⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
RUSHIKESH DILIP HIRGUDE
File on IGRMails & papers 7 2 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
21 Sep, 18:36
Documents
Payment
Challan
done 21 Sep, 19:08 · GRAS ↗
Filing
in the tray 22d 4h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The branch has sent the loan documents and confirmed payment. The NOI team has generated and shared the challan, but is waiting for a selfie photo of the…whole case so far 22d 5h
Needs your eyes2
Property unit type and number — sanction letter says FLAT NO 305; Index II says सदनिका क्र. 3 (Flat No. 3) and रोहाऊस नं. 03 (Row House No. 03).. See the papers →
The work is done — our fee of ₹14,430.25 is still not in our account. Chase the branch for it.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• DO NOT SAVE — the last reading of this whole file found: property unit type and number. A fresh reading is being made; press Fill again in a minute — the blue Fill button at the top of the co-pilot, beside the case number.
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• changed — the title deed: the case held 2026/2026 SRO HAVELI 22 (another registration); filled 22740/2026 SRO HAVELI 22 — the Index II of this purchase (INDEX 2.jpg — document 22740/2026, सह दु.नि. हवेली 22), whose purchasers are this case's people
• 4 property box(es) not from the Index II / derived / unsure — amber on the portal: road, attr2_value, property_type, flat_no
• taluka not on file — pick it on the portal (district cascade)
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct8 things
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
Yesterday · 12 Oct13 things — 13 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
file note490
address compared
documents read together
25 Sep1 thing — 1 step
index2 docno read
21 Sep70 things — 11 documents received · 3 letters written · 56 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
kyc address read
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
RUSHIKESH DILIP HIRGUDE EchallanMH010575157202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot check issues — by copilot
whole file hold — by copilot
challan boxes by rules
The home address was read off the papers — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
A box the papers had not filled was read off a paper and corrected
property self check
property from index2
index2 people checked
documents read together
property self check
Co-applicant added
kyc address read
party by filename
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02136
claim inside desk buffer
No fee quote sent — the branch's own figures were right
property from index2
index2 people checked
The payment proof already on the case was applied
Payment proof arrived before the case was quoted — held
Co-applicant added
kyc address read
party by filename
Received: other
image001.png
Received: Payment screenshot
PHOTO-2026-09-21-18-32-24.jpg
Co-applicant added
kyc address read
property english extracted
money settled — by ezdocs:reader
Property read from the Index II
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
index2 people checked
index2 extra purchaser
index2 pan differs
kyc address read
Index II (title document) received from the branch
applicant email captured
roles from letter
Received: Sanction letter
PHOTO-2026-09-21-15-54-46.jpg
Received: Index II
INDEX 2.jpg
Received: PAN card
CO APP PAN ADHAR.pdf
Co-applicant added
party name corrected from card
Two documents disagree on a PAN — needs a person
Co-applicant added
Received: Aadhaar
co app 2 adhar.jpg
Received: PAN card
APP PAN.pdf
Received: Aadhaar
APP E ADHAR.pdf
Received: PAN card
CO APP PAN.pdf
Received: PAN card
co app 2 pan.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
7 of 8 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it22 open
○the photo — the branch
○RUSHIKESH DILIP HIRGUDE — home building — the branch
○RUSHIKESH DILIP HIRGUDE — home flat — the branch
○RUSHIKESH DILIP HIRGUDE — home road — the branch
○MEENA DILIP HIRGUDE — mobile — the branch
○MEENA DILIP HIRGUDE — e-mail — the branch
○MEENA DILIP HIRGUDE — home building — the branch
○MEENA DILIP HIRGUDE — home flat — the branch
○MEENA DILIP HIRGUDE — home road — the branch
○Dilip Dinkar Hirgude — mobile — the branch
… and 12 more
?the papers disagree on property Malmatta number unit (index2: मालमत्ता क्रमांक 27.73 चौ.मी. (Property number 27.73 Sq. Mtr) — The Malmatta number '27.73' has been extracted, but the unit 'Sq. Mtr.' has been ignored. This should be noted for future reference or if cl
?unsure of efiling.date_of_mortgage — MOTD (Memorandum of Deposit of Title Deeds) is missing from the file. The date of mortgage cannot be determined.
?unsure of efiling.property.property_type — The Index II describes both a 'सदनिका' (flat) and a 'रोहाऊस' (row house) for the same unit number, and the sanction letter describes a 'FLAT
?unsure of efiling.property.house_type — The Index II describes both a 'सदनिका' (flat) and a 'रोहाऊस' (row house) for the same unit number, and the sanction letter describes a 'FLAT
the branch's last mail (2026-10-13): The branch is asking for a selfie photo for the NOI process.
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T05:30 UTC
Moneywaiting for the credit
₹14,430.25
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹14,400 — ₹30 under our ask, not below the real calculation ₹14,400. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-21 — the engine cannot hear this road. Please verify manually. Verify manually ↓
The working
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500
Total we ask for14,430.25
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
H-1412, 14th, Sai Nagari, Phase 3, Building H, SURVEY, 7/1, Gujarnimbalwadi, 411046
read from the Index II · e-filing boxes 69 of 82 ready
Check the property →the boxes beside the paper
People
RUSHIKESH DILIP HIRGUDE · applicantBIBPH5884HDilip Dinkar Hirgude · co-applicantAZAPH6986MMeena Dilip Hirgude · co-applicantBVKPH7551PMEENA DILIP HIRGUDE · co-applicantBVKPH7551PMEENA DILIP HIRGUDE · applicantBVKPH7551P
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