silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03434

Anand Umesh Shroff

ICICI_HFCLAN 77000329968 Index II pending · with the government Send the draft 1All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (14)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • GPay ₹41,070 announced at 13:09 has not settled into the PNB account (due 17:09). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
MoneyAll of it is in
₹41,060.63CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹41,070 receivedby the amount alone
Stamp duty 0.3%24,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.63
Total we ask for41,060.63
the branch’s receipt claims ₹41,070 615905529060
paid 12 Oct 18:39:00 · verified 12 Oct 19:24:50 · 45 min later
How we know
Our own bank told us — 12 Oct 18:39
₹41,070 · from GPAY-BIZ
“₹41,070 received from ANAND U S at 6:39 pm”
Matched by: AMOUNT ALONE — equals our ask; no screenshot or UTR agrees yet · the payer's name is on this case's own screenshot; BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it
By law ₹41,050. We ask ₹41,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 17 minour time · 12 Oct 19:38
Index II —not yet
the NOI team 16 h 43 minthe branch 2 minthe SRO 12 h 51 mintotal 1 d 5 h so far
Now with the SRO — waiting for the SRO's Index II
since 13 Oct 11:55 — 12 h 51 min of working time
Day by day — every step and who held it
12 Oct 19:10Your branch's mail
12 Oct 19:10Payment landedat once
12 Oct 19:22Papers read+11 min · the NOI team
12 Oct 19:22Property readat once
12 Oct 19:22Papers readat once
12 Oct 19:24Papers from your branch+2 min · the branch
12 Oct 19:24Papers read+1 min · the NOI team
12 Oct 19:24Fee quotedat once
12 Oct 19:24Payment verifiedat once
12 Oct 19:24Ready for the challanat once
12 Oct 19:38Challan made+13 min · the NOI team
13 Oct 11:55Filed on IGR — e-filing shared+16 h 18 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹80,00,000
Loan account no.
77000329968
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe CTS number
The technical report BASE179
… orence, Near St. Johns High School, Siddharth Nagar, Cts No.179/A, 179/B And Others Village Of Magathane, Borivali East, …
The Index II DIFFERS179A
… ौ. मीटर बांधीव. सोबत 1 कार पार्किंग स्पेस. ((C.T.S. Number: 179A and 179B;)) स्थानिक स्वराज्य संस्थाः Mumbai Ma.na.pa. 4 …
What to do: The challan and the filing follow the technical report, the bank's own paper (CTS no. 179). Read the papers once — if CTS no. 179 is not right, ask the branch before you pay or file.
CHECKMissing Sanction Letter and Technical Report
The branch's mail of 2026-10-12Kindly share the sanction letter technical report and LSR with the correct address and PIN code for challan processing.
Why it matters: Not a question for the bank: one paper only — nothing to set against it.
What to do: Nothing to ask the bank — look once if you like.
Compared: the technical report, the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026134901639 · ₹300 · paid 13/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011857360202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Re: NOI of ----- ANAND UMESH SHROFF // 77000329968
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantAnand Umesh Shroff
LAN77000329968
Loan AmtRs. 80,00,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter, Technical Report

Payment of Rs. 41,070.00 stands VERIFIED against the credit in our account on 12-Oct-2026 (UTR: 615905529060). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AU abhishek.upadhyay@icicihfc.com icicihfc.com
12 Oct, 19:10 · 1d ago THE FIRST MAIL — how this case began
NOI of ----- ANAND UMESH SHROFF // 77000329968
Dear Team,

Please find attached payment screenshot and other documents share challan on priority

Abhishek Upadhyay

Senior Sales Manager DeS8169360348

[cid:6b19fbff-bec4-4601-833e-a1f61a64c4ea]

🤖 read: asks for the challan; says the fee is paid ✓; documents attached — “share challan on priority”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
12 Oct, 19:14 · 1d ago

Team,

Kindly share the sanction letter technical report and LSR with the correct address and PIN code for challan processing.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Mon, 12 Oct 2026 at 19:11, Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com > wrote: Dear Team, Please find attached payment screenshot and other documents share challan on priority Abhishek Upadhyay Senior Sales Manager DeS 8169360348
🤖 read: asks the branch for documents, a clarification — “Kindly share the sanction letter technical report and LSR with the correct address and PIN code for challan processing.”
AU abhishek.upadhyay@icicihfc.com icicihfc.com
12 Oct, 19:24 · 1d ago
Dear Team ,

PFA

Abhishek Upadhyay

Senior Sales Manager DeS8169360348
From:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent:Monday, October 12, 2026 7:14 PM

To: Abhishek Upadhyay /DIST/ICICIHFC/VASAI <abhishek.upadhyay@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC

TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>

Cc: Abhishek Tiwari /DIST/ICICIHFC/VASAI <abhishek.t@icicihfc.com>; Mohammed Badad /DIST/ICICIHFC/VASAI <mohammed.badad@icicihfc.com>; Naina Mahida /DISTP/ICICIHFC/VASAI <naina.mahida@icicihfc.com>; Viren Thakkar /DISTP/ICICIHFC/VASAI <viren.thakkar@icicihfc.com>

Subject:Re: NOI of ----- ANAND UMESH SHROFF // 77000329968
CAUTION:External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

Kindly share the sanction letter technical report and LSR with the correct address and PIN code for challan processing.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Mon, 12 Oct 2026 at 19:11, Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com > wrote: Dear Team, Please find attached payment screenshot and other documents share challan on priority Abhishek Upadhyay Senior Sales Manager DeS 8169360348
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
12 Oct, 19:41 · 1d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Mon, 12 Oct 2026 at 19:24, Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com > wrote: Dear Team , PFA Abhishek Upadhyay Senior Sales Manager DeS 8169360348 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Monday, October 12, 2026 7:14 PM To: Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Abhishek Tiwari /DIST/ICICIHFC/VASAI < abhishek.t@icicihfc.com >; Mohammed Badad /DIST/ICICIHFC/VASAI < mohammed.badad@icicihfc.com >; Naina Mahida /DISTP/ICICIHFC/VASAI < naina.mahida@icicihfc.com >; Viren Thakkar /DISTP/ICICIHFC/VASAI < viren.thakkar@icicihfc.com > Subject: Re: NOI of ----- ANAND UMESH SHROFF // 77000329968 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the sanction letter technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Mon, 12 Oct 2026 at 19:11, Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com > wrote: Dear Team, Please find attached payment screenshot and other documents share challan on priority Abhishek Upadhyay Senior Sales Manager DeS 8169360348
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
13 Oct, 11:55 · 12h ago

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Mon, 12 Oct 2026 at 19:41, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Mon, 12 Oct 2026 at 19:24, Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com > wrote: Dear Team , PFA Abhishek Upadhyay Senior Sales Manager DeS 8169360348 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Monday, October 12, 2026 7:14 PM To: Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Abhishek Tiwari /DIST/ICICIHFC/VASAI < abhishek.t@icicihfc.com >; Mohammed Badad /DIST/ICICIHFC/VASAI < mohammed.badad@icicihfc.com >; Naina Mahida /DISTP/ICICIHFC/VASAI < naina.mahida@icicihfc.com >; Viren Thakkar /DISTP/ICICIHFC/VASAI < viren.thakkar@icicihfc.com > Subject: Re: NOI of ----- ANAND UMESH SHROFF // 77000329968 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the sanction letter technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Mon, 12 Oct 2026 at 19:11, Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com > wrote: Dear Team, Please find attached payment screenshot and other documents share challan on priority Abhishek Upadhyay Senior Sales Manager DeS 8169360348
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
OL The NOI teamTYPED IN GMAIL
13 Oct, 11:55 · 12h ago

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Mon, 12 Oct 2026 at 19:41, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Mon, 12 Oct 2026 at 19:24, Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com > wrote: Dear Team , PFA Abhishek Upadhyay Senior Sales Manager DeS 8169360348 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Monday, October 12, 2026 7:14 PM To: Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Abhishek Tiwari /DIST/ICICIHFC/VASAI < abhishek.t@icicihfc.com >; Mohammed Badad /DIST/ICICIHFC/VASAI < mohammed.badad@icicihfc.com >; Naina Mahida /DISTP/ICICIHFC/VASAI < naina.mahida@icicihfc.com >; Viren Thakkar /DISTP/ICICIHFC/VASAI < viren.thakkar@icicihfc.com > Subject: Re: NOI of ----- ANAND UMESH SHROFF // 77000329968 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the sanction letter technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Mon, 12 Oct 2026 at 19:11, Abhishek Upadhyay /DIST/ICICIHFC/VASAI < abhishek.upadhyay@icicihfc.com > wrote: Dear Team, Please find attached payment screenshot and other documents share challan on priority Abhishek Upadhyay Senior Sales Manager DeS 8169360348
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261012-WA0161.jpg
filed 1d ago
Selfie / photo App photo.jpg
filed 1d ago
Index IIthe branch sent this — an input IMG-20261012-WA0171.jpg
filed 1d ago
PAN card App PANCARD.jpeg
filed 1d ago
Aadhaar card App adhar.pdf
filed 1d ago
Selfie / photo Co app photo.jpg
CANNOT BE READ — clear copy asked 1d ago
Aadhaar card Co app adhar.pdf
filed 1d ago
PAN card Co app pan.jpg
filed 1d ago
Other Outlook-ajcqnyhu.gif
filed 1d ago
Other image.png
filed 1d ago
Technical report APF_REPORT_file10311618VAL2.pdf
filed 1d ago
Sanction letter KFSLetter_77000329968 (1).pdf
filed 1d ago
Paid challan (GRAS) ANAND UMESH SHROFF EchallanMH011857360202627E.pdf
filed 1d ago
E-filing copy (token) eFilingDoc9991310260017.pdf
filed 12h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹41,060.63
Where it stands
VERIFIED — money received
Screenshot claims
₹41,070 615905529060
Paid at
12 Oct 18:39:00
Verified on
12 Oct 19:24:50

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹24,010₹15,000₹350 ₹1,700₹41,060
By law ₹41,050. We ask ₹41,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

43 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Mobile (person 1), E-mail (person 1)
5 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number, Floor (person 1), Flat / house no (person 1), Floor (person 2), Flat / house no (person 2)
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IMG-20261012-WA0171.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
सदनिका नं: 2106, ए बिंग, माळा नंः 21 वा मजला, इमारतीचे नावः फोर्च्यून फ्लोरेन्स, ब्लॉक नंः सेंट जॉन स्कुल जवळ, मागाठाणे, सिध्दार्थ नगर, रोड बोरीवली (पूर्व), मुंबई - 400066, इतर माहितीः सदनिकेचे एकूण क्षेत्र 939 चौ. फुट रेरा कार्पेट म्हणजे 95.99 चौ. मीटर बांधीव. सोबत 1 कार पार्किंग स्पेस. ((C.T.S. Number: 179A and 179B;)) स्थानिक स्वराज्य संस्थाः Mumbai Ma.na.pa.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
APF_REPORT_file10311618VAL2.pdf
Property Address line
FLAT NO.2106 , 21ST FLOOR, A WING,FORTUNE FLORENCE, NEAR ST. JOHNS HIGH SCHOOL,SIDDHARTH NAGAR, VILLAGE OF MAGATHANE,BORIVALI EAST, MUMBAI, MAHARASHTRA, 400066
Legal Address line
FLAT NO.2106 , 21ST FLOOR, A WING, FORTUNE FLORENCE, NEAR ST. JOHNS HIGH SCHOOL, SIDDHARTH NAGAR, CTS NO.179/A, 179/B AND OTHERS VILLAGE OF MAGATHANE, BORIVALI EAST, MUMBAI, MAHARASHTRA, 400066
PIN
400066
the Index II
IMG-20261012-WA0171.jpg
the property
sadanikaa nan: 2106, e binga, maalaa nanh 21 vaa majalaa, imaaratiche naavah phorchyuna phlorensa, bloka nanh senta jona skula javala, maagaathaane, sidhdaartha nagara, roda borivali (purva), mumbai - 400066, itara maahitih sadanikeche ekuna kshetra 939 chau. phuta reraa kaarpeta mhanaje 95.99 chau. mitara baandhiva. sobata 1 kaara paarkinga spesa. ((C.T.S. NUMBER: 179A AND 179B;)) sthaanika svaraajya sansthaah MUMBAI MA.NA.PA.
PIN
400066
THE CHALLAN, as it will be typed
Flat/Survey Number
2106 21ST FLOOR WING A FORTUNE FLORENCE CTS NO 179A 179B
Locality/Road
SIDDHARTH NAGAR BORIVALI EAST NEAR ST JOHN SCHOOL MAGATHANE
Area/City
MUMBAI SUBURBAN
check or correct a box, the papers beside it →
the Index II also prints: 1, 179A, 179B, 21, 939, 95, 99, BAANDHIVA, BINGA, BLOKA, CHAU, EKUNA, IMAARATICHE, ITARA, JAVALA, JONA, KAARA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorTEJAL ANAND SHROFFCMDPS9684M…9919
mortgagorANAND UMESH SHROFFAYQPS1368F…2672
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
document chaseabhishek.upadhyay@icicihfc.com 1d ago
document chaseabhishek.upadhyay@icicihfc.com 1d ago
acknowledgementabhishek.upadhyay@icicihfc.com 1d ago
What the engine read from each document — check anything marked in red
Selfie / photo App photo.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Payment screenshot IMG-20261012-WA0161.jpg needs your check
utr
615905529060
date
2023-10-12
time
18:39
amount
41070
method
Paytm UPI
payee upi
3535@okbizaxis
payee name
Ezdocs
payer name
Anand Umeshbhai Shroff
raw reading (for Abhijit)
{'utr': '615905529060', 'date': '2023-10-12', 'time': '18:39', 'amount': 41070, 'method': 'Paytm UPI', 'payee_upi': '3535@okbizaxis', 'payer_upi': None, 'payee_name': 'Ezdocs', 'payer_name': 'Anand Umeshbhai Shroff', 'debit_notification_text': None}
PAN card App PANCARD.jpeg needs your check
dob
1979-08-15
pan
AYQPS1368F
name
ANAND UMESH SHROFF
legible
True
father name
UMESH JEVACHLAL SHROFF
raw reading (for Abhijit)
{'dob': '1979-08-15', 'pan': 'AYQPS1368F', 'name': 'ANAND UMESH SHROFF', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'UMESH JEVACHLAL SHROFF', 'aadhaar_last4': None, 'quality_issue': None}
Index II IMG-20261012-WA0171.jpg needs your check
kind
index2_input
extracted
pin: 400066; rows: {'r4_palika': 'Mumbai Ma.na.pa. (महानगरपालिका)', 'r11_serial': 'मबई23-18170-2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '95.99 चौ. मीटर', 'r7_executants': [{'a
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '400066', 'rows': {'r4_palika': 'Mumbai Ma.na.pa. (महानगरपालिका)', 'r11_serial': 'मबई23-18170-2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '95.99 चौ. मीटर', 'r7_executants': [{'age': '47', 'pan': 'AADXXXXX2M', 'name': 'फोर्जुन एकर्स प्रायव्हेट लिमिटेड चे संचालक फैझान मलिक रोझानी तर्फे कबुलीजबाबकरीता मुखत्यार रफिक मेघानी', 'address': 'प्लॉट नंः ऑफिस नं. 5, माळा नंः पहिला मजला, इमारतीचे नावः गुलिस्तान को ऑप हौसिंग सोसायटी लिमीटेड, ब्लॉक नंः एस. व्ही. रोड, रोड नंः दहिसर (पूर्व), मुंबई, महाराष्ट्र, MUMBAI:. पिन- 400068'}], 'r8_purchasers': [{'age': '47', 'pan': 'AYQXXXXX8F', 'name': 'आनंद उमेश श्रॉफ', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः श्रॉफ कॉर्नर, सरदार नगर, तीथल रोड, सिषु विहार तीथल जवळ, बलसाड़, गुजरात, ब्लॉक नंः रोड नंः, गुजरात, बलसाड़. पिन:- 396001'}, {'age': '47', 'pan': 'CMDXXXXX4M', 'name': 'तेजल आनंद श्रॉफ', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः श्रॉफ कॉर्नर, सरदार नगर, तीथल रोड, सिषु विहार तीथल जवळ, बलसाड़, गुजरात, ब्लॉक नंः रोड नंः गुजरात, बलसाड़. पिन:- 396001'}], 'r12_stamp_duty': 1404000, 'r3_market_value': 23399880, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - करारनामा', 'r2_consideration': 19589610.21, 'r9_execution_date': '11-09-2026', 'r13_registration_fee': 30000, 'r10_registration_date': '11-09-2026'}, 'doc_no': 'MBI23-18170-2026', 'village': 'मागाठाणे', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. मुंबई 23', 'area_text': '95.99 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दुय्यम निबंधक मुंबई क्र. २३', 'mortgagors': ['आनंद उमेश श्रॉफ', 'तेजल आनंद श्रॉफ'], 'stamp_duty': 1404000, 'filing_date': '11-09-2026', 'loan_amount': 23399880, 'token_number': 'I CANNOT TELL', 'property_text': 'सदनिका नं: 2106, ए बिंग, माळा नंः 21 वा मजला, इमारतीचे नावः फोर्च्यून फ्लोरेन्स, ब्लॉक नंः सेंट जॉन स्कुल जवळ, मागाठाणे, सिध्दार्थ नगर, रोड बोरीवली (पूर्व), मुंबई - 400066, इतर माहितीः सदनिकेचे एकूण क्षेत्र 939 चौ. फुट रेरा कार्पेट म्हणजे 95.99 चौ. मीटर बांधीव. सोबत 1 कार पार्किंग स्पेस. ((C.T.S. Number: 179A and 179B;)) स्थानिक स्वराज्य संस्थाः Mumbai Ma.na.pa.', 'header_village
Aadhaar card App adhar.pdf needs your check
name
Anand Umesh Shroff
address
pin: 396001; area: Sardar Nagar, Near Shishu Vihar Tithal; road: Tithal Road; state: Gujarat; building: Shroff Corner; district: Valsad; village_city: Valsad
legible
True
aadhaar last4
2672
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Anand Umesh Shroff', 'mobile': None, 'address': {'pin': '396001', 'area': 'Sardar Nagar, Near Shishu Vihar Tithal', 'flat': None, 'road': 'Tithal Road', 'floor': None, 'state': 'Gujarat', 'building': 'Shroff Corner', 'district': 'Valsad', 'post_office': None, 'village_city': 'Valsad'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2672', 'quality_issue': None}
Selfie / photo Co app photo.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
PAN card Co app pan.jpg needs your check
dob
1979-03-18
pan
CMDPS9684M
name
TEJAL ANAND SHROFF
legible
True
father name
VIJAY RATILAL SHAH
raw reading (for Abhijit)
{'dob': '1979-03-18', 'pan': 'CMDPS9684M', 'name': 'TEJAL ANAND SHROFF', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VIJAY RATILAL SHAH', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Co app adhar.pdf needs your check
name
Tejal Anand Shroff
address
pin: 396001; area: Sardar Nagar, Near Shishu Vihar Tithal; road: Tithal Road; state: Gujarat; building: Shroff Corner; district: Valsad; village_city: Valsad
legible
True
aadhaar last4
9919
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Tejal Anand Shroff', 'mobile': None, 'address': {'pin': '396001', 'area': 'Sardar Nagar, Near Shishu Vihar Tithal', 'flat': None, 'road': 'Tithal Road', 'floor': None, 'state': 'Gujarat', 'building': 'Shroff Corner', 'district': 'Valsad', 'post_office': None, 'village_city': 'Valsad'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9919', 'quality_issue': None}
Other Outlook-ajcqnyhu.gif needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Technical report APF_REPORT_file10311618VAL2.pdf needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT
area sq m
68.93
paper for
loan_ref: 77000329968; report_id: HRQ-26-143287; customer_name: Anand Umesh Shroff
confidence
1.0
reading486
property
address lines
taken: legal; legal_address: Flat No.2106 , 21st Floor, A Wing, Fortune Florence, Near St. Johns High School, Siddharth Nagar, Cts No.179/A, 179/B And Others Village Of Magathane, Borivali East, Mumbai, Maharashtra, 4000
property address
pin: 400066; state: Maharashtra; flat_no: Flat No.2106; district: Mumbai; floor_no: 21st; landmark: Near St. Johns High School, Near Magathane Metro Station; full_address: Flat No.2106 , 21st Floor, A Wing, Fortune Flore
security address verbatim
Flat No.2106 , 21st Floor, A Wing, Fortune Florence, Near St. Johns High School, Siddharth Nagar, Cts No.179/A, 179/B And Others Village Of Magathane, Borivali East, Mumbai, Maharashtra, 400066
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 68.93, 'paper_for': {'loan_ref': '77000329968', 'report_id': 'HRQ-26-143287', 'customer_name': 'Anand Umesh Shroff'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No.2106 , 21st Floor, A Wing, Fortune Florence, Near St. Johns High School, Siddharth Nagar, Cts No.179/A, 179/B And Others Village Of Magathane, Borivali East, Mumbai, Maharashtra, 400066', 'property_address': 'Flat No.2106 , 21st Floor, A Wing,,Fortune Florence, Near St. Johns High School, ,Siddharth Nagar, Village Of Magathane, ,Borivali East, Mumbai, Maharashtra, 400066'}, 'property_address': {'pin': '400066', 'road': None, 'state': 'Maharashtra', 'taluka': None, 'flat_no': 'Flat No.2106', 'district': 'Mumbai', 'floor_no': '21st', 'landmark': 'Near St. Johns High School, Near Magathane Metro Station', 'full_address': 'Flat No.2106 , 21st Floor, A Wing, Fortune Florence, Near St. Johns High School, Siddharth Nagar, Cts No.179/A, 179/B And Others Village Of Magathane, Borivali East, Mumbai, Maharashtra, 400066', 'village_city': 'Magathane', 'building_name': 'Fortune Florence', 'survey_or_cts_no': 'Cts No.179/A, 179/B And Others'}, 'security_address_verbatim': 'Flat No.2106 , 21st Floor, A Wing, Fortune Florence, Near St. Johns High School, Siddharth Nagar, Cts No.179/A, 179/B And Others Village Of Magathane, Borivali East, Mumbai, Maharashtra, 400066'}
Sanction letter KFSLetter_77000329968 (1).pdf needs your check
lan
77000329968
legible
True
purpose
Home Loan and Purchase/Improvement of Property
borrowers
{'name': 'ANAND UMESH SHROFF', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'TEJAL ANAND SHROFF', 'role': 'co_applicant', 'label': 'Customer Name'}
loan type
Home Loan
confidence
1
rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.15% 9.75%p.a
loan amount
8000000
rate spread
-9.15
final amount
8000000
interest rate
9.75
sanction date
12/10/2026
letter version
HF-38-VER-14-01072026/KFS
reference rate
18.9
applicant email
aushroff@hotmail.com
applicant names
ANAND UMESH SHROFF, TEJAL ANAND SHROFF
printed altered
False
applicant mobile
+91-9820075703
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Flat No.903 9th floor Tower 3, Challengers tower chsl, Kandivali East, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400101
raw reading (for Abhijit)
{'lan': '77000329968', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'ANAND UMESH SHROFF', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'TEJAL ANAND SHROFF', 'role': 'co_applicant', 'label': 'Customer Name'}], 'loan_type': 'Home Loan', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.15% 9.75%p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 8000000, 'rate_spread': -9.15, 'final_amount': 8000000, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '12/10/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'aushroff@hotmail.com', 'applicant_names': ['ANAND UMESH SHROFF', 'TEJAL ANAND SHROFF'], 'printed_altered': False, 'applicant_mobile': '+91-9820075703', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No.903 9th floor Tower 3, Challengers tower chsl, Kandivali East, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400101'}
Paid challan (GRAS) ANAND UMESH SHROFF EchallanMH011857360202627E.pdf needs your check
grn
MH011857360202627E
pin
400066
total
39010.0
article
6(1)
defaced
False
bank cin
03006172026101201505
district
MUMBAI SUBURBAN
area city
CTS NO.179/A, 179/B AND OTHERS VILLAGE OF MAGATHANE, BORIVALI EAST, MUMBAI
payer pan
AYQXXXXXXF
flat block
FLAT NO.2106 21ST FLOOR, A WING,
payer name
ANAND UMESH SHROFF
sro office
MBI-23 JT SUB REGISTRAR MUMBAI 23
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=8000000
scheme rows
{'amount': 24010.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5703
payment date
12/10/2026-19:38:00
road locality
FORTUNE FLORENCE, NEAR ST. JOHNS HIGH SCHOOL, SIDDHARTH NAGAR
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
8000000
raw reading (for Abhijit)
{'grn': 'MH011857360202627E', 'pin': '400066', 'total': 39010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101201505', 'district': 'MUMBAI SUBURBAN', 'area_city': 'CTS NO.179/A, 179/B AND OTHERS VILLAGE OF MAGATHANE, BORIVALI EAST, MUMBAI', 'payer_pan': 'AYQXXXXXXF', 'flat_block': 'FLAT NO.2106 21ST FLOOR, A WING,', 'payer_name': 'ANAND UMESH SHROFF', 'sro_office': 'MBI-23 JT SUB REGISTRAR MUMBAI 23', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=8000000', 'scheme_rows': [{'amount': 24010.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5703', 'payment_date': '12/10/2026-19:38:00', 'road_locality': 'FORTUNE FLORENCE, NEAR ST. JOHNS HIGH SCHOOL, SIDDHARTH NAGAR', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '8000000'}
E-filing copy (token) eFilingDoc9991310260017.pdf needs your check
sro
MBI3
kind
efiling_copy
token
9991310260017
legible
True
property
road: BORIVALI; unit: 2106; floor: 21; taluka: Borivali; numbers: [{'type': 'C.T.S. Number', 'value': '179A, 179B'}]; village: Magathane; building: A WING,FORTUNE FLORENCE BUILDING; district: Mumbai Sub-urban District; a
mortgagee
ICICI HOME FINANCE COMPANY LTD (163)
mortgagors
{'pan': 'AYQPS1368F', 'name': 'ANAND UMESH SHROFF', 'address': 'Flat No:903, Floor No:9TH, Building Name:TOWER 3, CHALLENGERS TOWER CHSL, KANDIVALI EAST, Block Sector: MUMBAI SUBURBAN, Road:MUMBAI, City:MUMBAI CITY NORTH
title deed
Agreement to Sale :18170/2026 SRO MUMBAI 23
filing date
2026-10-13
loan amount
8000000
payment lines
{'ref': 'MH011857360202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 24000, 'ref_kind': 'GRN'}, {'ref': 'MH011857360202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 15000, 'ref_kind': 'GRN
date of mortgage
2026-10-13
raw reading (for Abhijit)
{'sro': 'MBI3', 'kind': 'efiling_copy', 'token': '9991310260017', 'legible': True, 'property': {'pin': None, 'road': 'BORIVALI', 'unit': '2106', 'floor': '21', 'taluka': 'Borivali', 'numbers': [{'type': 'C.T.S. Number', 'value': '179A, 179B'}], 'village': 'Magathane', 'building': 'A WING,FORTUNE FLORENCE BUILDING', 'district': 'Mumbai Sub-urban District', 'area_text': 'Carpet : 95.99 Sq.mt.', 'local_body': None, 'description': 'Block Sector:BORIVALI EAST,MOUJR MAGATHANE, Landmark:NEAR ST. JOHNS HIGH SCHOOL, SIDDHARTH NAGAR', 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'AYQPS1368F', 'name': 'ANAND UMESH SHROFF', 'address': 'Flat No:903, Floor No:9TH, Building Name:TOWER 3, CHALLENGERS TOWER CHSL, KANDIVALI EAST, Block Sector: MUMBAI SUBURBAN, Road:MUMBAI, City:MUMBAI CITY NORTH WEST, State:MAHARASHTRA, District:MUMBAI, Pin:400101'}, {'pan': 'CMDPS9684M', 'name': 'TEJAL ANAND SHROFF', 'address': 'Flat No:903, Floor No:9TH, Building Name: TOWER 3, CHALLENGERS TOWER CHSL, KANDIVALI EAST, Block Sector: MUMBAI SUBURBAN, Road:MUMBAI, City:MUMBAI CITY NORTH WEST, State:MAHARASHTRA, District:MUMBAI, Pin:400101'}], 'title_deed': 'Agreement to Sale :18170/2026 SRO MUMBAI 23', 'filing_date': '2026-10-13', 'loan_amount': 8000000, 'payment_lines': [{'ref': 'MH011857360202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 24000, 'ref_kind': 'GRN'}, {'ref': 'MH011857360202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 15000, 'ref_kind': 'GRN'}, {'ref': '1026134901639', 'head': 'Document Handling Charges', 'dated': '13/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-13'}
Technical record (for Abhijit — safe to ignore)
3h agoezdocs:readerreader_efiling_verdict{'fp': 'ebd93daf96c55075', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is
12h agosystem:extractdhc_prn_read{'prn': '1026134901639', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991310260017.pdf', 'from': "the filed notice's own text", 'gr
12h agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9991310260017.pdf', 'token': '9991310260017', 'doc_id': 'dbd24ac2-e655-40ee-8d4d-fa9b9263ff7a', 'mortgagors': 2}
12h agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999131026
12h agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
1d agosystem:reconcilegpay_not_settled_yet{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
1d agosystem:reconcilequoted_history_checked{}
1d agosystem:reconcileextra_challan_scanned{'found': 0}
1d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AYxxxxxxXF — no paper on the
1d agosystem:ingesttitle_doc_on_case_filing_open{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'IMG-20261012-WA0171.jpg', 'kind': 'index2'}
1d agosystem:ingestchallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'ANAND UMESH SHROFF EchallanMH011857360202627E.pdf', 'kind': '
1d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'ANAND UMESH SHROFF
1d agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'MBI-23 JT SUB REGISTRAR MUMBAI 23', 'district': 'MUMBAI SUBURBAN'}
1d agosystem:extractchallan_verified_against_case{'grn': 'MH011857360202627E', 'file': 'ANAND UMESH SHROFF EchallanMH011857360202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d agosystem:extractchallan_extracted{'grn': 'MH011857360202627E', 'file': 'ANAND UMESH SHROFF EchallanMH011857360202627E.pdf', 'heads': ['0030045501', '0030063301'], 'total': 39010.0}
1d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '501684', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed MBI-2
1d agocopilot:Nikhilcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
1d agoezdocs:readerpaper_locate{'fp': 'fb394a34cf016fef', 'box': [10, 0, 990, 1000], 'why': 'The PAN card with PAN AYQPS1368F is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '0165532e-9f4d-4764-b461-4cc61fff00e2'
1d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The branch's mail of 2026-10-12 says 'Kindly share the sanction letter technical report an
1d agosystem:copilotform_checked489{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 4, 'case_no': 'NOI-2026-03434'}
1d agoezdocs:readerreader_verdict{'fp': '9090c3428c49b5c4', 'asked': True, 'missed': [{'do': 'Change CTS NO 179A 179B to CTS NO 179/A 179/B.', 'box': 'box 1', 'why': 'The CTS numbers are missing the slash character as printed in the paper.', 'quote': 'C
1d agocopilotcopilot_pick{'why': "The source text mentions 'मुंबई' and the English reading is 'MUMBAI SUBURBAN'. The option 'MUMBAI/MUMBAI-SUB-URBAN' is the correct district for Mumbai Suburban.", 'field': 'District', 'value': '7101', 'method':
1d agoops:copilotwhole_file_hold{'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Missing Sanction Letter and Technical Report']}
1d agoops:copilotreading_boxes_not_the_papers_words{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'APF_REPORT_file10311618VAL2.pdf', 'paper': 'the technical report', 'not_on_paper': ['C', 'T
1d agoops:copilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the base paper does not print (179A, 179B, JOHN) — read box 1 once against the paper's own words"}
1d agoezdocs:readerreader_home_address{'fp': '0e3c4af562df00ef', 'from': 'the sanction letter (KFSLetter_77000329968 (1).pdf)', 'home': {'pin': '400101', 'area': 'KANDIVALI EAST', 'flat': '903', 'floor': '9TH FLOOR', 'state': 'MAHARASHTRA', 'building': 'CHAL
1d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-12T13:55:04', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-12 13:40', 'id': '1a13058b507c010e', 'from': 'branch', 'gist': 'Bank branch attached payment screenshot and other documents and
1d agoezdocs:readermail_against_file490{'at': '2026-10-12T13:55:04', 'asks': [], 'gist': 'The branch attached the sanction letter and technical report.', 'next': 'Process the challan using the newly provided sanction letter and technical report.', 'brought':
1d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-12T13:55:02', 'why': 'paper', 'open': 6, 'mails': [{'at': '2026-10-12 13:40', 'id': '1a13058b507c010e', 'from': 'branch', 'gist': 'Bank branch attached payment screenshot and other documents and
1d agoezdocs:readerpaper_against_file490{'at': '2026-10-12T13:55:02', 'why': 'The new paper is a blank image and supplies no information.', 'file': 'image.png', 'kinds': ['other', 'other'], 'doc_id': 'ad00756d-b9a4-4b03-b7b2-7f1fe21b0f4f', 'belongs': True, 'ch

Case diary the case’s history — what happened, newest day first

Papers
All 9 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹41,070 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Needs your eyes: GPay ₹41,070 announced at 13:09 has not settled into the PNB account (due 17:09). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
Yesterday · 13 Oct6 things
reader efiling verdict — by ezdocs:reader
21:06
dhc prn read
12:00
efiling copy read
12:00
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
11:55
Received: E-filing copy
eFilingDoc9991310260017.pdf
11:55
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
11:55
12 Oct90 things — 13 documents received · 5 letters written · 1 money step · 1 caution · 70 steps
gpay not settled yet
23:02
quoted history checked
20:02
extra challan scanned
20:01
The branch's title document is on the case — the filing is the NOI team's move
19:42
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
19:42
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:42
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
19:42
Challan re-read against the case — matches exactly
19:42
challan extracted
19:42
Received: Challan
ANAND UMESH SHROFF EchallanMH011857360202627E.pdf
19:42
copilot edit — by copilot:Nikhil
19:37
paper locate — by ezdocs:reader
19:32
copilot check issues — by copilot
19:31
form checked489
19:31
reader verdict — by ezdocs:reader
19:31
copilot pick — by copilot
19:31
whole file hold — by copilot
19:31
reading boxes not the papers words — by copilot
19:31
challan boxes not the papers words — by copilot
19:31
The home address was read off the papers — by ezdocs:reader
19:25
file note490
19:25
mail against file490 — by ezdocs:reader
19:25
file note490
19:25
paper against file490 — by ezdocs:reader
19:25
file note490
19:25
paper against file490 — by ezdocs:reader
19:25
file note490
19:24
paper against file490 — by ezdocs:reader
19:24
Everything for the challan is in — queued
Papers and money are in — the challan is next.
19:24
case acknowledged challan queued
19:24
Wrote the acknowledgement mail — held, silent mode
Re: NOI of ----- ANAND UMESH SHROFF // 77000329968
19:24
money settled — by ezdocs:reader
19:24
An old draft withdrew itself — its asks were already answered
19:24
No fee quote sent — the branch's own figures were right
19:24
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
19:24
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
19:24
receivable snapshot
19:24
The payment proof already on the case was applied
19:24
address compared
19:24
documents read together
19:24
applicant email captured
19:24
roles from letter
19:24
paper read beside case
19:24
Received: Sanction letter
KFSLetter_77000329968 (1).pdf
19:24
Received: Technical report
APF_REPORT_file10311618VAL2.pdf
19:24
Received: other
image.png
19:24
file note490
19:23
Not asked of the bank — what the reading stopped on means the same, or is not the property
19:23
case read — by ezdocs:reader
19:23
case read started — by ezdocs:reader
19:22
Wrote the document chase mail — held, silent mode
NOI of ----- ANAND UMESH SHROFF // 77000329968
19:22
An old draft withdrew itself — its asks were already answered
19:22
boxes gathered
19:22
address compared
19:22
challan boxes composed
19:22
property self check
19:22
property from index2
19:22
index2 people checked
19:22
property attrs split
19:22
documents read together
19:22
property self check
19:22
property from index2
19:22
index2 people checked
19:22
index2 pan differs
19:22
Received: other
Outlook-ajcqnyhu.gif
19:22
property english extracted
19:22
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
19:22
kyc address read
19:22
Co-applicant added
19:22
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
19:22
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
19:22
kyc address read
19:22
Property read from the Index II
19:22
index2 people checked
19:22
index2 extra purchaser
19:22
index2 pan differs
19:22
Index II (title document) received from the branch
19:22
Received: PAN card
Co app pan.jpg
19:22
Received: Aadhaar
Co app adhar.pdf
19:22
Received: Selfie — not usable
Co app photo.jpg — this is a photograph of a passport-size print, not a live selfie
19:22
credit seen before bill
19:22
Payment proof arrived before the case was quoted — held
19:22
Selfie checked — a live one
A real selfie — usable for the e-filing.
19:22
Received: Aadhaar
App adhar.pdf
19:22
Received: PAN card
App PANCARD.jpeg
19:22
Received: Index II
IMG-20261012-WA0171.jpg
19:22
Received: Selfie
App photo.jpg
19:22
Received: Payment screenshot
IMG-20261012-WA0161.jpg
19:22
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03434
19:22
Case opened from the branch's mail
19:22
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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