⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ram Shobharam Sahu
LAN 77000352358Loan ₹35,00,000NOIMails & papers 14 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 13:18
Documents
Payment
Challan
done 1 Oct, 10:00 · GRAS ↗
Filing
took 7d 5h · IGR e-filing ↗
E-filing copy
done 8 Oct, 15:35
Index II
took 21h 29m
doneIndex II shared · the trail says: The team has received the loan documents and has generated and shared the challan. The team is now waiting for the branch to make the fee payment so the NOI…whole case so far 13d 10h
Needs your eyes2
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
3 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
9 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260530.pdf
8 Oct49 things — 2 documents received · 1 letter written · 46 steps
dhc prn read
efiling copy read
dhc prn looked
dhc prn read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260530.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
index2 docno read
file note490
address compared
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
Received: Index II
RAI UDYOG INDEX 2.pdf
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02943 | 77000352358
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 1 letter written · 2 steps
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02943 | 77000352358
An old draft withdrew itself — its asks were already answered
30 Sep92 things — 12 documents received · 5 letters written · 1 money step · 3 cautions · 71 steps
quoted history checked
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
Challan re-read against the case — matches exactly
challan extracted
reading error456
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
RAM SHOBHARAM SAHU EchallanMH011156577202627E.pdf
copilot edit — by copilot:NIKHIL
copilot check issues — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
copilot edit — by copilot:NIKHIL
EzDocs read the whole trail as one conversation — where the case stands is on the page
paper locate — by ezdocs:reader
case read — by ezdocs:reader
copilot check issues — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
case read started — by ezdocs:reader
boxes gathered
challan boxes composed
box disagreement
box disagreement
box disagreement
box disagreement
property numbers completed
cards read
kyc address missing
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02943
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
cards read
cards read
The home address was read off the papers — by ezdocs:reader
cards read
cards read
property self check
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
APP NO 77000352358 -APPLICANT NAME – RAM SHOBHARAM SAHU | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02943
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
documents read together
roles from letter
roles from letter
Co-applicant added
kyc address read
Co-applicant added
money settled — by ezdocs:reader
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: PAN card
Ram Pan.jpg
Received: PAN card
Zuhi pan.jpg
Received: Selfie — not usable
Ram ph.jpg — this is a photograph of a passport-size print, not a live selfie
card name not read454
Received: Selfie — not usable
Zuhi Ph.jpg — this is a photograph of a passport-size print, not a live selfie
Property checked by the engine — read from the report, every box that names the flat is there
Property checked by the engine — read from the report, every box that names the flat is there
Received: Aadhaar
IMG-20260903-WA0036 (1).jpg
Property read from the legal / technical report (the sanction letter had none)
Received: Aadhaar
IMG-20260903-WA0035 (1).jpg
Property read from the legal / technical report (the sanction letter had none)
case read started — by ezdocs:reader
roles from letter
applicant email captured
Payment proof arrived before the case was quoted — held
Received: Aadhaar
IMG-20260903-WA0034 (1).jpg
Received: Sanction letter
KFSLetter_77000352358 (2).pdf
Received: LSR
RAMKUMAR SAHU.pdf
Received: Technical report
APF Report-Ram Sahu (2).pdf
Received: Payment screenshot
IMG-20260930-WA0007.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
11 of 13 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓LSR (search report)open
✓Sanction letteropen
✓Aadhaar cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it16 open
This file is for RAM SHOBHARAM SAHU, loan number 77000352358. The property is a commercial Shop No. 215 on the 2nd floor of Rai Tower, Nagpur. The technical report erroneously named the floor as 10th, but the branch confirmed it is on the 2nd floor, matching the legal report. Payer and e-filing deta
○the photo — the branch
✗the photo could not be read (Zuhi Ph.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (Ram ph.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○RAM SHOBHARAM SAHU — home building — the branch
○RAM SHOBHARAM SAHU — home flat — the branch
○RAM SHOBHARAM SAHU — home road — the branch
○RAM SHOBHARAM SAHU — home PIN — the branch
○RAM SHOBHARAM SAHU — home village / city — the branch
○Ramkumar Shobharam Sahu — PAN — the branch
○Ramkumar Shobharam Sahu — mobile — the branch
… and 6 more
?the papers disagree on Property floor mismatch (the technical report: 10th Floor; the legal report: Second Floor; the branch's mail of 30 Sep: 2nd floor only) — Verify that the final filing uses the 2nd floor as confirmed by the branch.
?the papers disagree on Borrower name spelling difference (the PAN card: RAM SHOBHARAM SAHU; the Aadhaar card: Ramkumar Shobharam Sahu) — Use the PAN card spelling RAM SHOBHARAM SAHU for the payer's name.
the branch's last mail (2026-10-08): The branch is asking the team to process for NOI and has attached the Index 2. · brought: Index II
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T07:45 UTC
Moneyall of it is in
₹27,560.62
Reached our account 30 Sep 13:33:41.
How we know
Our own bank told us — 30 Sep 13:33
₹27,550 · UTR AXNGG27329047347 · from JK-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.27550.00,30-09-2026 13:33:41 thru NEFT from AXNGG27329047347/GOOGLE INDIA DIGITAL . Aval Bal 649973.14 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
The working
Stamp duty 0.3%10,510
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for27,560.62
By law ₹27,550. We ask ₹27,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Shop 215, 2nd, Rai Tower, SURVEY, 29, Sitabuldi, 440001
read from the Index II · e-filing boxes 60 of 70 ready
Check the property →the boxes beside the paper
People
Ramkumar Shobharam Sahu · applicant…5128Zuhi Ram Sahu · co-applicantBWGPS9422MRAM SHOBHARAM SAHU · applicantAUPPS1266DZUHI SAHU · co-applicantBWGPS9422M
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