⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Nikhil Vijay Khalane
LAN 77000353401Loan ₹11,22,691NOIMails & papers 4 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 10:09
Documents
done 9 Oct, 10:10
Payment
took 1h 44m
Challan
done 9 Oct, 11:55 · GRAS ↗
Filing
took 1h 55m · IGR e-filing ↗
E-filing copy
done 9 Oct, 13:50
Index II
took 22h 14m
doneIndex II shared · the trail says: The branch has provided all the necessary documents and paid the fee. The team is now expected to generate and share the challan.whole case so far 4d 12h
Needs your eyes1
The work is done — our fee of ₹11,050.02 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
10 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990910260249.pdf
9 Oct78 things — 14 documents received · 4 letters written · 1 caution · 59 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260249.pdf
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
NIKHIL VIJAY KHALANE EchallanMH011672290202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
file note490
mail against file490 — by ezdocs:reader
address compared
documents read together
Property read from the legal / technical report (the sanction letter had none)
file note490
case read — by ezdocs:reader
paper read beside
paper read beside case
kyc address read
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
roles from letter
Co-applicant added
card mobile not taken
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: other
image.png
roles from letter
kyc address read
property self check
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: other
image.png
Received: Selfie
1001548209.jpg
money settled — by ezdocs:reader
money corrected from papers
Received: other
image.png
property from index2
index2 people checked
index2 extra purchaser
property english extracted
Received: other
image.png
case read started — by ezdocs:reader
applicant email captured
Property read from the Index II
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Technical report
344447250622089.pdf
Received: Selfie — not usable
1001548211.jpg — this is a photograph of a passport-size print, not a live selfie
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03322
claim inside desk buffer
acknowledged with advice
Received: Sanction letter
Nikhil Snaction Latter.pdf
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
branch calc unreadable
Payment proof arrived before the case was quoted — held
Received: PAN card
Nikhil Both KYC.pdf
Received: Index II
Nikhil Index 2.pdf
Received: Bank's calculation sheet
NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
Received: Payment screenshot
IMG-20261008-WA0055.jpg
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
12 of 12 in hand · the challan is done — these are for the filing / KYC
✓Bank's calculation sheetopen
✓PAN cardopen
✓Sanction letteropen
✓Selfie / photoopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it14 open
The file is complete for NIKHIL VIJAY KHALANE, loan account 77000353401. The loan amount with insurance is 1122691 as confirmed by the branch payment and mail. Property is CTS No. 243 at Sonwad, Taluka Shahada, District Nandurbar.
✗the photo could not be read (1001548211.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○NIKHIL VIJAY KHALANE — home building — the branch
○NIKHIL VIJAY KHALANE — home flat — the branch
○NIKHIL VIJAY KHALANE — home road — the branch
○Vijay Ananda Khalane — mobile — the branch
○Vijay Ananda Khalane — e-mail — the branch
○Vijay Ananda Khalane — home building — the branch
○Vijay Ananda Khalane — home flat — the branch
○Vijay Ananda Khalane — home road — the branch
○property — flat / unit — the branch
… and 4 more
the branch's last mail (2026-10-09): The branch has paid the total amount and attached payment proof, sanction letter, KYC, Index II, and selfie, and is requesting the NOI challan. · brought: Vijay Ananda Khalane's mobile number; Vijay Ananda Khalane's email
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T04:43 UTC
Moneywaiting for the credit
₹11,050.02
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹11,031 — ₹19 under our ask, not below the real calculation ₹10,982. Counts as full. Nothing to ask.
Screenshot ₹11,031 — verified by itself the moment the bank credit is heard.
Screenshot ₹11,031 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-10-08 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%3,380
Registration fee 0.5%5,620
Government handling350
Our service fee1,700
Total we ask for11,050.02
By law ₹11,031.53. We ask ₹11,050 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
SURVEY, 243, Sonvad, 425409
read from the Index II · e-filing boxes 29 of 46 ready
Check the property →the boxes beside the paper
People
NIKHIL VIJAY KHALANE · applicantKAWPK7451MVijay Ananda Khalane · applicantGXAPK0490P
rendered in 1.29 s · 103 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f