⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Paul Dayanand Sonule
LAN HOU/KOP/0826/5206405Loan ₹34,50,000NOIMails & papers 6 1 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 19:42
Documents
Payment
Challan
done 30 Sep, 20:30 · GRAS ↗
Filing
took 12d 21h · IGR e-filing ↗
E-filing copy
done today 17:40
Index II
waiting 6h 02m
their moveIndex II pending · the trail says: The branch has sent all necessary documents and confirmed payment for the challan. The team has created and shared the challan, and is now ready to file the…whole case so far 13d 4h
Needs your eyes3
Property: letter vs Sale Deed — sanction letter says RS NO 527/14/A, PLOT NO 5; Sale Deed says Survey No. 527/14, 527/15, and 527/16, Plot No. 5.. See the papers →
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Payment proof is from 2023-09-30 — an old receipt?
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 13 Oct19 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260610.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
Yesterday · 12 Oct6 things — 2 documents received · 4 steps
file note490
mail against file490 — by ezdocs:reader
file note490
documents read together
Received: other
image002.jpg
Received: other
image010.jpg
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
30 Sep53 things — 7 documents received · 5 letters written · 1 money step · 1 caution · 39 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
PAUL DAYANAND SONULE EchallanMH011192456202627E.pdf
copilot edit — by copilot:SUSHIL
copilot check issues — by copilot
copilot pick — by copilot
whole file hold — by copilot
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
The home address was read off the papers — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
PROCESSNOI CHALLAN 0.3 AND 0.5PAUL DAYANAND SONULE HOU/KOP/0826/5206405
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
PROCESSNOI CHALLAN 0.3 AND 0.5PAUL DAYANAND SONULE HOU/KOP/0826/5206405
An old draft withdrew itself — its asks were already answered
boxes gathered
address compared
challan boxes composed
money settled — by ezdocs:reader
documents read together
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
challan ca unfit
case read started — by ezdocs:reader
Received: Sale deed
sonule sale deed.pdf
applicant email captured
Property address read from the sanction letter
roles from letter
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Sanction letter
Sanction letter (93).pdf
stale claim flagged
screenshot claim recorded
Document could not be read — a clear copy was asked for
this is not a live selfie
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03039
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Received: Aadhaar
aadhar card sonule.pdf
Received: Selfie — not usable
IMG-20260930-WA0026.jpg — this is not a live selfie
Received: Payment screenshot
IMG-20260930-WA0025.jpg
Received: PAN card
PAN sonule.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs4 still to come
7 of 11 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open
✓Aadhaar cardopen
✓Sanction letteropen
✓Sale deedopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside sonule sale deed.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 10 files
The file, as the engine remembers it6 open
This file is for applicant PAUL DAYANAND SONULE (loan HOU/KOP/0826/5206405). The loan amount of Rs. 34,50,000 (including Rs. 1,20,000 insurance) is for construction on Plot No. 5. The base paper for the challan is the Sanction Letter, but it contains a critical survey number discrepancy: it lists on
○the photo — the branch
✗the photo could not be read (IMG-20260930-WA0026.jpg) — the branch — this is not a live selfie
○property — flat / unit — the branch
○property — floor — the branch
○property — area — the branch
✗the papers disagree on Property: letter vs Sale Deed (the sanction letter: RS NO 527/14/A, PLOT NO 5; the Sale Deed: Survey No. 527/14, 527/15, and 527/16, Plot No. 5) — a person — Ask the branch to clarify the correct survey numbers and obtain an amendment or clarification to the sanction letter before proceeding.
?unsure of date_of_mortgage — No MOTD (Memorandum of Deposit of Title Deeds) is on the file to show when the title deeds were deposited.
the branch's last mail (2026-10-12): The branch asks for the NOI index II.
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T10:43 UTC
Moneyall of it is in
₹27,180.16
Reached our account 30 Sep 19:25:22.
How we know
Our own bank told us — 30 Sep 19:25
₹27,150 · UTR 627319794066 · from JD-PNBSMS-S · a/c …164
“Your a/c no XX164 is credited by Rs 27150.00 on 30-09-26 19:25:22 by a/c linked to mobile 9XXXXXXXXXX828-SAKSHI BHAIRAVNATH (IMPS Ref no 627319794066)-PNB”
Matched by: equals the figure the branch wrote in its own mail
The working
Stamp duty 0.3%10,360
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for27,180.16
By law ₹27,170. We ask ₹27,180 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
RCC BUILDING, REVISE, 527/14/A, KASABA KAGAL, 416216
read from the sanction letter · e-filing boxes 28 of 34 ready
Check the property →the boxes beside the paper
People
PAUL DAYANAND SONULE · applicantBKMPS9110A
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