⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Anand Umesh Shroff
LAN 77000329968Loan ₹80,00,000NOIMails & papers 6 2 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
yesterday 19:10
Documents
Payment
done yesterday 19:24
Challan
took 20m · GRAS ↗
Filing
took 16h 15m · IGR e-filing ↗
E-filing copy
done today 12:00
Index II
waiting 10h 57m
their moveIndex II pendingwhole case so far 1d 3h
Needs your eyes2
GPay ₹41,070 announced at 13:09 has not settled into the PNB account (due 17:09). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 13 Oct6 things
reader efiling verdict — by ezdocs:reader
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260017.pdf
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
Yesterday · 12 Oct90 things — 13 documents received · 5 letters written · 1 money step · 1 caution · 70 steps
gpay not settled yet
quoted history checked
extra challan scanned
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
ANAND UMESH SHROFF EchallanMH011857360202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
copilot check issues — by copilot
form checked489
reader verdict — by ezdocs:reader
copilot pick — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: NOI of ----- ANAND UMESH SHROFF // 77000329968
money settled — by ezdocs:reader
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
address compared
documents read together
applicant email captured
roles from letter
paper read beside case
Received: Sanction letter
KFSLetter_77000329968 (1).pdf
Received: Technical report
APF_REPORT_file10311618VAL2.pdf
Received: other
image.png
file note490
Not asked of the bank — what the reading stopped on means the same, or is not the property
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the document chase mail — held, silent mode
NOI of ----- ANAND UMESH SHROFF // 77000329968
An old draft withdrew itself — its asks were already answered
boxes gathered
address compared
challan boxes composed
property self check
property from index2
index2 people checked
property attrs split
documents read together
property self check
property from index2
index2 people checked
index2 pan differs
Received: other
Outlook-ajcqnyhu.gif
property english extracted
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Co-applicant added
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Property read from the Index II
index2 people checked
index2 extra purchaser
index2 pan differs
Index II (title document) received from the branch
Received: PAN card
Co app pan.jpg
Received: Aadhaar
Co app adhar.pdf
Received: Selfie — not usable
Co app photo.jpg — this is a photograph of a passport-size print, not a live selfie
credit seen before bill
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
App adhar.pdf
Received: PAN card
App PANCARD.jpeg
Received: Index II
IMG-20261012-WA0171.jpg
Received: Selfie
App photo.jpg
Received: Payment screenshot
IMG-20261012-WA0161.jpg
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03434
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it6 open
The file contains an Index II, PAN cards, and Aadhaar cards for Anand Umesh Shroff and Tejal Anand Shroff, but is missing essential documents such as the sanction letter, technical report, and MOTD required to ascertain the loan amount and date of mortgage.
✗the photo could not be read (Co app photo.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○ANAND UMESH SHROFF — home flat — the branch
○TEJAL ANAND SHROFF — mobile — the branch
○TEJAL ANAND SHROFF — e-mail — the branch
○TEJAL ANAND SHROFF — home flat — the branch
✗the papers disagree on Missing Sanction Letter and Technical Report (the branch's mail of 2026-10-1: Kindly share the sanction letter technical report and LSR wi) — a person — Ask the branch to provide the sanction letter, technical report, and LSR before proceeding.
?unsure of Loan Amount — No sanction letter or loan document is present on the file.
?unsure of Date of Mortgage — No MOTD or mortgage deed is present on the file.
the branch's last mail (2026-10-12): Attached documents. · brought: Sanction Letter; Loan Amount; Technical Report · settled: disagree:da12486b, unsure:Loan Amount
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T13:55 UTC
Moneyall of it is in
₹41,060.63
Reached our account 12 Oct 18:39:00.
How we know
Our own bank told us — 12 Oct 18:39
₹41,070 · from GPAY-BIZ
“₹41,070 received from ANAND U S at 6:39 pm”
Matched by: AMOUNT ALONE — equals our ask; no screenshot or UTR agrees yet · the payer's name is on this case's own screenshot; BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it
The working
Stamp duty 0.3%24,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for41,060.63
By law ₹41,050. We ask ₹41,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
2106, 21st, Fortune Florence, Wing A, CTS, 179A, Magathane, 400066
read from the Index II · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
TEJAL ANAND SHROFF · co-applicantCMDPS9684MANAND UMESH SHROFF · applicantAYQPS1368F
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