duty 0.3%6,090
Registration fee 0.5%10,140
Government handling320
Our service fee1,600
Total we ask for18,150.09
By law ₹18,155.31. We ask ₹18,150 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
15A, GAT, 326, Tardal, 567311
read from the Index II · e-filing boxes 39 of 46 ready
Check the property →the boxes beside the paper
People
BAJARANG KASHINATH JAVIR · applicantCBOPJ3419HSUHANI BAJARANG JAVEER · co-applicantCXQPJ0932F
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