⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vrushali Ganeshrao Kadu
LAN HOU/AMR/0926/5218723Loan ₹32,00,000NOIWaiting for the Index IIMails & papers 3 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Oct, 15:58
Documents
done 7 Oct, 15:49
Payment
took 26m
Challan
done 7 Oct, 16:15 · GRAS ↗
Filing
waiting 6d 5h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 6d 6h
Needs your eyes3
Loan amount discrepancy — branch's request mail says ₹29,90,000; sanction letter 10-09-2026 says ₹32,00,000; sanction letter 29-09-2026 says ₹8,95,000.. See the papers →
₹26,400 is counted on NOI-2026-03256, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
Challan on file does not agree with the case. Open it before paying or sharing.
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Amravati
Taluka
Amravati
Village
Kathora Bk
Number type
SURVEY
Number
91/3
Building
JAEE RESIDENCY
Floor
2ND FLOOR
Flat / shop no
Plot no. 20
Area
146.83
Hadd
AMRAVATI ZILLA PARISHAD
Read from the sanction letter, not the Index II. NOI Vrushali Kadu.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹23,940, GRN MH011557788202627E) was worked on a loan of ₹29,89,001–₹29,91,000; this case holds ₹32,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• DO NOT SAVE — Loan amount discrepancy: the branch's request mail says 29,90,000; sanction letter 10-09-2026 says 32,00,000; sanction letter 29-09-2026 says 8,95,000. The branch requested filing under two loan numbers but typed a loan amount of 29,90,000, while the actual sanction letters total 40,95,000. Filing with the wrong amount will result in an incorrect stamp duty payment. Ask the branch to clarify the exact combined loan amount to be secured before paying the challan.
• Mortgagor pages: SURAJ SUBHASH GADE is named on the sanction letter (NOI Vrushali Kadu.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• SURAJ SUBHASH GADE: PAN missing — no PAN card of SURAJ SUBHASH GADE is on the file — type the PAN off the person's own card, or ask the branch for it
• SURAJ SUBHASH GADE: birth date missing — no PAN card of SURAJ SUBHASH GADE is on the file — type the birth date off the person's own card, or ask the branch for it
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹23,940; it reads: ₹8,980 (stamp-duty head), ₹14,960 (registration head); this case’s figures say ₹24,610 (0.3% ₹9,610 + 0.5% ₹15,000 on a loan of ₹32,00,000); the challan itself says a loan of ₹29,90,000. No sanction letter on this file prints ₹29,89,001–₹29,91,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Yesterday · 12 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03245 | HOU/AMR/0926/5218723
An old draft withdrew itself — its asks were already answered
8 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03245 | HOU/AMR/0926/5218723
An old draft withdrew itself — its asks were already answered
7 Oct54 things — 2 documents received · 4 letters written · 1 money step · 2 cautions · 45 steps
This payment is counted on another case too — a person must say whose it is
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
challan boxes gathered
boxes gathered
challan boxes composed
box disagreement
property attrs split
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
VRUSHALI GANESHRAO KADU EchallanMH011557788202627E.pdf
copilot edit — by copilot:SANDEEP
quoted history checked
extra challan scanned
copilot check issues — by copilot
form checked489
whole file hold — by copilot
reading boxes not the papers words — by copilot
money check hold — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
property self check
Property re-read from this bank's ruling source (ICICI: the technical report)
The home address was read off the papers — by ezdocs:reader
file note490
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
REQUEST FOR PAID CHALLAN IN CASE OF MRS. VRUSHALI GANESHRAO KADU: -HOU/AMR/0926/5218723 & NHL/AMR/0926/5232743
case read — by ezdocs:reader
pan by reading443
boxes gathered
challan boxes composed
pages trimmed480
The file seems to show a payment to us but no row could be read — open it
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03245
acknowledged with advice
No fee quote sent — the branch's own figures were right
roles from letter
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
sanction handwritten
Received: Sanction letter
NOI Vrushali Kadu.pdf
intake table parsed
property from mail body
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
5 of 8 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 2 files
The file, as the engine remembers it11 open
This file contains two interlinked loan accounts for Vrushali Ganeshrao Kadu and Suraj Subhash Gade. There is a discrepancy between the loan amount in the branch request (29,90,000) and the total of the two sanction letters (40,95,000) which requires verification.
○the photo — the branch
○the Index II — the branch
○VRUSHALI GANESHRAO KADU — home building — the branch
○VRUSHALI GANESHRAO KADU — home flat — the branch
○property — flat / unit — the branch
○property — building — the branch
○property — floor — the branch
○property — road / locality — the branch
○property — area — the branch
○this desk's fee (Rs 26430) — the branch
… and 1 more
?unsure of Date of Mortgage — No MOTD or mortgage deed is attached on the file to confirm the exact date of deposit of title deeds.
the branch's last mail (2026-10-07): The bank branch requires the paid challan and process for NOI for two loan accounts for Mrs. Vrushali Ganeshrao Kadu.
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T10:19 UTC
Moneyall of it is in
₹26,430.08
Reached our account 7 Oct 17:41:17.
How we know
Our own bank told us — 7 Oct 17:41
₹26,400 · UTR 628036637893 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.26400.00 07-10-2026 17:41:17 by ANURADHA thru UPI . Aval Bal Rs.111061.25 CR. (UPI Ref ID:628036637893) -PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer
The working
Stamp duty 0.3%9,610
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for26,430.08
By law ₹26,420. We ask ₹26,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
Plot no. 20, 2ND FLOOR, JAEE RESIDENCY, SURVEY, 91/3, Kathora Bk, 444605
read from the sanction letter · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
VRUSHALI GANESHRAO KADU · applicantEKMPK8481B
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