⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sachin Markad
See the approvalMails & papers 10 1 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
10 Oct, 12:05
Documents
took 5h 08m
Payment
done 10 Oct, 17:15
Challan
took 40m · GRAS ↗
Filing
waiting 3d 5h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
their moveWith bank to approve · the trail says: The branch has asked for the NOI calculation and provided the loan number and applicant details. The team is waiting for the branch to provide the necessary…whole case so far 3d 11h
Needs your eyes1
4 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Waiting for the bank to approve the draft
Sammaan and Hinduja approve before we submit. See all approvals.
Historywhat happened on this case, newest first
Yesterday · 12 Oct15 things
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260219.pdf
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
Received: other
1774681866706001_2083656290.png
gpay settled
10 Oct113 things — 13 documents received · 7 letters written · 1 money step · 92 steps
gpay not settled yet
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
sandip Capture.GIF
grn from challan
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan another borrowers
challan extracted
Received: Challan
SANDIP BAJIRAO MARKAD EchallanMH011754610202627E.pdf
The draft e-filing copy went to the bank — waiting for its approval
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
cards read
The home address was read off the papers — by ezdocs:reader
cards read
cards read
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: Provide NOI In the case of Mr. Sandip Markad Lan No MH/PNE/BRMT/A000001075
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: PAN card
WhatsApp Image 2026-10-10 at 17.08.49.jpeg
Received: PAN card
WhatsApp Image 2026-10-10 at 17.08.49 (1).jpeg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Selfie checked — a live one
A real selfie — usable for the e-filing.
paper read beside case
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
paper owner check
kyc address read
Received: Index II
index ii (1).pdf
Co-applicant added
kyc address read
Received: Selfie
WhatsApp Image 2026-10-10 at 17.04.02 (2).jpeg
Co-applicant added
kyc address read
Selfie checked — a live one
A real selfie — usable for the e-filing.
screenshot claim recorded
Received: LSR
LSR.pdf
Received: Aadhaar
WhatsApp Image 2026-10-10 at 17.04.02.jpeg
Received: Aadhaar
WhatsApp Image 2026-10-10 at 17.04.01.jpeg
Received: Selfie
WhatsApp Image 2026-10-10 at 17.04.02 (1).jpeg
Received: Payment screenshot
WhatsApp Image 2026-10-10 at 15.20.09.jpeg
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
Re: Provide NOI Calculation in the case of Mr. Sachin Markad Lan No MH/PNE/BRMT/A000001075
An old draft withdrew itself — its asks were already answered
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
quoted history checked
extra challan scanned
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
desk quote read
file note490
mail against file490 — by ezdocs:reader
Nothing new to ask for — stayed quiet
documents read together
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Provide NOI Calculation in the case of Mr. Sachin Markad Lan No MH/PNE/BRMT/A000001075
Wrote the fee quote mail — held, silent mode
Provide NOI Calculation in the case of Mr. Sachin Markad Lan No MH/PNE/BRMT/A000001075
boxes gathered
address compared
challan boxes by rules
box disagreement
money settled — by ezdocs:reader
pages trimmed480
party from case name
documents read together
case read started — by ezdocs:reader
Property address read from the sanction letter
A sanction letter naming someone else was not allowed to rename this case
Received: Sanction letter
SANCTION_202033MHPNEBRMTA0000010751082026112602Sanction (1).PDF
EzDocs read the whole trail as one conversation — where the case stands is on the page
Received: other
1.png
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
11 of 12 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Selfie / photoopen
✓Aadhaar cardopen
✓LSR (search report)open
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside SANDIP BAJIRAO MARKAD EchallanMH01open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it16 open
Sanction letter for Rs. 15,30,000 for a property located in Baramati, Pune district, with applicant Sandip Bajirao Markad and co-applicant Sunita Sandeep Markad. Missing PAN card, Aadhaar, MOTD, and Index II.
○Sachin Markad — PAN — the branch
○Sachin Markad — date of birth — the branch
○Sachin Markad — mobile — the branch
○Sachin Markad — e-mail — the branch
○Sachin Markad — home building — the branch
○Sachin Markad — home road — the branch
○Sunita Sandip Marakad — mobile — the branch
○Sunita Sandip Marakad — e-mail — the branch
○Sunita Sandip Marakad — home building — the branch
○Sunita Sandip Marakad — home flat — the branch
… and 6 more
?sandip Capture.GIF may be another customer's (it prints a name) — This paper is an image of a computer screen showing a search result for 'sandip' and does not contain any information relevant to the file's
?the papers disagree on Applicant name differs between request and letter (the branch's request: Sachin Markad; sanction letter: MR. SANDIP BAJIRAO MARKAD) — Confirm with the branch if Sachin Markad is an alias for Sandip Bajirao Markad before filing.
?unsure of borrower.pan — no PAN card is attached to the file
?unsure of borrower.mobile — no mobile number is printed in the sanction letter
the branch's last mail (2026-10-12): The branch asks the team to proceed with the NOI index II.
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T04:52 UTC
Moneyall of it is in
₹14,180.42
Reached our account 10 Oct 15:19:00.
How we know
Our own bank told us — 10 Oct 15:19
₹14,180 · from GPAY-BIZ
“₹14,180 received from SANDIP B M at 3:19 pm”
Matched by: AMOUNT ALONE — equals the figure the NOI team quoted · Google's alert; the NEFT has settled
The working
Stamp duty 0.3%4,600
Registration fee 0.5%7,660
Government handling320
Our service fee1,600
Total we ask for14,180.42
Propertyby the engine, from the Index II
301, 3rd, Nirman Icon, GAT, 188/1, Jalochi, 413102
read from the Index II · e-filing boxes 43 of 58 ready
Check the property →the boxes beside the paper
People
Sachin Markad · applicant—Sunita Sandip Marakad · co-applicantDKGPM7484BSandip Bajirao Markad · co-applicantBGFPM3252C
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