⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
AARIPA KABIR MULANI
LAN MH/PND/PNDR/A000001347Loan ₹35,00,000NOISee the approvalMails & papers 10 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
today 11:04
Documents
Payment
Challan
done today 11:07 · GRAS ↗
Filing
waiting 12h 48m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
their moveWith bank to approvewhole case so far 12h 50m
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Waiting for the bank to approve the draft
Sammaan and Hinduja approve before we submit. See all approvals.
Historywhat happened on this case, newest first
Today · 13 Oct144 things
challan boxes by rules
reader efiling verdict — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260242.pdf
file note490
mail against file490 — by ezdocs:reader
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
The draft e-filing copy went to the bank — waiting for its approval
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
The file seems to show a payment to us but no row could be read — open it
Received: other
tax.pdf
Received: other
WhatsApp Image 2026-10-13 at 1.05.08 PM.jpeg
Received: other
image002.png
Received: other
image001.png
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
aaripaCapture.GIF
file note490
mail against file490 — by ezdocs:reader
A file was read again from the start — everything inside it now counts
sweep reread held486
reading error456
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
AARIPA KABIR MULANI EchallanMH011881069202627E.pdf
quoted history checked
extra challan scanned
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
copilot pick — by copilot
reader mail addition — by ezdocs:reader
challan boxes by rules
index2 docno read
The home address was read off the papers — by ezdocs:reader
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
file note490
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
bundle holds503 — by ezdocs:reader
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
pages trimmed480
pages trimmed480
property self check
property from index2
index2 people checked
index2 pan differs
documents read together
The file seems to show a payment to us but no row could be read — open it
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03440
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
money settled — by ezdocs:reader
The payment proof already on the case was applied
mortgage date unclear
motd secured amount
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
thread docs swept
Documents the branch had sent were fetched from the mail thread
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
roles from letter
money settled — by ezdocs:reader
Received: PAN card
KYC.pdf
case read started — by ezdocs:reader
Property address read from the sanction letter
Selfie checked — a live one
A real selfie — usable for the e-filing.
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Property checked by the engine — read from the report, every box that names the flat is there
Received: Selfie
02.jpeg
Received: Selfie — not usable
01.jpeg — this is a photograph of a passport-size print, not a live selfie
Property read from the legal / technical report (the sanction letter had none)
paper owner check
Received: Sale deed
SALEDEED.pdf
credit seen before bill
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Sanction letter
SANCTION.PDF
Received: LSR
LEGAL.pdf
Received: Payment screenshot
PAYMENT.jpeg
manifest name mismatch
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
12 of 13 in hand · the challan is done — these are for the filing / KYC
✓LSR (search report)open
✓Sanction letteropen
✓Sale deedopen
✓Selfie / photoopen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside SALEDEED.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it3 open
The file contains complete documents for a housing loan of Rs. 35,00,000 sanctioned to Aarifa Kabir Mulani by Hinduja Housing Finance Ltd. The property is located at Plot No. 28 & 27, Survey No. 6/5A/5B/10/11/P/28/27/Part, Yashwantnagar, Malshiras, Solapur. The MOTD is missing from the file, leaving
✗the photo could not be read (01.jpeg) — the branch — this is a photograph of a passport-size print, not a live selfie
○AARIPA KABIR MULANI — e-mail — the branch
○property — title deed held — the branch
?unsure of date_of_mortgage — No Memorandum of Deposit of Title Deeds (MOTD) or mortgage deed is present in the file to confirm the exact date of mortgage.
the branch's last mail (2026-10-13): The bank branch is asking for the final submission.
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T10:30 UTC
Moneyall of it is in
₹27,430.24
Reached our account 11:02:54.
How we know
Our own bank told us — 11:02
₹27,430 · UTR 173724657861 · from VD-HDFCBN-S
“Successful! You have received Rs. 27430.00 via HDFC Bank SmartHub Vyapar from MOHAN BHAR . RRN-173724657861 , Check: https://1.hdfc.bank.in/HDFCBK/s/3272bN9p”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%10,510
Registration fee 0.5%15,000
Government handling320
Our service fee1,600
Total we ask for27,430.24
Propertyby the engine, from the Index II
28, 0, NA, SURVEY, 6/5/54/10/11/9/28/27/4, Balwantnagar, 413101
read from the Index II · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
AARIPA KABIR MULANI · applicantHPTPM0399D
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