Cases / NOI-2026-02477

ROUHAN SHARMA

LAN HOU/NAV/0826/5202484 Index II shared · done All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

The challan was paid on another loan figure. The file adds up to ₹50,280; it reads: ₹35,280 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹14,150 (0.3% ₹5,310 + 0.5% ₹8,840 on a loan of ₹17,66,100); the challan itself says a loan of ₹1,17,58,234. No sanction letter on this file prints ₹1,17,55,002–₹1,17,58,334, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.

✓Sanction letteropen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Index II — the registered copy of our filing, from the governmentopen download

✓Aadhaar card — inside 2026-09-25 4-38 PM.pdfopen

✓PAN card — inside 2026-09-25 4-38 PM.pdfopen

✓Payment screenshot — money verified — inside 2026-09-25 4-38 PM.pdfopen

✓Selfie / photo — inside 2026-09-25 4-38 PM.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (4)A label is wrong? Fix it under All documents.

For you to check

Challan on file does not agree with the case. Open it before paying or sharing.

MoneyAll of it is in

₹15,970.48CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹25,000 receivedthe receipt's amount and minute agree

The branch sent 2 receipts — 1 of 2 have reached our account:

₹27,104not seen in our account yet6885855794

✓₹25,000seen in our account · 25 Sep 12:43 · by its UTR6853878731

The branch's receipt says ₹52,104 — ₹27,104 of it has not reached us yet. Look for a ₹27,104 credit.

Stamp duty 0.3%5,310

Registration fee 0.5%8,840

Government handling320

Our service fee1,500.48

Total we ask for15,970.48

the branch’s receipt claims ₹52,104 626853878731,626885855794

paid 25 Sep 12:43:41 · verified 25 Sep 17:03:27 · 4 h 19 min later

How we know

Our own bank told us — 25 Sep 12:43

₹25,000 · UTR 626853878731 · from VA-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.25000.00 25-09-2026 12:43:41 by ROSHAN K thru UPI. Aval Bal Rs.30066.25 CR. (UPI Ref ID:626853878731) -PNB”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹15,948.80. We ask ₹15,970 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 03 minour time · 25 Sep 18:02

Index II 67 h 04 minour time · 3 Oct 14:03

the NOI team 7 d 21 htotal 7 d 21 h

Complete.

Day by day — every step and who held it

25 Sep 16:59Your branch's mail

25 Sep 16:59Payment landedat once

25 Sep 17:02Papers read+3 min · the NOI team

25 Sep 17:02Property readat once

25 Sep 17:02Fee quotedat once

25 Sep 17:03Payment verified+1 min · the NOI team

25 Sep 17:04Ready for the challan+1 min · the NOI team

25 Sep 18:02Challan made+58 min · the NOI team

29 Sep 14:33Filed on IGR — e-filing shared+3 d 20 h · the NOI team

3 Oct 14:03Index II sent+3 d 23 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹17,66,100

Loan account no.

HOU/NAV/0826/5202484

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent the documents and payment. The NOI team has created and shared the challan, and filed the e-filing, which has also been shared. The case is now waiting for the government to issue the Index II of the NOI.

the history says the next move is with the government — the government's Index II

✓ loan papers sent — done, mail 1 (2026-09-25) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/NAV/0826/5209698”

✓ fee paid — the branch's words — done, mail 1 (2026-09-25) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/NAV/0826/5209698”

✓ challan made — done, mail 2 (2026-09-25) “We will initiate the challan for the same.”

✓ challan shared — done, mail 3 (2026-09-25) “PFA challan for your reference.”

✓ filed on the IGR site — done, mail 4 (2026-09-29) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 5 (2026-09-29) “PFA: Downloaded e-filing for your reference..”

read over 5 mail(s), last mail 2026-09-29 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 22d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926279403976 · ₹300 · paid 27/09/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010877705202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

VG vinay.gawai@phfl.com phfl.com
25 Sep, 16:59 · 22d ago THE FIRST MAIL — how this case began

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/

📎 2026-09-25 4-38 PM.pdf ↗

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/NAV/0826/5209698

Thanks & Regards,
Vinay Gawai
9004735176
PNB Housing Fi​​nance Ltd.
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703

🤖 read: says the fee is paid ✓; documents attached — “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/NAV/0826/5209698”

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
25 Sep, 17:41 · 22d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 25 Sept 2026 at 17:02, Vinay Devrao Gawai <vinay.gawai@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

 Please find attached documents and payment receipt for 0.30% & NOI
PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/NAV/0826/5209698

*Thanks & Regards,*
*Vinay Gawai*
*9004735176 <(900)%20473-5176>*
*PNB Housing Fi​​nance Ltd.*
*5th Floor, Flat No. 508-509,*
*Persipolis Building sector -17,*
*Vashi, Navi Mumbai-400703*

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
25 Sep, 18:08 · 22d ago

📎 ROUHAN SHARMA EchallanMH010877705202627E.p ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 25 Sept 2026 at 17:41, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 25 Sept 2026 at 17:02, Vinay Devrao Gawai <vinay.gawai@phfl.com>
wrote:

> Dear Team,
>
> Please find attached documents and payment receipt for 0.30% & NOI
> PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/NAV/0826/5209698
>
> *Thanks & Regards,*
> *Vinay Gawai*
> *9004735176 <(900)%20473-5176>*
> *PNB Housing Fi​​nance Ltd.*
> *5th Floor, Flat No. 508-509,*
> *Persipolis Building sector -17,*
> *Vashi, Navi Mumbai-400703*
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
29 Sep, 14:31 · 18d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 25 Sept 2026 at 18:08, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 17:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 17:02, Vinay Devrao Gawai < vinay.gawai@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/NAV/0826/5209698

Thanks & Regards,

Vinay Gawai

9004735176

PNB Housing Fi​​nance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai-400703

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
29 Sep, 14:33 · 18d ago

📎 eFilingDoc9992709260356.pdf ↗

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 25 Sept 2026 at 18:08, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 17:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 17:02, Vinay Devrao Gawai < vinay.gawai@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/NAV/0826/5209698

Thanks & Regards,

Vinay Gawai

9004735176

PNB Housing Fi​​nance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai-400703

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
03 Oct, 14:03 · 14d ago

📎 IndexII9992709260356.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 29 Sept 2026 at 14:33, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:08, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 17:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 17:02, Vinay Devrao Gawai < vinay.gawai@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of--ROUHAN SHARMA||HOU/NAV/0826/5202484||NHL/NAV/0826/5209698

Thanks & Regards,

Vinay Gawai

9004735176

PNB Housing Fi​​nance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai-400703

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter+ Aadhaar card inside+ PAN card inside+ Payment screenshot inside+ Index II inside+ Selfie / photo inside	2026-09-25 4-38 PM.pdf	filed	22d ago
Paid challan (GRAS)	ROUHAN SHARMA EchallanMH010877705202627E.pdf	filed	22d ago
E-filing copy (token)	eFilingDoc9992709260356.pdf	filed	18d ago
Index IIthe registered copy we filed	IndexII9992709260356.pdf	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹15,970.48

Where it stands
VERIFIED — money received

Screenshot claims
₹52,104 626853878731,626885855794

Paid at
25 Sep 12:43:41

Verified on
25 Sep 17:03:27

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹5,310	₹8,840	₹320	₹1,500	₹15,970

By law ₹15,948.80. We ask ₹15,970 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage

18 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, House type (Niwasi Sadanika / Shop / Gala …), First name (person 1), Last name (person 1) …

✓ EzDocs checked every box against the document’s own words 22d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (2026-09-25 4-38 PM.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नाव:रायगड इतर वर्णन : इतर माहितीः विभाग 3/3/47 दर 52900/- प्रती चौ.मी. मौजे- द्रोणागिरी, ता-उरण, जिल्हा रायगड येथील प्लॉट नं 46-बी, मेक्टर 47, वरील मिळकतीवरील प्रजापती मॅगनम मधील मदनिका नं 1304, तेरावा मजला, ड-विंग, क्षेत्र 61.44 चौ मी कारपेट, एन्कोज बाल्कणी 13.81 चौ मी, प्रोजेक्टेट टेरेम 10.125 चौ मी, फ्लावर वेड 7.012 चौ मी, कपबर्ड 6.19 चौ मी, म्टील्ट पार्किंग दृ-208, या मिळकतीचा करारनामा ( (Plot Number : 46-बी ;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

2026-09-25 4-38 PM.pdf

the address
{'PIN': '400702', 'AREA': 'SECTOR-47, NAVI MUMBAI', 'FLAT': 'E/1304', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'PRAJAPATI MAGNUM', 'DISTRICT': 'RAIGAD', 'POST_OFFICE': 'URAN', 'VILLAGE_CITY': 'URAN'}

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 1304 13TH FLOOR WING D PRAJAPATI MAGNUM PLOT NO 46 B SECTOR NO 47

Locality/Road
PRAJAPATI MAGNUM PHASE II E WING DRONAGIRI

Area/City
RAIGAD

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	ROUHAN SHARMA	BRUPS7947E

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	vinay.gawai@phfl.com	22d ago
acknowledgement	vinay.gawai@phfl.com	22d ago

What EzDocs read from each document — check anything marked in red

Sanction letter 2026-09-25 4-38 PM.pdf needs your check

lan
NHL/NAV/0826/5209698

legible
True

purpose
Non Housing Loan, Business Purpose

borrowers
{'name': 'ROUHAN SHARMA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NEEYOR BORKAKOTY', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1.0

loan amount
1682000

final amount
1766100

interest rate
9.5

sanction date
31-Aug-2026

letter version
4

applicant email
rouhans@gmail.com

applicant names
ROUHAN SHARMA, NEEYOR BORKAKOTY

printed altered
False

applicant mobile
9867490361

balance transfer
False

property address
pin: 400702; state: MAHARASHTRA; taluka: Uran; Flat no: 1304; district: Raigad; Floor: 13TH FLOOR; Address: FLAT NO 1304, PLOT NO 46 B, 13TH FLOOR, E WING, PRAJAPATI MAGNUM, PHASE II, VILLAGE DRONAGIRI URAN, Uran

insurance premium
84100

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1766100

security address verbatim
FLAT NO 1304, PLOT NO 46 B, 13TH FLOOR, E WING, PRAJAPATI MAGNUM, PHASE II, VILLAGE DRONAGIRI URAN, Uran, SECTOR NO 47, Raigad, MAHARASHTRA, India, 400702

applicant address verbatim
E1304, PLOT 46BSECTOR 47, PRAJAPATI MAGNUM, DRONAGIR, Uran, MAHARASHTRA, 400702, Raigad, India

raw reading (for Abhijit)

{'lan': 'NHL/NAV/0826/5209698', 'legible': True, 'purpose': 'Non Housing Loan, Business Purpose', 'borrowers': [{'name': 'ROUHAN SHARMA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NEEYOR BORKAKOTY', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1682000, 'final_amount': 1766100, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '31-Aug-2026', 'letter_version': '4', 'applicant_email': 'rouhans@gmail.com', 'applicant_names': ['ROUHAN SHARMA', 'NEEYOR BORKAKOTY'], 'printed_altered': False, 'applicant_mobile': '9867490361', 'balance_transfer': False, 'property_address': {'pin': '400702', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Uran', 'flat_no': '1304', 'district': 'Raigad', 'floor_no': '13TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 1304, PLOT NO 46 B, 13TH FLOOR, E WING, PRAJAPATI MAGNUM, PHASE II, VILLAGE DRONAGIRI URAN, Uran, SECTOR NO 47, Raigad, MAHARASHTRA, India, 400702', 'village_city': 'Uran', 'building_name': 'PRAJAPATI MAGNUM, PHASE II', 'survey_or_cts_no': 'PLOT NO 46 B'}, 'insurance_premium': 84100, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1766100, 'security_address_verbatim': 'FLAT NO 1304, PLOT NO 46 B, 13TH FLOOR, E WING, PRAJAPATI MAGNUM, PHASE II, VILLAGE DRONAGIRI URAN, Uran, SECTOR NO 47, Raigad, MAHARASHTRA, India, 400702', 'applicant_address_verbatim': 'E1304, PLOT 46BSECTOR 47, PRAJAPATI MAGNUM, DRONAGIR, Uran, MAHARASHTRA, 400702, Raigad, India'}

Sanction letter 2026-09-25 4-38 PM.pdf needs your check

dob
1977-06-21

pan
BRUPS7947E

name
ROUHAN SHARMA

legible
True

father name
AMULYA SHARMA

raw reading (for Abhijit)

{'dob': '1977-06-21', 'pan': 'BRUPS7947E', 'name': 'ROUHAN SHARMA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'AMULYA SHARMA', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter 2026-09-25 4-38 PM.pdf needs your check

dob
21/06/1977

name
ROUHAN SHARMA

mobile
9867490361

address
pin: 400702; area: Sector-47, Navi Mumbai; flat: E/1304; state: Maharashtra; building: Prajapati Magnum; district: Raigad; post_office: Uran; Village: Uran

legible
True

aadhaar last4
9408

raw reading (for Abhijit)

{'dob': '21/06/1977', 'pan': None, 'name': 'ROUHAN SHARMA', 'mobile': '9867490361', 'address': {'pin': '400702', 'area': 'Sector-47, Navi Mumbai', 'flat': 'E/1304', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Prajapati Magnum', 'district': 'Raigad', 'post_office': 'Uran', 'village_city': 'Uran'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9408', 'quality_issue': None}

Sanction letter 2026-09-25 4-38 PM.pdf needs your check

payments inside
kind: bundle; payments: [{'utr': '626885855794', 'date': '2026-09-25', 'page': 7, 'time': '12:44', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 27104.0, 'direction': 'debit', 'narration': 'UPI transaction I

header doc number
1232/2022

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '626885855794', 'date': '2026-09-25', 'page': 7, 'time': '12:44', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 27104.0, 'direction': 'debit', 'narration': 'UPI transaction ID 626885855794 To: THINKBIGZ INITIATIVE PRIVATE LIMITED ....356m@pnb From: ROSHAN KOTIAN (Yes Bank) ....6-14@okaxis on Google Pay Google transaction ID CICAgPi88LWYMW', 'proof_kind': 'success_screen'}, {'utr': '626853878731', 'date': '2026-09-25', 'page': 8, 'time': '12:43', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 25000.0, 'direction': 'debit', 'narration': 'UPI transaction ID 626853878731 To: THINKBIGZ INITIATIVE PRIVATE LIMITED ....356m@pnb From: ROSHAN KOTIAN (Saraswat Bank) ....6-13@okaxis on Google Pay Google transaction ID CICAgPi8sPWfFQ', 'proof_kind': 'success_screen'}], 'rows_read': 2, 'account_last4': None, 'account_holder': 'ROSHAN KOTIAN'}, 'header_doc_number': '1232/2022'}

Paid challan (GRAS) ROUHAN SHARMA EchallanMH010877705202627E.pdf needs your check

grn
MH010877705202627E

pin
400702

total
50280.0

article
6(1)

defaced
False

bank cin
03006172026092501199

district
RAIGAD

area city
RAIGAD

payer pan
BRUXXXXXXE

flat block
FLAT NO 1304 13TH FLOOR E WING PRAJAPATI MAGNUM PHASE 2 PLOT NO 46 B SECTOR NO 47

payer name
ROUHAN SHARMA

sro office
URN URAN SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=11758234

scheme rows
{'amount': 35280.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0361

payment date
25/09/2026-18:02:33

road locality
PHASE II VILLAGE DRONAGIRI URAN RAIGAD

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
11758234

raw reading (for Abhijit)

{'grn': 'MH010877705202627E', 'pin': '400702', 'total': 50280.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092501199', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'BRUXXXXXXE', 'flat_block': 'FLAT NO 1304 13TH FLOOR E WING PRAJAPATI MAGNUM PHASE 2 PLOT NO 46 B SECTOR NO 47', 'payer_name': 'ROUHAN SHARMA', 'sro_office': 'URN URAN SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=11758234', 'scheme_rows': [{'amount': 35280.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0361', 'payment_date': '25/09/2026-18:02:33', 'road_locality': 'PHASE II VILLAGE DRONAGIRI URAN RAIGAD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '11758234'}

E-filing copy (token) eFilingDoc9992709260356.pdf needs your check

sro
MSL

kind
efiling_copy

token
9992709260356

legible
True

property
road: RAIGAD; unit: 1304; floor: 13; taluka: Uran; numbers: [{'type': 'Plot Number', 'value': '46-B'}, {'type': 'SECTOR NUMBER', 'value': '47'}]; village: Uran; building: E WING, PRAJAPATI MAGNUM PHASE 2; district: Raiga

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'BRUPS7947E', 'name': 'ROUHAN SHARMA', 'address': 'Flat No:E1304, Floor No:G, Building Name:PLOT NO 46B SECTOR 47,PRAJAPATI MAGNUM, Road: DRONNAGIR,URAN, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:

title deed
Agreement to Sale :1232/2022 SRO URAN

filing date
2026-09-29

loan amount
11758234.0

date of mortgage
2026-09-27

raw reading (for Abhijit)

{'sro': 'MSL', 'kind': 'efiling_copy', 'token': '9992709260356', 'legible': True, 'property': {'pin': None, 'road': 'RAIGAD', 'unit': '1304', 'floor': '13', 'taluka': 'Uran', 'numbers': [{'type': 'Plot Number', 'value': '46-B'}, {'type': 'SECTOR NUMBER', 'value': '47'}], 'village': 'Uran', 'building': 'E WING, PRAJAPATI MAGNUM PHASE 2', 'district': 'Raigad', 'area_text': '61.44 Sq.mt. Carpet', 'local_body': 'VILLAGE DRONAGIRI', 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BRUPS7947E', 'name': 'ROUHAN SHARMA', 'address': 'Flat No:E1304, Floor No:G, Building Name:PLOT NO 46B SECTOR 47,PRAJAPATI MAGNUM, Road: DRONNAGIR,URAN, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:400702'}, {'pan': 'AOVPB6244A', 'name': 'NEEYOR BORKAKOTY', 'address': 'Flat No:E1304, Floor No:G, Building Name:PLOT NO 46B SECTOR 47,PRAJAPATI MAGNUM, Road: DRONNAGIR,URAN, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:400702'}], 'title_deed': 'Agreement to Sale :1232/2022 SRO URAN', 'filing_date': '2026-09-29', 'loan_amount': 11758234.0, 'date_of_mortgage': '2026-09-27'}

Technical record (for Abhijit — safe to ignore)

2d ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 25 Sep, 17:41 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack', 'ack_docs']}
14d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
14d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999270926035
18d ago	EzDocs	dhc_prn_looked	{'file': 'eFilingDoc9992709260356.pdf', 'found': True, 'doc_id': '491a0bec-8e98-46e0-97dd-40a94402f047'}
18d ago	EzDocs	dhc_prn_read	{'prn': '0926279403976', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992709260356.pdf', 'from': "the filed notice's own text", 'gr
18d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992709260356.pdf', 'token': '9992709260356', 'doc_id': '491a0bec-8e98-46e0-97dd-40a94402f047', 'mortgagors': 2}
18d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
18d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999270926
18d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
18d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 11758234 — no paper on t
19d ago	EzDocs	case_read	{'how': 'uri', 'tag': '0e40182c897dddba', 'docs': ['2026-09-25 4-38\u202fPM.pdf'], 'loan': {'amount': 11758234, 'made_of': [{'paper': 'Paid Challan (from prompt)', 'quote': 'loan it was computed on: Rs 11758234', 'amount
20d ago	EzDocs	case_read	{'how': 'uri', 'tag': '33fb7ec4ece8cf45', 'docs': ['2026-09-25 4-38\u202fPM.pdf'], 'loan': {'amount': 9992134, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter (24-Sep-2026)', 'quote': 'INR 9529484 (INR Nine
22d ago	EzDocs	challan_mismatch_kept	{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 35280/15000 — the case works out Rs.5310', 'registration fee on the challan is 35
22d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'd362d117-5eea-4e0e-aadc-26fd9a20a155'}
22d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
22d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': '2026-09-25 4-38\u202fPM.pdf', 'kind': 'index2'}
22d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.50280 but this case's figures say Rs.14150 (0.3% Rs.5310 + 0.5% Rs.8840) — the challan was paid on a loan of Rs.1175
22d ago	EzDocs	challan_figures_differ	{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
22d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'ROUHAN SHARMA Echal
22d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'URN URAN SUB REGISTRAR', 'district': 'RAIGAD'}
22d ago	EzDocs	challan_mismatch	{'file': 'ROUHAN SHARMA EchallanMH010877705202627E.pdf', 'problems': ['stamp duty on the challan is 35280/15000 — the case works out Rs.5310', 'registration fee on the challan is 35280/15000 — the case works out Rs.8840'
22d ago	EzDocs	challan_extracted	{'grn': 'MH010877705202627E', 'file': 'ROUHAN SHARMA EchallanMH010877705202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 50280.0}
22d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 2, 'summary':
22d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': [{'by': 'papers', 'box': 'P
22d ago	copilot	copilot_pick	{'why': "The requested office 'PNL2_PANVEL 2 JOINT SUB REGISTRAR' is not in the provided options. The source text mentions 'उरण' (Uran) taluka, and the only option related to Uran is 'URN_URAN SUB REGISTRAR'. ", 'field':
22d ago	EzDocs	case_read	{'how': 'uri', 'tag': '6c16471df67ea691', 'docs': ['2026-09-25 4-38\u202fPM.pdf'], 'loan': {'amount': 11758234, 'made_of': [{'what': 'Total Loan Amount', 'paper': 'Sanction Letter (31-Aug-2026)', 'quote': 'Total Loan Amo
22d ago	the co-pilot	money_check_hold	{'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 1766100.0, 'findings': ["Two loans of this borrower on one mortgage: ₹17,66,100 (the loan, LAN HOU/NAV/0826
22d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "EzDocs's version of the boxes was set aside: it carries words the main paper does not print (D) — the paper's own words are typed, as printed"}
22d ago	EzDocs	reader_mail_addition	{'fp': '01274a420c64dfdf', 'add': {}, 'why': 'The paper describes a property in Uran, Raigad. The mail describes a property in Vashi, Navi Mumbai.', 'asked': True, 'quote': '', 'same_property': False}
22d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 1, 'summary':

Case diary the case’s history — what happened, newest day first

Papers

All 4 in hand

Nothing more to ask the branch for

Money

₹25,000 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Challan on file does not agree with the case. Open it before paying or sharing.

15 Oct1 thing

An old draft withdrew itself — its asks were already answered

13:10

3 Oct3 things — 1 document received · 1 letter written · 1 step

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.