⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
← back to NOI-2026-03039
Paul Dayanand Sonule — everything the e-filing asks for
NOI-2026-03039 · PNB Housing Finance Ltd (PHFL Home Loans) · not verified
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
28 of 34 e-filing boxes ready
Empty: Date of Mortgage, Floor, Flat / shop no, Area, Title deed no / year / SRO, Floor (person 1)
15 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
Challan: 13 of 13 boxes on the case · highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
STOP — DO NOT SUBMIT THIS FILING YET
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
CHECK · Start page · Date of Mortgage
The date of mortgage is required for the e-filing but is empty.
What to do: Ask the branch for the date of mortgage, which is usually found on the Memorandum of Deposit of Title Deeds (MOTD).
“THE E-FILING AS IT STANDS: == Start page == Date of Mortgage = (EMPTY) [required]”
CHECK · Mortgagee page · Loan (Rs.)
The loan amount is required for the e-filing but the provided sanction letter does not print it.
What to do: Ask the branch for the sanctioned loan amount from the sanction letter.
“THE E-FILING AS IT STANDS: == Mortgagee page (the bank) == Loan (Rs.) = 3450000 [required]”
CHECK · Mortgagee page · Interest Rate (%)
The interest rate is required for the e-filing but the provided sanction letter does not print it.
What to do: Ask the branch for the interest rate from the sanction letter.
“THE E-FILING AS IT STANDS: == Mortgagee page (the bank) == Interest Rate (%) = 9.00 [required]”
CHECK · Property page · Road
The road name '9 METER RASTA' describes the road's width, not its name. The sanction letter does not name a road.
The papers say: KOLHAPUR
What to do: Replace the road description with the city name, as no road name is provided in the papers.
“THE E-FILING AS IT STANDS: == Property page == Road = 9 METER RASTA”
STOP · Property page · Number type
The number type 'REVISE' is not a valid number type for the e-filing portal. The paper prints 'RS NO'.
The papers say: SURVEY
What to do: Change the number type to 'SURVEY' as indicated by 'RS NO' in the sanction letter.
“PAPER 1 - the sanction letter (Sanction letter (93).pdf), its own words: RS NO 527/14/A”
STOP · Property page · Property type
The property type is marked as 'Open' but the sanction letter describes a 'RCC BUILDING'. This is a contradiction.
The papers say: Building
What to do: Change the property type to 'Building' because the sanction letter clearly states 'RCC BUILDING'.
“PAPER 1 - the sanction letter (Sanction letter (93).pdf), its own words: ALONG WITH UPON IT PROPOSED CONSTRUCT RCC BUILDING”
STOP · Property page · Area
The property type is 'Building' (as per the sanction letter), so the 'Area' field for the unit's carpet area is required but is empty. The 'Open area' field is for bare land.
What to do: Obtain the carpet area of the RCC Building from a property paper like the technical report or sale deed. If not available, ask the branch.
“THE E-FILING AS IT STANDS: == Property page == Area = (EMPTY) [required]”
STOP · Property page · Open area (a plot's own area)
The property type is 'Building' (as per the sanction letter), so the 'Open area' field should be empty or 0.0. It is currently empty, but the property type needs correction first.
The papers say: 0.0
What to do: Set 'Open area' to 0.0 once the property type is corrected to 'Building'.
“THE E-FILING AS IT STANDS: == Property page == Open area (a plot's own area) = (EMPTY)”
CHECK · Property page · Carpet or built-up
The field is set to 'built_up' but the default for a built unit is 'Carpet' unless specified otherwise by a paper.
The papers say: Carpet
What to do: Change to 'Carpet' unless a paper explicitly states 'built-up area'.
“THE E-FILING AS IT STANDS: == Property page == Carpet or built-up = built_up”
CHECK · Property page · Floor
The property is a building, so the floor number is required but is empty.
What to do: Obtain the floor number of the RCC Building from a property paper like the technical report or sale deed. If not available, ask the branch.
“THE E-FILING AS IT STANDS: == Property page == Floor = (EMPTY) [required]”
CHECK · Property page · Flat / shop no
The property is a building, so the flat or shop number is required but is empty.
What to do: Obtain the flat or shop number of the RCC Building from a property paper like the technical report or sale deed. If not available, ask the branch.
“THE E-FILING AS IT STANDS: == Property page == Flat / shop no = (EMPTY) [required]”
CHECK · Property page · Title deed no / year / SRO
The title deed number, year, and SRO are required but are empty.
What to do: Obtain the document number, year, and Sub-Registrar Office (SRO) from the Sale Deed or the Index II of the purchase.
“THE E-FILING AS IT STANDS: == Property page == Title deed no / year / SRO = (EMPTY) [required]”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.
Property — the challan’s address and the e-filing’s Property page
Read from the sanction letter — when the Index II lands it takes these boxes over by itself
no Index II on the case yet — when the branch sends it, these boxes are re-read from it by themselves
each runs in seconds; the page comes back with the result at the top
Start page
Date of Mortgage
—
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise
Mortgagor page — party 1 (PAUL DAYANAND SONULE)
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (Sanction letter (93).pdf): the same place, spelled differently — “MATANG VASAHT ANNA BHAU SATHE CHOWK, A/P KAGAL, KAGAL KOLHAPUR,., Kolhapur, MAHARASHTRA, 416216, Kolhapur, India” (every name agrees; the PIN agrees)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagee page (the bank)
Loan (Rs.) *
3450000
3450000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
9.00
9.00
✓ in the document
from: the letter prints 13.15% - 4.15% = 9% — the loan's rate is 9%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).
Payment page
GRN
MH011192456202627E
MH011192456202627E
✓ in the document
Paid amount
25360.00
25360.00
✓ in the document
Challan date
30/09/2026
30/09/2026
✓ in the document
DHC PRN
1026132617659
1026132617659
✓ in the document
Last gathered 30 Sep 19:44: filled 10 box(es) from sonule sale deed.pdf, Sanction letter (93).pdf, aadhar card sonule.pdf, PAN sonule.pdf; still empty: landmark, floor no, flat no, area value, title deed ref, home floor (person 1), attr2 type, attr2 value · 12 box(es) confirmed by a second paper
The challan — paid; what it carried
Challan (GRAS) — what the form asks
13 of 13 boxes on the case; 4 highlightedOpen the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH011192456202627E.
District *
KOLHAPUR
⚠ from the sanction letter (Sanction letter (93).pdf) — not the Index II — check
from: the sanction letter (Sanction letter (93).pdf)
SRO office
KGL KAGAL SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
10350.00
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
15000.00
✓ on the case
from: the fee engine
Payer (first party) *
PAUL DAYANAND SONULE
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
BKMPS9110A
✓ on the case
✓ also on the PAN card (PAN sonule.pdf)
from: the PAN card (PAN sonule.pdf), p.1 — “BKMPS9110A”
Payer mobile (the receipt SMS goes here) *
9763999918
✓ on the case
✓ also on the sanction letter (Sanction letter (93).pdf)
from: the sanction letter (Sanction letter (93).pdf)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
RS NO 527/14/A PLOT NO 5 ALONG WITH UPON IT PROPOSED CONSTRUCT RCC BUILDING
⚠ from the sanction letter (Sanction letter (93).pdf) — not the Index II — check; the papers print more numbers than the portal's two boxes —
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
MOUJE KASABA KAGAL TAL KAGAL DIST KOLHAPUR
⚠ from the branch's mail, p.6 — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
KOLHAPUR
⚠ from the sanction letter (Sanction letter (93).pdf) — not the Index II — check
from: the sanction letter (Sanction letter (93).pdf)
PIN
416216
✓ on the case
from: the sanction letter (Sanction letter (93).pdf)
Consideration (the loan amount) *
3450000
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
RS NO 527/14/A, PLOT NO 5, ALONG WITH UPON IT PROPOSED CONSTRUCT RCC BUILDING, KASABA KAGAL, Kolhapur, Kolhapur, MAHARASHTRA, India, 416216
rendered in 1.04 s · 41 queries · this page refreshes by itself when something on it changes (never while you type) · release v527 · build 625211e8