silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03322

Nikhil Vijay Khalane

ICICI_HFCLAN 77000353401 Index II shared · done Send the draft 1All documentsMails & papers 4
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
12 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — shows ₹11,031; money not verified yetopen
✓Bank's calculation sheetopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓PAN cardopen
✓Sanction letteropen
✓Selfie / photoopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside Nikhil Both KYC.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (15)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • The work is done — our fee of ₹11,050.02 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹11,050.02CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹11,031; we wait for the credit itself
Ask for the exact ₹11,050.02. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%3,380
Registration fee 0.5%5,620
Government handling350
Our service fee1,700.02
Total we ask for11,050.02
Screenshot ₹11,031 — ₹19 under our ask, not below the real calculation ₹10,982. Counts as full. Nothing to ask.
Screenshot ₹11,031 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-10-08 — verified when Google's NEFT lands in the PNB account (within hours).
This money went to the Google Pay Business account on the Vivo (EZDOCS). That ear is working (last reached us 12 Oct 18:39 — 28 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹11,031.53. We ask ₹11,050 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹11,032 — accept as full (₹18.02 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 34 minour time · 9 Oct 11:43
Index II 11 h 51 minour time · 10 Oct 11:59
the NOI team 1 d 1 htotal 1 d 1 h
Complete.
Day by day — every step and who held it
9 Oct 10:09Your branch's mail
9 Oct 10:10Papers read+1 min · the NOI team
9 Oct 10:10Fee quotedat once
9 Oct 10:10Papers readat once
9 Oct 10:10Property readat once
9 Oct 10:10Papers readat once
9 Oct 11:43Challan made+1 h 33 min · the NOI team
9 Oct 13:40Filed on IGR — e-filing shared+1 h 57 min · the NOI team
10 Oct 11:59Index II sent+22 h 20 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹11,22,691
Loan account no.
77000353401
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the technical report, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided all the necessary documents and paid the fee. The team is now expected to generate and share the challan.
the trail says the next move is with the NOI team — the challan
the branch last asked: Required NOI challan in said case NIKHIL VIJAY KHALANE
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee asked — done, mail 1 (2026-10-09) “NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 11,032”
✓ fee paid — the branch's words — done, mail 1 (2026-10-09) “*PAYMENT SCREENSHOT WITH UTR ATTACHED”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-09) “*IINDEX II COPY | LSR | SALE DEED ATTACHED”
read over 1 mail(s), last mail 2026-10-09 · read 4d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 4d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026093904629 · ₹300 · paid 09/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011672290202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-03322
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: 77000353401).

ApplicantNikhil Vijay Khalane
LAN77000353401
Loan AmtRs. 11,22,691
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Bank's calculation sheet, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 11,031 (UTR 413266941958) is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03322/60f2d783045d767eaade632a We note the advice is for less than the total of Rs. 11,050 for this case — kindly confirm the amount transferred.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS swapnil.sonawane@icicihfc.com icicihfc.com
09 Oct, 10:09 · 4d ago THE FIRST MAIL — how this case began
77000353401 -APPLICANT NAME - NIKHIL VIJAY KHALANE| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Dear Team,

Required NOI challan in said case NIKHIL VIJAY KHALANE

Customer nameNIKHIL VIJAY KHALANE
Loan account (LAN)77000353401
Loan amount₹11,22,691
Stamp duty 0.30%₹3,368.07
Registration fee 0.50%₹5,613.45
DHC₹350
Total₹11,032
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

Dhule

CASE TYPE (PLS MENTION IT )

Home Loan Construction

NOI SERIVCE FEE1700

SRO No

Shahada

Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks for the challan, a payment receipt; says the fee is paid ₹11,032 (UTR 344447250622089.pdf) ✓; documents attached; note: Home Loan Construction — “TOTAL AMOUNT PAYABLE 11,032”
OL The NOI teamTYPED IN GMAIL
09 Oct, 11:47 · 4d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Fri, 9 Oct 2026 at 10:10, Swapnil Sonawane /DIST/ICICIHFC/DHULE < swapnil.sonawane@icicihfc.com > wrote: Dear Team, Required NOI challan in said case NIKHIL VIJAY KHALANE CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NIKHIL VIJAY KHALANE LAN NO 77000353401 CASE INITIATION BRANCH NAME Dhule CASE TYPE (PLS MENTION IT ) Home Loan Construction LOAN AMOUNT WITH INSURANCE 1122691 0.30% 3368.073 0.50% 5613.455 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 11,032 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Shahada Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
09 Oct, 13:40 · 4d ago

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Fri, 9 Oct 2026 at 11:47, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 9 Oct 2026 at 10:10, Swapnil Sonawane /DIST/ICICIHFC/DHULE < swapnil.sonawane@icicihfc.com > wrote: Dear Team, Required NOI challan in said case NIKHIL VIJAY KHALANE CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NIKHIL VIJAY KHALANE LAN NO 77000353401 CASE INITIATION BRANCH NAME Dhule CASE TYPE (PLS MENTION IT ) Home Loan Construction LOAN AMOUNT WITH INSURANCE 1122691 0.30% 3368.073 0.50% 5613.455 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 11,032 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Shahada Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
OL The NOI teamTYPED IN GMAIL
10 Oct, 11:59 · 3d ago
Dear team

PFA Index 2 copy for the case closure.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Fri, 9 Oct 2026 at 13:40, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 9 Oct 2026 at 11:47, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 9 Oct 2026 at 10:10, Swapnil Sonawane /DIST/ICICIHFC/DHULE < swapnil.sonawane@icicihfc.com > wrote: Dear Team, Required NOI challan in said case NIKHIL VIJAY KHALANE CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NIKHIL VIJAY KHALANE LAN NO 77000353401 CASE INITIATION BRANCH NAME Dhule CASE TYPE (PLS MENTION IT ) Home Loan Construction LOAN AMOUNT WITH INSURANCE 1122691 0.30% 3368.073 0.50% 5613.455 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 11,032 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Shahada Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: Index II shared ✓ — “PFA Index 2 copy for the case closure.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261008-WA0055.jpg
filed 4d ago
Bank's calculation sheet NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
filed 4d ago
Index IIthe branch sent this — an input Nikhil Index 2.pdf
filed 4d ago
PAN card+ Aadhaar card inside Nikhil Both KYC.pdf
filed 4d ago
Sanction letter Nikhil Snaction Latter.pdf
filed 4d ago
Selfie / photo 1001548211.jpg
CANNOT BE READ — clear copy asked 4d ago
Technical report 344447250622089.pdf
filed 4d ago
Other image.png
filed 4d ago
Other image.png
filed 4d ago
Selfie / photo 1001548209.jpg
filed 4d ago
Other image.png
filed 4d ago
Other image.png
filed 4d ago
Paid challan (GRAS) NIKHIL VIJAY KHALANE EchallanMH011672290202627E.pdf
filed 4d ago
E-filing copy (token) eFilingDoc9990910260249.pdf
filed 4d ago
Index IIthe registered copy we filed IndexII9990910260249.pdf
filed 3d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,050.02
Where it stands
waiting for the credit
Screenshot claims
₹11,031 413266941958
Screenshot ₹11,031 — ₹19 under our ask, not below the real calculation ₹10,982. Counts as full. Nothing to ask.
Screenshot ₹11,031 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-10-08 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹3,380₹5,620₹350 ₹1,700₹11,050
By law ₹11,031.53. We ask ₹11,050 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

29 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Building (with wing), Floor, Flat / shop no …
11 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), E-mail (person 2), Building (person 2) …
✓ EzDocs checked every box against the document’s own words 4d ago — all agree.
⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Nikhil Index 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
empty
Flat / shop no
empty
Floor
empty
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावः नंदुरबार इतर वर्णन इतर माहिती: मौजे सोनवद त श. ता. शहादा येथील मि.स.नं.243 चे क्षेत्र 106.65 चौ. मी. मात्रच्या निवामोपयोगी मिळकत मध्ये लिहून देणार यांचा असलेला सामाईकातील अविभक्त हिश्याचे क्षेत्रावरील अमनेला हक्क ((C.T.S. Number: 243; Plot Number: -;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
344447250622089.pdf
Property Address line
CTS NO.243 NEAR MAHADEV TEMPLEOLD MOHIDA RAOD MAUJE SONWAD TARF SHAHADA (SONWAD T.SH.) TAL.SHAHADA DIST.NANDURBAR
Legal Address line
CTS NO.243 NEAR MAHADEV TEMPLE OLD MOHIDA RAOD MAUJE SONWAD TARF SHAHADA (SONWAD T.SH.) TAL.SHAHADA DIST.NANDURBAR
PIN
425409
the Index II
Nikhil Index 2.pdf
the property
1) paalikeche naavah nandurabaara itara varnana itara maahiti: mauje sonavada ta sha. taa. shahaadaa yethila mi.sa.nan.243 che kshetra 106.65 chau. mi. maatrachyaa nivaamopayogi milakata madhye lihuna denaara yaanchaa asalelaa saamaaikaatila avibhakta hishyaache kshetraavarila amanelaa hakka ((C.T.S. NUMBER: 243; PLOT NUMBER: -;))
THE CHALLAN, as it will be typed
Flat/Survey Number
CTS NO 243 MAUJE SONWAD TARF SHAHADA SONWAD T SH
Locality/Road
NEAR MAHADEV TEMPLE OLD MOHIDA RAOD TAL SHAHADA DIST NANDURBAR
Area/City
NANDURBAR
check or correct a box, the papers beside it →
the Index II also prints: 1, 106, 65, AMANELAA, ASALELAA, AVIBHAKTA, CHAU, CHE, DENAARA, HAKKA, HISHYAACHE, ITARA, KSHETRA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNIKHIL VIJAY KHALANEKAWPK7451M…3806
mortgagorVijay Ananda KhalaneGXAPK0490P…6704
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedswapnil.sonawane@icicihfc.com 4d ago
What the engine read from each document — check anything marked in red
Payment screenshot IMG-20261008-WA0055.jpg needs your check
utr
413266941958
date
2026-10-08
time
18:12
amount
11031
method
UPI
payee upi
7715973535@okbizaxis
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '413266941958', 'date': '2026-10-08', 'time': '18:12', 'amount': 11031, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Bank's calculation sheet NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg needs your check
legible
False
raw reading (for Abhijit)
{'total': None, 'legible': False, 'loan_label': None, 'loan_words': None, 'stamp_duty': None, 'loan_amount': None, 'service_fee': None, 'whose_table': None, 'handling_charge': None, 'registration_fee': None}
Selfie / photo 1001548211.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Sanction letter Nikhil Snaction Latter.pdf needs your check
lan
77000353401
legible
True
purpose
Home Loan and Purchase/Improvement of Property
borrowers
{'name': 'NIKHIL VIJAY KHALANE', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'VIJAY ANANDA KHALANE', 'role': 'applicant', 'label': 'Customer Name'}
loan type
Home Loan
confidence
1
rate words
Benchmark rate (%) (B): 18.9% Spread (%) (S): (-)8.45% Final rate (%): 10.45%p.a
loan amount
1100000
rate spread
-8.45
final amount
1100000
interest rate
10.45
sanction date
11/09/2026
letter version
HF-38-VER-14-01072026/KFS
reference rate
18.9
applicant email
nikhilkhalane2140@gmail.com
applicant names
NIKHIL VIJAY KHALANE, VIJAY ANANDA KHALANE
printed altered
False
applicant mobile
+91-9309892140
balance transfer
False
property address
final amount label
Sanctioned Lean amount (in Rupees)
includes insurance
False
applicant address verbatim
At Post T Sha Sonavad, Sonavad Tal Shahada, Shahada, Dhule, NANDURBAR, MAHARASHTRA, IN, 425409
raw reading (for Abhijit)
{'lan': '77000353401', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'NIKHIL VIJAY KHALANE', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'VIJAY ANANDA KHALANE', 'role': 'applicant', 'label': 'Customer Name'}], 'loan_type': 'Home Loan', 'confidence': 1, 'rate_words': 'Benchmark rate (%) (B): 18.9%\nSpread (%) (S): (-)8.45%\nFinal rate (%): 10.45%p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1100000, 'rate_spread': -8.45, 'final_amount': 1100000, 'interest_rate': 10.45, 'quality_issue': None, 'sanction_date': '11/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'nikhilkhalane2140@gmail.com', 'applicant_names': ['NIKHIL VIJAY KHALANE', 'VIJAY ANANDA KHALANE'], 'printed_altered': False, 'applicant_mobile': '+91-9309892140', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Lean amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'At Post T Sha Sonavad, Sonavad Tal Shahada, Shahada, Dhule, NANDURBAR, MAHARASHTRA, IN, 425409'}
Index II Nikhil Index 2.pdf needs your check
kind
index2_input
extracted
rows: {'r4_palika': 'नंदुरबार', 'r11_serial': '3197/2026', 'r14_remark': None, 'r4_locality': 'मौजे सोनवद त श. ता. शहादा येथील मि.स.नं.243 चे क्षेत्र 106.65 चौ. मी. मात्रच्या निवामोपयोगी मिळकत मध्ये लिहून देणार यांचा असल
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '', 'rows': {'r4_palika': 'नंदुरबार', 'r11_serial': '3197/2026', 'r14_remark': None, 'r4_locality': 'मौजे सोनवद त श. ता. शहादा येथील मि.स.नं.243 चे क्षेत्र 106.65 चौ. मी. मात्रच्या निवामोपयोगी मिळकत मध्ये लिहून देणार यांचा असलेला सामाईकातील अविभक्त हिश्याचे क्षेत्रावरील अमनेला हक्क ((C.T.S. Number: 243; Plot Number: -;))', 'r5_area_text': '1) 106.65 चौ. मीटर', 'r7_executants': [{'age': '77', 'pan': None, 'name': 'आत्माराम गोरख माळी', 'address': 'प्लॉट २ः: 0, माळा नं: 0, इमारतीचे नावः -, व्लॉक नंः -, रोड नंः रा. सोनवद त.श. ता. शहादा जि. नंदुरबार, महाराष्ट्र, तन्दुरबार, पिन कोड:-425409'}, {'age': '47', 'pan': None, 'name': 'अशोक आनंदा खलाणे', 'address': 'माळा नं: ०, इमारतीचे नावः, ब्लॉक नंः -, रोड नंः रा. सोनवद त.श. ता.शहादा जि. नंदुरबार, महाराष्ट्र, नन्दुरबार, पिन कोड:-425409'}, {'age': '51', 'pan': None, 'name': 'मिराबाई धनराज भागरे', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः रा. दाऊळ ता. शिंदखेडा जि. धुळे, महाराष्ट्र, धुले. पिन कोड:-425408'}, {'age': '45', 'pan': None, 'name': 'मिना हरीष वाघ', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः रा.मकरपुरा वडोदरा ता.जि. बडोदरा, गुजरात, वडोदर।. पिन कोड:-390010'}], 'r8_purchasers': [{'age': '51', 'pan': None, 'name': 'विजय आनंदा खलाणे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः रा.सोनवद त.श. ता. शहादा जि. नंदुरबार महाराष्ट्र, नन्दुरबार. पिन कोड:-425409'}], 'r12_stamp_duty': 500, 'r3_market_value': 0, 'r1_document_type': 'हक्कसोडपत्र', 'r2_consideration': 0, 'r9_execution_date': '04/06/2026', 'r13_registration_fee': 500, 'r10_registration_date': '22/06/2026'}, 'doc_no': '3197', 'village': 'सोनवद', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि.शहादे', 'area_text': '1) 106.65 चौ. मीटर', 'mortgagee': '', 'filing_fee': 500, 'header_sro': 'सह दु.नि.शहादे', 'mortgagors': [], 'stamp_duty': 500, 'filing_date': '2026-06-22', 'loan_amount': 0, 'token_number': '3197/2026', 'property_text': '1) पालिकेचे नावः नंदुरबार इतर वर्णन इतर माहिती: मौजे सोनवद त श. ता. शहादा येथील मि.स.नं.243 चे क्षेत्र 106.65
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Selfie / photo 1001548209.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
PAN card Nikhil Both KYC.pdf needs your check
dob
2001-01-18
name
Nikhil Vijay Khalane
page
1
mobile
9309892140
address
pin: 425409; area: at.post t.sha.sonavad, sonavad; state: Maharashtra; district: Nandurbar; post_office: Shahade; village_city: Shahade
legible
True
card kind
aadhaar
card of many
1
aadhaar last4
3806
raw reading (for Abhijit)
{'dob': '2001-01-18', 'pan': None, 'name': 'Nikhil Vijay Khalane', 'page': 1, 'mobile': '9309892140', 'address': {'pin': '425409', 'area': 'at.post t.sha.sonavad, sonavad', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nandurbar', 'post_office': 'Shahade', 'village_city': 'Shahade'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '3806', 'quality_issue': None}
PAN card Nikhil Both KYC.pdf needs your check
dob
2001-01-18
pan
KAWPK7451M
name
NIKHIL VIJAY KHALANE
page
2
legible
True
card kind
pan
father name
VIJAY AANANDA KHALANE
card of many
2
raw reading (for Abhijit)
{'dob': '2001-01-18', 'pan': 'KAWPK7451M', 'name': 'NIKHIL VIJAY KHALANE', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'VIJAY AANANDA KHALANE', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}
PAN card Nikhil Both KYC.pdf needs your check
dob
1974-05-01
name
Vijay Ananda Khalane
page
3
mobile
9767004157
address
pin: 425409; area: C/O Ananda Khalane sonavad ta.sh at.sonavad ta.sh taluka shahada Kalmadi; state: Maharashtra; district: Nandurbar; village_city: Shahade
legible
True
card kind
aadhaar
card of many
3
aadhaar last4
6704
raw reading (for Abhijit)
{'dob': '1974-05-01', 'pan': None, 'name': 'Vijay Ananda Khalane', 'page': 3, 'mobile': '9767004157', 'address': {'pin': '425409', 'area': 'C/O Ananda Khalane sonavad ta.sh at.sonavad ta.sh taluka shahada Kalmadi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nandurbar', 'post_office': None, 'village_city': 'Shahade'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 3, 'aadhaar_last4': '6704', 'quality_issue': None}
PAN card Nikhil Both KYC.pdf needs your check
dob
1974-05-01
pan
GXAPK0490P
name
VIJAY ANANDA KHALANE
page
4
legible
True
card kind
pan
father name
ANANDA GORAKH KHALANE
card of many
4
raw reading (for Abhijit)
{'dob': '1974-05-01', 'pan': 'GXAPK0490P', 'name': 'VIJAY ANANDA KHALANE', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'ANANDA GORAKH KHALANE', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
PAN card Nikhil Both KYC.pdf needs your check
dob
2001-01-18
pan
KAWPK7451M
name
NIKHIL VIJAY KHALANE
legible
True
father name
VIJAY AANANDA KHALANE
raw reading (for Abhijit)
{'dob': '2001-01-18', 'pan': 'KAWPK7451M', 'name': 'NIKHIL VIJAY KHALANE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VIJAY AANANDA KHALANE', 'aadhaar_last4': None, 'quality_issue': None}
PAN card Nikhil Both KYC.pdf needs your check
dob
2001-01-18
name
Nikhil Vijay Khalane
mobile
9309892140
address
pin: 425409; area: at.post t.sha.sonavad, sonavad; state: Maharashtra; district: Nandurbar; post_office: Shahade; village_city: Shahade
legible
True
aadhaar last4
3806
raw reading (for Abhijit)
{'dob': '2001-01-18', 'pan': None, 'name': 'Nikhil Vijay Khalane', 'mobile': '9309892140', 'address': {'pin': '425409', 'area': 'at.post t.sha.sonavad, sonavad', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nandurbar', 'post_office': 'Shahade', 'village_city': 'Shahade'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3806', 'quality_issue': None}
Technical report 344447250622089.pdf needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT
area sq m
7.42
paper for
loan_ref: 77000353401; report_id: HRQ-26-166295; customer_name: Nikhil Vijay Khalane
confidence
1.0
reading486
property
address lines
taken: legal; legal_address: Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar; property_address: Cts No.243 Near Mahadev TempleOld Mohida Raod Mauje Sonwa
property address
pin: 425409; road: Old Mohida Raod; state: Maharashtra; taluka: Shahada; district: Nandurbar; landmark: Near Mahadev Temple Old Mohida Raod; full_address: Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf
security address verbatim
Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 7.42, 'paper_for': {'loan_ref': '77000353401', 'report_id': 'HRQ-26-166295', 'customer_name': 'Nikhil Vijay Khalane'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar', 'property_address': 'Cts No.243 Near Mahadev TempleOld Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar'}, 'property_address': {'pin': '425409', 'road': 'Old Mohida Raod', 'state': 'Maharashtra', 'taluka': 'Shahada', 'flat_no': None, 'district': 'Nandurbar', 'floor_no': None, 'landmark': 'Near Mahadev Temple Old Mohida Raod', 'full_address': 'Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar', 'village_city': 'Sonwad Tarf Shahada', 'building_name': None, 'survey_or_cts_no': 'Cts No.243'}, 'security_address_verbatim': 'Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar'}
Technical report 344447250622089.pdf needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT
area sq m
7.34
paper for
loan_ref: 77000353401; report_id: HRQ-26-166295; customer_name: Nikhil Vijay Khalane
confidence
1.0
reading486
property
address lines
taken: legal; legal_address: Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar; property_address: Cts No.243 Near Mahadev TempleOld Mohida Raod Mauje Sonwa
property address
pin: 425409; road: Old Mohida Raod; state: Maharashtra; taluka: Shahada; district: Nandurbar; landmark: Near Mahadev Temple Old Mohida Raod, Shahade; full_address: Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Son
security address verbatim
Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 7.34, 'paper_for': {'loan_ref': '77000353401', 'report_id': 'HRQ-26-166295', 'customer_name': 'Nikhil Vijay Khalane'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar', 'property_address': 'Cts No.243 Near Mahadev TempleOld Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar'}, 'property_address': {'pin': '425409', 'road': 'Old Mohida Raod', 'state': 'Maharashtra', 'taluka': 'Shahada', 'flat_no': None, 'district': 'Nandurbar', 'floor_no': None, 'landmark': 'Near Mahadev Temple Old Mohida Raod, Shahade', 'full_address': 'Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar', 'village_city': 'Sonwad Tarf Shahada', 'building_name': None, 'survey_or_cts_no': 'Cts No.243'}, 'security_address_verbatim': 'Cts No.243 Near Mahadev Temple Old Mohida Raod Mauje Sonwad Tarf Shahada (Sonwad T.Sh.) Tal.Shahada Dist.Nandurbar'}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot IMG-20261008-WA0055.jpg needs your check
payments inside
payments: [{'utr': '413266941958', 'date': '2026-10-08', 'page': 1, 'time': '18:12', 'payee': 'EZDOCS', 'amount': 11031.0, 'direction': 'credit', 'narration': 'Morgage amount', 'proof_kind': 'success_screen'}]
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '413266941958', 'date': '2026-10-08', 'page': 1, 'time': '18:12', 'payee': 'EZDOCS', 'amount': 11031.0, 'direction': 'credit', 'narration': 'Morgage amount', 'proof_kind': 'success_screen'}]}}
Paid challan (GRAS) NIKHIL VIJAY KHALANE EchallanMH011672290202627E.pdf needs your check
grn
MH011672290202627E
pin
425409
total
9000.0
article
6(1)
defaced
False
bank cin
03006172026100900221
district
NANDURBAR
area city
NANDURBAR
payer pan
KAWXXXXXXM
flat block
CTS NO 243 NEAR MAHADEV TEMPLE OLD
payer name
NIKHIL VIJAY KHALANE
sro office
SHB_SHAHADA SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1122691
scheme rows
{'amount': 3380.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5620.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2140
payment date
09/10/2026-11:43:32
road locality
MOHIDA ROAD MOUJE SONWAD TARF SHAHADA (SONWAD T.SH.) TAL SHAHADA DIST NANDURBAR
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
1122691
raw reading (for Abhijit)
{'grn': 'MH011672290202627E', 'pin': '425409', 'total': 9000.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100900221', 'district': 'NANDURBAR', 'area_city': 'NANDURBAR', 'payer_pan': 'KAWXXXXXXM', 'flat_block': 'CTS NO 243 NEAR MAHADEV TEMPLE OLD', 'payer_name': 'NIKHIL VIJAY KHALANE', 'sro_office': 'SHB_SHAHADA SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1122691', 'scheme_rows': [{'amount': 3380.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5620.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2140', 'payment_date': '09/10/2026-11:43:32', 'road_locality': 'MOHIDA ROAD MOUJE SONWAD TARF SHAHADA (SONWAD T.SH.) TAL SHAHADA DIST NANDURBAR', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '1122691'}
E-filing copy (token) eFilingDoc9990910260249.pdf needs your check
sro
NVP
kind
efiling_copy
token
9990910260249
legible
True
property
road: OLD MOHIDA ROAD; unit: CTS NO 243; floor: G; taluka: Shahada; numbers: [{'type': 'C.T.S. Number', 'value': '243'}]; village: Sonavad Ta.sha..; building: CTS NO 243,MOUJE SONWAD TARF SHAHADA; district: Nandurbar; ar
mortgagee
ICICI HOME FINANCE COMPANY LTD (163)
mortgagors
{'pan': 'KAWPK7451M', 'name': 'NIKHIL VIJAY KHALANE', 'address': 'Flat No:G, Floor No:G, Building Name:T SHA SONAVAD, Block Sector:SHAHADA, Road:NANDURBAR, City:DHULE, State: MAHARASHTRA, District:NANDURBAR, Pin:425409'}
title deed
Index II :3197/2026 SRO SHAHADE
filing date
2026-10-09
loan amount
1122691.0
payment lines
{'ref': 'MH011672290202627E', 'head': 'Stamp Duty', 'dated': '09/10/2026', 'amount': 3368.0, 'ref_kind': 'GRN'}, {'ref': 'MH011672290202627E', 'head': 'Filing Fee', 'dated': '09/10/2026', 'amount': 5620.0, 'ref_kind': 'G
date of mortgage
2026-10-09
raw reading (for Abhijit)
{'sro': 'NVP', 'kind': 'efiling_copy', 'token': '9990910260249', 'legible': True, 'property': {'pin': None, 'road': 'OLD MOHIDA ROAD', 'unit': 'CTS NO 243', 'floor': 'G', 'taluka': 'Shahada', 'numbers': [{'type': 'C.T.S. Number', 'value': '243'}], 'village': 'Sonavad Ta.sha..', 'building': 'CTS NO 243,MOUJE SONWAD TARF SHAHADA', 'district': 'Nandurbar', 'area_text': '106.65 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MOUJE SONWAD TARF SHAHADA, Landmark: NEAR MAHADEV TEMPLE', 'property_type': 'Open'}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'KAWPK7451M', 'name': 'NIKHIL VIJAY KHALANE', 'address': 'Flat No:G, Floor No:G, Building Name:T SHA SONAVAD, Block Sector:SHAHADA, Road:NANDURBAR, City:DHULE, State: MAHARASHTRA, District:NANDURBAR, Pin:425409'}, {'pan': 'GXAPK0490P', 'name': 'VIJAY ANANDA KHALANE', 'address': 'Flat No:G, Floor No:G, Building Name:T SHA SONAVAD, Block Sector:SHAHADA, Road:NANDURBAR, City:DHULE, State: MAHARASHTRA, District:NANDURBAR, Pin:425409'}], 'title_deed': 'Index II :3197/2026 SRO SHAHADE', 'filing_date': '2026-10-09', 'loan_amount': 1122691.0, 'payment_lines': [{'ref': 'MH011672290202627E', 'head': 'Stamp Duty', 'dated': '09/10/2026', 'amount': 3368.0, 'ref_kind': 'GRN'}, {'ref': 'MH011672290202627E', 'head': 'Filing Fee', 'dated': '09/10/2026', 'amount': 5620.0, 'ref_kind': 'GRN'}, {'ref': '1026093904629', 'head': 'Document Handling Charges', 'dated': '09/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-09'}
Technical record (for Abhijit — safe to ignore)
3d agosystem:reconcileclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
3d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999091026024
4d agosystem:extractdhc_prn_read{'prn': '1026093904629', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990910260249.pdf', 'from': "the filed notice's own text", 'gr
4d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990910260249.pdf', 'token': '9990910260249', 'doc_id': 'ff1a3cca-051d-44da-a0e6-15edbcfdcb55', 'mortgagors': 2}
4d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
4d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999091026
4d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed KAxxxxxxXM — no paper on the
4d agosystem:ingestchallan_found_on_case{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NIKHIL VIJAY KHALANE EchallanMH011672290202627E.pdf', 'kind': 'p
4d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NIKHIL VIJAY KHALAN
4d agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'SHB_SHAHADA SUB REGISTRAR', 'district': 'NANDURBAR'}
4d agosystem:extractchallan_verified_against_case{'grn': 'MH011672290202627E', 'file': 'NIKHIL VIJAY KHALANE EchallanMH011672290202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
4d agosystem:extractchallan_extracted{'grn': 'MH011672290202627E', 'file': 'NIKHIL VIJAY KHALANE EchallanMH011672290202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 9000.0}
4d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '468133', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
4d agocopilot:Nikhilcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
4d agoezdocs:readerpaper_locate{'fp': 'd8f7cf1a20d97974', 'box': [146, 408, 160, 472], 'why': "The sanctioned loan amount is in the 'Sanctioned Loan Amount' row, under 'Loan Amount' on page 2.", 'page': 2, 'what': 'letter_loan', 'asked': True, 'found'
4d agoezdocs:readerpaper_locate{'fp': '0424a6909aeaf9d8', 'box': [294, 30, 720, 770], 'why': 'The PAN card with PAN KAWPK7451M is on page 2.', 'page': 2, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'ad93e8b8-6d81-4d4c-aaba-8193696521d1
4d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
4d agosystem:copilotform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03322'}
4d agoops:copilotreading_boxes_not_the_papers_words{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': '344447250622089.pdf', 'paper': 'the technical report', 'not_on_paper': ['ROAD'], 'reading_b
4d agosystem:extractchallan_boxes_composed{'fp': 'e1a833a202de31b0', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'CTS NO 243 MAUJE SONWAD TARF SHA
4d agoezdocs:readerreader_mail_addition{'fp': 'ac3d8a207810aa89', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
4d agosystem:reconcilequoted_history_checked{}
4d agosystem:reconcileextra_challan_scanned{'found': 0}
4d agosystem:paymentshidden_payment_scan{'file': 'IMG-20261008-WA0055.jpg', 'kind': None, 'found': 0, 'doc_id': '94659e8a-70ad-42dc-90ec-423d74df2dd7', 'fetched': True}
4d agosystem:paymentshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': '421837c2-3011-4942-a6e0-e0a2e8f2bbc4', 'fetched': True}
4d agosystem:paymentshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': 'bffe7f9e-9b89-4db0-af4e-a151707d6094', 'fetched': True}
4d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-09T04:43:44', 'why': 'mail', 'open': 14, 'mails': [{'at': '2026-10-09 04:39', 'id': '1a11ef6402d9776c', 'asks': ['process the NOI challan', 'file the NOI'], 'from': 'branch', 'gist': 'The branch
4d agoezdocs:readermail_against_file490{'at': '2026-10-09T04:43:44', 'asks': ['process the NOI challan', 'file the NOI'], 'gist': 'The branch sent a mail with attachments and confirmed the loan details and requested the NOI challan.', 'next': "Ask the branch
4d agosystem:extractaddress_compared{'sig': '8f9b3c255664b7c3', 'why': 'new mail', 'people': [{'home': 'at.post t.sha.sonavad, sonavad, Shahade, Nandurbar, 425409', 'person': 'NIKHIL VIJAY KHALANE', 'against': [{'src': 'sanction_letter', 'why': 'every name
4d agosystem:ingestdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 12, 'seconds': 188.5, 'workers': 5}

Case diary the case’s history — what happened, newest day first

Papers
All 9 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹11,031 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Needs your eyes: The work is done — our fee of ₹11,050.02 is still not in our account. Chase the branch for it.
10 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:01
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:00
Received: Index II
IndexII9990910260249.pdf
12:00
9 Oct78 things — 14 documents received · 4 letters written · 1 caution · 59 steps
dhc prn read
13:51
efiling copy read
13:51
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
13:44
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:43
Received: E-filing copy
eFilingDoc9990910260249.pdf
13:43
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
11:51
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
11:51
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
11:51
Challan re-read against the case — matches exactly
11:51
challan extracted
11:51
Received: Challan
NIKHIL VIJAY KHALANE EchallanMH011672290202627E.pdf
11:51
copilot edit — by copilot:Nikhil
11:43
paper locate — by ezdocs:reader
11:43
paper locate — by ezdocs:reader
11:40
copilot check ok — by copilot
11:39
form checked489
11:39
reading boxes not the papers words — by copilot
11:39
challan boxes composed
11:39
reader mail addition — by ezdocs:reader
11:39
quoted history checked
10:33
extra challan scanned
10:32
file note490
10:13
mail against file490 — by ezdocs:reader
10:13
address compared
10:13
documents read together
10:13
Property read from the legal / technical report (the sanction letter had none)
10:13
file note490
10:11
case read — by ezdocs:reader
10:11
paper read beside
10:11
paper read beside case
10:11
kyc address read
10:11
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:10
The home address was read off the papers — by ezdocs:reader
10:10
cards read
10:10
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
10:10
roles from letter
10:10
Co-applicant added
10:10
card mobile not taken
10:10
kyc address read
10:10
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
10:10
Received: other
image.png
10:10
roles from letter
10:10
kyc address read
10:10
property self check
10:10
Selfie checked — a live one
A real selfie — usable for the e-filing.
10:10
Received: other
image.png
10:10
Received: Selfie
1001548209.jpg
10:10
money settled — by ezdocs:reader
10:10
money corrected from papers
10:10
Received: other
image.png
10:10
property from index2
10:10
index2 people checked
10:10
index2 extra purchaser
10:10
property english extracted
10:10
Received: other
image.png
10:10
case read started — by ezdocs:reader
10:10
applicant email captured
10:10
Property read from the Index II
10:10
index2 people checked
10:10
index2 extra purchaser
10:10
Index II (title document) received from the branch
10:10
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
10:10
Received: Technical report
344447250622089.pdf
10:10
Received: Selfie — not usable
1001548211.jpg — this is a photograph of a passport-size print, not a live selfie
10:10
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03322
10:10
claim inside desk buffer
10:10
acknowledged with advice
10:10
Received: Sanction letter
Nikhil Snaction Latter.pdf
10:10
No fee quote sent — the branch's own figures were right
10:10
The payment proof already on the case was applied
10:10
branch calc unreadable
10:10
Payment proof arrived before the case was quoted — held
10:10
Received: PAN card
Nikhil Both KYC.pdf
10:10
Received: Index II
Nikhil Index 2.pdf
10:10
Received: Bank's calculation sheet
NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
10:10
Received: Payment screenshot
IMG-20261008-WA0055.jpg
10:10
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
10:10
Case opened from the branch's mail
10:10
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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