⚠The PNB mailbox has used 196% of what Google lets it send in 24 hours (979 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Kapil Rajaram Ramgude
LAN 77000333285Loan ₹36,80,000NOIMails & papers 5
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
doneIndex II shared · the history says: The NOI filing process is complete. All required documents have been shared and the case is closed.whole case so far 23d 21h
For you to check2
Property numbers — Kapil Ramgude Index 2.pdf says प्लाट रोड, बाशा, राउत अलीपुर रे २००हक, न.ग.न. १०:१० 289 00-03; HRQ-26-140762 INDProcessRequest 2500320260918111817018.pdf says Ol. See the papers →
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
24 Sep4 things — 1 document received · 1 letter written · 2 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992209260158.pdf
22 Sep5 things — 1 document received · 1 letter written · 3 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992209260158.pdf
21 Sep46 things — 14 documents received · 3 letters written · 4 money steps · 4 cautions · 21 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
RAMGUDE KAPIL RAJARAM EchallanMH010572232202627E.pdf
EzDocs took 56 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Everything for the challan is in — queued
Papers and money are in — the challan is next.
A person read both documents and settled who this case is — the case went back into the queue — by KUNAL
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
EzDocs read the whole file
The loan amount was worked out from the papers
Received: other
image.png
Co-applicant added
Received: other
image.png
Two documents disagree on a person's details — the card says which file and what it reads
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: PAN card
1756446.jpg
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Selfie — not usable
1756444.jpg — this is not a live selfie
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Received: Selfie — not usable
1756452.jpg — this is not a live selfie
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02135
Co-applicant added
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Received: PAN card
1756445.jpg
Received: Sanction letter
KFSLetter_77000333285 (3).pdf
Index II (title document) received from the branch
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
The payment proof already on the case was applied
Property checked by EzDocs — read from the report, every box that names the flat is there
Received: LSR
Kusum Ramgude SERACH -- (1).pdf
Property read from the legal / technical report (the sanction letter had none)
Received: Aadhaar
Kapil Aadhaar.pdf
Received: Index II
Kapil Ramgude Index 2.pdf
Payment proof arrived before the case was quoted — held
Received: Aadhaar
Kusum Aadhar.pdf
Received: Technical report
HRQ-26-140762_INDProcessRequest_2500320260918111817018.pdf
Received: Payment screenshot
payment_confirmation_202609264-053606.png
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
11 of 14 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open
A challan whose owner could not be read — not counted until a person says — inside Kusum Ramgude SERACH -- (1).pdfopen
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 16 files
Moneyall of it is in
₹28,100.33
Reached our account 21 Sep 17:36:07.
How we know
Our own bank told us — 21 Sep 17:36
₹28,090 · UTR 626444450291 · from VM-HDFCBK-S · a/c …6969
“Credit Alert!
Rs.28090.00 credited to HDFC Bank A/c XX6969 on 21-09-26 from VPA 2892kapil@oksbi (UPI 626444450291)”
Matched by: the screenshot's amount AND its minute agree with this credit
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …450291 | — | – | |
| Amount | ₹28,090 | ₹28,090 | fee ₹28,100.33 | ✓ |
| Time | Mon 21 Sep, 17:36 | Mon 21 Sep, 17:35 | ✓ | |
| Paid by | 2892kapil@oksbi | — | Kapil Rajaram Ramgude | ✓ |
the screenshot: ₹28,090 · Mon 21 Sep, 17:35 · to EZDOCS
The working
Stamp duty 0.3%11,050
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for28,100.33
By law ₹28,090. We ask ₹28,100 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
Ground, GAT, 841, Basha, 413401
read from the Index II · e-filing boxes 46 of 58 ready
Check the property →the boxes beside the paper
People
Kapil Rajaram Ramgude · applicantAPMPR5736FRAMGUDE KAPIL RAJARAM · co-applicantAPMPR5736FKUSUM RAJARAM RAMGUDE · co-applicantBDJPR1394D
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