⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
SHUBHAM NARWADE
LAN 77000336999Loan ₹11,00,000NOIMails & papers 7 1 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
24 Sep, 14:35
Documents
Payment
Challan
done 1 Oct, 10:00 · GRAS ↗
Filing
took 12d 2h · IGR e-filing ↗
E-filing copy
done yesterday 12:50
Index II
waiting 13h 28m
their moveIndex II pending · the trail says: The NOI team has shared the challan and is now waiting for the branch to provide the Index II copy. The branch needs to send the Index II copy for the NOI…whole case so far 19d 11h
Needs your eyes2
Bank put the loan amount in a fee row — see Money.
The work is done — our fee of ₹10,870.75 is still not in our account. Chase the branch for it.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Yesterday · 13 Oct20 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260029.pdf
property self check
property from index2
index2 people checked
index2 pan differs
document read again
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Index II
index 2 shubham.pdf
Received: Selfie
shubhan photo.jpg
12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02369 | 77000336999
An old draft withdrew itself — its asks were already answered
8 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02369 | 77000336999
An old draft withdrew itself — its asks were already answered
5 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02369 | 77000336999
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02369 | 77000336999
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
28 Sep2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02369 | 77000336999
case read — by ezdocs:reader
27 Sep1 thing — 1 step
case read — by ezdocs:reader
25 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02369 | 77000336999
24 Sep69 things — 10 documents received · 4 letters written · 3 cautions · 52 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
kyc address read
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SHUBHAM TULASHIRAM NARAWADE EchallanMH010805948202627E.pdf
property self check
boxes gathered
address compared
challan boxes by rules
box disagreement
box disagreement
box disagreement
box disagreement
copilot check ok — by copilot
copilot check ok — by copilot
challan boxes from reading — by copilot
challan boxes by rules
challan boxes from reading — by copilot
challan boxes by rules
A person read both documents and settled who this case is — the case went back into the queue — by KUNAL
The home address was read off the papers — by ezdocs:reader
reader mail addition — by ezdocs:reader
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
box disagreement
box disagreement
money settled — by ezdocs:reader
money not settled
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02369
claim inside desk buffer
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02369
documents read together
applicant email captured
roles from letter
Co-applicant added
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Sanction letter
KFSLetter_77000336999.pdf
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: PAN card
tulshiram pan.pdf
Received: Selfie — not usable
IMG-20260811-WA0164.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
IMG-20260924-WA0025.jpg — this is a photograph of a passport-size print, not a live selfie
Two documents disagree on a person's details — the card says which file and what it reads
party name corrected from card
Payment proof arrived before the case was quoted — held
kyc address read
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: Payment screenshot
IMG-20260924-WA0039 (1).jpg
Received: PAN card
pan shubham (3).pdf
Received: Aadhaar
tulshiram adhar (1).pdf
Received: Aadhaar
Shubham Adharr (1).pdf
Received: Technical report
HRQ-26-148188_INDProcessRequest_2500320260924122450024.pdf
name from subject
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 13 files
The file, as the engine remembers it12 open
✗the photo could not be read (IMG-20260924-WA0025.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (IMG-20260811-WA0164.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○SHUBHAM TULASHIRAM NARAWADE — home building — the branch
○SHUBHAM TULASHIRAM NARAWADE — home flat — the branch
○SHUBHAM TULASHIRAM NARAWADE — home road — the branch
○NARWADE TULASHIRAM GANPAT — mobile — the branch
○NARWADE TULASHIRAM GANPAT — e-mail — the branch
○NARWADE TULASHIRAM GANPAT — home building — the branch
○NARWADE TULASHIRAM GANPAT — home flat — the branch
○NARWADE TULASHIRAM GANPAT — home road — the branch
… and 2 more
?the papers disagree on Loan amount (KFSLetter_77000336999.pdf: Sanctioned Loan amount: Rs 1500000; the branch's mail of 2026-09-2: TOTAL LOAN AMT - 11,00,000/-; SHUBHAM TULASHIRAM NARAWADE Ec: Loan: 1100000) — Confirm with the branch if the loan amount of 15,00,000 from the sanction letter is correct or if 11,00,000 (as per mail and paid challan) s
?the papers disagree on Co-applicant ownership (our case as it was opened: NARWADE TULASHIRAM GANPAT (co_mortgagor); KFSLetter_77000336999.pdf: does not name NARWADE TULASHIRAM GANPAT as co-applicant or o; No title deed (Index II or Sal: no documen) — Ask the branch to provide the title deed (Index II or Sale Deed) for the property to confirm the owners.
?unsure of efiling.date_of_mortgage — No MOTD (Memorandum of Deposit of Title Deeds) is on file to provide the date of mortgage.
?unsure of efiling.property.road — The technical report does not explicitly state a road name for the property.
the branch's last mail (2026-10-13): The branch asks the team to process the final NOI and provides attachments. · brought: title deed held; title deed to confirm co-applicant ownership; selfie
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T02:32 UTC
Moneywaiting for the credit
₹10,870.75
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹10,850 — ₹21 under our ask, not below the real calculation ₹10,800. Counts as full. Nothing to ask.
Screenshot ₹10,850 — verified by itself the moment the bank credit is heard.
Screenshot ₹10,850 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-09-24 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%3,310
Registration fee 0.5%5,510
Government handling350
Our service fee1,700
Total we ask for10,870.75
By law ₹10,850. We ask ₹10,870 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
5, 2nd, Gangamai, SURVEY, 221/1, Alandi Devachi, 412105
read from the Index II · e-filing boxes 38 of 46 ready
Check the property →the boxes beside the paper
People
NARWADE TULASHIRAM GANPAT · co-applicantANJPN5007GSHUBHAM TULASHIRAM NARAWADE · applicantBRJPN7949G
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