silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02945

Jyotiba Vasant Gaikwad

ICICI_HFCLAN 77000356344 Index II shared · done Send the draft 1All documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
11 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Technical reportopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (13)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹27,930.03CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,925 receivedpart of one Google settlement
Stamp duty 0.3%10,880
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.03
Total we ask for27,930.03
the branch’s receipt claims ₹27,925 663977220951
paid 27 Sep 12:31:28 · verified 30 Sep 18:45:39 · 3 d 6 h later
How we know
Our own bank told us — 27 Sep 12:31
₹54,360 · UTR AXNGG27005399681 · from VA-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.54360.00,27-09-2026 12:31:28 thru NEFT from AXNGG27005399681/GOOGLE INDIA DIGITAL . Aval Bal 133188.04 CR Helpline 18001800/18002021-PNB”
Matched by: part of one Google settlement split over several cases
By law ₹27,924.97. We ask ₹27,930 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹27,925 — accept as full (₹5.03 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 03 minour time · 30 Sep 14:22
Index II 59 h 46 minour time · 7 Oct 13:06
the NOI team 6 d 23 htotal 6 d 23 h
Complete.
Day by day — every step and who held it
30 Sep 13:19Your branch's mail
30 Sep 13:19Payment landedat once
30 Sep 13:23Fee quoted+4 min · the NOI team
30 Sep 13:24Papers readat once
30 Sep 13:24Property readat once
30 Sep 13:24Papers readat once
30 Sep 14:22Challan made+59 min · the NOI team
30 Sep 18:45Payment verified+4 h 23 min · the NOI team
1 Oct 17:13Filed on IGR — e-filing shared+22 h 28 min · the NOI team
7 Oct 13:06Index II sent+5 d 19 h · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹36,24,989
Loan account no.
77000356344
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the technical report, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed and the e-filing copy shared. The team is now waiting for the government to issue the Index II of the NOI.
the trail says the next move is with the government — the government's Index II
✓ loan papers sent — done, mail 1 (2026-09-30) “Please find below details.”
✓ fee asked — done, mail 1 (2026-09-30) “TOTAL AMOUNT PAYABLE 27,925”
✓ fee paid — the branch's words — done, mail 1 (2026-09-30) “PAYMENT SCREENSHOT WITH UTR ATTACHED”
✓ challan made — done, mail 4 (2026-09-30) “PFA Challan for your reference.”
✓ challan shared — done, mail 4 (2026-09-30) “PFA Challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “IINDEX II COPY | LSR | SALE DEED ATTACHED”
✓ filed on the IGR site — done, mail 5 (2026-10-01) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
✓ e-filing copy shared — done, mail 5 (2026-10-01) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
read over 5 mail(s), last mail 2026-10-01 · read 12d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026011212843 · ₹300 · paid 01/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011148225202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-02945
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: 77000356344).

ApplicantJyotiba Vasant Gaikwad
LAN77000356344
Loan AmtRs. 36,24,989
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter, Technical Report

Your payment advice for Rs. 27,925 (UTR 663977220951) is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02945/dc966835f5be36a0827f3f39

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
KS kiran.sable@icicihfc.com icicihfc.com
30 Sep, 13:19 · 13d ago THE FIRST MAIL — how this case began
APPL 10335655 -APPLICANT NAME – JYOTIBA VASANT GAIKWAD | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Dear Team,

Please find below details.

Customer nameJYOTIBA VASANT GAIKWAD
Loan account (LAN)77000356344//77000356345
Loan amount₹36,24,989
Stamp duty 0.30%₹10,874.97
Registration fee 0.50%₹15,000
DHC₹350
Total₹27,925
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION BRANCH NAME

KHARADI

CASE TYPE (PLS MENTION IT )

Home Loan ( BT + TOP UP)

NOI SERIVCE FEE1700

SRO No

Haveli

Regards, Kiran Sable 9561793982
🤖 read: documents attached; note: Home Loan ( BT + TOP UP)
5 more mails in between — open
OL The NOI teamTYPED IN GMAIL
30 Sep, 14:26 · 13d ago

Team

PFA Challan for ypu

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 13:20, Kiran Sable /DIST/ICICIHFC/PUNE < kiran.sable@icicihfc.com> wrote: Dear Team, Please find below details. *APPLICANT NAME* *JYOTIBA VASANT GAIKWAD* *LAN NO* *77000356344//77000356345* *CASE INITIATION BRANCH NAME* *KHARADI* *CASE TYPE (PLS MENTION IT )* *Home Loan ( BT + TOP UP)* *LOAN AMOUNT WITH INSURANCE* *3624989* *0.30%* *10874.967* *0.50%* *15000* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *27,925* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *Haveli* Regards, Kiran Sable 9561793982
🤖 read: challan shared ✓ — “PFA Challan for ypu”
OL The NOI teamTYPED IN GMAIL
30 Sep, 14:26 · 13d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 13:20, Kiran Sable /DIST/ICICIHFC/PUNE < kiran.sable@icicihfc.com> wrote: Dear Team, Please find below details. *APPLICANT NAME* *JYOTIBA VASANT GAIKWAD* *LAN NO* *77000356344//77000356345* *CASE INITIATION BRANCH NAME* *KHARADI* *CASE TYPE (PLS MENTION IT )* *Home Loan ( BT + TOP UP)* *LOAN AMOUNT WITH INSURANCE* *3624989* *0.30%* *10874.967* *0.50%* *15000* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *27,925* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *Haveli* Regards, Kiran Sable 9561793982
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 14:26 · 13d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 13:20, Kiran Sable /DIST/ICICIHFC/PUNE < kiran.sable@icicihfc.com> wrote: Dear Team, Please find below details. *APPLICANT NAME* *JYOTIBA VASANT GAIKWAD* *LAN NO* *77000356344//77000356345* *CASE INITIATION BRANCH NAME* *KHARADI* *CASE TYPE (PLS MENTION IT )* *Home Loan ( BT + TOP UP)* *LOAN AMOUNT WITH INSURANCE* *3624989* *0.30%* *10874.967* *0.50%* *15000* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *27,925* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *Haveli* Regards, Kiran Sable 9561793982
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
01 Oct, 17:13 · 12d ago

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 14:26, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 13:20, Kiran Sable /DIST/ICICIHFC/PUNE < kiran.sable@icicihfc.com > wrote: Dear Team, Please find below details. APPLICANT NAME JYOTIBA VASANT GAIKWAD LAN NO 77000356344//77000356345 CASE INITIATION BRANCH NAME KHARADI CASE TYPE (PLS MENTION IT ) Home Loan ( BT + TOP UP) LOAN AMOUNT WITH INSURANCE 3624989 0.30% 10874.967 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,925 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Haveli Regards, Kiran Sable 9561793982
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
OL The NOI teamTYPED IN GMAIL
07 Oct, 13:06 · 6d ago
Dear team

PFA Index 2 copy for the case closure.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Thu, 1 Oct 2026 at 17:13, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 14:26, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 13:20, Kiran Sable /DIST/ICICIHFC/PUNE < kiran.sable@icicihfc.com > wrote: Dear Team, Please find below details. APPLICANT NAME JYOTIBA VASANT GAIKWAD LAN NO 77000356344//77000356345 CASE INITIATION BRANCH NAME KHARADI CASE TYPE (PLS MENTION IT ) Home Loan ( BT + TOP UP) LOAN AMOUNT WITH INSURANCE 3624989 0.30% 10874.967 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,925 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Haveli Regards, Kiran Sable 9561793982
🤖 read: Index II shared ✓ — “PFA Index 2 copy for the case closure.”
OL The NOI teamTYPED IN GMAIL
07 Oct, 13:06 · 6d ago
Dear team

PFA Index 2 copy for the case closure.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Thu, 1 Oct 2026 at 17:13, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 14:26, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 13:20, Kiran Sable /DIST/ICICIHFC/PUNE < kiran.sable@icicihfc.com > wrote: Dear Team, Please find below details. APPLICANT NAME JYOTIBA VASANT GAIKWAD LAN NO 77000356344//77000356345 CASE INITIATION BRANCH NAME KHARADI CASE TYPE (PLS MENTION IT ) Home Loan ( BT + TOP UP) LOAN AMOUNT WITH INSURANCE 3624989 0.30% 10874.967 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,925 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Haveli Regards, Kiran Sable 9561793982
🤖 read: Index II shared ✓ — “PFA Index 2 copy for the case closure.”
OL The NOI teamTYPED IN GMAIL
07 Oct, 13:06 · 6d ago
Dear team

PFA Index 2 copy for the case closure.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Thu, 1 Oct 2026 at 17:13, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 14:26, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 13:20, Kiran Sable /DIST/ICICIHFC/PUNE < kiran.sable@icicihfc.com > wrote: Dear Team, Please find below details. APPLICANT NAME JYOTIBA VASANT GAIKWAD LAN NO 77000356344//77000356345 CASE INITIATION BRANCH NAME KHARADI CASE TYPE (PLS MENTION IT ) Home Loan ( BT + TOP UP) LOAN AMOUNT WITH INSURANCE 3624989 0.30% 10874.967 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,925 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Haveli Regards, Kiran Sable 9561793982
🤖 read: Index II shared ✓ — “PFA Index 2 copy for the case closure.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo Jyotiba Photo.jpg
filed 13d ago
Aadhaar card JYOTIBA ADHAR.pdf
filed 13d ago
PAN card JOTIBA PAN CARD.pdf
filed 13d ago
Aadhaar card EAadhaar_POOJA (1).pdf
filed 13d ago
PAN card Pooja gaikwad pan.pdf
filed 13d ago
Selfie / photo Pooja photo.jpg
filed 13d ago
Technical report Gaikwad Technical.pdf
filed 13d ago
Index IIthe branch sent this — an input INDEX 2.jpg
filed 13d ago
Payment screenshot IMG-20260930-WA0012.jpg
filed 13d ago
Sanction letter KFSLetter_77000356344.pdf
filed 13d ago
Paid challan (GRAS) JOTIBA VASANT GAYAKWAD EchallanMH011148225202627E.pdf
filed 13d ago
E-filing copy (token) eFilingDoc9990110260535.pdf
filed 12d ago
Index IIthe registered copy we filed IndexII9990110260535.pdf
filed 6d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,930.03
Where it stands
VERIFIED — money received
Screenshot claims
₹27,925 663977220951
Paid at
27 Sep 12:31:28
Verified on
30 Sep 18:45:39

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹10,880₹15,000₹350 ₹1,700₹27,930
By law ₹27,924.97. We ask ₹27,930 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Mobile (person 2)
5 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number type, Second number, Property type (Open / Building / Open + Building), E-mail (person 2)
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX 2.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
पालिकेचे नावः पिंपरी-चिंचवड म.न.पा. इतर वर्णन इतर माहितीः गाव मौजे विश्वली येथील गट नं 1643,1644 व 1645 वरील केमर व्हॅली डी विंग महकारी गृह रचना संस्था मर्यादित या योजनेतील विंग डी मधील चौथ्या मजल्यावरील मदनिका क्र 401 यांमी कारपेट क्षेत्र 34.44 ची. मी एनक्लोज्ड वाल्कनी क्षेत्र 3.2 चौ. मी ओपन बाल्कनी क्षेत्र 2.87 चौ. मी टेरेस क्षेत्र 3.2 ची मी. व कव्हर्ड पार्किंग मह या मिळकतीचे करारनामा मे. दुय्यम निबंधक हवेली नं. 18, पुणे यांचे कार्यालयात दम्न नं 13363/2025 अन्वये दिनांक 16. 05. 2025 रोजी नोंदविलेले असून सदर दस्तावर योग्य तो मुद्रांक शुल्क व नोंदणी फी भरलेली आहे ( ( GAT NUMBER: 1643, 1644 and 1645;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
Gaikwad Technical.pdf
Property Address line
FLAT NO 401,4TH FLOOR, WING D, KESAR VALLEY, GAT,NO 1643,1644,1645, CHIKHALI,TAL HAVELI DIST PUNE
Legal Address line
FLAT NO 401,4TH FLOOR, WING D, KESAR VALLEY, GAT NO 1643,1644,1645, CHIKHALI, TAL HAVELI DIST PUNE
PIN
411062
the Index II
INDEX 2.jpg
the property
paalikeche naavah pimpari-chinchavada ma.na.paa. itara varnana itara maahitih gaava mauje vishvali yethila gata nan 1643,1644 va 1645 varila kemara vhali di vinga mahakaari gruha rachanaa sansthaa maryaadita yaa yojanetila vinga di madhila chauthyaa majalyaavarila madanikaa kra 401 yaammi kaarapeta kshetra 34.44 chi. mi enaklojda vaalkani kshetra 3.2 chau. mi opana baalkani kshetra 2.87 chau. mi teresa kshetra 3.2 chi mi. va kavharda paarkinga maha yaa milakatiche karaaranaamaa me. duyyama nibandhaka haveli nan. 18, pune yaanche kaaryaalayaata damna nan 13363/2025 anvaye dinaanka 16. 05. 2025 roji nondavilele asuna sadara dastaavara yogya to mudraanka shulka va nondani phi bharaleli aahe ( ( GAT NUMBER: 1643, 1644 AND 1645;))
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 401 4TH FLOOR WING D KESAR VALLEY GAT NO 1643 1644 1645
Locality/Road
CHIKHALI TAL HAVELI DIST PUNE
Area/City
PUNE
check or correct a box, the papers beside it →
the Index II also prints: 05, 13363/2025, 16, 18, 2, 2025, 3, 34, AAHE, ANVAYE, ASUNA, BAALKANI, BHARALELI, CANNOT, CHAU, CHAUTHYAA, CHI, CHINCHAVADA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorJOTIBA VASANT GAYAKWADBCJPG7495M…1831
co_mortgagorPOOJA JOTIBA GAYAKWADMFTPS5901L…5073
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedkiran.sable@icicihfc.com 13d ago
What the engine read from each document — check anything marked in red
Selfie / photo Jyotiba Photo.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
PAN card JOTIBA PAN CARD.pdf needs your check
dob
1990-04-11
pan
BCJPG7495M
name
JOTIBA VASANT GAYAKWAD
legible
True
father name
VASANT SHIVARAM GAYAKWAD
raw reading (for Abhijit)
{'dob': '1990-04-11', 'pan': 'BCJPG7495M', 'name': 'JOTIBA VASANT GAYAKWAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VASANT SHIVARAM GAYAKWAD', 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo Pooja photo.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
PAN card Pooja gaikwad pan.pdf needs your check
dob
1997-09-05
pan
MFTPS5901L
name
POOJA JOTIBA GAYAKWAD
legible
True
father name
RAJARAM DHONDIBA SHINDE
raw reading (for Abhijit)
{'dob': '1997-09-05', 'pan': 'MFTPS5901L', 'name': 'POOJA JOTIBA GAYAKWAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAJARAM DHONDIBA SHINDE', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card JYOTIBA ADHAR.pdf needs your check
dob
1990-04-11
name
Jotiba Vasant Gaykwad
mobile
7709826938
address
pin: 411062; area: Gat NO 1643,44,45 PM T Bus Stop M Crop, Sane Chowk; flat: Flat No 401 D Wing; state: Maharashtra; building: Kesar Velly Society; district: Pune; post_office: Rupeenagar; village_city: Pimpari Chinchwad
legible
True
aadhaar last4
1831
raw reading (for Abhijit)
{'dob': '1990-04-11', 'pan': None, 'name': 'Jotiba Vasant Gaykwad', 'mobile': '7709826938', 'address': {'pin': '411062', 'area': 'Gat NO 1643,44,45 PM T Bus Stop M Crop, Sane Chowk', 'flat': 'Flat No 401 D Wing', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Kesar Velly Society', 'district': 'Pune', 'post_office': 'Rupeenagar', 'village_city': 'Pimpari Chinchwad'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1831', 'quality_issue': None}
Aadhaar card EAadhaar_POOJA (1).pdf needs your check
dob
1997-09-05
name
Pooja Jotiba Gayakwad
mobile
9607549875
address
pin: 411062; area: PMT Bus Stop M Crop, Sane Chowk; flat: Flat No 401 D Wing; state: Maharashtra; building: Kesar Velly Society; district: Pune; post_office: Rupeenagar; village_city: Pimpari Chinchwad
legible
True
aadhaar last4
5073
raw reading (for Abhijit)
{'dob': '1997-09-05', 'pan': None, 'name': 'Pooja Jotiba Gayakwad', 'mobile': '9607549875', 'address': {'pin': '411062', 'area': 'PMT Bus Stop M Crop, Sane Chowk', 'flat': 'Flat No 401 D Wing', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Kesar Velly Society', 'district': 'Pune', 'post_office': 'Rupeenagar', 'village_city': 'Pimpari Chinchwad'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5073', 'quality_issue': None}
Technical report Gaikwad Technical.pdf needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT
area sq m
43.66
paper for
loan_ref: 77000356344; report_id: HRQ-26-160387; customer_name: Jotiba Vasant Gayakwad
confidence
0.95
address lines
taken: legal; legal_address: Flat No 401,4th Floor, Wing D, Kesar Valley, Gat No 1643,1644,1645, Chikhali, Tal Haveli Dist Pune; property_address: Flat No 401,4th Floor, Wing D, Kesar Valley, Gat,No 1643,1644,1645, Chikh
property address
pin: 411062; state: Maharashtra; taluka: Haveli; flat_no: Flat No 401; district: Pune; floor_no: 4th Floor; landmark: Near Patil Hospital; full_address: Flat No 401,4th Floor, Wing D, Kesar Valley, Gat No 1643,1644,1645,
security address verbatim
Flat No 401,4th Floor, Wing D, Kesar Valley, Gat No 1643,1644,1645, Chikhali, Tal Haveli Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 43.66, 'paper_for': {'loan_ref': '77000356344', 'report_id': 'HRQ-26-160387', 'customer_name': 'Jotiba Vasant Gayakwad'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No 401,4th Floor, Wing D, Kesar Valley, Gat No 1643,1644,1645, Chikhali, Tal Haveli Dist Pune', 'property_address': 'Flat No 401,4th Floor, Wing D, Kesar Valley, Gat,No 1643,1644,1645, Chikhali,Tal Haveli Dist Pune'}, 'property_address': {'pin': '411062', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Flat No 401', 'district': 'Pune', 'floor_no': '4th Floor', 'landmark': 'Near Patil Hospital', 'full_address': 'Flat No 401,4th Floor, Wing D, Kesar Valley, Gat No 1643,1644,1645, Chikhali, Tal Haveli Dist Pune', 'village_city': 'Chikhali', 'building_name': 'Wing D, Kesar Valley', 'survey_or_cts_no': 'Gat No 1643, 1644, 1645'}, 'security_address_verbatim': 'Flat No 401,4th Floor, Wing D, Kesar Valley, Gat No 1643,1644,1645, Chikhali, Tal Haveli Dist Pune'}
Index II INDEX 2.jpg needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '16191/2025', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण करारनामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे', 'r4_
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '16191/2025', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण करारनामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे', 'r4_locality': 'केमर व्हॅली डी विंग महकारी गृह रचना संस्था मर्यादित या योजनेतील विंग डी मधील चौथ्या मजल्यावरील मदनिका क्र 401', 'r5_area_text': '34.44 चौ. मीटर', 'r7_executants': [{'age': '32', 'pan': 'CPUPS8008H', 'name': 'रोहित श्रीकांत संगमवार', 'address': 'प्लॉट नंः 401, माळा नंः 0, इमारतीचे नावः केमर व्हॅली, ब्लॉक नंः जाधववाडी, चिखली, पुणे, रोड नंः -, महाराष्ट्र, पुणे. पिन कोड:-412101'}, {'age': '57', 'pan': 'HIDPS1672E', 'name': 'ज्योति श्रीकांत संगमवार', 'address': 'पत्ता-प्लॉट :नंः 401, माळा नंः 0, इमारतीचे नावः केमर व्हॅली, ब्लॉक नंः जाधववाडी, चिखली, पुणे, रोड नंः -, महाराष्ट्र, पुणे. पिन कोड:-412101'}], 'r8_purchasers': [{'age': '35', 'pan': 'BCJPG7495M', 'name': 'जोतिबा वसंत गायकवाड', 'address': 'पत्ता:-प्लॉट नं: 0, माळा नंः 0, इमारतीचे नावः ब्लॉक नंः मु. पो . धामणे, ता. आजरा, जि. कोल्हापूर, रोड नंः, महाराष्ट्र, क्रॉळः आपूर, पिन कोड:-416220'}, {'age': '27', 'pan': 'MFTPS5901L', 'name': 'पुजा जोतिबा गायकवाड', 'address': 'पत्ता:-प्लॉट नं: 0, माळा नंः 0, इमारतीचे नावः ब्लॉक नंः मु. पो . धामणे, ता. आजरा, जि. कोल्हापूर, रोड नंः महाराष्ट्र, क़ॉळ्ः आपूर. पिन कोड:-416220'}], 'r12_stamp_duty': 500, 'r3_market_value': 2701728, 'r1_document_type': 'ट्रान्सफर हीर', 'r2_consideration': 3325000, 'r9_execution_date': '16/06/2025', 'r13_registration_fee': 100, 'r10_registration_date': '16/06/2025'}, 'doc_no': '16191', 'village': 'चिखली', 'doc_kind': 'सूची क्र.2', 'doc_year': '2025', 'sro_name': 'दुष्यम निबंधक मह दुनि हवेली 18', 'area_text': '34.44 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 0, 'header_sro': 'दुष्यम निबंधक मह दुनि हवेली 18', 'mortgagors': ['जोतिबा वसंत गायकवाड', 'पुजा जोतिबा गायकवाड'], 'stamp_duty': 0, 'filing_date': '2025-06-18', 'loan_amount': 0, 'token_number': '16191/2025', 'property_text': 'पालिकेचे नावः पिंपरी-चिंचवड म.न.पा. इतर वर्णन इतर माहितीः गाव मौजे विश्वली येथील गट नं 1643,1644 व 1645 वरील केमर व्ह
Payment screenshot IMG-20260930-WA0012.jpg needs your check
utr
663977220951
date
2026-09-30
time
12:24
amount
27925
method
UPI
payee upi
......3535@okbizaxis
payer upi
....10-7@okaxis
payee name
EZDOCS
payer name
Jotiba Vasant Gayakwad
debit notification text
Payment of ’27,925 completed
raw reading (for Abhijit)
{'utr': '663977220951', 'date': '2026-09-30', 'time': '12:24', 'amount': 27925, 'method': 'UPI', 'payee_upi': '......3535@okbizaxis', 'payer_upi': '....10-7@okaxis', 'payee_name': 'EZDOCS', 'payer_name': 'Jotiba Vasant Gayakwad', 'debit_notification_text': 'Payment of ’27,925 completed'}
Sanction letter KFSLetter_77000356344.pdf needs your check
lan
77000356344
legible
True
purpose
Home Loan and Purchase/Improvement of Property
loan type
Home Loan
confidence
1
linked refs
77000356345, 77000356346
loan amount
2985467
final amount
2985467
interest rate
9.05
sanction date
29/09/2026
applicant email
jotibagayakwad11@gmail.com
applicant names
JOTIBA VASANT GAYAKWAD, POOJA JOTIBA GAYAKWAD
printed altered
False
applicant mobile
7709826938
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Flat No 401 D Wing Gat NO 1643,44,45, Kesar Velly Society, PM T Bus Stop M Crop Pimpari Chinchwad Ta Haveli, Sane Chowk, Rupeenagar, Pune City East, PUNE, MAHARASHTRA, IN, 411062
raw reading (for Abhijit)
{'lan': '77000356344', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': ['77000356345', '77000356346'], 'loan_amount': 2985467, 'final_amount': 2985467, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '29/09/2026', 'letter_version': None, 'applicant_email': 'jotibagayakwad11@gmail.com', 'applicant_names': ['JOTIBA VASANT GAYAKWAD', 'POOJA JOTIBA GAYAKWAD'], 'printed_altered': False, 'applicant_mobile': '7709826938', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No 401 D Wing Gat NO 1643,44,45, Kesar Velly Society, PM T Bus Stop M Crop Pimpari Chinchwad Ta Haveli, Sane Chowk, Rupeenagar, Pune City East, PUNE, MAHARASHTRA, IN, 411062'}
Payment screenshot IMG-20260930-WA0012.jpg needs your check
payments inside
bank: AU Small Finance Bank; kind: payment_screenshot; payments: [{'utr': '663977220951', 'date': '2026-09-30', 'page': 1, 'time': '12:24', 'payee': 'EZDOCS', 'amount': 27925.0, 'direction': 'debit', 'narration': "Paymen
raw reading (for Abhijit)
{'payments_inside': {'bank': 'AU Small Finance Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '663977220951', 'date': '2026-09-30', 'page': 1, 'time': '12:24', 'payee': 'EZDOCS', 'amount': 27925.0, 'direction': 'debit', 'narration': "Payment of ‘27,925 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account To: EZDOCS ......3535@okbizaxis From: Jotiba Vasant Gayakwad (AU Small Finance Bank) ....10-7@okaxis on Google Pay Google transaction ID CICAgPiSifqDLg", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'Jotiba Vasant Gayakwad'}}
Paid challan (GRAS) JOTIBA VASANT GAYAKWAD EchallanMH011148225202627E.pdf needs your check
grn
MH011148225202627E
pin
411062
total
25880.0
article
6(1)
defaced
False
bank cin
03006172026093001044
district
PUNE
area city
PUNE
payer pan
BCJXXXXXXM
flat block
FLAT NO 401 4TH FLOOR WING D KESAR VALLEY GAT NO 1643 1644 1645
payer name
JOTIBA VASANT GAYAKWAD
sro office
HVL18_HAVELI 18 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3624989
scheme rows
{'amount': 10880.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX6938
payment date
30/09/2026-14:22:46
road locality
CHIKHALI TAL HAVELI DIST PUNE
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
3624989
raw reading (for Abhijit)
{'grn': 'MH011148225202627E', 'pin': '411062', 'total': 25880.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001044', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BCJXXXXXXM', 'flat_block': 'FLAT NO 401 4TH FLOOR WING D KESAR VALLEY GAT NO 1643 1644 1645', 'payer_name': 'JOTIBA VASANT GAYAKWAD', 'sro_office': 'HVL18_HAVELI 18 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3624989', 'scheme_rows': [{'amount': 10880.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6938', 'payment_date': '30/09/2026-14:22:46', 'road_locality': 'CHIKHALI TAL HAVELI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '3624989'}
E-filing copy (token) eFilingDoc9990110260535.pdf needs your check
sro
SRR
kind
efiling_copy
token
9990110260535
legible
True
property
road: PUNE; unit: 401; floor: 4TH; taluka: Haveli; numbers: [{'type': 'GAT NUMBER', 'value': '1643,1644,1645'}]; village: Chikhali; building: KESAR VALLEY PROJECT BUILDING; district: Pune; area_text: Carpet : 34.44 Sq.mt
mortgagee
ICICI HOME FINANCE COMPANY LTD (163)
mortgagors
{'pan': 'BCJPG7495M', 'name': 'JOTIBA VASANT GAYAKWAD', 'address': 'Flat No:401, Floor No:G, Building Name:D WING, GAT NO 1643,44,45, KESAR VELLY SOCIETY, PMT BUS STOP MCROP PIMPARI CHINCHWAD,SANE CHOWK, Block Sector:RUP
title deed
Transfer Deed : 16191/2025 SRO HAVELI 18
filing date
2026-10-01
loan amount
3624989.0
payment lines
{'ref': 'MH011148225202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 10875.0, 'ref_kind': 'GRN'}, {'ref': 'MH011148225202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind':
date of mortgage
2026-10-01
raw reading (for Abhijit)
{'sro': 'SRR', 'kind': 'efiling_copy', 'token': '9990110260535', 'legible': True, 'property': {'pin': None, 'road': 'PUNE', 'unit': '401', 'floor': '4TH', 'taluka': 'Haveli', 'numbers': [{'type': 'GAT NUMBER', 'value': '1643,1644,1645'}], 'village': 'Chikhali', 'building': 'KESAR VALLEY PROJECT BUILDING', 'district': 'Pune', 'area_text': 'Carpet : 34.44 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MOUJE CHIKHALI, Landmark: NEAR PATIL HOSPITAL', 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'BCJPG7495M', 'name': 'JOTIBA VASANT GAYAKWAD', 'address': 'Flat No:401, Floor No:G, Building Name:D WING, GAT NO 1643,44,45, KESAR VELLY SOCIETY, PMT BUS STOP MCROP PIMPARI CHINCHWAD,SANE CHOWK, Block Sector:RUPEENAGAR, Road:PUNE, City:PUNE CITY EAST, State:MAHARASHTRA, District:PUNE, Pin:411061'}, {'pan': 'MFTPS5901L', 'name': 'POOJA JOTIBA GAYAKWAD', 'address': 'Flat No:401, Floor No:G, Building Name:D WING, GAT NO 1643,44,45, KESAR VELLY SOCIETY, PM T BUS STOP MCROP PIMPARI CHINCHWAD, SANE CHOWK, Block Sector:RUPEENAGAR, Road:PUNE, City:PUNE CITY EAST, State:MAHARASHTRA, District:PUNE, Pin:411061'}], 'title_deed': 'Transfer Deed : 16191/2025 SRO HAVELI 18', 'filing_date': '2026-10-01', 'loan_amount': 3624989.0, 'payment_lines': [{'ref': 'MH011148225202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 10875.0, 'ref_kind': 'GRN'}, {'ref': 'MH011148225202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026011212843', 'head': 'Document Handling Charges', 'dated': '01/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-01'}
Technical record (for Abhijit — safe to ignore)
6d agosystem:reconcileclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
6d agosystem:quickdesk_documents_backfill{'why': "the NOI team mailed this before the engine kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'icicihfcnoi@ezdocs.co.in', 'subject': 'Re:
6d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999011026053
12d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challan',
12d agosystem:extractdhc_prn_read{'prn': '1026011212843', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990110260535.pdf', 'from': "the filed notice's own text", 'gr
12d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990110260535.pdf', 'token': '9990110260535', 'doc_id': '91177366-2456-40e8-b892-5dc0fe0ded81', 'mortgagors': 2}
12d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
12d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999011026
13d agosystem:paymentscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
13d agosystem:paymentsgpay_lump_split{'utr': 'AXNGG27005399681', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun
13d agosystem:paymentspayment_verified{'utr': 'AXNGG27005399681', 'delta': -5.03, 'method': 'gpay_lump_split', 'paid_at': '2026-09-27T07:01:28+00:00', 'expected': 27930.03, 'received': 27925.0, 'confidence': 'medium'}
13d agosystem:paymentsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None},
13d agosystem:reconcilequoted_history_checked{}
13d agoops:copilotpan_card_name_set_aside{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
13d agoops:copilotpan_card_name_set_aside{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
13d agoops:copilotpan_card_name_set_aside{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
13d agoops:copilotpan_card_name_set_aside{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
13d agosystem:learnlesson456{'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for JOTIBA VASANT GAYAKWAD — none of this case's people", 'challan_doc': '8693757d-9e1b-
13d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Payer', 'why': 'the PAN card prints GAYAKWAD, not G
13d agoops:copilotpan_card_name_set_aside{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
13d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challan',
13d agoops:copilotpan_card_name_set_aside{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
13d agosystem:ingestchallan_found_on_case{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'JOTIBA VASANT GAYAKWAD EchallanMH011148225202627E.pdf', 'kind':
13d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'JOTIBA VASANT GAYAK
13d agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL18_HAVELI 18 JOINT SUB REGISTRAR', 'district': 'PUNE'}
13d agosystem:extractchallan_verified_against_case{'grn': 'MH011148225202627E', 'file': 'JOTIBA VASANT GAYAKWAD EchallanMH011148225202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
13d agosystem:extractchallan_extracted{'grn': 'MH011148225202627E', 'file': 'JOTIBA VASANT GAYAKWAD EchallanMH011148225202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25880.0}
13d agosystem:ingestchallan_inferred_from_desk_mail{'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"}
13d agosystem:learnlesson456{'why': "this Save is not this case's customer's work — nothing is taken from it", 'form': 'challan', 'page': 'challan', 'edit_id': '380938', 'lessons': [], 'skipped': "made for JOTIBA VASANT GAYAKWAD — none of this case
13d agocopilot:NIKHILcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'

Case diary the case’s history — what happened, newest day first

Papers
All 9 in hand
Nothing more to ask the branch for
Money
₹27,925 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
7 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
13:32
desk documents backfill
13:10
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:06
Received: Index II
IndexII9990110260535.pdf
13:06
1 Oct6 things — 1 document received · 1 letter written · 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:18
dhc prn read
17:15
efiling copy read
17:15
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
17:13
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:13
Received: E-filing copy
eFilingDoc9990110260535.pdf
17:13
30 Sep74 things — 11 documents received · 3 letters written · 60 steps
gpay lump split
18:45
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18:45
receivable snapshot
18:45
quoted history checked
16:07
pan card name set aside — by copilot
14:50
pan card name set aside — by copilot
14:50
pan card name set aside — by copilot
14:36
pan card name set aside — by copilot
14:36
copilot check issues — by copilot
14:32
pan card name set aside — by copilot
14:31
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:30
pan card name set aside — by copilot
14:27
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
14:26
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:26
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
14:26
Challan re-read against the case — matches exactly
14:26
challan extracted
14:26
Received: Challan
JOTIBA VASANT GAYAKWAD EchallanMH011148225202627E.pdf
14:26
copilot edit — by copilot:NIKHIL
14:22
copilot check issues — by copilot
14:15
pan card name set aside — by copilot
14:15
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
13:39
claim part duplicate
13:39
extra challan scanned
13:37
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:34
The home address was read off the papers — by ezdocs:reader
13:29
case read — by ezdocs:reader
13:25
boxes gathered
13:25
address compared
13:25
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02945
13:25
challan boxes composed
13:25
acknowledged with advice
13:25
No fee quote sent — the branch's own figures were right
13:25
box disagreement
13:25
The payment proof already on the case was applied
13:25
property self check
13:24
property from index2
13:24
index2 people checked
13:24
money settled — by ezdocs:reader
13:24
money not settled
13:24
documents read together
13:24
property self check
13:24
property from index2
13:24
index2 people checked
13:24
case read started — by ezdocs:reader
13:24
applicant email captured
13:24
roles from letter
13:24
Payment proof arrived before the case was quoted — held
13:24
Received: Sanction letter
KFSLetter_77000356344.pdf
13:24
property english extracted
13:24
Property checked by the engine — read from the report, every box that names the flat is there
13:24
index2 people checked
13:24
Property read from the legal / technical report (the sanction letter had none)
13:24
Index II (title document) received from the branch
13:24
Received: Payment screenshot
IMG-20260930-WA0012.jpg
13:24
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
13:24
card mobile not taken
13:24
kyc address read
13:24
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
13:24
card mobile not taken
13:24
kyc address read
13:24
Received: Index II
INDEX 2.jpg
13:24
Received: Technical report
Gaikwad Technical.pdf
13:24
Co-applicant added
13:24
Selfie checked — a live one
A real selfie — usable for the e-filing.
13:24
Received: Selfie
Pooja photo.jpg
13:24
Selfie checked — a live one
A real selfie — usable for the e-filing.
13:23
Received: PAN card
Pooja gaikwad pan.pdf
13:23
Received: Aadhaar
EAadhaar_POOJA (1).pdf
13:23
Received: PAN card
JOTIBA PAN CARD.pdf
13:23
Received: Aadhaar
JYOTIBA ADHAR.pdf
13:23
Received: Selfie
Jyotiba Photo.jpg
13:23
case type guessed from mail
13:23
Case opened from the branch's mail
13:23
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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