⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Akash Narayan Chavan
LAN HOU/PNVL/0826/520584Loan ₹40,88,245NOIMails & papers 8 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 20:00
Documents
Payment
Challan
done 29 Sep, 22:08 · GRAS ↗
Filing
took 6d 16h · IGR e-filing ↗
E-filing copy
done 6 Oct, 14:20
Index II
took 6d 23h
doneIndex II shared · the trail says: The branch has sent the loan documents and confirmed payment. The team has generated and shared the challan. The team needs to file the NOI on the IGR site.whole case so far 14d 3h
Needs your eyes1
Screenshot shows money paid to “PNB HOUSING FINANCE LTD · pnbhousingfinanceltd24” — not our account.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 13 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990110260408.pdf
6 Oct7 things — 1 document received · 1 letter written · 5 steps
dhc prn read
efiling copy read
dhc prn looked
dhc prn read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
AKASH NARAYAN CHAVAN eFilingDoc9990110260408.pdf
29 Sep89 things — 9 documents received · 3 letters written · 1 money step · 1 caution · 75 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
claim part duplicate
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
A file was read again from the start — everything inside it now counts
Received: Challan
AKASH NARAYAN CHAVAN EchallanMH011106101202627E.pdf
reading error456
copilot edit — by copilot:SANDEEP
case read — by ezdocs:reader
copilot check ok — by copilot
money check hold — by copilot
case read started — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
box disagreement
property self check
property from index2
index2 people checked
property numbers completed
documents read together
screenshot claim recorded
Received: Payment screenshot
Image.jpeg
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
case read — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
property from index2
index2 people checked
property numbers completed
property attrs split
documents read together
property self check
kyc address read
PAN found inside the KYC file — no need to ask for it
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02897
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
property from index2
index2 people checked
index2 pan differs
money settled — by ezdocs:reader
roles from letter
property english extracted
index2 people checked
Index II (title document) received from the branch
wrong payee flagged
The payment proof already on the case was applied
case read started — by ezdocs:reader
Received: other
image001.png
applicant email captured
Property address read from the sanction letter
Received: PAN card
KYC.pdf
Received: Index II
Index II.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Payment proof arrived before the case was quoted — held
Document could not be read — a clear copy was asked for
this is a photograph of a person, not a live selfie
Received: Sanction letter
Sanction letter - 2026-09-29T200019.889.pdf
Received: Selfie
DocScanner Sep 29, 2026 7-30 PM_1(1).jpg
Received: Payment screenshot
IMG-20260929-WA0033.jpg
Received: Selfie — not usable
DocScanner Sep 29, 2026 7-30 PM_1.jpg — this is a photograph of a person, not a live selfie
intake table parsed
property from mail body
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
Moneyall of it is in
₹29,090.31
Reached our account 29 Sep 19:38:28.
How we know
Our own bank told us — 29 Sep 19:38
₹29,070 · UTR 568343417311 · from JM-HDFCBN-S
“Successful! You have received Rs. 29070.00 via HDFC Bank SmartHub Vyapar from SIDDHI ROA . RRN-568343417311 , Check: https://1.hdfc.bank.in/HDFCBK/s/1pJWxokR”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%12,270
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for29,090.31
By law ₹29,084.74. We ask ₹29,090 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
407, 4th, Century Dreams, PLOT, 16, Kalamboli, 410218
read from the Index II · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
AKASH NARAYAN CHAVAN · applicantBGWPC6860M
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