Lata Pravinchandra Mandaviya
the challan is done — these are for the IGR filing / KYC
- Sanction letter: copy on file cannot be used. A usable one is being asked for.
why?
Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The sanction letter | SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A & 550B |
| Agreement for Sale Shop No 8 | Shop No. 8 |
| Agreement for sale shop no 7 | Shop No. 7 |
| Agreement for sale shop no 6 | Shop No. 6 |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011451775202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper30 Sep, 15:57 · 15d ago THE FIRST MAIL — how this case began
We have received the documents but the subject line does not match our
case, and the documents are for a different customer. Could you please
confirm the correct case.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 30 Sept 2026 at 15:52, Yuvraj Shejwal <yuvraj.shejwal@phfl.com>
wrote:
earlier mails quoted below
14 more mails in between — open
30 Sep, 16:00 · 15d ago
Please find attached documents and payment receipt for 0.30% And NOI in case of LATA PRAVINCHANDRA MANDAVIYA - NHL/NAV/0826/5207121
30 Sep, 16:37 · 15d ago
please ignore the mail
earlier mails quoted below
05 Oct, 19:52 · 9d ago
Kindly initiate the fresh mail .This mail has initiated for
different customer names and shared documents are zip protected.kindly
share the unzip documents in pdf form.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
05 Oct, 19:55 · 9d ago
ThinkBigz
M:-8097244974
earlier mails quoted below
05 Oct, 19:56 · 9d ago
Please find attached documents and payment receipt for 0.30% And NOI in case of LATA PRAVINCHANDRA MANDAVIYA - NHL/NAV/0826/5207121
05 Oct, 20:01 · 9d ago
We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
05 Oct, 20:07 · 9d ago
Please find attached documents and payment receipt for 0.30% And NOI in case of LATA PRAVINCHANDRA MANDAVIYA - NHL/NAV/0826/5207121
06 Oct, 11:44 · 9d ago
Kindly confirm total loan amount for challan process.
earlier mails quoted below
06 Oct, 12:06 · 9d ago
Noted
ThinkBigz
M:- 8097244974
earlier mails quoted below
06 Oct, 12:06 · 9d ago
Noted
ThinkBigz
M:- 8097244974
earlier mails quoted below
06 Oct, 12:11 · 9d ago
Team,
Total Loan Amount is -- 1,42,80,000/-
earlier mails quoted below
06 Oct, 12:16 · 9d ago
Team,
Kindly share kyc detail and colour live selfie photo of the applicant LATA PRAVINCHANDRA MANDAVIYA.
earlier mails quoted below
06 Oct, 12:57 · 9d ago
LATA PRAVINCHANDRA MANDAVIYA not in property ownership
earlier mails quoted below
06 Oct, 13:02 · 9d ago
Team,
PFA challan for your reference.
earlier mails quoted below
06 Oct, 13:44 · 9d ago
Please provide E-filing receipt & NOI Index II
earlier mails quoted below
08 Oct, 11:46 · 7d ago
PLS SHARED REGISTER INDEX-2 FOR NOI FILILNG
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ Index II inside+ Payment screenshot inside+ Selfie / photo inside+ Aadhaar card inside+ PAN card inside | DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf | another customer's paper — not used | 15d ago |
| Payment screenshot | IMG-20261005-WA0044 (1).jpg | filed | 9d ago |
| Sale deed | Agreement for Sale Shop No 8.pdf | filed | 9d ago |
| Sale deed | agreement for sale shop no 7.pdf | filed | 9d ago |
| Sale deed | agreement for sale shop no 6.pdf | filed | 9d ago |
| Aadhaar card+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside+ Sanction letter inside | New Doc 09-30-2026 23.56 (3) (1).pdf | filed | 9d ago |
| Paid challan (GRAS) | VIPUL PRAVINCHANDRA MANDVIYA EchallanMH011451775202627E.pdf | filed | 9d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹58,830.59
VERIFIED — money received
₹59,650 130777338433
5 Oct 20:09:51
6 Oct 10:40:07
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹42,850 | ₹15,000 | ₹320 | ₹1,500 | ₹59,670 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '410206', 'AREA': 'NEAR GODREJ PLAZA, OLD PANVEL', 'FLAT': 'FLAT NO-401', 'ROAD': 'TILAK ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'YASHOGANGA APARTMENT', 'DISTRICT': 'RAIGARH', 'POST_OFFICE': 'PANVEL', 'VILLAGE_CITY': 'PANVEL'}
SHOP NO 6 7 AND 8 GROUND FLOOR SHREE SAHYOG CO OP HSG SOC LTD CTS PROPERTY NO 550A AND 550B
LOKHANDI PADA NEAR GODREJ PLAZA OLD PANVEL TAL PANVEL DIST RAIGAD
RAIGAD
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | AMAR MUNNILAL GUPTA | AROPG3430H | …3214 |
| co_mortgagor | Vipul Pravinchandra Mandaviya | AFWPM6734J | …0886 |
| mortgagor | LATA PRAVINCHANDRA MANDAVIYA | ||
| co_mortgagor | RAKESH P MANDVIYA | BFIPM6095P | |
| co_mortgagor | Rakesh Pravinchandra Mandaviya | …8381 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | yuvraj.shejwal@phfl.com | 15d ago |
| document chase | yuvraj.shejwal@phfl.com | 12d ago |
| documents acknowledged | yuvraj.shejwal@phfl.com | 9d ago |
| acknowledgement | yuvraj.shejwal@phfl.com | 9d ago |
What EzDocs read from each document — check anything marked in red
HOU/NAV/0926/5217563
True
Housing Loan, Housing
{'name': 'AMAR MUNNILAL GUPTA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRITI AMAR GUPTA', 'role': 'co_applicant', 'label': 'Applicant'}
Housing Loan
1
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
7000000
-4.75
7210000
8.4
True
it prints AMAR MUNNILAL GUPTA, PRITI AMAR GUPTA; this case's people are Lata Pravinchandra Mandaviya — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's
15-Sep-2026
4
13.15
amargupta10.03.1983@gmail.com
AMAR MUNNILAL GUPTA, PRITI AMAR GUPTA
False
9757347315
False
pin: 400706; road: NERUL NAVI MUMBAI; state: MAHARASHTRA; taluka: Thane; Flat no: 103; district: Thane; Floor: 1ST FLOOR; landmark: SARSOLE GES; Address: FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG
210000
Total Loan Amount
True
7210000
FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG SOC LTD, SECTOR NO 6, NERUL NAVI MUMBAI, NA, Thane, SARSOLE GES, Thane, MAHARASHTRA, India, 400706
A- 404, GANESH KRUPA CHS., PLOT NO. 471, SECTOR -6, ., Thane, MAHARASHTRA, 400706, India
raw reading (for Abhijit)
{'lan': 'HOU/NAV/0926/5217563', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'AMAR MUNNILAL GUPTA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRITI AMAR GUPTA', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 7000000, 'rate_spread': -4.75, 'final_amount': 7210000, 'interest_rate': 8.4, 'not_this_case': True, 'quality_issue': "it prints AMAR MUNNILAL GUPTA, PRITI AMAR GUPTA; this case's people are Lata Pravinchandra Mandaviya — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter", 'sanction_date': '15-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'amargupta10.03.1983@gmail.com', 'applicant_names': ['AMAR MUNNILAL GUPTA', 'PRITI AMAR GUPTA'], 'printed_altered': False, 'applicant_mobile': '9757347315', 'balance_transfer': False, 'property_address': {'pin': '400706', 'road': 'NERUL NAVI MUMBAI', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '103', 'district': 'Thane', 'floor_no': '1ST FLOOR', 'landmark': 'SARSOLE GES', 'full_address': 'FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG SOC LTD, SECTOR NO 6, NERUL NAVI MUMBAI, NA, Thane, SARSOLE GES, Thane, MAHARASHTRA, India, 400706', 'village_city': 'Thane', 'building_name': 'SUKH SHANTI CO OP HSG SOC LTD', 'survey_or_cts_no': 'PLOT NO 39'}, 'insurance_premium': 210000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 7210000, 'security_address_verbatim': 'FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG SOC LTD, SECTOR NO 6, NERUL NAVI MUMBAI, NA, Thane, SARSOLE GES, Thane, MAHARASHTRA, India, 400706', 'applicant_address_verbatim': 'A- 404, GANESH KRUPA CHS., PLOT NO. 471, SECTOR -6, ., Thane, MAHARASHTRA, 400706, India'}1981-03-10
AROPG3430H
AMAR MUNNILAL GUPTA
True
MUNNILAL KHEDARU GUPTA
raw reading (for Abhijit)
{'dob': '1981-03-10', 'pan': 'AROPG3430H', 'name': 'AMAR MUNNILAL GUPTA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MUNNILAL KHEDARU GUPTA', 'aadhaar_last4': None, 'quality_issue': None}Amar Munnilal Gupta
9221617890
pin: 400037; area: nanabhai wadi, korba mithagar, wadala east, Antop Hill Mumbai; flat: room no. 840; road: barkat ali darga marg, shree ram mandir galli; state: Maharashtra; district: Mumbai; Village: Mumbai
True
3214
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Amar Munnilal Gupta', 'mobile': '9221617890', 'address': {'pin': '400037', 'area': 'nanabhai wadi, korba mithagar, wadala east, Antop Hill Mumbai', 'flat': 'room no. 840', 'road': 'barkat ali darga marg, shree ram mandir galli', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Mumbai', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3214', 'quality_issue': None}payments: [{'utr': '627375902573', 'date': '2026-09-30', 'page': 3, 'time': '11:21', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 38450.0, 'direction': 'credit', 'narration': 'Stamp Duty and NOI of Amar Gup
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '627375902573', 'date': '2026-09-30', 'page': 3, 'time': '11:21', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 38450.0, 'direction': 'credit', 'narration': 'Stamp Duty and NOI of Amar Gupta', 'proof_kind': 'success_screen'}]}}payments: [{'utr': '627375902573', 'date': '2026-09-30', 'page': 3, 'time': '11:21', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 38450.0, 'direction': 'credit', 'narration': 'Stamp Duty and NOI of Amar Gup
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '627375902573', 'date': '2026-09-30', 'page': 3, 'time': '11:21', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 38450.0, 'direction': 'credit', 'narration': 'Stamp Duty and NOI of Amar Gupta', 'proof_kind': 'success_screen'}]}}130777338433
2026-10-05
19:44
59650
UPI
56-2@okbizaxis
lata@okhdfcbank
THINKBIGZ INITIATIVE PVT LTD
LATA ENTERPRISES
Payment of ’59,650 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account
raw reading (for Abhijit)
{'utr': '130777338433', 'date': '2026-10-05', 'time': '19:44', 'amount': 59650, 'method': 'UPI', 'payee_upi': '56-2@okbizaxis', 'payer_upi': 'lata@okhdfcbank', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'LATA ENTERPRISES', 'debit_notification_text': "Payment of ’59,650 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account"}1973-10-15
Vipul Pravinchandra Mandaviya
9969437824
pin: 410206; area: Near Godrej Plaza, Old Panvel; flat: Flat No-401; road: Tilak Road; floor: 4 Floor; state: Maharashtra; building: Yashoganga Apartment; district: Raigarh; post_office: Panvel; Village: Panvel
True
Pravinchandra Mandaviya
0886
raw reading (for Abhijit)
{'dob': '1973-10-15', 'pan': None, 'name': 'Vipul Pravinchandra Mandaviya', 'mobile': '9969437824', 'address': {'pin': '410206', 'area': 'Near Godrej Plaza, Old Panvel', 'flat': 'Flat No-401', 'road': 'Tilak Road', 'floor': '4 Floor', 'state': 'Maharashtra', 'building': 'Yashoganga Apartment', 'district': 'Raigarh', 'post_office': 'Panvel', 'village_city': 'Panvel'}, 'legible': True, 'father_name': 'Pravinchandra Mandaviya', 'aadhaar_last4': '0886', 'quality_issue': None}1973-10-15
AFWPM6734J
VIPUL PRAVINCHANDRA MANDVIYA
True
PRAVINCHANDRA CHAGANLAL MANDVIYA
raw reading (for Abhijit)
{'dob': '1973-10-15', 'pan': 'AFWPM6734J', 'name': 'VIPUL PRAVINCHANDRA MANDVIYA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PRAVINCHANDRA CHAGANLAL MANDVIYA', 'aadhaar_last4': None, 'quality_issue': None}NHL/NAV/0826/5207121
True
Non Housing Loan, Personal use
{'name': 'LATA PRAVINCHANDRA MANDAVIYA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VIPUL PRAVINCHANDRA MANDAVIYA', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'RAKESH PRAVINCHANDRA MANDAVIYA', 'ro
1.0
PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement
14000000.0
-3.65
14000000.0
9.5
18-Sep-2026
2
13.15
ent.lata@gmail.com
LATA PRAVINCHANDRA MANDAVIYA, VIPUL PRAVINCHANDRA MANDAVIYA, RAKESH PRAVINCHANDRA MANDAVIYA
False
9969437824
False
pin: 410206; state: MAHARASHTRA; taluka: Panvel; Flat no: 6, 7 & 8; district: Raigad; Floor: GROUND FLOOR; Address: SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A & 550B, SHREE SAHYOG CO OP HSG SOC
0.0
Total Loan Amount
False
14000000.0
SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A & 550B, SHREE SAHYOG CO OP HSG SOC LTD, PANVEL, NA, Panvel, LOKHANDI PADA, Raigad, MAHARASHTRA, India, 410206
FLAT NO. 401, 4TH FLOOR,, YASHOGANGA APARTMENT,, TILAK ROAD, NEAR GODREJ PLAZA, ., Uran, MAHARASHTRA, 410206, India
raw reading (for Abhijit)
{'lan': 'NHL/NAV/0826/5207121', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'LATA PRAVINCHANDRA MANDAVIYA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VIPUL PRAVINCHANDRA MANDAVIYA', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'RAKESH PRAVINCHANDRA MANDAVIYA', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 14000000.0, 'rate_spread': -3.65, 'final_amount': 14000000.0, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '18-Sep-2026', 'letter_version': '2', 'reference_rate': 13.15, 'applicant_email': 'ent.lata@gmail.com', 'applicant_names': ['LATA PRAVINCHANDRA MANDAVIYA', 'VIPUL PRAVINCHANDRA MANDAVIYA', 'RAKESH PRAVINCHANDRA MANDAVIYA'], 'printed_altered': False, 'applicant_mobile': '9969437824', 'balance_transfer': False, 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '6, 7 & 8', 'district': 'Raigad', 'floor_no': 'GROUND FLOOR', 'landmark': None, 'full_address': 'SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A & 550B, SHREE SAHYOG CO OP HSG SOC LTD, PANVEL, NA, Panvel, LOKHANDI PADA, Raigad, MAHARASHTRA, India, 410206', 'village_city': 'Panvel', 'building_name': 'SHREE SAHYOG CO OP HSG SOC LTD', 'survey_or_cts_no': '550A & 550B'}, 'insurance_premium': 0.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 14000000.0, 'security_address_verbatim': 'SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A & 550B, SHREE SAHYOG CO OP HSG SOC LTD, PANVEL, NA, Panvel, LOKHANDI PADA, Raigad, MAHARASHTRA, India, 410206', 'applicant_address_verbatim': 'FLAT NO. 401, 4TH FLOOR,, YASHOGANGA APARTMENT,, TILAK ROAD, NEAR GODREJ PLAZA, ., Uran, MAHARASHTRA, 410206, India'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}True
Sanction Letter, Row 10: Security
loan_ref: NHL/NAV/0826/5207121; customer_name: LATA PRAVINCHANDRA MANDAVIYA
0.99
property
pin: 410206; state: MAHARASHTRA; taluka: Panvel; Flat no: SHOP NO 6, 7 & 8; district: Raigad; Floor: GROUND FLOOR; landmark: LOKHANDI PADA; Address: SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A &
SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A & 550B, SHREE SAHYOG CO OP HSG SOC LTD, PANVEL, NA, Panvel, LOKHANDI PADA, Raigad, MAHARASHTRA, India, 410206
raw reading (for Abhijit)
{'found': True, 'found_in': 'Sanction Letter, Row 10: Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/NAV/0826/5207121', 'report_id': None, 'customer_name': 'LATA PRAVINCHANDRA MANDAVIYA'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': 'SHOP NO 6, 7 & 8', 'district': 'Raigad', 'floor_no': 'GROUND FLOOR', 'landmark': 'LOKHANDI PADA', 'full_address': 'SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A & 550B, SHREE SAHYOG CO OP HSG SOC LTD, PANVEL, NA, Panvel, LOKHANDI PADA, Raigad, MAHARASHTRA, India, 410206', 'village_city': 'Panvel', 'building_name': 'SHREE SAHYOG CO OP HSG SOC LTD', 'survey_or_cts_no': 'CITY SURVEY PROPERTY NO 550A & 550B'}, 'security_address_verbatim': 'SHOP NO 6, 7 & 8, GROUND FLOOR, CITY SURVEY PROPERTY NO 550A & 550B, SHREE SAHYOG CO OP HSG SOC LTD, PANVEL, NA, Panvel, LOKHANDI PADA, Raigad, MAHARASHTRA, India, 410206'}1973-10-15
Vipul Pravinchandra Mandaviya
1
9969437824
pin: 410206; area: Near Godrej Plaza, Old Panvel; flat: Flat No-401; road: Tilak Road; floor: 4 Floor; state: Maharashtra; building: Yashoganga Apartment; district: Raigad; post_office: Panvel; Village: Panvel
True
aadhaar
1
0886
raw reading (for Abhijit)
{'dob': '1973-10-15', 'pan': None, 'name': 'Vipul Pravinchandra Mandaviya', 'page': 1, 'mobile': '9969437824', 'address': {'pin': '410206', 'area': 'Near Godrej Plaza, Old Panvel', 'flat': 'Flat No-401', 'road': 'Tilak Road', 'floor': '4 Floor', 'state': 'Maharashtra', 'building': 'Yashoganga Apartment', 'district': 'Raigad', 'post_office': 'Panvel', 'village_city': 'Panvel'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '0886', 'quality_issue': None}1973-10-15
AFWPM6734J
VIPUL PRAVINCHANDRA MANDVIYA
2
True
pan
PRAVINCHANDRA CHAGANLAL MANDVIYA
2
raw reading (for Abhijit)
{'dob': '1973-10-15', 'pan': 'AFWPM6734J', 'name': 'VIPUL PRAVINCHANDRA MANDVIYA', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'PRAVINCHANDRA CHAGANLAL MANDVIYA', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}1976-04-15
BFIPM6095P
RAKESH P MANDVIYA
3
True
pan
PRAVINCHANDRA CHAGANLAL MANDVIYA
3
raw reading (for Abhijit)
{'dob': '1976-04-15', 'pan': 'BFIPM6095P', 'name': 'RAKESH P MANDVIYA', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'PRAVINCHANDRA CHAGANLAL MANDVIYA', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}1976-04-15
Rakesh Pravinchandra Mandaviya
4
9702127107
pin: 410206; area: near godrej plaza, old panvel; flat: flat no-401; road: tilak road; state: Maharashtra; building: yashoganga apartment; district: Raigarh; post_office: Panvel; Village: Panvel
True
aadhaar
4
8381
read again off the letter's pages (page 1, the To block)
Flat No-401, 4 Floor, Yashoganga Apartment, Tilak Road, Near Godrej Plaza, Old Panvel, Raigad, VTC: Panvel, PO: Panvel, Sub District: Panvel, District: Raigarh, State: Maharashtra, PIN Code: 410206
raw reading (for Abhijit)
{'dob': '1976-04-15', 'pan': None, 'name': 'Rakesh Pravinchandra Mandaviya', 'page': 4, 'mobile': '9702127107', 'address': {'pin': '410206', 'area': 'near godrej plaza, old panvel', 'flat': 'flat no-401', 'road': 'tilak road', 'floor': None, 'state': 'Maharashtra', 'building': 'yashoganga apartment', 'district': 'Raigarh', 'post_office': 'Panvel', 'village_city': 'Panvel'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '8381', 'quality_issue': None, 'applicant_address_from462': "read again off the letter's pages (page 1, the To block)", 'applicant_address_verbatim': 'Flat No-401, 4 Floor, Yashoganga Apartment, Tilak Road, Near Godrej Plaza, Old Panvel, Raigad, VTC: Panvel, PO: Panvel, Sub District: Panvel, District: Raigarh, State: Maharashtra, PIN Code: 410206'}MH011451775202627E
410206
57850
6(1)
False
03006172026100600500
RAIGAD
RAIGAD
AFWXXXXXXJ
SHOP NO 67 AND 8 GROUND FLOOR SHREE
VIPUL PRAVINCHANDRA MANDVIYA
PNL1_PANVEL NO 1 SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=14280000
{'amount': 42850, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX7824
06/10/2026-13:01:44
SAHYOG CO OP HSG SOC LTD CTS NO 550A AND 550B LOKHANDI PADA PANVEL MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
14280000
raw reading (for Abhijit)
{'grn': 'MH011451775202627E', 'pin': '410206', 'total': 57850, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100600500', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'AFWXXXXXXJ', 'flat_block': 'SHOP NO 67 AND 8 GROUND FLOOR SHREE', 'payer_name': 'VIPUL PRAVINCHANDRA MANDVIYA', 'sro_office': 'PNL1_PANVEL NO 1 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=14280000', 'scheme_rows': [{'amount': 42850, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7824', 'payment_date': '06/10/2026-13:01:44', 'road_locality': 'SAHYOG CO OP HSG SOC LTD CTS NO 550A AND 550B LOKHANDI PADA PANVEL MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '14280000'}Technical record (for Abhijit — safe to ignore)
| 1h ago | EzDocs | letter_home_read462 | {'fp': 'doc:390b638d-2501-4380-91da-b18c1e62a526', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'New Doc 09-30-2026 23.56 (3) (1).pdf', 'asked': True, |
| 1h ago | the co-pilot | pan_card_name_set_aside | {'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che |
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 06 Oct, 13:02 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 9d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-06T08:12:35', 'why': 'mail', 'open': 25, 'mails': [{'at': '2026-10-05 14:25', 'id': '1a10c74a16abaffa', 'from': 'us', 'gist': 'The NOI team sent a mail with no content.', 'subject': 'Fwd: Re[2]: |
| 9d ago | EzDocs | mail_against_file490 | {'at': '2026-10-06T08:12:34', 'asks': ['E-filing receipt', 'NOI Index II'], 'gist': 'The branch asks for the e-filing receipt and Index II, and forwards a previous mail about the challan.', 'next': 'We must reply |
| 9d ago | EzDocs | lesson456 | {'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for VIPUL PRAVINCHANDRA MANDVIYA — none of this case's people", 'challan_doc': '184da559 |
| 9d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'agreement for sale shop no 6.pdf', 'kind': 'sale_deed'} |
| 9d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VIPUL PRAVINCHANDRA MANDVIYA EchallanMH011451775202627E.pdf', |
| 9d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VIPUL PRAVINCHANDRA |
| 9d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011451775202627E', 'file': 'VIPUL PRAVINCHANDRA MANDVIYA EchallanMH011451775202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 9d ago | EzDocs | challan_extracted | {'grn': 'MH011451775202627E', 'file': 'VIPUL PRAVINCHANDRA MANDVIYA EchallanMH011451775202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 57850} |
| 9d ago | EzDocs | lesson456 | {'why': "this Save is not this case's customer's work — nothing is taken from it", 'form': 'challan', 'page': 'challan', 'edit_id': '444365', 'lessons': [], 'skipped': "made for VIPUL PRAVINCHANDRA MANDVIYA — none of thi |
| 9d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 9d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'differs': []} |
| 9d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 14, 'issues': 0, 'case_no': 'NOI-2026-02982'} |
| 9d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'New Doc 09-30-2026 23.56 (3) (1).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['CT |
| 9d ago | the co-pilot | address_check_hold | {'why': 'a paper on the case contradicts the address the challan was about to carry, on something that can be decided', 'findings': ["The sanction letter describes a flat, but the challan's box 1 describes shops.", "The |
| 9d ago | the co-pilot | money_check_hold | {'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 14280000.0, 'findings': ['The papers on this file add up to ₹1,40,00,000, not ₹1,42,80,000.']} |
| 9d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (CTS, GODREJ, PLAZA, OLD) — read box 1 once against the paper's own words"} |
| 9d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-06T07:19:11', 'why': 'mail', 'open': 25, 'mails': [{'at': '2026-09-30 11:07', 'id': '1a0f1f80dc974344', 'from': 'branch', 'gist': 'The branch asks to ignore the mail.', 'subject': 'Re[2]: Please |
| 9d ago | EzDocs | mail_against_file490 | {'at': '2026-10-06T07:19:09', 'asks': ['KYC detail and colour live selfie photo of the applicant LATA PRAVINCHANDRA MANDAVIYA'], 'gist': 'The branch states that Lata Pravinchandra Mandaviya is not in property ownership a |
| 9d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': 'The loan amount for stamp duty calculation is 14280000, but the consideration is 14000000. |
| 9d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 14, 'issues': 0, 'case_no': 'NOI-2026-02982'} |
| 9d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PENDING'} |
| 9d ago | EzDocs | reader_verdict | {'fp': 'f57ed0c64d3b8afb', 'asked': True, 'missed': [{'do': 'The branch must provide the correct sanction letter or clarify the property being mortgaged.', 'box': 'box 1', 'why': "The sanction letter describes a flat, bu |
| 9d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'New Doc 09-30-2026 23.56 (3) (1).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['CT |
| 9d ago | the co-pilot | address_check_hold | {'why': 'a paper on the case contradicts the address the challan was about to carry, on something that can be decided', 'findings': ['A technical report says what a flat is worth. The sale deed and the legal report say W |
| 9d ago | the co-pilot | money_check_hold | {'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 14280000.0, 'findings': ['The papers on this file add up to ₹1,40,00,000, not ₹1,42,80,000.']} |
| 9d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (CTS, GODREJ, PLAZA, OLD) — read box 1 once against the paper's own words"} |
| 9d ago | EzDocs | challan_boxes_composed | {'fp': 'f91e44d844bfce85', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'SHOP NO 6 7 AND 8 GROUND FLOOR S |