⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
UMESH GIRI
LAN 260201250555Loan ₹34,00,000NOIMails & papers 38
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
23 Sep, 13:31
Documents
Payment
Challan
done 29 Sep, 10:00 · GRAS ↗
Filing
took 2d 6h · IGR e-filing ↗
E-filing copy
done 1 Oct, 16:15
Index II
took 1d 20h
doneIndex II shared · the history says: The NOI has been filed and the e-filing copy shared. The team is now waiting for the government to issue the NOI Index II.whole case so far 22d 2h
For you to check2
Loan account number — this case says loan account number 260201250555; KFSLetter_7792120198.pdf says Loan proposal/ account No. 7792120198; AL_260201250555.pdf says Application No.-. See the papers →
In the branch's mail of 24 Sep (from triloki.gupta@icicihfc.com, “Re: 7792120198 || UMESH GIRI || MTR & NOI”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: AL_260201250555.pdf is AKSHAY RAMESH CHORAT, NANDA RAMESH CHORAT (loan 260201250555)'s, not UMESH GIRI's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against UMESH's own letter.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 15 Oct3 things
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
3 Oct4 things — 1 document received · 1 letter written · 2 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990110260258.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
1 Oct8 things — 1 document received · 1 letter written · 6 steps
The challan's address boxes were written from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990110260258.pdf
An old draft withdrew itself — its asks were already answered
30 Sep7 things — 1 document received · 6 steps
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 19 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Index II (title document) received from the branch
Received: Index II
Screenshot_20260930_160224_Drive.jpg
EzDocs read the whole trail as one conversation — where the case stands is on the page
29 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02291 | 260201250555
28 Sep1 thing — 1 step
EzDocs read the whole file
27 Sep2 things — 2 steps
EzDocs took 6 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole file
26 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02291 | 260201250555
25 Sep21 things — 2 documents received · 3 letters written · 1 caution · 15 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
Received: Challan
UMESH GIRI EchallanMH010878073202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs found something to check before the form is saved
EzDocs took 25 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: 7792120198 || UMESH GIRI || MTR & NOI
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: 7792120198 || UMESH GIRI || MTR & NOI
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
Property checked by EzDocs — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: Technical report
7792120198_APFProcessRequest_20260925170915009.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
24 Sep847 things — 4 documents received · 2 letters written · 2 money steps · 839 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 474 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: 7792120198 || UMESH GIRI || MTR & NOI
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
The challan's address boxes were written from the papers
The loan amount was worked out from the papers
Property address read from the sanction letter
Received: Sanction letter
AL_260201250555.pdf
Received: MOTD
LOI_Document_250555.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
The challan's address boxes were written from the papers
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02291
An old draft withdrew itself — its asks were already answered
Property checked by EzDocs — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
The branch's payment screenshot was read
Received: Technical report
7792120198_APFProcessRequest_20260923130142001.pdf
Received: Payment screenshot
IMG-20260923-WA0012 (1).jpg
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EzDocs took 909 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
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23 Sep549 things — 7 documents received · 6 letters written · 1 money step · 535 steps
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Wrote the document chase mail — held, silent mode
Re: 7792120198 || UMESH GIRI || MTR & NOI
An old draft withdrew itself — its asks were already answered
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
EzDocs read the whole trail as one conversation — where the case stands is on the page
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EzDocs read the whole trail as one conversation — where the case stands is on the page
This file shows no schedule of the property
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
7792120198 || UMESH GIRI || MTR & NOI
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
7792120198 || UMESH GIRI || MTR & NOI
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
7792120198 || UMESH GIRI || MTR & NOI
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
7792120198 || UMESH GIRI || MTR & NOI
The loan amount was worked out from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: PAN card
IMG-20260915-WA0015.jpg
Co-applicant added
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
IMG-20260915-WA0008.jpg
Received: Selfie
IMG-20260915-WA0013.jpg
Received: Sanction letter
KFSLetter_7792120198.pdf
Received: Aadhaar
20260923_132037.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
20260923_132009.jpg
Received: Selfie
IMG-20260915-WA0014.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
12 of 12 in hand · the challan is done — these are for the filing / KYC
Mails & papers →every paper, beside its mail · 16 files
Moneyall of it is in
₹27,260.72
Reached our account 23 Sep 16:21:51.
How we know
Our own bank told us — 23 Sep 16:21
₹27,260 · UTR 130109115581 · from BP-HDFCBN-S
“Successful! You have received Rs. 27260.00 via HDFC Bank SmartHub Vyapar from Umesh Giri. RRN-130109115581, Check: https://1.hdfc.bank.in/HDFCBK/s/LENvAGvJ”
Matched by: AMOUNT ALONE — equals the figure the NOI team quoted · the payer is the applicant himself — his own fee
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …115581 | — | – | |
| Amount | ₹27,260 | ₹27,260 | fee ₹27,260.72 | ✓ |
| Time | Wed 23 Sep, 16:21 | Wed 23 Sep, 16:21 | ✓ | |
| Paid by | Umesh Giri | — | UMESH GIRI | ✓ |
the screenshot: ₹27,260 · Wed 23 Sep, 16:21 · to EZDOCS
The working
Stamp duty 0.3%10,210
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for27,260.72
By law ₹27,250. We ask ₹27,260 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
D-2206, 22nd, Sky City Phase 2, Wing D, SURVEY, 220, 224, Nilemore, 401303
read from the Index II · e-filing boxes 56 of 58 ready
Check the property →the boxes beside the paper
People
Umesh Giri · applicantBIIPG6025QPriyanka Giri · co-applicantDCQPG4534QMr. AKSHAY RAMESH CHORAT · applicant—
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