⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-02136
RUSHIKESH DILIP HIRGUDE
LAN HOU/PUN/0926/5218122
Challan paid · our move
File on IGRSend the draft 1All documentsMails & papers 7Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (11)A label is wrong? Fix it under All documents.
Needs your eyes
- The work is done — our fee of ₹14,430.25 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹14,430.25CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹14,400; we wait for the credit itself
Ask for the exact ₹14,430.25. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500.25
Total we ask for14,430.25
Screenshot ₹14,400 — ₹30 under our ask, not below the real calculation ₹14,400. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-21 — the engine cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 17:28 — 9 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹14,400 — accept as full (₹30.25 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 27 minour time · 21 Sep 19:04
Index II —not yet
the NOI team 22 d 8 htotal 22 d 8 h so far
Now with the NOI team — e-filing on IGR
since 21 Sep 19:04 — 22 d 8 h of working time
Day by day — every step and who held it
21 Sep 18:36Your branch's mail
21 Sep 18:38Fee quoted+2 min · the NOI team
21 Sep 18:38Papers readat once
21 Sep 18:38Property readat once
21 Sep 18:38Papers readat once
21 Sep 19:04Challan made+25 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹15,75,000
Loan account no.
HOU/PUN/0926/5218122
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, the engine sees:
• DO NOT SAVE — the last reading of this whole file found: property unit type and number. A fresh reading is being made; press Fill again in a minute — the blue Fill button at the top of the co-pilot, beside the case number.
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• changed — the title deed: the case held 2026/2026 SRO HAVELI 22 (another registration); filled 22740/2026 SRO HAVELI 22 — the Index II of this purchase (INDEX 2.jpg — document 22740/2026, सह दु.नि. हवेली 22), whose purchasers are this case's people
• 4 property box(es) not from the Index II / derived / unsure — amber on the portal: road, attr2_value, property_type, flat_no
• taluka not on file — pick it on the portal (district cascade)
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPProperty unit type and number (the last reading of the file — the papers changed since)
| The sanction letter | FLAT NO 305 FLAT NO 305, SAMARTH SWAROOP |
| The Index II | सदनिका क्र. 3 (Flat No. 3) and रोहाऊस नं. 03 (Row House No. 03) सदनिका क्र. 3 मधील क्षेत्रफळ 48.97 चौ.मी. कारपेट क्षेत्र, मालमत्ता क्रमांक 27.73 चौ.मी. यातील बांधीव प्रकल्प नामे सारा स्वरांगण फेज-2 यामधील रोहाऊस नं. 03, सी-3-टाईप बिल्डींग |
Why it matters: The sanction letter and the Index II describe different unit numbers and unit types (flat vs. row house). The Index II itself contains conflicting unit types and numbers. This means the property being mortgaged is unclear.
What to do: The branch must clarify the exact unit number and type of the mortgaged property, reconciling the sanction letter and the Index II, and provide a corrected document if necessary.
Compared: the Index II; and the whole-file reading. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has sent the loan documents and confirmed payment. The NOI team has generated and shared the challan, but is waiting for a selfie photo of the applicant to proceed with filing.
the trail says the next move is with the branch — a colour live selfie photo of the applicant
the branch last asked: Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-21) “Documents required for NOI Filing”
✓ fee paid — the branch's words — done, mail 1 (2026-09-21) “Payment details screenshot with Transaction ID & Date of payment mentioned”
⏳ challan made — promised, mail 2 (2026-09-21) “We will initiate the challan for the same.”
✓ challan shared — done, mail 4 (2026-09-21) “PFA challan for your reference..”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-21) “Index 2/ Draft”
read over 4 mail(s), last mail 2026-09-21 · read 22d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010575157202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by the engine, not sent
NOI case NOI-2026-02136
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
SG
shubham.gaikwad@pnbhousing.com pnbhousing.com
21 Sep, 18:36 · 22d ago THE FIRST MAIL — how this case began
21 Sep, 18:36 · 22d ago THE FIRST MAIL — how this case began
Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
📎 co app 2 pan.jpg↗📎 CO APP PAN.pdf↗📎 APP E ADHAR.pdf↗📎 APP PAN.pdf↗📎 co app 2 adhar.jpg↗📎 CO APP PAN ADHAR.pdf↗📎 INDEX 2.jpg↗📎 PHOTO-2026-09-21-15-54-46.jpg↗📎 PHOTO-2026-09-21-18-32-24.jpg↗📎 image001.png↗
Dear Team,
Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
NOI Charges & Service Fees Calculator - Nestly.in
Loan amount₹15,75,000
Stamp duty 0.30%₹4,725
Registration fee 0.50%₹7,875
DHC₹300
Documents required for NOI Filing
Remark
Loan sanction letter✓ Attached
Index 2/ Draft✓ Attached
Aadhar copy of the applicant/s✓ Attached
PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached
Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached
Challan Date:- 21/09/2026
NOI Govt Fees300
Nestly.in
Service Fees for NOI Filling1500
1500.00
Total Amount to be Paid to Nestly.in for NOI14400.00
THANKS & REGARDS,
SHUBHAM GAIKWAD
AREA SALES MANAGER
MOB-8237335213
[cid:image001.png@01DD49F8.27F8D980]
Internal
🤖 read: asks for the challan; documents attached — “Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122”
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
21 Sep, 19:00 · 22d ago
21 Sep, 19:00 · 22d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a colour live
selfie photo of the applicant.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Mon, 21 Sept 2026 at 18:38, Shubham Gaikwad <
shubham.gaikwad@pnbhousing.com> wrote:
Dear Team,
Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE
_ HOU/PUN/0926/5218122
*Documents required for NOI Filing*
Remark
Loan sanction letter
*Attached*
Index 2/ Draft
*Attached*
Aadhar copy of the applicant/s
*Attached*
PAN copy of the applicant/s
*Attached*
Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy.
*Attached*
Payment details screenshot with Transaction ID & Date of payment mentioned
*Attached*
*Challan Date:- 21/09/2026*
*NOI Charges & Service Fees Calculator - Nestly.in*
*Loan Amount Including Insurance*
15,75,000
NOI Govt Fees
Stamp Duty
0.30%
4725.00
Registration Fees
0.50%
7875.00
Document Handling Charges
300
300
Nestly.in
Service Fees for NOI Filling
1500
1500.00
*Total Amount to be Paid to Nestly.in for NOI*
*14400.00*
THANKS & REGARDS,
SHUBHAM GAIKWAD
AREA SALES MANAGER
MOB-8237335213
Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
21 Sep, 19:00 · 22d ago
21 Sep, 19:00 · 22d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a colour live
selfie photo of the applicant.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Mon, 21 Sept 2026 at 18:38, Shubham Gaikwad <
shubham.gaikwad@pnbhousing.com> wrote:
Dear Team,
Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE
_ HOU/PUN/0926/5218122
*Documents required for NOI Filing*
Remark
Loan sanction letter
*Attached*
Index 2/ Draft
*Attached*
Aadhar copy of the applicant/s
*Attached*
PAN copy of the applicant/s
*Attached*
Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy.
*Attached*
Payment details screenshot with Transaction ID & Date of payment mentioned
*Attached*
*Challan Date:- 21/09/2026*
*NOI Charges & Service Fees Calculator - Nestly.in*
*Loan Amount Including Insurance*
15,75,000
NOI Govt Fees
Stamp Duty
0.30%
4725.00
Registration Fees
0.50%
7875.00
Document Handling Charges
300
300
Nestly.in
Service Fees for NOI Filling
1500
1500.00
*Total Amount to be Paid to Nestly.in for NOI*
*14400.00*
THANKS & REGARDS,
SHUBHAM GAIKWAD
AREA SALES MANAGER
MOB-8237335213
Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
21 Sep, 19:08 · 22d ago
21 Sep, 19:08 · 22d ago
Team,
PFA challan for your reference..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 21 Sept 2026 at 19:00, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a colour live
selfie photo of the applicant.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Mon, 21 Sept 2026 at 18:38, Shubham Gaikwad <
shubham.gaikwad@pnbhousing.com> wrote:
> Dear Team,
>
> Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP
> HIRGUDE _ HOU/PUN/0926/5218122
>
> *Documents required for NOI Filing*
>
> Remark
>
> Loan sanction letter
>
> *Attached*
>
> Index 2/ Draft
>
> *Attached*
>
> Aadhar copy of the applicant/s
>
> *Attached*
>
> PAN copy of the applicant/s
>
> *Attached*
>
> Form A2 with Photograph of applicant/s affixed or Passport size
> photographs scan copy.
>
> *Attached*
>
> Payment details screenshot with Transaction ID & Date of payment mentioned
>
> *Attached*
>
>
>
> *Challan Date:- 21/09/2026*
>
> *NOI Charges & Service Fees Calculator - Nestly.in*
>
>
>
> *Loan Amount Including Insurance*
>
> 15,75,000
>
>
>
>
>
>
>
>
>
> NOI Govt Fees
>
> Stamp Duty
>
> 0.30%
>
> 4725.00
>
>
>
>
>
>
>
> Registration Fees
>
> 0.50%
>
> 7875.00
>
>
>
>
>
>
>
> Document Handling Charges
>
> 300
>
> 300
>
>
>
>
>
>
>
>
>
> Nestly.in
>
> Service Fees for NOI Filling
>
> 1500
>
> 1500.00
>
>
>
>
>
>
>
>
>
> *Total Amount to be Paid to Nestly.in for NOI*
>
> *14400.00*
>
>
>
> THANKS & REGARDS,
>
> SHUBHAM GAIKWAD
>
> AREA SALES MANAGER
>
> MOB-8237335213
>
>
>
>
>
>
>
> Internal
>
🤖 read: challan shared ✓ — “PFA challan for your reference..”
PW
pramod.wakade1@phfl.com phfl.com
12 Oct, 18:48 · 1d ago
12 Oct, 18:48 · 1d ago
Re[2]: Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
Dear Team,
Kindly provide NOI Index II
Thanks & Regards,
PRAMOD WAKADE
Branch Operation Executive
9527249881
PHFL Home Loans and Services Limited
Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/21/26 19:10
To: Shubham Gaikwad ( shubham.gaikwad@pnbhousing.com )
Cc: Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com ), Ganesh Manohar Lande ( ganesh.lande@phfl.com )
Subject: Re: Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 21 Sept 2026 at 19:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicant.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 21 Sept 2026 at 18:38, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote:
Dear Team,
Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Index 2/ Draft
Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
Challan Date:- 21/09/2026
NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount Including Insurance
15,75,000
NOI Govt Fees
Stamp Duty
0.30%
4725.00
Registration Fees
0.50%
7875.00
Document Handling Charges
300
300
Nestly.in
Service Fees for NOI Filling
1500
1500.00
Total Amount to be Paid to Nestly.in for NOI
14400.00
THANKS & REGARDS,
SHUBHAM GAIKWAD
AREA SALES MANAGER
MOB-8237335213
Internal
🤖 read: asks for the Index II; documents attached — “PFA challan for your reference..”
OL
The NOI teamTYPED IN GMAIL
12 Oct, 20:17 · 1d ago
12 Oct, 20:17 · 1d ago
team
Kindly share color selfie photo for noi prosess
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:50, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote:
Dear Team,
Kindly provide NOI Index II
Thanks & Regards,
PRAMOD WAKADE
Branch Operation Executive
9527249881
PHFL Home Loans and Services Limited
Shivajinagar Pune 411005
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/21/26 19:10
To: Shubham Gaikwad ( shubham.gaikwad@pnbhousing.com )
Cc: Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com ), Ganesh Manohar Lande ( ganesh.lande@phfl.com )
Subject: Re: Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 21 Sept 2026 at 19:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicant.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 21 Sept 2026 at 18:38, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote:
Dear Team,
Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Index 2/ Draft
Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
Challan Date:- 21/09/2026
NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount Including Insurance
15,75,000
NOI Govt Fees
Stamp Duty
0.30%
4725.00
Registration Fees
0.50%
7875.00
Document Handling Charges
300
300
Nestly.in
Service Fees for NOI Filling
1500
1500.00
Total Amount to be Paid to Nestly.in for NOI
14400.00
THANKS & REGARDS,
SHUBHAM GAIKWAD
AREA SALES MANAGER
MOB-8237335213
Internal
🤖 read: asks the branch for documents — “Kindly share color selfie photo for noi prosess”
PW
pramod.wakade1@phfl.com phfl.com
13 Oct, 09:36 · 17h ago
13 Oct, 09:36 · 17h ago
Re[4]: Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
Dear Shubham,
Kindly share color selfie photo for noi prosess
Thanks & Regards,
PRAMOD WAKADE
Branch Operation Executive
9527249881
PHFL Home Loans and Services Limited
Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/12/26 20:18
To: Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com )
Cc: Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Ganesh Manohar Lande ( ganesh.lande@phfl.com ), Shubham Gaikwad ( shubham.gaikwad@pnbhousing.com )
Subject: Re: Re[2]: Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
Exercise Secured by Check Point
team
Kindly share color selfie photo for noi prosess
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 12 Oct 2026 at 18:50, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote:
Dear Team,
Kindly provide NOI Index II
Thanks & Regards,
PRAMOD WAKADE
Branch Operation Executive
9527249881
PHFL Home Loans and Services Limited
Shivajinagar Pune 411005
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/21/26 19:10
To: Shubham Gaikwad ( shubham.gaikwad@pnbhousing.com )
Cc: Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com ), Ganesh Manohar Lande ( ganesh.lande@phfl.com )
Subject: Re: Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 21 Sept 2026 at 19:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicant.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 21 Sept 2026 at 18:38, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote:
Dear Team,
Kindly provide MOE + NOI Challan in captioned case RUSHIKESH DILIP HIRGUDE _ HOU/PUN/0926/5218122
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Index 2/ Draft
Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
Challan Date:- 21/09/2026
NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount Including Insurance
15,75,000
NOI Govt Fees
Stamp Duty
0.30%
4725.00
Registration Fees
0.50%
7875.00
Document Handling Charges
300
300
Nestly.in
Service Fees for NOI Filling
1500
1500.00
Total Amount to be Paid to Nestly.in for NOI
14400.00
THANKS & REGARDS,
SHUBHAM GAIKWAD
AREA SALES MANAGER
MOB-8237335213
Internal
🤖 read: The branch is asking for a selfie photo for the NOI process.
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card | co app 2 pan.jpg | filed | 22d ago |
| PAN card | CO APP PAN.pdf | filed | 22d ago |
| Aadhaar card | APP E ADHAR.pdf | filed | 22d ago |
| PAN card | APP PAN.pdf | filed | 22d ago |
| Aadhaar card | co app 2 adhar.jpg | filed | 22d ago |
| PAN card+ Aadhaar card inside | CO APP PAN ADHAR.pdf | filed | 22d ago |
| Index IIthe branch sent this — an input | INDEX 2.jpg | filed | 22d ago |
| Sanction letter | PHOTO-2026-09-21-15-54-46.jpg | filed | 22d ago |
| Payment screenshot | PHOTO-2026-09-21-18-32-24.jpg | filed | 22d ago |
| Other | image001.png | filed | 22d ago |
| Paid challan (GRAS) | RUSHIKESH DILIP HIRGUDE EchallanMH010575157202627E.pdf | filed | 22d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹14,430.25
₹14,430.25
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹14,400 663063318649
₹14,400 663063318649
Screenshot ₹14,400 — ₹30 under our ask, not below the real calculation ₹14,400. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-21 — the engine cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,730 | ₹7,880 | ₹320 | ₹1,500 | ₹14,430 |
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
69 of 82 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Floor (person 1), Road (person 1), Mobile (person 2), Floor (person 2) …
25 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), E-mail (person 2) …
✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the base paper first
the Index II BASE — the challan follows this
INDEX 2.jpg
the property
1) इतर वर्णनः, इतर माहितीः गाव मौजे गुजरनिंबाळकरवाडी येथील स.नं. 7/1 आणि स.नं. 8/2 या मिळकतीवर बांधण्यात येणाऱ्या साई नगरी इमारत प्रकल्पामधील फेज नं. 3 मधील इमारत नं. एच मधील चौदाव्या मजल्यावरील अपार्टमेंट/युनिट नं. एच-1412 यांसी क्षेत्र 298.38 चौ. फूट कारपेट म्हणजेच क्षेत्र 27.73 चौ.मी. यांसी ओपन बाल्कनी क्षेत्र 33.15 चौ. फूट म्हणजेच क्षेत्र 3.08 चौ.मी. अशी सदनिका मिळकत. (पीएमएवाय एएचपी- पीपीपी जा.क्र./पु.मं./मि.व्य./241594/2026 दिनांक 13/08/2026) रेरा नं. पी52100052837 दिनांक 28/05/2029((SURVEY NUMBER: 7;)) स्थानिक स्वराज्य संस्थाः पुणे म.न.पा.
1) इतर वर्णनः, इतर माहितीः गाव मौजे गुजरनिंबाळकरवाडी येथील स.नं. 7/1 आणि स.नं. 8/2 या मिळकतीवर बांधण्यात येणाऱ्या साई नगरी इमारत प्रकल्पामधील फेज नं. 3 मधील इमारत नं. एच मधील चौदाव्या मजल्यावरील अपार्टमेंट/युनिट नं. एच-1412 यांसी क्षेत्र 298.38 चौ. फूट कारपेट म्हणजेच क्षेत्र 27.73 चौ.मी. यांसी ओपन बाल्कनी क्षेत्र 33.15 चौ. फूट म्हणजेच क्षेत्र 3.08 चौ.मी. अशी सदनिका मिळकत. (पीएमएवाय एएचपी- पीपीपी जा.क्र./पु.मं./मि.व्य./241594/2026 दिनांक 13/08/2026) रेरा नं. पी52100052837 दिनांक 28/05/2029((SURVEY NUMBER: 7;)) स्थानिक स्वराज्य संस्थाः पुणे म.न.पा.
in English letters
1) ITARA VARNANAH, ITARA MAAHITIH GAAVA MAUJE GUJARANIMBAALAKARAVAADI YETHILA SA.NAN. 7/1 AANI SA.NAN. 8/2 YAA MILAKATIVARA BAANDHANYAATA YENAAऱ्YAA SAAI NAGARI IMAARATA PRAKALPAAMADHILA PHEJA NAN. 3 MADHILA IMAARATA NAN. ECHA MADHILA CHAUDAAVYAA MAJALYAAVARILA APAARTAMENTA/YUNITA NAN. ECHA-1412 YAANSI KSHETRA 298.38 CHAU. PHUTA KAARAPETA MHANAJECHA KSHETRA 27.73 CHAU.MI. YAANSI OPANA BAALKANI KSHETRA 33.15 CHAU. PHUTA MHANAJECHA KSHETRA 3.08 CHAU.MI. ASHI SADANIKAA MILAKATA. (PIEMAEVAAYA EECHAPI- PIPIPI JAA.KRA./PU.MAN./MI.VYA./241594/2026 DINAANKA 13/08/2026) RERAA NAN. PI52100052837 DINAANKA 28/05/2029((SURVEY NUMBER: 7;)) STHAANIKA SVARAAJYA SANSTHAAH PUNE MA.NA.PAA.PIN
I CANNOT TELL
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO H-1412 14TH FLOOR SAI NAGARI PHASE 3 BUILDING H SURVEY NO 7/1 SURVEY NO 7
FLAT NO H-1412 14TH FLOOR SAI NAGARI PHASE 3 BUILDING H SURVEY NO 7/1 SURVEY NO 7
Locality/Road
SANTOSH NAGAR KATRAJ
SANTOSH NAGAR KATRAJ
Area/City
GUJARNIMBALWADI
check or correct a box, the papers beside it →GUJARNIMBALWADI
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | RUSHIKESH DILIP HIRGUDE | BIBPH5884H | …6492 |
| co_mortgagor | Dilip Dinkar Hirgude | AZAPH6986M | …9606 |
| co_mortgagor | Meena Dilip Hirgude | BVKPH7551P | …7617 |
| co_mortgagor | MEENA DILIP HIRGUDE | BVKPH7551P | …7617 |
| mortgagor | MEENA DILIP HIRGUDE | BVKPH7551P |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| documents acknowledged | shubham.gaikwad@pnbhousing.com | 22d ago |
What the engine read from each document — check anything marked in red
PAN card co app 2 pan.jpg needs your check
dob
1966-06-01
1966-06-01
pan
AZAPH6986M
AZAPH6986M
name
DILIP DINKAR HIRGUDE
DILIP DINKAR HIRGUDE
legible
True
True
father name
DINKAR SUBHAJI HIRGUDE
DINKAR SUBHAJI HIRGUDE
raw reading (for Abhijit)
{'dob': '1966-06-01', 'pan': 'AZAPH6986M', 'name': 'DILIP DINKAR HIRGUDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DINKAR SUBHAJI HIRGUDE', 'aadhaar_last4': None, 'quality_issue': None}PAN card APP PAN.pdf needs your check
dob
2000-11-09
2000-11-09
pan
BIBPH5884H
BIBPH5884H
name
RUSHIKESH DILIP HIRGUDE
RUSHIKESH DILIP HIRGUDE
legible
True
True
father name
DILIP DINKAR HIRGUDE
DILIP DINKAR HIRGUDE
raw reading (for Abhijit)
{'dob': '2000-11-09', 'pan': 'BIBPH5884H', 'name': 'RUSHIKESH DILIP HIRGUDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DILIP DINKAR HIRGUDE', 'aadhaar_last4': None, 'quality_issue': None}PAN card CO APP PAN.pdf needs your check
dob
1973-01-01
1973-01-01
pan
BVKPH7551P
BVKPH7551P
name
MEENA DILIP HIRGUDE
MEENA DILIP HIRGUDE
legible
True
True
father name
MAHADEV GOLE
MAHADEV GOLE
raw reading (for Abhijit)
{'dob': '1973-01-01', 'pan': 'BVKPH7551P', 'name': 'MEENA DILIP HIRGUDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MAHADEV GOLE', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter PHOTO-2026-09-21-15-54-46.jpg needs your check
lan
HOU/PUN/0926/5218122
HOU/PUN/0926/5218122
legible
True
True
borrowers
{'name': 'RUSHIKESH DILIP HIRGUDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MEENA DILIP HIRGUDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DILIP DINKAR HIRGUDE', 'role': 'applicant', 'label': '
{'name': 'RUSHIKESH DILIP HIRGUDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MEENA DILIP HIRGUDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DILIP DINKAR HIRGUDE', 'role': 'applicant', 'label': '
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1.0
1.0
loan amount
1500000.0
1500000.0
final amount
1575000.0
1575000.0
interest rate
13.15
13.15
sanction date
17-Sep-2026
17-Sep-2026
letter version
3
3
applicant email
hirguderushikesh2000@gmail.com
hirguderushikesh2000@gmail.com
applicant names
RUSHIKESH DILIP HIRGUDE, MEENA DILIP HIRGUDE, DILIP DINKAR HIRGUDE
RUSHIKESH DILIP HIRGUDE, MEENA DILIP HIRGUDE, DILIP DINKAR HIRGUDE
printed altered
False
False
applicant mobile
7887662240
7887662240
property address
insurance premium
75000.0
75000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1575000.0
1575000.0
applicant address verbatim
FLAT NO. 302. 'SAMARTH SWAROOP, SURVEY NUMBER 65/1/10 SANTOSH NAGAR KATRAJ,,., Pune, MAHARASHTRA. 411046, Pune, India
FLAT NO. 302. 'SAMARTH SWAROOP, SURVEY NUMBER 65/1/10 SANTOSH NAGAR KATRAJ,,., Pune, MAHARASHTRA. 411046, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/0926/5218122', 'legible': True, 'borrowers': [{'name': 'RUSHIKESH DILIP HIRGUDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MEENA DILIP HIRGUDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DILIP DINKAR HIRGUDE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'handwritten': [], 'loan_amount': 1500000.0, 'final_amount': 1575000.0, 'interest_rate': 13.15, 'quality_issue': None, 'sanction_date': '17-Sep-2026', 'letter_version': '3', 'applicant_email': 'hirguderushikesh2000@gmail.com', 'applicant_names': ['RUSHIKESH DILIP HIRGUDE', 'MEENA DILIP HIRGUDE', 'DILIP DINKAR HIRGUDE'], 'printed_altered': False, 'applicant_mobile': '7887662240', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 75000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1575000.0, 'security_address_verbatim': None, 'applicant_address_verbatim': "FLAT NO. 302. 'SAMARTH SWAROOP, SURVEY NUMBER 65/1/10 SANTOSH NAGAR KATRAJ,,., Pune, MAHARASHTRA. 411046, Pune, India"}Aadhaar card APP E ADHAR.pdf needs your check
dob
2000-11-09
2000-11-09
name
Rushikesh Dilip Hirgude
Rushikesh Dilip Hirgude
mobile
7887662240
7887662240
address
pin: 412206; area: A/p -harnas; state: Maharashtra; district: Pune; post_office: Bhor; village_city: Harnas
pin: 412206; area: A/p -harnas; state: Maharashtra; district: Pune; post_office: Bhor; village_city: Harnas
legible
True
True
aadhaar last4
6492
6492
raw reading (for Abhijit)
{'dob': '2000-11-09', 'pan': None, 'name': 'Rushikesh Dilip Hirgude', 'mobile': '7887662240', 'address': {'pin': '412206', 'area': 'A/p -harnas', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Bhor', 'village_city': 'Harnas'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6492', 'quality_issue': None}Index II INDEX 2.jpg needs your check
kind
index2_input
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पुणे म.न.पा. (महानगरपालिका)', 'r11_serial': 'हवल22-22740-2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 27.73 चौ.मीटर', 'r7_executants':
pin: I CANNOT TELL; rows: {'r4_palika': 'पुणे म.न.पा. (महानगरपालिका)', 'r11_serial': 'हवल22-22740-2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 27.73 चौ.मीटर', 'r7_executants':
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पुणे म.न.पा. (महानगरपालिका)', 'r11_serial': 'हवल22-22740-2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 27.73 चौ.मीटर', 'r7_executants': [{'age': '44', 'pan': 'AEGXXXXX3P', 'name': 'मेसर्स साई केदारेश्वर डेव्हलपर्स एलएलपी तर्फे भागीदारी संस्था तर्फे भागीदार 1. श्री, विशाल सुरेश पवार, 2. श्री. विवेक सुरेश पवार यांचे यांचे तर्फे कबुली जबाब कु.मु. म्हणून श्री. मिहीर अनिल काळे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः सी-11, संगौरी सोसायटी, कुंबरे टाऊनशिप, न्यू डीपी रोड, शास्त्रीनगर समोर, कोथरूड, पुणे 411038, ब्लॉक नंः -, रोड नंः कोथरूड पुणे, महाराष्ट्र, PUNE. पिन:- 411038'}], 'r8_purchasers': [{'age': '53', 'pan': 'BVKXXXXX1P', 'name': 'मिना दिलीप हिरगुडे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः सी-11, संगौरी सोसायटी, कुंबरे टाऊनशिप, न्यू डीपी रोड, शास्त्रीनगर समोर, कोथरूड, पुणे 411038 ब्लॉक नंः -, रोड नंः कोथरूड पुणे, महाराष्ट्र, PUNE. पिन:- 411038'}, {'age': '60', 'pan': 'AZAXXXXX6M', 'name': 'दिलीप दिनकर हिरगुडे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः सी-11, संगौरी सोसायटी, कुंबरे टाऊनशिप, न्यू डीपी रोड, शास्त्रीनगर समोर, कोथरूड, पुणे 411038, ब्लॉक नंः -, रोड नंः कोथरूड पुणे, महाराष्ट्र, PUNE. पिन:- 411038'}], 'r12_stamp_duty': 33400, 'r3_market_value': 1182763.45, 'r1_document_type': 'अनुच्छेद – अभिहस्तातंरणपत्र प्रकार करारनामा', 'r2_consideration': None, 'r9_execution_date': '29-08-2026', 'r13_registration_fee': 16200, 'r10_registration_date': '30-08-2026'}, 'doc_no': 'HVL22-22740-2026', 'village': 'गुजरनिंबाळकरवाडी', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. हवेली 22', 'area_text': '1) 27.73 चौ.मीटर', 'mortgagee': 'मेसर्स साई केदारेश्वर डेव्हलपर्स एलएलपी तर्फे भागीदारी संस्था', 'filing_fee': 16200, 'header_sro': 'सह दु.नि. हवेली 22', 'mortgagors': ['मिना दिलीप हिरगुडे', 'दिलीप दिनकर हिरगुडे'], 'stamp_duty': 33400, 'filing_date': '2026-08-30', 'loan_amount': 1620000, 'token_number': 'I CANNOT TELL', 'property_text': '1) इतर वर्णनः, इतर माहितीः गाव मौजे गुजरनिंबाळकरवाडी येथील स.नं. 7/1 आणि स.नं. 8/2 या मिळकतीवर बांधण्यात येणाऱ्या साई नगरी इमारत प्रकल्पामधील फेज नं. 3 मधील इमारत नAadhaar card co app 2 adhar.jpg needs your check
dob
1966-06-01
1966-06-01
name
Dilip Dinkar Hirgude
Dilip Dinkar Hirgude
address
pin: 412206; area: Near Siddhnath temple mu.; flat: 68; road: Bhor Vadhane Rode; state: Maharashtra; building: Matoshri; district: Pune; post_office: Hamas; village_city: Harnas
pin: 412206; area: Near Siddhnath temple mu.; flat: 68; road: Bhor Vadhane Rode; state: Maharashtra; building: Matoshri; district: Pune; post_office: Hamas; village_city: Harnas
legible
True
True
aadhaar last4
9606
9606
raw reading (for Abhijit)
{'dob': '1966-06-01', 'pan': None, 'name': 'Dilip Dinkar Hirgude', 'mobile': None, 'address': {'pin': '412206', 'area': 'Near Siddhnath temple mu.', 'flat': '68', 'road': 'Bhor Vadhane Rode', 'floor': None, 'state': 'Maharashtra', 'building': 'Matoshri', 'district': 'Pune', 'post_office': 'Hamas', 'village_city': 'Harnas'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9606', 'quality_issue': None}PAN card CO APP PAN ADHAR.pdf needs your check
dob
1973-01-01
1973-01-01
pan
BVKPH7551P
BVKPH7551P
name
MEENA DILIP HIRGUDE
MEENA DILIP HIRGUDE
mobile
7887662240
7887662240
address
pin: 412206; area: At Post Harnas Taluka Bhor Dist Pune; state: Maharashtra; district: Pune; post_office: Harnas; village_city: Harnas
pin: 412206; area: At Post Harnas Taluka Bhor Dist Pune; state: Maharashtra; district: Pune; post_office: Harnas; village_city: Harnas
legible
True
True
father name
MAHADEV GOLE
MAHADEV GOLE
aadhaar last4
7617
7617
raw reading (for Abhijit)
{'dob': '1973-01-01', 'pan': 'BVKPH7551P', 'name': 'MEENA DILIP HIRGUDE', 'mobile': '7887662240', 'address': {'pin': '412206', 'area': 'At Post Harnas Taluka Bhor Dist Pune', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Harnas', 'village_city': 'Harnas'}, 'legible': True, 'father_name': 'MAHADEV GOLE', 'aadhaar_last4': '7617', 'quality_issue': None}Payment screenshot PHOTO-2026-09-21-18-32-24.jpg needs your check
utr
663063318649
663063318649
date
2026-09-21
2026-09-21
time
18:31
18:31
amount
14400
14400
method
UPI
UPI
payee upi
....2080@hdfcbank
....2080@hdfcbank
payer upi
....00-1@okaxis
....00-1@okaxis
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
payer name
MEENA DILIP HIRGUDE
MEENA DILIP HIRGUDE
debit notification text
Payment of ₹14,400 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account
Payment of ₹14,400 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account
raw reading (for Abhijit)
{'utr': '663063318649', 'date': '2026-09-21', 'time': '18:31', 'amount': 14400, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....00-1@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'MEENA DILIP HIRGUDE', 'debit_notification_text': "Payment of ₹14,400 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account"}Other image001.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}PAN card CO APP PAN ADHAR.pdf needs your check
dob
1973-01-01
1973-01-01
name
Meena Dilip Hirgude
Meena Dilip Hirgude
mobile
7887662240
7887662240
address
pin: 412206; area: At Post Harnas; state: Maharashtra; district: Pune; post_office: Harnas; village_city: Harnas
pin: 412206; area: At Post Harnas; state: Maharashtra; district: Pune; post_office: Harnas; village_city: Harnas
legible
True
True
aadhaar last4
7617
7617
raw reading (for Abhijit)
{'dob': '1973-01-01', 'pan': None, 'name': 'Meena Dilip Hirgude', 'mobile': '7887662240', 'address': {'pin': '412206', 'area': 'At Post Harnas', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Harnas', 'village_city': 'Harnas'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7617', 'quality_issue': None}Other image001.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Payment screenshot PHOTO-2026-09-21-18-32-24.jpg needs your check
payments inside
bank: Pune District Central Co Operative Bank Ltd; kind: payment_screenshot; payments: [{'utr': '663063318649', 'date': '2026-09-21', 'page': 1, 'time': '18:31', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14400.
bank: Pune District Central Co Operative Bank Ltd; kind: payment_screenshot; payments: [{'utr': '663063318649', 'date': '2026-09-21', 'page': 1, 'time': '18:31', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14400.
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Pune District Central Co Operative Bank Ltd', 'kind': 'payment_screenshot', 'payments': [{'utr': '663063318649', 'date': '2026-09-21', 'page': 1, 'time': '18:31', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14400.0, 'direction': 'credit', 'narration': 'UPI transaction ID 663063318649 To: THINK BIGZ INITIATIVE PVT LTD ....2080@hdfcbank From: MEENA DILIP HIRGUDE (Pune District Central Co Operative Bank Ltd) ....00-1@okaxis on Google Pay Google transaction ID CICAgPjMuubZbA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '00-1', 'account_holder': 'MEENA DILIP HIRGUDE'}}Paid challan (GRAS) RUSHIKESH DILIP HIRGUDE EchallanMH010575157202627E.pdf needs your check
grn
MH010575157202627E
MH010575157202627E
pin
411046
411046
total
12610.0
12610.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026092101482
03006172026092101482
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
BIBXXXXXXH
BIBXXXXXXH
flat block
APARTMENT/UNIT NO H-1412, 14TH FLOOR, BUILDING NO. H, PHASE NO. 3, SAI NAGARI
APARTMENT/UNIT NO H-1412, 14TH FLOOR, BUILDING NO. H, PHASE NO. 3, SAI NAGARI
payer name
RUSHIKESH DILIP HIRGUDE
RUSHIKESH DILIP HIRGUDE
sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR
HVL22_HAVELI 22 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000
scheme rows
{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2240
XXXXXX2240
payment date
21/09/2026-19:04:21
21/09/2026-19:04:21
road locality
SURVEY NO 7/1 AND 8/2, VILLAGE GUJARNIMBALKARWADI, TALUKA HAVELI,
SURVEY NO 7/1 AND 8/2, VILLAGE GUJARNIMBALKARWADI, TALUKA HAVELI,
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1575000
1575000
raw reading (for Abhijit)
{'grn': 'MH010575157202627E', 'pin': '411046', 'total': 12610.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092101482', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BIBXXXXXXH', 'flat_block': 'APARTMENT/UNIT NO H-1412, 14TH FLOOR, BUILDING NO. H, PHASE NO. 3, SAI NAGARI', 'payer_name': 'RUSHIKESH DILIP HIRGUDE', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000', 'scheme_rows': [{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2240', 'payment_date': '21/09/2026-19:04:21', 'road_locality': 'SURVEY NO 7/1 AND 8/2, VILLAGE GUJARNIMBALKARWADI, TALUKA HAVELI,', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1575000'}Technical record (for Abhijit — safe to ignore)
| 16h ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-13T05:30:26', 'why': 'mail', 'open': 22, 'mails': [{'at': '2026-09-21 13:06', 'id': '1a0c414e06d271f5', 'from': 'branch', 'gist': 'The branch asks for the MOE and NOI challan and provides loan a |
| 16h ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-13T05:30:26', 'asks': ['color selfie photo for NOI process'], 'gist': 'The branch asks for a color selfie photo for the NOI process.', 'next': 'This desk must reply to the branch asking for the color self |
| 16h ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com', |
| 17h ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-13T04:30:25', 'why': 'mail', 'open': 22, 'mails': [{'at': '2026-09-21 13:06', 'id': '1a0c414e06d271f5', 'from': 'branch', 'gist': 'The branch asks for the MOE and NOI challan and provides loan a |
| 17h ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-13T04:30:25', 'asks': ['color selfie photo for NOI process'], 'gist': 'The branch asks for a color selfie photo for the NOI process.', 'next': 'This desk must reply to the branch asking for the color self |
| 17h ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com', |
| 17h ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-13T04:08:33', 'why': 'mail', 'open': 22, 'mails': [{'at': '2026-09-21 13:06', 'id': '1a0c414e06d271f5', 'from': 'branch', 'gist': 'The branch asks for the MOE and NOI challan and provides loan a |
| 17h ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-13T04:08:23', 'asks': ['color selfie photo for noi prosess'], 'gist': 'The branch asks for the color selfie photo for the NOI process.', 'next': 'The branch must provide the color selfie photo for the NOI |
| 1d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-12T14:30:31', 'why': 'mail', 'open': 22, 'mails': [{'at': '2026-09-21 13:06', 'id': '1a0c414e06d271f5', 'from': 'branch', 'gist': 'The branch asks for the MOE and NOI challan and provides loan a |
| 1d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-12T14:30:30', 'asks': ['NOI Index II'], 'gist': 'The branch asks for the NOI Index II and provides the challan again.', 'next': 'This desk must reply to the branch that the NOI Index II can only be provid |
| 1d ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 2 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com', |
| 1d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 1.3, 'workers': 2} |
| 1d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-12T13:30:33', 'why': 'mail', 'open': 22, 'mails': [{'at': '2026-09-21 13:06', 'id': '1a0c414e06d271f5', 'from': 'branch', 'gist': 'The branch asks for the MOE and NOI challan and provides loan a |
| 1d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-12T13:30:33', 'asks': ['provide NOI Index II'], 'gist': 'The branch asks for the NOI Index II and resends the challan.', 'next': 'Send the branch the NOI Index II if it is available, or inform them that i |
| 1d ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 2 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com', |
| 1d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 1.3, 'workers': 2} |
| 1d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-12T13:21:04', 'why': 'mail', 'open': 22, 'mails': [{'at': '2026-09-21 13:06', 'id': '1a0c414e06d271f5', 'from': 'branch', 'gist': 'The branch asks for the MOE and NOI challan and provides loan a |
| 1d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-12T13:21:00', 'asks': ['NOI Index II'], 'gist': 'The branch is asking for the NOI Index II and has provided the challan again.', 'next': 'This desk must file the notice of intimation and then provide the |
| 1d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-12T13:20:54', 'why': 'first note', 'open': 22, 'mails': [{'at': '2026-09-21 13:06', 'id': '1a0c414e06d271f5', 'from': 'branch', 'gist': 'The branch asks for the MOE and NOI challan and provides |
| 1d ago | system:extract | address_compared | {'sig': '4bc8cd3a6c0fd898', 'why': 'new mail', 'people': [{'home': 'A/p -harnas, Harnas, Pune, 412206', 'person': 'RUSHIKESH DILIP HIRGUDE', 'against': [{'src': 'sanction_letter', 'why': 'PIN 412206 vs 411046', 'file': ' |
| 1d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 1.6, 'workers': 2} |
| 15d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BIxxxxxxXH — no paper on the |
| 18d ago | system:extract | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'INDEX 2.jpg', 'doc_id': '94c7e2dc-40d0-47ce-824c-ffc8f3cfeef5', 'header_sro': 'सह |
| 22d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan_shared', 'inde |
| 22d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '412206', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Harnas', 'doc_id': 'be579ea1-25d6- |
| 22d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEX 2.jpg', 'kind': 'index2'} |
| 22d ago | system:ingest | challan_found_on_case | {'was': 'EXTRACTION_REVIEW', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'RUSHIKESH DILIP HIRGUDE EchallanMH010575157202627E.pdf', 'k |
| 22d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RUSHIKESH DILIP HIR |
| 22d ago | system:ingest | sro_office_learned | {'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 22d ago | system:extract | challan_verified_against_case | {'grn': 'MH010575157202627E', 'file': 'RUSHIKESH DILIP HIRGUDE EchallanMH010575157202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo
Money
₹14,400 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: The work is done — our fee of ₹14,430.25 is still not in our account. Chase the branch for it.
Yesterday · 13 Oct8 things
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
12 Oct13 things — 13 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
file note490
address compared
documents read together
25 Sep1 thing — 1 step
index2 docno read
21 Sep70 things — 11 documents received · 3 letters written · 56 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
kyc address read
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
RUSHIKESH DILIP HIRGUDE EchallanMH010575157202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot check issues — by copilot
whole file hold — by copilot
challan boxes by rules
The home address was read off the papers — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
A box the papers had not filled was read off a paper and corrected
property self check
property from index2
index2 people checked
documents read together
property self check
Co-applicant added
kyc address read
party by filename
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02136
claim inside desk buffer
No fee quote sent — the branch's own figures were right
property from index2
index2 people checked
The payment proof already on the case was applied
Payment proof arrived before the case was quoted — held
Co-applicant added
kyc address read
party by filename
Received: other
image001.png
Received: Payment screenshot
PHOTO-2026-09-21-18-32-24.jpg
Co-applicant added
kyc address read
property english extracted
money settled — by ezdocs:reader
Property read from the Index II
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
index2 people checked
index2 extra purchaser
index2 pan differs
kyc address read
Index II (title document) received from the branch
applicant email captured
roles from letter
Received: Sanction letter
PHOTO-2026-09-21-15-54-46.jpg
Received: Index II
INDEX 2.jpg
Received: PAN card
CO APP PAN ADHAR.pdf
Co-applicant added
party name corrected from card
Two documents disagree on a PAN — needs a person
Co-applicant added
Received: Aadhaar
co app 2 adhar.jpg
Received: PAN card
APP PAN.pdf
Received: Aadhaar
APP E ADHAR.pdf
Received: PAN card
CO APP PAN.pdf
Received: PAN card
co app 2 pan.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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