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Sandip Subhash Bhilare
LAN 7792132050Loan ₹50,00,000NOI SHORT ₹1,463.78Mails & papers 10 3 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
28 Sep, 16:03
Documents
Payment
Challan
Filing
E-filing copy
done 29 Sep, 17:22
Index II
took 9d
doneIndex II shared · the trail says: The NOI has been filed and the e-filing copy shared. The team is now waiting for the government to issue the Index II of the NOI.whole case so far 15d 7h
Needs your eyes4
Payment SHORT by ₹1,463.78 (₹30,597 of ₹32,060.78).
Challan on file does not agree with the case. Open it before paying or sharing.
Bank under-collected — money at risk — see Money.
GPay ₹32,030 announced at 11:28 has not settled into the PNB account (due 15:28). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
The challan was paid on another loan figure. The file adds up to ₹28,560; it reads: ₹13,560 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹30,010 (0.3% ₹15,010 + 0.5% ₹15,000 on a loan of ₹50,00,000); the challan itself says a loan of ₹45,15,643. the case's figure is the sanction letter's loan amount. No sanction letter on this file prints ₹45,15,002–₹45,18,334, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
8 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
SANDIP SUBHASH BHILARE Index-II.pdf
5 Oct30 things — 30 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
documents read together
3 Oct4 things — 1 document received · 1 letter written · 2 steps
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
9992909260565.pdf
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep47 things — 3 documents received · 1 letter written · 43 steps
dhc prn read
efiling copy read
dhc prn looked
dhc prn read
EzDocs read the whole trail as one conversation — where the case stands is on the page
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992909260565.pdf
reader mail addition — by ezdocs:reader
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
case read — by ezdocs:reader
copilot check issues — by copilot
copilot check ok — by copilot
case read started — by ezdocs:reader
copilot edit — by copilot:ANJU
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot check issues — by copilot
copilot edit — by copilot:ANJU
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
copilot check issues — by copilot
copilot check issues — by copilot
efiling profile differs — by copilot
efiling token from portal — by copilot
case read — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes by rules
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20260929-WA0006.jpg
Received: Selfie
IMG-20260929-WA0007.jpg
case read — by ezdocs:reader
28 Sep90 things — 12 documents received · 7 letters written · 1 money step · 5 cautions · 65 steps
gpay not settled yet
A file was read again from the start — everything inside it now counts
reading error456
quoted history checked
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
case read — by ezdocs:reader
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
SANDIP SUBHASH BHILARE EchallanMH011010258202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot edit — by copilot:NIKHIL
challan boxes by rules
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
challan boxes by rules
calc figure452 — by copilot:NIKHIL
copilot check issues — by copilot
calc figure452 — by copilot:NIKHIL
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
copilot check issues — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
reader mail addition — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02720
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
property self check
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
APPLICATION NUMBER – 7792132050 -APPLICANT NAME - SANDIP SUBHASH BHILARE | PROCESS CHALLAN OF 0.3 & 0.5% AND
case read — by ezdocs:reader
property from index2
index2 people checked
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02720
Asked the branch for the balance, with the calculator table
acknowledged with advice
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02720
documents read together
property self check
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
property from index2
index2 people checked
Property checked by the engine — read from the report, every box that names the flat is there
property english extracted
money settled — by ezdocs:reader
money corrected from papers
Property read from the legal / technical report (the sanction letter had none)
Property read from the Index II
index2 people checked
index2 pan differs
Index II (title document) received from the branch
applicant email captured
roles from letter
Received: other
image.png
Received: Technical report
image.png
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: other
image.png
Received: Sanction letter
KFSLetter_7792132050.pdf
Received: Index II
INDEX 2.pdf
Co-applicant added
Received: Aadhaar
Anita Adhar.jpg
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Selfie — not usable
Sandip Photo.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
Anita Photo.jpg — this is a photograph of a passport-size print, not a live selfie
Received: PAN card
Sandip PAN.jpg
Received: PAN card
Anita PAN.jpg
Received: Payment screenshot
IMG-20260928-WA0015.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 17 files
The file, as the engine remembers it3 open
This file is for Sandip Subhash Bhilare. Anita Sandip Bhilare is the sole owner as per the Index II of purchase, but Sandip is the first applicant on the sanction letter and the payer on the already paid challan, creating a mismatch. The loan amount on the paid challan is Rs 45,15,643, while the san
✗the photo could not be read (Anita Photo.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (Sandip Photo.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the papers disagree on Payer of NOI vs Property Owner (Index II Row 8: Anita Sandip Bhilare is the sole purchaser and owner; the paid challan: Sandip Subhash Bhilare is the payer) — a person — Verify if a fresh challan with Anita as payer is required or if the branch will file under Sandip as a co-mortgagor.
?image.png may be another customer's (it prints a name) — This paper is a blank image and does not contain any information relevant to the file.
?image.png may be another customer's (it prints a name) — This paper is a blank image and does not contain any information relevant to the file.
?the papers disagree on Loan amount discrepancy (the paid challan: Rs 45,15,643; the sanction letter: Rs 50,00,000) — Confirm which loan amount to use on the e-filing notice since the challan cannot be changed.
?the papers disagree on Selfie photos set aside (our case files: Anita Photo.jpg and Sandip Photo.jpg are set aside) — Request the branch or customer to provide live colour selfie photos.
the branch's last mail (2026-10-05): The branch is asking for the NOI Index 2 copy.
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T11:30 UTC
Moneyall of it is in
₹32,060.78
Reached our account 28 Sep 16:58:00.
How we know
Our own bank told us — 28 Sep 16:58
₹32,030 · from GPAY-BIZ
“₹32,030 received from Robin S at 4:58 pm”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the case's screenshot names this very road; counted full inside our buffer
The working
Stamp duty 0.3%15,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for32,060.78
By law ₹32,050. We ask ₹32,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
1408, 14th, Joyville Celestia Phase 6, Tower Omega (T07), SURVEY, 6/7/9/10/1, 6/7/9/10/2, 6/7/9/10/3, 6/7/9/10/4, 6/7/9/10/5, 6/7/9/10/6, 6/7/9/10/7, Shewalewadi, 412307
read from the Index II · e-filing boxes 45 of 46 ready
Check the property →the boxes beside the paper
People
ANITA SANDIP BHILARE · co-applicantBXJPB6220JSANDIP SUBHASH BHILARE · applicantAKWPB3906A
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