Cases / NOI-2026-03245
Vrushali Ganeshrao Kadu
LAN HOU/AMR/0926/5218723
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs3 still to come
5 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹23,940; it reads: ₹8,980 (stamp-duty head), ₹14,960 (registration head); this case’s figures say ₹24,610 (0.3% ₹9,610 + 0.5% ₹15,000 on a loan of ₹32,00,000); the challan itself says a loan of ₹29,90,000. No sanction letter on this file prints ₹29,89,001–₹29,91,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (2)A label is wrong? Fix it under All documents.
For you to check
- ₹26,400 is counted on NOI-2026-03256, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
- Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹26,430.08CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹26,400 receivedby the amount alone
Stamp duty 0.3%9,610
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.08
Total we ask for26,430.08
paid 7 Oct 17:41:17 · verified 7 Oct 17:41:51 · 34 s later
How we know
Our own bank told us — 7 Oct 17:41
₹26,400 · UTR 628036637893 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.26400.00 07-10-2026 17:41:17 by ANURADHA thru UPI. Aval Bal Rs.111061.25 CR. (UPI Ref ID:628036637893) -PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer
By law ₹26,420. We ask ₹26,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 10 minour time · 7 Oct 16:09
Index II —not yet
the NOI team 8 d 1 hthe branch 1 h 31 mintotal 8 d 2 h so far
Now with the NOI team — e-filing on IGR
since 7 Oct 17:41 — 8 d 1 h of working time
Day by day — every step and who held it
7 Oct 16:00Your branch's mail
7 Oct 16:00Papers readat once
7 Oct 16:00Fee quotedat once
7 Oct 16:00Property readat once
7 Oct 16:09Challan made+10 min · the NOI team
7 Oct 17:41Payment landed+1 h 31 min · the branch
7 Oct 17:41Payment verified+1 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹32,00,000
Loan account no.
HOU/AMR/0926/5218723
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the sanction letter. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.
See the boxes — read from the sanction letter
District
Amravati
Taluka
Amravati
Village
Kathora Bk
Number type
SURVEY
Number
91/3
Building
JAEE RESIDENCY
Floor
2ND FLOOR
Flat / shop no
Plot no. 20
Area
146.83
Hadd
AMRAVATI ZILLA PARISHAD
Read from the sanction letter, not the Index II. NOI Vrushali Kadu.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — the loan: the paid challan (₹23,940, GRN MH011557788202627E) was worked on a loan of ₹29,89,001–₹29,91,000; this case holds ₹32,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• DO NOT SAVE — Loan amount discrepancy: the branch's request mail says 29,90,000; sanction letter 10-09-2026 says 32,00,000; sanction letter 29-09-2026 says 8,95,000. The branch requested filing under two loan numbers but typed a loan amount of 29,90,000, while the actual sanction letters total 40,95,000. Filing with the wrong amount will result in an incorrect stamp duty payment. Ask the branch to clarify the exact combined loan amount to be secured before paying the challan.
• Mortgagor pages: SURAJ SUBHASH GADE is named on the sanction letter (NOI Vrushali Kadu.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• SURAJ SUBHASH GADE: PAN missing — no PAN card of SURAJ SUBHASH GADE is on the file — type the PAN off the person's own card, or ask the branch for it
• SURAJ SUBHASH GADE: birth date missing — no PAN card of SURAJ SUBHASH GADE is on the file — type the birth date off the person's own card, or ask the branch for it
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPLoan amount discrepancy
| The branch's request mail | 29,90,000 Loan Amount; - 29,90,000/- |
| Sanction letter 10-09-2026 | 32,00,000 Loan Amount INR 3200000 |
| Sanction letter 29-09-2026 | 8,95,000 Loan Amount INR 895000 |
Why it matters: The branch requested filing under two loan numbers but typed a loan amount of 29,90,000, while the actual sanction letters total 40,95,000. Filing with the wrong amount will result in an incorrect stamp duty payment.
What to do: Ask the branch to clarify the exact combined loan amount to be secured before paying the challan.
Compared: the sanction letter, the branch's mail; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011557788202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Re: REQUEST FOR PAID CHALLAN IN CASE OF MRS. VRUSHALI GANESHRAO KADU: -HOU/AMR/0926/5218723 & NHL/AMR/0926/523
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
OL
The NOI teamTYPED IN GMAIL
07 Oct, 15:58 · 8d ago THE FIRST MAIL — how this case began
07 Oct, 15:58 · 8d ago THE FIRST MAIL — how this case began
Re: REQUEST FOR PAID CHALLAN IN CASE OF MRS. VRUSHALI GANESHRAO KADU: -HOU/AMR/0926/5218723 & NHL/AMR/0926/5232743
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 7 Oct 2026 at 15:48, Abhilash Rahul Uke <abhilash.uke@phfl.com>
wrote:
earlier mails quoted below
Dear Team,
Require paid challan Dt: 07/10/2026 & Process for NOI in case of MRS.
VRUSHALI GANESHRAO KADU: -HOU/AMR/0926/5218723 & NHL/AMR/0926/5232743
PROPERTY OWNER: - MRS. VRUSHALI GANESHRAO KADU & MR. SURAJ SUBHASH GADE
PROPERTY ADDRESS: Plot* No 20, S No 91/3, Narayan Nagar
<https://www.google.com/maps/search/No+91%2F3,+Narayan+Nagar?entry=gmail&source=g>,
Mouje Kathora Bk Pragane NandgaonPeth, Amravati,., MAHARASHTRA, India,
444605*
Loan Amount; - 29,90,000/-
Thanks & Regards
Abhilash Uke
Channel Manager-Amravati
Mo-9021636071
PNB Housing Finance Limited,
2nd Floor, Ranka Mall, Jaistambh Chowk,
Amravati – 444601
🤖 read: asks the branch for documents, a clarification — “We acknowledge the receipt of your mail documents and payment.”
AU
abhilash.uke@phfl.com phfl.com
07 Oct, 16:00 · 8d ago
07 Oct, 16:00 · 8d ago
Dear Team,
Require paid challan Dt: 07/10/2026 & Process for NOI in case of MRS. VRUSHALI GANESHRAO KADU: -HOU/AMR/0926/5218723 & NHL/AMR/0926/5232743
PROPERTY OWNER: - MRS. VRUSHALI GANESHRAO KADU & MR. SURAJ SUBHASH GADE
PROPERTY ADDRESS: Plot No 20, S No 91/3, Narayan Nagar, Mouje Kathora Bk Pragane NandgaonPeth, Amravati,., MAHARASHTRA, India, 444605
Loan Amount; - 29,90,000/-
Thanks & Regards
Abhilash Uke
Channel Manager-Amravati
Mo-9021636071
PNB Housing Finance Limited,
2nd Floor, Ranka Mall, Jaistambh Chowk,
Amravati – 444601
🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “Require paid challan Dt: 07/10/2026”
OL
The NOI teamTYPED IN GMAIL
07 Oct, 16:12 · 8d ago
07 Oct, 16:12 · 8d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 15:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 7 Oct 2026 at 15:48, Abhilash Rahul Uke < abhilash.uke@phfl.com > wrote:
Dear Team,
Require paid challan Dt: 07/10/2026 & Process for NOI in case of MRS. VRUSHALI GANESHRAO KADU: -HOU/AMR/0926/5218723 & NHL/AMR/0926/5232743
PROPERTY OWNER: - MRS. VRUSHALI GANESHRAO KADU & MR. SURAJ SUBHASH GADE
PROPERTY ADDRESS: Plot No 20, S No 91/3, Narayan Nagar, Mouje Kathora Bk Pragane NandgaonPeth, Amravati,., MAHARASHTRA, India, 444605
Loan Amount; - 29,90,000/-
Thanks & Regards
Abhilash Uke
Channel Manager-Amravati
Mo-9021636071
PNB Housing Finance Limited,
2nd Floor, Ranka Mall, Jaistambh Chowk,
Amravati – 444601
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ PAN card inside+ Aadhaar card inside+ Payment screenshot inside | NOI Vrushali Kadu.pdf | filed | 8d ago |
| Paid challan (GRAS) | VRUSHALI GANESHRAO KADU EchallanMH011557788202627E.pdf | filed | 8d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹26,430.08
₹26,430.08
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
—
—
Paid at
7 Oct 17:41:17
7 Oct 17:41:17
Verified on
7 Oct 17:41:51
7 Oct 17:41:51
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,610 | ₹15,000 | ₹320 | ₹1,500 | ₹26,430 |
By law ₹26,420. We ask ₹26,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
32 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed no / year / SRO
23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
NOI Vrushali Kadu.pdf
as printed
PLOT NO. 20 TOTAL ADMEASURING 1580.47 SQ. FT. (146.83 SQ. MTR.) FROM FIELD SURVEY NO. 91/3 SITUATED AT MOUJE- KATHORA BK, PRAGANE-NADGAON PETH, TQ. & DIST. AMRAVATI WITHIN THE LIMITS OF ZILLA PARISHAD, AMRAVATI
PLOT NO. 20 TOTAL ADMEASURING 1580.47 SQ. FT. (146.83 SQ. MTR.) FROM FIELD SURVEY NO. 91/3 SITUATED AT MOUJE- KATHORA BK, PRAGANE-NADGAON PETH, TQ. & DIST. AMRAVATI WITHIN THE LIMITS OF ZILLA PARISHAD, AMRAVATI
PIN
444605
444605
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 20 FIELD SURVEY NO 91/3 MOUJE KATHORA BK PRAGANE NADGAON PETH
PLOT NO 20 FIELD SURVEY NO 91/3 MOUJE KATHORA BK PRAGANE NADGAON PETH
Locality/Road
WITHIN THE LIMITS OF ZILLA PARISHAD AMRAVATI TAL AMRAVATI DIST AMRAVATI
WITHIN THE LIMITS OF ZILLA PARISHAD AMRAVATI TAL AMRAVATI DIST AMRAVATI
Area/City
AMRAVATI
check or correct a box, the papers beside it →AMRAVATI
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VRUSHALI GANESHRAO KADU | EKMPK8481B | …7432 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| documents acknowledged | abhilash.uke@phfl.com | 8d ago |
| questions for the branch — what the papers leave open | abhilash.uke@phfl.com | 8d ago |
| Index II chase | abhilash.uke@phfl.com | 7d ago |
| Index II chase | abhilash.uke@phfl.com | 3d ago |
| Index II chase | abhilash.uke@phfl.com | 8h ago |
What EzDocs read from each document — check anything marked in red
Sanction letter NOI Vrushali Kadu.pdf needs your check
lan
HOU/AMR/0926/5218723
HOU/AMR/0926/5218723
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'VRUSHALI GANESHRAO KADU', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SURAJ SUBHASH GADE', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'VRUSHALI GANESHRAO KADU', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SURAJ SUBHASH GADE', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement
handwritten
{'says': '80K', 'where': 'row 2, Loan Amount', 'touches': 'amount', 'printed_was': None}
{'says': '80K', 'where': 'row 2, Loan Amount', 'touches': 'amount', 'printed_was': None}
loan amount
3200000.0
3200000.0
rate spread
-3.65
-3.65
final amount
3200000.0
3200000.0
interest rate
9.5
9.5
sanction date
10-09-2026
10-09-2026
reference rate
13.15
13.15
applicant email
kaduvrushali93@gmail.com
kaduvrushali93@gmail.com
applicant names
VRUSHALI GANESHRAO KADU, SURAJ SUBHASH GADE
VRUSHALI GANESHRAO KADU, SURAJ SUBHASH GADE
printed altered
True
True
applicant mobile
7066791245
7066791245
balance transfer
False
False
property address
insurance premium
0.0
0.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
False
False
total with insurance
3200000.0
3200000.0
applicant address verbatim
C/O NITIN RAMESHRAO LINGOT, FLAT NO 201, 2ND FLOOR, JAEE RESIDENCY, NEAR KALA MAROTI MANDIR... Amravati, MAHARASHTRA, 444601, Amravati, India
C/O NITIN RAMESHRAO LINGOT, FLAT NO 201, 2ND FLOOR, JAEE RESIDENCY, NEAR KALA MAROTI MANDIR... Amravati, MAHARASHTRA, 444601, Amravati, India
raw reading (for Abhijit)
{'lan': 'HOU/AMR/0926/5218723', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VRUSHALI GANESHRAO KADU', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SURAJ SUBHASH GADE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': '80K', 'where': 'row 2, Loan Amount', 'touches': 'amount', 'printed_was': None}], 'linked_refs': [], 'loan_amount': 3200000.0, 'rate_spread': -3.65, 'final_amount': 3200000.0, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '10-09-2026', 'letter_version': None, 'reference_rate': 13.15, 'applicant_email': 'kaduvrushali93@gmail.com', 'applicant_names': ['VRUSHALI GANESHRAO KADU', 'SURAJ SUBHASH GADE'], 'printed_altered': True, 'applicant_mobile': '7066791245', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 0.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 3200000.0, 'security_address_verbatim': None, 'applicant_address_verbatim': 'C/O NITIN RAMESHRAO LINGOT, FLAT NO 201, 2ND FLOOR, JAEE RESIDENCY, NEAR KALA MAROTI MANDIR... Amravati, MAHARASHTRA, 444601, Amravati, India'}Sanction letter NOI Vrushali Kadu.pdf needs your check
dob
1993-10-27
1993-10-27
name
VRUSHALI GANESHRAO KADU
VRUSHALI GANESHRAO KADU
legible
True
True
father name
GANESHRAO DEVIDAS KADU
GANESHRAO DEVIDAS KADU
raw reading (for Abhijit)
{'dob': '1993-10-27', 'pan': None, 'name': 'VRUSHALI GANESHRAO KADU', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GANESHRAO DEVIDAS KADU', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter NOI Vrushali Kadu.pdf needs your check
dob
1993-01-01
1993-01-01
name
VRUSHALI GANESHRAO KADU
VRUSHALI GANESHRAO KADU
address
pin: 444803; road: Walmik nagar, Akot Road; state: Maharashtra; Village: Banosa, Amravati, Daryapur
pin: 444803; road: Walmik nagar, Akot Road; state: Maharashtra; Village: Banosa, Amravati, Daryapur
legible
True
True
aadhaar last4
7432
7432
raw reading (for Abhijit)
{'dob': '1993-01-01', 'pan': None, 'name': 'VRUSHALI GANESHRAO KADU', 'mobile': None, 'address': {'pin': '444803', 'area': None, 'flat': None, 'road': 'Walmik nagar, Akot Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': None, 'post_office': None, 'village_city': 'Banosa, Amravati, Daryapur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7432', 'quality_issue': None}Sanction letter NOI Vrushali Kadu.pdf needs your check
payments inside
payments: [{'utr': '369778079719', 'date': '2026-10-07', 'page': 7, 'time': '13:58', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 25750.0, 'direction': 'credit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD', 'proof_
payments: [{'utr': '369778079719', 'date': '2026-10-07', 'page': 7, 'time': '13:58', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 25750.0, 'direction': 'credit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD', 'proof_
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '369778079719', 'date': '2026-10-07', 'page': 7, 'time': '13:58', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 25750.0, 'direction': 'credit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}]}}Sanction letter NOI Vrushali Kadu.pdf needs your check
payments inside
payments: [{'utr': '369778079719', 'date': '2026-10-07', 'page': 7, 'time': '13:58', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 25750.0, 'direction': 'credit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD', 'proof_
payments: [{'utr': '369778079719', 'date': '2026-10-07', 'page': 7, 'time': '13:58', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 25750.0, 'direction': 'credit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD', 'proof_
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '369778079719', 'date': '2026-10-07', 'page': 7, 'time': '13:58', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 25750.0, 'direction': 'credit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}]}}Sanction letter NOI Vrushali Kadu.pdf needs your check
found
True
True
found in
Search Report
Search Report
area sq m
146.83
146.83
paper for
loan_ref: HOU/AMR/0926/5218723; customer_name: VRUSHALI GANESHRAO KADU
loan_ref: HOU/AMR/0926/5218723; customer_name: VRUSHALI GANESHRAO KADU
confidence
0.95
0.95
reading486
property
property
property address
pin: 444605; state: MAHARASHTRA; taluka: Amravati; Flat no: Plot no. 20; district: Amravati; Address: Plot no. 20 from Field Survey no. 91/3 situated at Mouje- Kathora Bk, Pragane-Nadgaon Peth, Tq. & Dist. Amravati;
pin: 444605; state: MAHARASHTRA; taluka: Amravati; Flat no: Plot no. 20; district: Amravati; Address: Plot no. 20 from Field Survey no. 91/3 situated at Mouje- Kathora Bk, Pragane-Nadgaon Peth, Tq. & Dist. Amravati;
security address verbatim
Plot no. 20 total admeasuring 1580.47 sq. ft. (146.83 sq. mtr.) from Field Survey no. 91/3 situated at Mouje- Kathora Bk, Pragane-Nadgaon Peth, Tq. & Dist. Amravati within the limits of Zilla Parishad, Amravati
Plot no. 20 total admeasuring 1580.47 sq. ft. (146.83 sq. mtr.) from Field Survey no. 91/3 situated at Mouje- Kathora Bk, Pragane-Nadgaon Peth, Tq. & Dist. Amravati within the limits of Zilla Parishad, Amravati
raw reading (for Abhijit)
{'found': True, 'found_in': 'Search Report', 'area_sq_m': 146.83, 'paper_for': {'loan_ref': 'HOU/AMR/0926/5218723', 'report_id': None, 'customer_name': 'VRUSHALI GANESHRAO KADU'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '444605', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Amravati', 'flat_no': 'Plot no. 20', 'district': 'Amravati', 'floor_no': None, 'landmark': None, 'full_address': 'Plot no. 20 from Field Survey no. 91/3 situated at Mouje- Kathora Bk, Pragane-Nadgaon Peth, Tq. & Dist. Amravati', 'village_city': 'Kathora Bk', 'building_name': None, 'survey_or_cts_no': 'Field Survey no. 91/3'}, 'security_address_verbatim': 'Plot no. 20 total admeasuring 1580.47 sq. ft. (146.83 sq. mtr.) from Field Survey no. 91/3 situated at Mouje- Kathora Bk, Pragane-Nadgaon Peth, Tq. & Dist. Amravati within the limits of Zilla Parishad, Amravati'}Paid challan (GRAS) VRUSHALI GANESHRAO KADU EchallanMH011557788202627E.pdf needs your check
grn
MH011557788202627E
MH011557788202627E
pin
444605
444605
total
23940.0
23940.0
article
6(1)
6(1)
defaced
False
False
district
AMRAVATI
AMRAVATI
area city
AMRAVATI
AMRAVATI
payer pan
EKMXXXXXXB
EKMXXXXXXB
flat block
PLOT NO 20 NARAYAN NAGAR SURVEY NO 91/3 MOUJE KATHORA BK PRAGANE
PLOT NO 20 NARAYAN NAGAR SURVEY NO 91/3 MOUJE KATHORA BK PRAGANE
payer name
VRUSHALI GANESHRAO KADU
VRUSHALI GANESHRAO KADU
sro office
AMT2_JT AMRAVATI NO 2 SUB REGISTRAR
AMT2_JT AMRAVATI NO 2 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2990000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2990000
scheme rows
{'amount': 8980.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14960.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 8980.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14960.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1245
XXXXXX1245
payment date
07/10/2026-16:09:57
07/10/2026-16:09:57
road locality
NANDGAONPETH DIST AMRAVATI MAHARASHTRA
NANDGAONPETH DIST AMRAVATI MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2990000
2990000
raw reading (for Abhijit)
{'grn': 'MH011557788202627E', 'pin': '444605', 'total': 23940.0, 'article': '6(1)', 'defaced': False, 'bank_cin': None, 'district': 'AMRAVATI', 'area_city': 'AMRAVATI', 'payer_pan': 'EKMXXXXXXB', 'flat_block': 'PLOT NO 20 NARAYAN NAGAR SURVEY NO 91/3 MOUJE KATHORA BK PRAGANE', 'payer_name': 'VRUSHALI GANESHRAO KADU', 'sro_office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2990000', 'scheme_rows': [{'amount': 8980.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14960.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1245', 'payment_date': '07/10/2026-16:09:57', 'road_locality': 'NANDGAONPETH DIST AMRAVATI MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2990000'}Technical record (for Abhijit — safe to ignore)
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 07 Oct, 15:58 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['branch_questions']} |
| 8h ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhilash.uke@phfl.com', 'body': 'Team,\n\nFor NOI filing, we need the Index 2 copy and the colour live selfie photo of the applicant.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'R |
| 8h ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': '56061987427ec6ae', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage deed to get the date of mortgage.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the f |
| 3d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhilash.uke@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AMR/0926/5218723) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - I |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 7d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhilash.uke@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AMR/0926/5218723) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - I |
| 7d ago | EzDocs | draft_withdrawn | {'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']} |
| 8d ago | EzDocs | credit_on_another_case | {'how': 'utr', 'utr': '628036637893', 'why': 'NOI-2026-03256 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 26400, 'other_case': 'NOI-2026-03256'} |
| 8d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 8d ago | EzDocs | payment_verified | {'utr': '628036637893', 'why': "paid ₹26,400, ₹30 under our ask of ₹26,430 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted a |
| 8d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 8d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar |
| 8d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['NOI Vrushali Kadu.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 20 FIELD SURVEY NO 91/3 MOUJE KATHORA BK PRAGANE NADGAON PETH' |
| 8d ago | EzDocs | challan_boxes_composed | {'fp': '278b5c431acf7c40', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'PLOT NO 20 FIELD SURVEY NO 91/3 |
| 8d ago | EzDocs | box_disagreement | {'box': 'property.taluka', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Amravati', 'page': 4, 'party': None, 'qu |
| 8d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'SURVEY', 'Second number type': '', 'Number': '91/3', 'Second number': ''}, 'was': {'Number type': 'SURVEY', 'Second number type': 'SURVEY', 'Number': '91/3', 'Second number': '91/3'}, 'why': "the number boxe |
| 8d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['consideration (CA) on the challan Rs.2990000 — the loan amount is Rs.3200000']} |
| 8d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '68278c86-c320-4d40-9190-fe0e869a1f92'} |
| 8d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team typed 2990000 — the branch's m |
| 8d ago | EzDocs | filing_waits_on_title_doc | {'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran |
| 8d ago | EzDocs | challan_found_on_case | {'was': 'ACKNOWLEDGED', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.23940 but this case's figures say Rs.24610 (0.3% Rs.9610 + 0.5% Rs.15000) — the challan was paid on a loan of Rs.299000 |
| 8d ago | EzDocs | challan_figures_differ | {'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan' |
| 8d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VRUSHALI GANESHRAO |
| 8d ago | EzDocs | challan_mismatch | {'file': 'VRUSHALI GANESHRAO KADU EchallanMH011557788202627E.pdf', 'problems': ['consideration (CA) on the challan Rs.2990000 — the loan amount is Rs.3200000']} |
| 8d ago | EzDocs | challan_extracted | {'grn': 'MH011557788202627E', 'file': 'VRUSHALI GANESHRAO KADU EchallanMH011557788202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 23940.0} |
| 8d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '454950', 'lessons': [{'box': 'Stamp duty', 'words': 'Stamp duty: the team typ |
| 8d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 8d ago | EzDocs | quoted_history_checked | {} |
| 8d ago | EzDocs | extra_challan_scanned | {'found': 0} |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo, Index II copy / Title document
Money
₹26,400 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: ₹26,400 is counted on NOI-2026-03256, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page. Challan on file does not agree with the case. Open it before paying or sharing.
Today · 15 Oct3 things
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Re: REQUEST FOR PAID CHALLAN IN CASE OF MRS. VRUSHALI GANESHRAO KADU: -HOU/AMR/0926/5218723 & NHL/AMR/0926/523
An old draft withdrew itself — its asks were already answered
13 Oct1 thing — 1 step
EzDocs checked the e-filing boxes against the papers
12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03245 | HOU/AMR/0926/5218723
An old draft withdrew itself — its asks were already answered
8 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03245 | HOU/AMR/0926/5218723
An old draft withdrew itself — its asks were already answered
7 Oct27 things — 2 documents received · 4 letters written · 2 money steps · 3 cautions · 16 steps
This payment is counted on another case too — a person must say whose it is
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
EzDocs took 33 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
VRUSHALI GANESHRAO KADU EchallanMH011557788202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs found something to check before the form is saved
The challan's address boxes were written from the papers
Property re-read from this bank's ruling source (ICICI: the technical report)
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
REQUEST FOR PAID CHALLAN IN CASE OF MRS. VRUSHALI GANESHRAO KADU: -HOU/AMR/0926/5218723 & NHL/AMR/0926/5232743
EzDocs read the whole file
The challan's address boxes were written from the papers
The file seems to show a payment to us but no row could be read — open it
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03245
No fee quote sent — the branch's own figures were right
The loan amount was worked out from the papers
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
Received: Sanction letter
NOI Vrushali Kadu.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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