Cases / NOI-2026-01917

MOHAMMAD RAFFIQUE HASAN

LAN NHL/NAG/0826/5206830 Index II shared · done All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

9 of 13 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Aadhaar cardopen

✓Payment screenshot — shows ₹25,320; money not verified yetopen

✓Sale deedopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Index II — the registered copy of our filing, from the governmentopen download

✓Selfie / photo — inside SKM_226i26091716500.pdfopen

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

2 files we could not read — IMG-20260917-WA0041.jpg — press read again; the missing paper may be inside itopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (10)A label is wrong? Fix it under All documents.

For you to check

In the branch's mail of 17 Sep (from nagsen.jambhulkar@phfl.com, “NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN”), a DIFFERENT PERSON'S PAN card is attached: SKM_226i26091716500.pdf is KISHOR S/O SHRI. GOPICHAND RAI (PAN AACCR6008G)'s, not MOHAMMAD RAFFIQUE HASAN's. Please check with the branch. It is not used — MOHAMMAD's own card is not on the file: ask the branch for it.
The work is done — our fee of ₹25,360.92 is still not in our account. Chase the branch for it.
We are not asking the branch for papers yet — a file here is unread and the missing one may be inside it.
GPay ₹25,320 announced at 20:10 has not settled into the PNB account (due 00:10). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyWaiting for the credit

₹25,360.92CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹25,320; we wait for the credit itself

Ask for the exact ₹25,360.92. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%8,830

Registration fee 0.5%14,710

Government handling320

Our service fee1,500.92

Total we ask for25,360.92

Screenshot ₹25,320 — ₹41 under our ask, not below the real calculation ₹25,320. Counts as full. Nothing to ask.
Screenshot ₹25,320 — verified by itself the moment the bank credit is heard.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

Paid by GPay at 2026-09-16 — verified when Google's NEFT lands in the PNB account (within hours).

This money went to the Google Pay Business account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 08:24 — 110 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹25,340. We ask ₹25,360 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 25 minour time · 17 Sep 19:14

Index II 24 h 19 minour time · 21 Sep 12:08

the NOI team 3 d 18 htotal 3 d 18 h

Complete.

Day by day — every step and who held it

17 Sep 17:49Your branch's mail

17 Sep 17:53Papers read+4 min · the NOI team

17 Sep 17:53Property readat once

17 Sep 17:53Fee quotedat once

17 Sep 19:14Challan made+1 h 21 min · the NOI team

19 Sep 14:29Filed on IGR — e-filing shared+1 d 19 h · the NOI team

21 Sep 12:08Index II sent+1 d 21 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹29,40,000

Loan account no.

NHL/NAG/0826/5206830

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 1

The PAN card	MOHOMMUD RAFFIQUE HASAN
The sanction letter DIFFERS	MOHAMMAD RAFFIQUE HASAN

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

Compared: the sanction letter. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete. All required documents have been shared with the branch.

the history says the next move is with no one — the case is finished — nothing

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-17) “PFA, and Kindly Initiate”

✓ fee paid — the branch's words — done, mail 2 (2026-09-17) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-09-17) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-17) “PFA challan for your reference.”

✓ filed on the IGR site — done, mail 4 (2026-09-19) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 5 (2026-09-19) “PFA: Downloaded e-filing for your reference..”

✓ NOI Index II shared — done, mail 7 (2026-09-21) “PFA index 2 copy for case closure..”

read over 7 mail(s), last mail 2026-09-21 · read 26d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010394271202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

NJ nagsen.jambhulkar@phfl.com phfl.com
17 Sep, 17:49 · 30d ago THE FIRST MAIL — how this case began

NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN

📎 IMG-20260917-WA0042.jpg ↗📎 adhar-new.pdf ↗📎 IMG-20260917-WA0040.jpg ↗📎 SKM_226i26091716500.pdf ↗📎 IMG-20260917-WA0043.jpg ↗📎 SKM_226i26091716450.pdf ↗📎 IMG-20260917-WA0041.jpg ↗

Dear Team,

PFA, and Kindly Initiate

NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

earlier mails quoted below

From: Anup Divakar Lokhande1 (anup.lokhande1@phfl.com)
Date: 09/17/26 17:34
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: FYI

FYI

🤖 read: asks for the challan, the e-filing copy; documents attached — “Kindly Initiate NOI & Challan Process”

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
17 Sep, 18:26 · 30d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Thu, 17 Sept 2026 at 17:49, Nagsen Khemchand Jambhulkar <
nagsen.jambhulkar@phfl.com> wrote:

Dear Team,

PFA, and Kindly Initiate
NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN

Thanks & Regards,
*Nagsen Jambhulkar*

Sr. Team Leader - Loans

PNB Housing Finance Ltd.,

Direct: 0712-2533460,1,2

Mobile: *9370638343*

*PHFL Home Loans and Services Limited*

*[image: cid:image002.jpg@01D4388E.04228670]*

----- Forwarded Message -----
------------------------------
From: Anup Divakar Lokhande1 (anup.lokhande1@phfl.com)
Date: 09/17/26 17:34
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: FYI

FYI

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
17 Sep, 19:16 · 30d ago

📎 MOHOMMUD RAFFIQUE HASAN EchallanMH01039427 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 17 Sept 2026 at 18:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 17 Sept 2026 at 17:49, Nagsen Khemchand Jambhulkar <
nagsen.jambhulkar@phfl.com> wrote:

> Dear Team,
>
> PFA, and Kindly Initiate
> NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN
>
> Thanks & Regards,
> *Nagsen Jambhulkar*
>
> Sr. Team Leader - Loans
>
> PNB Housing Finance Ltd.,
>
> Direct: 0712-2533460,1,2
>
> Mobile: *9370638343*
>
> *PHFL Home Loans and Services Limited*
>
> *[image: cid:image002.jpg@01D4388E.04228670]*
>
> ----- Forwarded Message -----
> ------------------------------
> From: Anup Divakar Lokhande1 (anup.lokhande1@phfl.com)
> Date: 09/17/26 17:34
> To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
> Subject: FYI
>
> FYI
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
19 Sep, 14:29 · 28d ago

📎 eFilingDoc9991809260523.pdf ↗

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 17 Sept 2026 at 19:16, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 17 Sept 2026 at 18:26, THINKBIGZ NOI <pnb.noifilling@gmail.com> 
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will 
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 17 Sept 2026 at 17:49, Nagsen Khemchand Jambhulkar <
> nagsen.jambhulkar@phfl.com> wrote:
>
>> Dear Team,
>>
>> PFA, and Kindly Initiate
>> NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN
>>
>> Thanks & Regards, 
>> *Nagsen Jambhulkar*
>>
>> Sr. Team Leader - Loans
>>
>> PNB Housing Finance Ltd.,
>>
>> Direct: 0712-2533460,1,2 
>>
>> Mobile: *9370638343*
>>
>> *PHFL Home Loans and Services Limited*
>>
>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>
>> ----- Forwarded Message -----
>> ------------------------------
>> From: Anup Divakar Lokhande1 (anup.lokhande1@phfl.com)
>> Date: 09/17/26 17:34
>> To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
>> Subject: FYI
>>
>> FYI
>>
>

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
19 Sep, 14:29 · 28d ago

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 17 Sept 2026 at 19:16, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 17 Sept 2026 at 18:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 17 Sept 2026 at 17:49, Nagsen Khemchand Jambhulkar <
> nagsen.jambhulkar@phfl.com> wrote:
>
>> Dear Team,
>>
>> PFA, and Kindly Initiate
>> NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN
>>
>> Thanks & Regards,
>> *Nagsen Jambhulkar*
>>
>> Sr. Team Leader - Loans
>>
>> PNB Housing Finance Ltd.,
>>
>> Direct: 0712-2533460,1,2
>>
>> Mobile: *9370638343*
>>
>> *PHFL Home Loans and Services Limited*
>>
>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>
>> ----- Forwarded Message -----
>> ------------------------------
>> From: Anup Divakar Lokhande1 (anup.lokhande1@phfl.com)
>> Date: 09/17/26 17:34
>> To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
>> Subject: FYI
>>
>> FYI
>>
>

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
21 Sep, 12:08 · 26d ago

Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 19 Sept 2026 at 14:29, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 17 Sept 2026 at 19:16, THINKBIGZ NOI <pnb.noifilling@gmail.com> 
wrote:

> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 17 Sept 2026 at 18:26, THINKBIGZ NOI <pnb.noifilling@gmail.com> 
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will 
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Thu, 17 Sept 2026 at 17:49, Nagsen Khemchand Jambhulkar <
>> nagsen.jambhulkar@phfl.com> wrote:
>>
>>> Dear Team,
>>>
>>> PFA, and Kindly Initiate
>>> NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN
>>>
>>> Thanks & Regards, 
>>> *Nagsen Jambhulkar*
>>>
>>> Sr. Team Leader - Loans
>>>
>>> PNB Housing Finance Ltd.,
>>>
>>> Direct: 0712-2533460,1,2 
>>>
>>> Mobile: *9370638343*
>>>
>>> *PHFL Home Loans and Services Limited*
>>>
>>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>>
>>> ----- Forwarded Message -----
>>> ------------------------------
>>> From: Anup Divakar Lokhande1 (anup.lokhande1@phfl.com)
>>> Date: 09/17/26 17:34
>>> To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
>>> Subject: FYI
>>>
>>> FYI
>>>
>>

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

OL The NOI teamTYPED IN GMAIL
21 Sep, 12:08 · 26d ago

📎 IndexII9991809260523.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 19 Sept 2026 at 14:29, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 17 Sept 2026 at 19:16, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 17 Sept 2026 at 18:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Thu, 17 Sept 2026 at 17:49, Nagsen Khemchand Jambhulkar <
>> nagsen.jambhulkar@phfl.com> wrote:
>>
>>> Dear Team,
>>>
>>> PFA, and Kindly Initiate
>>> NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN
>>>
>>> Thanks & Regards,
>>> *Nagsen Jambhulkar*
>>>
>>> Sr. Team Leader - Loans
>>>
>>> PNB Housing Finance Ltd.,
>>>
>>> Direct: 0712-2533460,1,2
>>>
>>> Mobile: *9370638343*
>>>
>>> *PHFL Home Loans and Services Limited*
>>>
>>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>>
>>> ----- Forwarded Message -----
>>> ------------------------------
>>> From: Anup Divakar Lokhande1 (anup.lokhande1@phfl.com)
>>> Date: 09/17/26 17:34
>>> To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
>>> Subject: FYI
>>>
>>> FYI
>>>
>>

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	IMG-20260917-WA0042.jpg	filed	30d ago
Aadhaar card	adhar-new.pdf	filed	30d ago
Payment screenshot	IMG-20260917-WA0040.jpg	filed	30d ago
Sale deed+ PAN card inside+ Selfie / photo inside	SKM_226i26091716500.pdf	filed	30d ago
Sanction letter	IMG-20260917-WA0043.jpg	filed	30d ago
Other	SKM_226i26091716450.pdf	unread	30d ago
Other	IMG-20260917-WA0041.jpg	unread	30d ago
Paid challan (GRAS)	MOHOMMUD RAFFIQUE HASAN EchallanMH010394271202627E.pdf	filed	30d ago
E-filing copy (token)	eFilingDoc9991809260523.pdf	filed	28d ago
Index IIthe registered copy we filed	IndexII9991809260523.pdf	filed	26d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹25,360.92

Where it stands
waiting for the credit

Screenshot claims
₹25,320 165327626133

why?

Paid by GPay at 2026-09-16 — verified when Google's NEFT lands in the PNB account (within hours).

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹8,830	₹14,710	₹320	₹1,500	₹25,360

By law ₹25,340. We ask ₹25,360 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

39 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Title deed no / year / SRO, Building (person 1), Mobile (person 2), Birth date (person 2) …

28 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (IMG-20260917-WA0043.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Unit Shop No.323, Floor 3rd floor, Block 3rd floor, Project RAI TOWER, RAI TOWER, CS NO 1870/1 AND 1872 SHEET NO 29, NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, TAH & DIST NAGPUR 440001, Nagpur, Nagpur, MAHARASHTRA, India, 440001

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

IMG-20260917-WA0043.jpg

as printed
UNIT SHOP NO.323, FLOOR 3RD FLOOR, BLOCK 3RD FLOOR, PROJECT RAI TOWER, RAI TOWER, CS NO 1870/1 AND 1872 SHEET NO 29, NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, TAH & DIST NAGPUR 440001, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440001

PIN
440001

THE CHALLAN, as it will be typed

Flat/Survey Number
UNIT SHOP NO 323 3RD FLOOR PROJECT RAI TOWER CS NO 1870/1 AND 1872 SHEET NO 29

Locality/Road
KAMPTEE ROAD LIC SQUARE NEAR VIMS HOSPITAL

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	MOHOMMUD RAFFIQUE HASAN	BSYPS0091N
co_mortgagor	SHRI. KISHOR S/O SHRI. GOPICHAND RAI	AACCR6008G

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	nagsen.jambhulkar@phfl.com	30d ago
document chase	nagsen.jambhulkar@phfl.com	30d ago

What EzDocs read from each document — check anything marked in red

PAN card IMG-20260917-WA0042.jpg needs your check

dob
1981-01-02

pan
BSYPS0091N

name
MOHOMMUD RAFFIQUE HASAN

legible
True

raw reading (for Abhijit)

{'dob': '1981-01-02', 'pan': 'BSYPS0091N', 'name': 'MOHOMMUD RAFFIQUE HASAN', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20260917-WA0040.jpg needs your check

utr
165327626133

date
2026-09-16

time
14:47

amount
25320

method
UPI

payee upi
9892834356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '165327626133', 'date': '2026-09-16', 'time': '14:47', 'amount': 25320, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sale deed SKM_226i26091716500.pdf needs your check

pan
AACCR6008G

name
SHRI. KISHOR S/O SHRI. GOPICHAND RAI

legible
True

raw reading (for Abhijit)

{'dob': None, 'pan': 'AACCR6008G', 'name': 'SHRI. KISHOR S/O SHRI. GOPICHAND RAI', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter IMG-20260917-WA0043.jpg needs your check

lan
NHL/NAG/0826/5206830

legible
True

loan type
Non Housing Loan, Personal use

confidence
1

loan amount
2800000

final amount
2940000

interest rate
9.5

sanction date
02-Sep-2026

letter version
3

applicant email
rafikvnit@gmail.com

applicant names
MOHAMMAD RAFFIQUE HASAN, TARANNUM RAFIQUE MOHAMMAD

applicant mobile
9326627031

property address
pin: 440001; road: KAMPTEE ROAD; state: MAHARASHTRA; taluka: NAGPUR; Flat no: Unit Shop No.323; district: NAGPUR; Floor: 3rd floor; landmark: NEAR VIMS HOSPITAL; Address: Unit Shop No.323, Floor 3rd floor, Block

insurance premium
140000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2940000

security address verbatim
Unit Shop No.323, Floor 3rd floor, Block 3rd floor, Project RAI TOWER, RAI TOWER, CS NO 1870/1 AND 1872 SHEET NO 29, NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, TAH & DIST NAGPUR 440001, Nagpur, Nagpur, MAHARASHTRA, Ind

applicant address verbatim
PLOT NO 999, KHARBI ROAD, NEAR HASANBAGH CHOWK,., Nagpur, MAHARASHTRA, 440009, India

raw reading (for Abhijit)

{'lan': 'NHL/NAG/0826/5206830', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 2800000, 'final_amount': 2940000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '02-Sep-2026', 'letter_version': '3', 'applicant_email': 'rafikvnit@gmail.com', 'applicant_names': ['MOHAMMAD RAFFIQUE HASAN', 'TARANNUM RAFIQUE MOHAMMAD'], 'applicant_mobile': '9326627031', 'property_address': {'pin': '440001', 'road': 'KAMPTEE ROAD', 'state': 'MAHARASHTRA', 'taluka': 'NAGPUR', 'flat_no': 'Unit Shop No.323', 'district': 'NAGPUR', 'floor_no': '3rd floor', 'landmark': 'NEAR VIMS HOSPITAL', 'full_address': 'Unit Shop No.323, Floor 3rd floor, Block 3rd floor, Project RAI TOWER, RAI TOWER, CS NO 1870/1 AND 1872 SHEET NO 29, NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, TAH & DIST NAGPUR 440001, Nagpur, Nagpur, MAHARASHTRA, India, 440001', 'village_city': 'Nagpur', 'building_name': 'Project RAI TOWER', 'survey_or_cts_no': 'CS NO 1870/1 AND 1872 SHEET NO 29'}, 'insurance_premium': 140000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2940000, 'security_address_verbatim': 'Unit Shop No.323, Floor 3rd floor, Block 3rd floor, Project RAI TOWER, RAI TOWER, CS NO 1870/1 AND 1872 SHEET NO 29, NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, TAH & DIST NAGPUR 440001, Nagpur, Nagpur, MAHARASHTRA, India, 440001', 'applicant_address_verbatim': 'PLOT NO 999, KHARBI ROAD, NEAR HASANBAGH CHOWK,., Nagpur, MAHARASHTRA, 440009, India'}

Other SKM_226i26091716450.pdf needs your check

payments inside
bank: STATE BANK OF INDIA; kind: bundle; payments: []; rows_read: 7; account_last4: 6035; account_holder: Mohammad Raffique Hasan

raw reading (for Abhijit)

{'payments_inside': {'bank': 'STATE BANK OF INDIA', 'kind': 'bundle', 'payments': [], 'rows_read': 7, 'account_last4': '6035', 'account_holder': 'Mohammad Raffique Hasan'}}

Payment screenshot IMG-20260917-WA0040.jpg needs your check

payments inside
bank: AXIS BANK; kind: payment_screenshot; payments: [{'utr': '165327626133', 'date': '2026-09-16', 'page': 1, 'time': '14:47', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 25320.0, 'direction': 'debit', 'narration

raw reading (for Abhijit)

{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '165327626133', 'date': '2026-09-16', 'page': 1, 'time': '14:47', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 25320.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2609161447401044231524', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0350', 'account_holder': None}}

Other IMG-20260917-WA0041.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Aadhaar card adhar-new.pdf needs your check

dob
1981-XX-XX

name
Mohommud Raffique Hasan

address
pin: 440009; area: Near Hasanbag Chowk Hasanbagh Hanuman Nagar S.O; flat: Plot No. 999; road: Kharbi Road; state: Maharashtra; Village: Nagpur

legible
True

aadhaar last4
2322

raw reading (for Abhijit)

{'dob': '1981-XX-XX', 'pan': None, 'name': 'Mohommud Raffique Hasan', 'mobile': None, 'address': {'pin': '440009', 'area': 'Near Hasanbag Chowk Hasanbagh Hanuman Nagar S.O', 'flat': 'Plot No. 999', 'road': 'Kharbi Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': None, 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'aadhaar_last4': '2322', 'quality_issue': None}

Other IMG-20260917-WA0041.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Other SKM_226i26091716450.pdf needs your check

payments inside
kind: bundle; payments: []; rows_read: 5; account_holder: Mohammad Raffique Hasan

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [], 'rows_read': 5, 'account_last4': None, 'account_holder': 'Mohammad Raffique Hasan'}}

Paid challan (GRAS) MOHOMMUD RAFFIQUE HASAN EchallanMH010394271202627E.pdf needs your check

grn
MH010394271202627E

pin
440001

total
23540

article
Stamp Duty and Registration Fee together

defaced
False

bank cin
03006172026091701284

district
NAGPUR

area city
NAGPUR

payer pan
BSYXXXXXXN

flat block
UNIT SHOP NO.323, 3RD FLOOR, PROJECT RAI

payer name
MOHOMMUD RAFFIQUE HASAN

sro office
NGP2_JT NAGPUR SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2940000

scheme rows
{'amount': 8830, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14710, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX7031

payment date
17/09/2026-19:14:45

road locality
NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, NAGPUR, MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2940000

raw reading (for Abhijit)

{'grn': 'MH010394271202627E', 'pin': '440001', 'total': 23540, 'article': 'Stamp Duty and Registration Fee together', 'defaced': False, 'bank_cin': '03006172026091701284', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'BSYXXXXXXN', 'flat_block': 'UNIT SHOP NO.323, 3RD FLOOR, PROJECT RAI', 'payer_name': 'MOHOMMUD RAFFIQUE HASAN', 'sro_office': 'NGP2_JT NAGPUR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2940000', 'scheme_rows': [{'amount': 8830, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14710, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7031', 'payment_date': '17/09/2026-19:14:45', 'road_locality': 'NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, NAGPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2940000'}

Technical record (for Abhijit — safe to ignore)

52m ago	EzDocs	reader_home_address	{'fp': '35bb5d9964dc220e', 'from': 'the sanction letter (IMG-20260917-WA0043.jpg)', 'home': {'pin': '440009', 'area': 'NEAR HASANBAGH CHOWK', 'flat': 'PLOT NO 999', 'road': 'KHARBI ROAD', 'state': 'MAHARASHTRA', 'distric
16d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260917-WA0042.jpg', 'cards': 1, 'doc_id': '90a5d128-3e65-4502-84ac-a45aa14e75d7', 'applied': 0}
16d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'adhar-new.pdf', 'cards': 1, 'doc_id': 'c0d2d71c-1c35-4487-87a4-d4b9b215e7cf', 'applied': 0}
18d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'INDEX2_SENT', 'method': 'amount_in_bu
18d ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 25320.0, 'reason': 'amount-only match onto a case pa
18d ago	EzDocs	case_reevaluated	{'stage_after': 'INDEX2_SENT'}
18d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 25320.0, 'method': 'amount_in_buffer
18d ago	EzDocs	payment_verified	{'utr': '165327626133', 'why': "paid ₹25,320, ₹41 under our ask of ₹25,361 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted a
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
18d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'INDEX2_SENT', 'method': 'amount_in_bu
18d ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 25320.0, 'reason': 'amount-only match onto a case pa
18d ago	EzDocs	case_reevaluated	{'stage_after': 'INDEX2_SENT'}
18d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 25320.0, 'method': 'amount_in_buffer
18d ago	EzDocs	payment_verified	{'utr': '165327626133', 'why': "paid ₹25,320, ₹41 under our ask of ₹25,361 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted a
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
18d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'INDEX2_SENT', 'method': 'amount_in_bu
18d ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 25320.0, 'reason': 'amount-only match onto a case pa
18d ago	EzDocs	case_reevaluated	{'stage_after': 'INDEX2_SENT'}
18d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 25320.0, 'method': 'amount_in_buffer
18d ago	EzDocs	payment_verified	{'utr': '165327626133', 'why': "paid ₹25,320, ₹41 under our ask of ₹25,361 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted a
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
18d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'INDEX2_SENT', 'method': 'amount_in_bu
18d ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 25320.0, 'reason': 'amount-only match onto a case pa
18d ago	EzDocs	case_reevaluated	{'stage_after': 'INDEX2_SENT'}
18d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 25320.0, 'method': 'amount_in_buffer
18d ago	EzDocs	payment_verified	{'utr': '165327626133', 'why': "paid ₹25,320, ₹41 under our ask of ₹25,361 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted a
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
18d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'INDEX2_SENT', 'method': 'amount_in_bu
18d ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 25320.0, 'reason': 'amount-only match onto a case pa
18d ago	EzDocs	case_reevaluated	{'stage_after': 'INDEX2_SENT'}

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card

Money

₹25,320 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: In the branch's mail of 17 Sep (from nagsen.jambhulkar@phfl.com, “NOI & Challan Process :-NHL/NAG/0826/5206830/MOHAMMAD RAFFIQUE HASAN”), a DIFFERENT PERSON'S PAN card is attached: SKM_226i26091716500.pdf is KISHOR S/O SHRI. GOPICHAND RAI (PAN AACCR6008G)'s, not MOHAMMAD RAFFIQUE HASAN's. Please check with the branch. It is not used — MOHAMMAD's own card is not on the file: ask the branch for it. The work is done — our fee of ₹25,360.92 is still not in our account. Chase the branch for it. We are not asking the branch for papers yet — a file here is unread and the missing one may be inside it. GPay ₹25,320 announced at 20:10 has not settled into the PNB account (due 00:10). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

Today · 17 Oct1 thing

EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records