⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Lata Pravinchandra Mandaviya
LAN NHL/NAV/0826/5207121Loan ₹1,42,80,000NOIFile on IGRMails & papers 17
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 15:57
Documents
took 5d 18h
Payment
took 9m
Challan
took 2h 20m · GRAS ↗
Filing
in the tray 9d 2h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the history says: The branch sent documents for a case, but the team identified them as belonging to a different customer. The branch then asked to ignore the previous mail. The…whole case so far 14d 23h
For you to check2
Sanction letter: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Raigad
Taluka
Panvel
Village
Panvel
Number type
CTS
Number
PROPERTY NO 550A & 550B
Building
SHREE SAHYOG CO OP HSG SOC LTD
Floor
GROUND FLOOR
Flat / shop no
SHOP NO 6, 7 & 8
Area
(empty)
Hadd
Navi Mumbai Municipal Corporation
Read from the sanction letter, not the Index II. New Doc 09-30-2026 23.56 (3) (1).pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 9d ago — all agree.
An Index II is on this case — the government’s own words for this property, and they were not used. open it
To look first, or to fix a box, open the verification page — the document beside every box.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal: PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
5 more things to check before Save
• LATA PRAVINCHANDRA MANDAVIYA: PAN missing — no PAN card of LATA PRAVINCHANDRA MANDAVIYA is read on the file — the PAN cards on it (RAKESH P MANDVIYA, New Doc 09-30-2026 23.56 (3) (1).pdf; VIPUL PRAVINCHANDRA MANDVIYA, New Doc 09-30-2026 23.56 (3) (1).pdf) are beside the form; type the PAN off the person's own card
• LATA PRAVINCHANDRA MANDAVIYA: birth date missing — no PAN card of LATA PRAVINCHANDRA MANDAVIYA is read on the file — the PAN cards on it (RAKESH P MANDVIYA, New Doc 09-30-2026 23.56 (3) (1).pdf; VIPUL PRAVINCHANDRA MANDVIYA, New Doc 09-30-2026 23.56 (3) (1).pdf) are beside the form; type the birth date off the person's own card
• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor
• person 2's mobile: the case's 9969437824 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
• 16 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, Number type
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 15 Oct2 things
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
An old draft withdrew itself — its asks were already answered
6 Oct36 things — 6 documents received · 3 letters written · 2 money steps · 1 caution · 24 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
Received: Challan
VIPUL PRAVINCHANDRA MANDVIYA EchallanMH011451775202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs took 55 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Please find attached documents and payment receipt for 0.30% And NOI in case of LATA PRAVINCHANDRA MANDAVIYA -
An old draft withdrew itself — its asks were already answered
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Co-applicant added
Co-applicant added
Property read from the legal / technical report (the sanction letter had none)
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
The challan's address boxes were written from the papers
EzDocs read the whole file
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02982
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
The loan amount was worked out from the papers
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
Received: Aadhaar
New Doc 09-30-2026 23.56 (3) (1).pdf
Payment proof arrived before the case was quoted — held
Received: Sale deed
agreement for sale shop no 6.pdf
Received: Sale deed
agreement for sale shop no 7.pdf
Received: Sale deed
Agreement for Sale Shop No 8.pdf
Received: Payment screenshot
IMG-20261005-WA0044 (1).jpg
Nothing new to ask for — stayed quiet
3 Oct3 things — 1 letter written · 2 steps
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02982 — pending documents
An old draft withdrew itself — its asks were already answered
30 Sep12 things — 1 document received · 2 letters written · 1 money step · 8 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the document chase mail — held, silent mode
Please find attached documents and payment receipt for 0.30% And NOI in case of LATA PRAVINCHANDRA MANDAVIYA -
The file seems to show a payment to us but no row could be read — open it
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The loan amount was worked out from the papers
EzDocs took 14 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Nothing new to ask for — stayed quiet
Received: Sanction letter — not usable
DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf — could not be read
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs4 still to come
7 of 11 in hand · the challan is done — these are for the filing / KYC
Sanction letter (ANOTHER CUSTOMER'S PAPER — not used; this case's own asked — it is AMAR MUNNILAL GUPTA, PRITI AMAR GUPTA's — this case is Lata Pravinchandra Mandaviya)open
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 7 files
The file, as EzDocs remembers it25 open
Processed the mortgage notice under loan account NHL/NAV/0826/5207121 for applicant LATA PRAVINCHANDRA MANDAVIYA. The security property consists of Shops 6, 7, and 8 on the ground floor of Shree Sahayog Co-operative Housing Society Ltd. in Panvel, Raigad.
✗the sanction letter could not be read (DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf) — the branch
○AMAR MUNNILAL GUPTA — mobile — the branch
○AMAR MUNNILAL GUPTA — e-mail — the branch
8 more
○AMAR MUNNILAL GUPTA — home building — the branch
○LATA PRAVINCHANDRA MANDAVIYA — PAN — the branch
○LATA PRAVINCHANDRA MANDAVIYA — date of birth — the branch
○LATA PRAVINCHANDRA MANDAVIYA — home flat — the branch
○LATA PRAVINCHANDRA MANDAVIYA — home road — the branch
○LATA PRAVINCHANDRA MANDAVIYA — home PIN — the branch
○LATA PRAVINCHANDRA MANDAVIYA — home village / city — the branch
… and 15 more
?the papers disagree on Multiple shops under one loan (the sanction letter: SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A; Agreement for Sale Shop No 8: Shop No. 8; agreement for sale shop no 7: Shop No. 7; agreement for sale shop no 6: Sho) — Ensure that the notice is filed to cover all three mortgaged units as described in the sanction letter.
the branch's last mail (2026-10-06): The branch asks for the e-filing receipt and the Index II.
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T08:12 UTC
Moneyall of it is in
₹58,830.59
Reached our account 5 Oct 20:09:51.
How we know
Our own bank told us — 5 Oct 20:09
₹59,650 · UTR AXNGG27869593657 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.59650.00,05-10-2026 20:09:51 thru NEFT from AXNGG27869593657/GOOGLE INDIA DIGITAL. Aval Bal 196511.75 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …593657 | …338433 | – | |
| Amount | ₹59,650 | ₹59,650 | fee ₹58,830.59 | ✓ |
| Time | Mon 5 Oct, 20:09 | Mon 5 Oct, 19:44 | ✓ | |
| Paid by | lata e | LATA ENTERPRISES | Lata Pravinchandra Mandaviya | ✓ |
the screenshot: ₹59,650 · Mon 5 Oct, 19:44 · UTR 130777338433 · from LATA ENTERPRISES · to THINKBIGZ INITIATIVE PVT LTD · 56-2@
The working
Stamp duty 0.3%42,850
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for58,830.59
By law ₹59,660. We ask ₹59,670 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
SHOP NO 6, 7 & 8, GROUND FLOOR, SHREE SAHYOG CO OP HSG SOC LTD, CTS, PROPERTY NO 550A & 550B, Panvel, 410206
read from the sanction letter · e-filing boxes 56 of 82 ready
Check the property →the boxes beside the paper
People
AMAR MUNNILAL GUPTA · applicantAROPG3430HVipul Pravinchandra Mandaviya · co-applicantAFWPM6734JLATA PRAVINCHANDRA MANDAVIYA · applicant—RAKESH P MANDVIYA · co-applicantBFIPM6095PRakesh Pravinchandra Mandaviya · co-applicant…8381
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