Cases / NOI-2026-02788
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs2 still to come
8 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓PAN cardopen
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (9)A label is wrong? Fix it under All documents.
For you to check
- Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
- The work is done — our fee of ₹15,280.24 is still not in our account. Chase the branch for it.
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyWaiting for the credit
₹15,280.24CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹15,340; we wait for the credit itself
Ask for the exact ₹15,280.24. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%5,050
Registration fee 0.5%8,410
Government handling320
Our service fee1,500.24
Total we ask for15,280.24
Screenshot ₹15,340 — verified by itself the moment the bank credit is heard.
This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹15,260. We ask ₹15,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 3 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 3 h 02 minour time · 20 Jun 19:43
Index II 3 h 02 minour time · 28 Sep 20:42
the NOI team 3 h 16 minthe branch 100 dtotal 100 d 4 h
Complete.
Day by day — every step and who held it
20 Jun 16:27Your branch's mail
20 Jun 19:43Challan made+3 h 15 min · the NOI team
28 Sep 20:31Papers from your branch+100 d · the branch
28 Sep 20:41Papers from your branch+10 min · the branch
28 Sep 20:41Papers readat once
28 Sep 20:41Papers from your branchat once
28 Sep 20:41Papers readat once
28 Sep 20:41Papers from your branchat once
28 Sep 20:41Papers readat once
28 Sep 20:41Papers from your branchat once
28 Sep 20:41Papers readat once
28 Sep 20:41Papers from your branchat once
28 Sep 20:41Papers readat once
28 Sep 20:41Papers from your branchat once
28 Sep 20:41Papers readat once
28 Sep 20:42Property readat once
28 Sep 20:42Fee quotedat once
28 Sep 20:42Index II sentat once
28 Sep 20:42Papers read+1 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹16,80,000
Loan account no.
HOU/PUN/0426/5082258
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKThe flat / unit number
| The sanction letter BASE | 1006 Unit Flat no. 1006, Floor 10th floor, Block Building A: Wing A1, Project Happy City-Varale, Survey No 47P 48P Opposite H … |
| The Index II DIFFERS | 1 1) पालिकेचे नावःपुणे इतर वर्णन :, इतर माहितीः, इतर माहितीः गांव मौजे वराळे ता मावळ जि पुणे येथील स नं 47/1 यांसी क्षेत्र … |
What to do: The challan and the filing follow the sanction letter, the bank's own paper (flat 1006). Read the papers once — if flat 1006 is not right, ask the branch before you pay or file.
CHECKProperty Survey Numbers
| The Sanction Letter | Survey No 47P 48P |
| The Index II | स नं 47/1 व स नं 48 स नं 47/1 यांसी क्षेत्र 3768 चौ मी व स नं 48 यांसी क्षेत्र 21600 चौ मी |
Why it matters: The sanction letter uses the suffix 'P' (part) for the survey numbers, whereas the registered Index II specifies Survey No. 47/1 and 48.
What to do: Confirm that both refer to the same property. The registered Index II is the final legal record of the land numbers.
NOTEThe name of person 2
| The PAN card | BALIKA EKNATH NIKAM |
| The sanction letter DIFFERS | BALIKA NIKAM |
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has asked for the NOI Index II and provided some documents. The team is waiting for a colour live selfie photo of the applicant to proceed with the filing.
the history says the next move is with the branch — colour live selfie photo of applicants ROSHAN EKNATH NIKAM
the branch last asked: Kindly share NOI INDEX II
? loan papers sent — asked, mail 1 (2026-09-28) “For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..”
✓ Index II asked for — done, mail 3 (2026-10-05) “Kindly share NOI INDEX II.”
read over 4 mail(s), last mail 2026-10-07 · read 8d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 16d ago — all agree.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH004902821202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
YD
yogesh.date@pnbhousing.com pnbhousing.com
28 Sep, 20:31 · 16d ago THE APP JOINED HERE — earlier mails are on Gmail
28 Sep, 20:31 · 16d ago THE APP JOINED HERE — earlier mails are on Gmail
RE: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Team,
For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
[cid:image001.png@01DD4F88.167006D0]
Internal
earlier mails quoted below
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 25 July 2026 19:12
To: Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
Cc: Ankush Dhote <ankush.dhote@pnbhousing.com>; Kedar Madan Pimpalkar <kedar.pimpalkar@phfl.com>; Santosh Gujar <santosh.gujar@pnbhousing.com>; Yogesh Date <yogesh.date@pnbhousing.com>; Vishal Patil <vishal.patil@pnbhousing.com>; Abhishek Baban Dhebe <abhishek.dhebe@phfl.com>; Pramod Balakrishna Wakade 1 <pramod.wakade1@phfl.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>
Subject: Re: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Exercise Secured by Check Point
Team,
For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 19:45, THINKBIGZ NOI <pnb.noifilling@gmail.com<mailto:pnb.noifilling@gmail.com>> wrote:
Team,
PFA
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 17:54, THINKBIGZ NOI <pnb.noifilling@gmail.com<mailto:pnb.noifilling@gmail.com>> wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 16:29, Dipak Bhimraj Zanan <dipak.zanan@phfl.com<mailto:dipak.zanan@phfl.com>> wrote:
Dear Team,
Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Documents required for NOI
Filing; - Sticker date –20/06/2026.
MOD – 0.3%
NOI- 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESI LAP
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Index II Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
20-06-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 435
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: note: The branch needs a colour live selfie photo of the applicant for NOI filing.
5 more mails in between — open
DZ
dipak.zanan@phfl.com phfl.com
29 Sep, 17:34 · 16d ago
29 Sep, 17:34 · 16d ago
Re[2]: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Dear Team,
PFA
Please process case NOI.
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 07/25/26 19:13
To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com)
Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Kedar Madan Pimpalkar (kedar.pimpalkar@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Abhishek Baban Dhebe (abhishek.dhebe@phfl.com), pramod.wakade1 (pramod.wakade1@phfl.com), Prashant Padhye (prashant.padhye@pnbhousing.com)
Subject: Re: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Exercise Secured by Check Point
Team,
For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 19:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 17:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
T eam,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 16:29, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Documents required for NOI
Filing; - Sticker date –20 /06/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESI LAP
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Index II Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
20-06-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: documents attached
YD
yogesh.date@pnbhousing.com pnbhousing.com
05 Oct, 17:33 · 10d ago
05 Oct, 17:33 · 10d ago
Dear team,
Kindly share NOI INDEX II.
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
Internal
From: Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
Sent: 29 September 2026 17:34
To: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Cc: Ankush Dhote <ankush.dhote@pnbhousing.com>; Kedar Madan Pimpalkar <kedar.pimpalkar@phfl.com>; Santosh Gujar <santosh.gujar@pnbhousing.com>; Yogesh Date <yogesh.date@pnbhousing.com>; Vishal Patil <vishal.patil@pnbhousing.com>; Abhishek Baban Dhebe
<abhishek.dhebe@phfl.com>; Pramod Balakrishna Wa
earlier mails quoted below
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 07/25/26 19:13
To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com)
Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Kedar Madan Pimpalkar
(kedar.pimpalkar@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com),
Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com),
Abhishek Baban Dhebe (abhishek.dhebe@phfl.com), pramod.wakade1 (pramod.wakade1@phfl.com),
Prashant Padhye (prashant.padhye@pnbhousing.com)
Subject:
Re: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Exercise Secured by Check Point
Team,
For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 19:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 17:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live
selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 16:29, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Documents required for
NOI
Filing; - Sticker date –20 /06/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESI LAP
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Index II Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
20-06-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks for the Index II — “Kindly share NOI INDEX II.”
YD
yogesh.date@pnbhousing.com pnbhousing.com
07 Oct, 13:16 · 8d ago
07 Oct, 13:16 · 8d ago
Dear team,
Kindly share NOI INDEX II
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
Internal
From: Yogesh Date
Sent: 05 October 2026 17:33
To: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Cc: Ankush Dhote <ankush.dhote@pnbhousing.com>; Santosh Gujar <santosh.gujar@pnbhousing.com>; Vishal Patil <vishal.patil@pnbhousing.com>; Pramod Balakrishna Wakade 1 <pramod.wakade1@phfl.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>; 'Dipak
Bhimraj Zanan' <dipak.zanan@phfl.com>
Subject: RE: Re[2]: Provide challan and NO
earlier mails quoted below
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 07/25/26 19:13
To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com)
Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Kedar Madan Pimpalkar
(kedar.pimpalkar@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com),
Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com),
Abhishek Baban Dhebe (abhishek.dhebe@phfl.com), pramod.wakade1 (pramod.wakade1@phfl.com),
Prashant Padhye (prashant.padhye@pnbhousing.com)
Subject:
Re: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Exercise Secured by Check Point
Team,
For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 19:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 17:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live
selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 20 Jun 2026 at 16:29, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Documents required for
NOI
Filing; - Sticker date –20 /06/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESI LAP
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Index II Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
20-06-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks for the Index II — “Kindly share NOI INDEX II.”
OL
The NOI teamTYPED IN GMAIL
07 Oct, 19:26 · 7d ago
07 Oct, 19:26 · 7d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 13:17, Yogesh Date < yogesh.date@pnbhousing.com > wrote:
Dear team,
Kindly share NOI INDEX II
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
Internal
From: Yogesh Date
Sent: 05 October 2026 17:33
To: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Cc: Ankush Dhote < ankush.dhote@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; 'Dipak
Bhimraj Zanan' < dipak.zanan@phfl.com >
Subject: RE: Re[2]: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Dear team,
Kindly share NOI INDEX II.
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
From: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >
Sent: 29 September 2026 17:34
To: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Cc: Ankush Dhote < ankush.dhote@pnbhousing.com >; Kedar Madan Pimpalkar < kedar.pimpalkar@phfl.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >;
Yogesh Date < yogesh.date@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Abhishek Baban Dhebe < abhishek.dhebe@phfl.com >;
Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re[2]: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Dear Team,
PFA
Please process case NOI.
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 07/25/26 19:13
To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com)
Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Kedar Madan Pimpalkar
(kedar.pimpalkar@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com),
Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com),
Abhishek Baban Dhebe (abhishek.dhebe@phfl.com), pramod.wakade1 (pramod.wakade1@phfl.com),
Prashant Padhye (prashant.padhye@pnbhousing.com)
Subject:
Re: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Exercise Secured by Check Point
Team,
For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 19:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 17:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live
selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 16:29, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Documents required for
NOI
Filing; - Sticker date –20 /06/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESI LAP
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Index II Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
20-06-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
OL
The NOI teamTYPED IN GMAIL
07 Oct, 19:26 · 7d ago
07 Oct, 19:26 · 7d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 13:17, Yogesh Date < yogesh.date@pnbhousing.com > wrote:
Dear team,
Kindly share NOI INDEX II
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
Internal
From: Yogesh Date
Sent: 05 October 2026 17:33
To: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Cc: Ankush Dhote < ankush.dhote@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; 'Dipak
Bhimraj Zanan' < dipak.zanan@phfl.com >
Subject: RE: Re[2]: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Dear team,
Kindly share NOI INDEX II.
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
From: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >
Sent: 29 September 2026 17:34
To: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Cc: Ankush Dhote < ankush.dhote@pnbhousing.com >; Kedar Madan Pimpalkar < kedar.pimpalkar@phfl.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >;
Yogesh Date < yogesh.date@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Abhishek Baban Dhebe < abhishek.dhebe@phfl.com >;
Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re[2]: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Dear Team,
PFA
Please process case NOI.
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 07/25/26 19:13
To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com)
Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Kedar Madan Pimpalkar
(kedar.pimpalkar@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com),
Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com),
Abhishek Baban Dhebe (abhishek.dhebe@phfl.com), pramod.wakade1 (pramod.wakade1@phfl.com),
Prashant Padhye (prashant.padhye@pnbhousing.com)
Subject:
Re: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Exercise Secured by Check Point
Team,
For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 19:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 17:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live
selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 16:29, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Documents required for
NOI
Filing; - Sticker date –20 /06/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESI LAP
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Index II Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
20-06-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
OL
The NOI teamTYPED IN GMAIL
07 Oct, 19:26 · 7d ago
07 Oct, 19:26 · 7d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 13:17, Yogesh Date < yogesh.date@pnbhousing.com > wrote:
Dear team,
Kindly share NOI INDEX II
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
Internal
From: Yogesh Date
Sent: 05 October 2026 17:33
To: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Cc: Ankush Dhote < ankush.dhote@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; 'Dipak
Bhimraj Zanan' < dipak.zanan@phfl.com >
Subject: RE: Re[2]: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Dear team,
Kindly share NOI INDEX II.
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
From: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >
Sent: 29 September 2026 17:34
To: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Cc: Ankush Dhote < ankush.dhote@pnbhousing.com >; Kedar Madan Pimpalkar < kedar.pimpalkar@phfl.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >;
Yogesh Date < yogesh.date@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Abhishek Baban Dhebe < abhishek.dhebe@phfl.com >;
Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re[2]: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Dear Team,
PFA
Please process case NOI.
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 07/25/26 19:13
To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com)
Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Kedar Madan Pimpalkar
(kedar.pimpalkar@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com),
Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com),
Abhishek Baban Dhebe (abhishek.dhebe@phfl.com), pramod.wakade1 (pramod.wakade1@phfl.com),
Prashant Padhye (prashant.padhye@pnbhousing.com)
Subject:
Re: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Exercise Secured by Check Point
Team,
For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 19:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 17:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live
selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 16:29, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Documents required for
NOI
Filing; - Sticker date –20 /06/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESI LAP
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Index II Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
20-06-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 12:06 · 6d ago
09 Oct, 12:06 · 6d ago
Dear Team,
PFA index 2 copy for case closure..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 19:26, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 7 Oct 2026 at 13:17, Yogesh Date < yogesh.date@pnbhousing.com > wrote:
Dear team,
Kindly share NOI INDEX II
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
Internal
From: Yogesh Date
Sent: 05 October 2026 17:33
To: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Cc: Ankush Dhote < ankush.dhote@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; 'Dipak
Bhimraj Zanan' < dipak.zanan@phfl.com >
Subject: RE: Re[2]: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Dear team,
Kindly share NOI INDEX II.
Thanks & Regards,
Yogesh Date
Customer Care Manager-Loans
Office No 601 to 606, 6 th Floor, “Conclave”,
Behind Pride Hotel, Narveer Tanaji Wadi,
Shivaji Nagar, Pune. – 411005
Phone No: 020- 25576000
Toll Free:1800 120 8800
Website-www.pnbhousing.com
From: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >
Sent: 29 September 2026 17:34
To: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Cc: Ankush Dhote < ankush.dhote@pnbhousing.com >; Kedar Madan Pimpalkar < kedar.pimpalkar@phfl.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >;
Yogesh Date < yogesh.date@pnbhousing.com >; Vishal Patil < vishal.patil@pnbhousing.com >; Abhishek Baban Dhebe < abhishek.dhebe@phfl.com >;
Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re[2]: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Dear Team,
PFA
Please process case NOI.
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 07/25/26 19:13
To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com)
Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Kedar Madan Pimpalkar
(kedar.pimpalkar@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com),
Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com),
Abhishek Baban Dhebe (abhishek.dhebe@phfl.com), pramod.wakade1 (pramod.wakade1@phfl.com),
Prashant Padhye (prashant.padhye@pnbhousing.com)
Subject:
Re: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Exercise Secured by Check Point
Team,
For noi filing we need a colour live selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 19:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 17:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live
selfie photo of applicants ROSHAN EKNATH NIKAM..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 20 Jun 2026 at 16:29, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
Documents required for
NOI
Filing; - Sticker date –20 /06/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESI LAP
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Index II Attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
20-06-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260619-WA0004.jpg | filed | 16d ago |
| Selfie / photo | IMG-20260427-WA0020.jpg | CANNOT BE READ — clear copy asked | 16d ago |
| Selfie / photo | IMG-20260427-WA0016.jpg | CANNOT BE READ — clear copy asked | 16d ago |
| PAN card+ Aadhaar card inside | KYC Nikam.pdf | filed | 16d ago |
| MOTD | A2 Nikam.pdf | filed | 16d ago |
| Sanction letter | ASL Nikam (2).pdf | filed | 16d ago |
| Index IIthe branch sent this — an input | Index II Nikam.pdf | filed | 16d ago |
| Paid challan (GRAS) | ROSHAN EKNATH NIKAM EchallanMH004902821202627E.pdf | filed | 16d ago |
| Other | image001.png | filed | 16d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹15,280.24
₹15,280.24
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹15,340
₹15,340
Screenshot ₹15,340 — verified by itself the moment the bank credit is heard.
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,050 | ₹8,410 | ₹320 | ₹1,500 | ₹15,280 |
By law ₹15,260. We ask ₹15,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
36 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd name, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), Flat / house no (person 1), Road (person 1) …
12 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Road, Second number, Property type (Open / Building / Open + Building), Floor (person 1), Flat / house no (person 1), Road (person 1), E-mail (person 2) …
✓ EzDocs checked every box against the document’s own words 16d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
ASL Nikam (2).pdf
as printed
UNIT FLAT NO. 1006, FLOOR 10TH FLOOR, BLOCK BUILDING A: WING A1, PROJECT HAPPY CITY-VARALE, SURVEY NO 47P 48P OPPOSITE HINDUSTAN PETROLEUM, VARALE PHATA VILLAGE VARALE TAL MAVAL, PUNE, PUNE, MAHARASHTRA, INDIA, 410507
UNIT FLAT NO. 1006, FLOOR 10TH FLOOR, BLOCK BUILDING A: WING A1, PROJECT HAPPY CITY-VARALE, SURVEY NO 47P 48P OPPOSITE HINDUSTAN PETROLEUM, VARALE PHATA VILLAGE VARALE TAL MAVAL, PUNE, PUNE, MAHARASHTRA, INDIA, 410507
PIN
410507
410507
the Index II
Index II Nikam.pdf
the property
1) paalikeche naavahpune itara varnana :, itara maahitih, itara maahitih gaanva mauje varaale taa maavala ji pune yethila sa nan 47/1 yaansi kshetra 3768 chau mi va sa nan 48 yaansi kshenya 21600 chau mi yaavarila happisiti varaale yaamadhye imaarata nan e1 madhila dahaavyaa majalyaavarila phlata nan e1 1006 yaansi kaarapeta kshetra 31.83 chau mi + inaklojda baalkani kaarapeta kshenya 5.36 chau mi + opana baalkani kshenya 3.20 chau mi + draaya baalkani kshenya 0.00 chau mi + kavharda paarkiga nan e 160 hi milakata ((SURVEY NUMBER: 47/1;))
1) paalikeche naavahpune itara varnana :, itara maahitih, itara maahitih gaanva mauje varaale taa maavala ji pune yethila sa nan 47/1 yaansi kshetra 3768 chau mi va sa nan 48 yaansi kshenya 21600 chau mi yaavarila happisiti varaale yaamadhye imaarata nan e1 madhila dahaavyaa majalyaavarila phlata nan e1 1006 yaansi kaarapeta kshetra 31.83 chau mi + inaklojda baalkani kaarapeta kshenya 5.36 chau mi + opana baalkani kshenya 3.20 chau mi + draaya baalkani kshenya 0.00 chau mi + kavharda paarkiga nan e 160 hi milakata ((SURVEY NUMBER: 47/1;))
PIN
I CANNOT TELL
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 1006 10TH FLOOR BLOCK BUILDING A WING A1 PROJECT HAPPY CITY VARALE SURVEY NO 47P 48P
FLAT NO 1006 10TH FLOOR BLOCK BUILDING A WING A1 PROJECT HAPPY CITY VARALE SURVEY NO 47P 48P
Locality/Road
OPPOSITE HINDUSTAN PETROLEUM VARALE PHATA VILLAGE VARALE TAL MAVAL DIST PUNE
OPPOSITE HINDUSTAN PETROLEUM VARALE PHATA VILLAGE VARALE TAL MAVAL DIST PUNE
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
the Index II also prints: 0, 00, 1, 160, 20, 21600, 3, 31, BAALKANI, CANNOT, CHAU, DAHAAVYAA, DRAAYA, GAANVA, HAPPISITI, HI, IMAARATA, INAKLOJDA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | ROSHAN EKNATH NIKAM | CBAPN9690L | …8747 |
| co_mortgagor | Balika Eknath Nikam | AIFPN5927L | …1709 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | yogesh.date@pnbhousing.com | 16d ago |
| questions for the branch — what the papers leave open | yogesh.date@pnbhousing.com | 16d ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260619-WA0004.jpg needs your check
date
2026-06-19
2026-06-19
time
17:29
17:29
amount
15340
15340
method
Paytm
Paytm
payee upi
8097244974@ptyes
8097244974@ptyes
payee name
Thinkbigz Initiative Private Limited
Thinkbigz Initiative Private Limited
raw reading (for Abhijit)
{'utr': None, 'date': '2026-06-19', 'time': '17:29', 'amount': 15340, 'method': 'Paytm', 'payee_upi': '8097244974@ptyes', 'payer_upi': None, 'payee_name': 'Thinkbigz Initiative Private Limited', 'payer_name': None, 'debit_notification_text': None}Selfie / photo IMG-20260427-WA0020.jpg needs your check
kind
group_or_other
group_or_other
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
this is not a live selfie
this is not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}Selfie / photo IMG-20260427-WA0016.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
1
1
face visible
True
True
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}PAN card KYC Nikam.pdf needs your check
dob
1999-04-02
1999-04-02
pan
CBAPN9690L
CBAPN9690L
legible
True
True
raw reading (for Abhijit)
{'dob': '1999-04-02', 'pan': 'CBAPN9690L', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}PAN card KYC Nikam.pdf needs your check
dob
1999-04-02
1999-04-02
pan
CBAPN9690L
CBAPN9690L
legible
True
True
raw reading (for Abhijit)
{'dob': '1999-04-02', 'pan': 'CBAPN9690L', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}MOTD A2 Nikam.pdf needs your check
amount words
INR 16,80,000(Rupees Sixteen lac Eighty thousand only)
INR 16,80,000(Rupees Sixteen lac Eighty thousand only)
secured amount
1680000.0
1680000.0
raw reading (for Abhijit)
{'amount_words': 'INR 16,80,000(Rupees Sixteen lac Eighty thousand only)', 'secured_amount': 1680000.0}Sanction letter ASL Nikam (2).pdf needs your check
lan
HOU/PUN/0426/5082258
HOU/PUN/0426/5082258
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'ROSHAN EKNATH NIKAM', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'BALIKA NIKAM', 'role': 'co_applicant', 'label': 'Guarantor'}
{'name': 'ROSHAN EKNATH NIKAM', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'BALIKA NIKAM', 'role': 'co_applicant', 'label': 'Guarantor'}
confidence
1.0
1.0
loan amount
1600000
1600000
final amount
1680000
1680000
interest rate
8.5
8.5
sanction date
06-May-2026
06-May-2026
letter version
3
3
applicant email
nikamroshan891@gmail.com
nikamroshan891@gmail.com
applicant names
ROSHAN EKNATH NIKAM, BALIKA NIKAM
ROSHAN EKNATH NIKAM, BALIKA NIKAM
printed altered
False
False
applicant mobile
9322369838
9322369838
balance transfer
False
False
property address
pin: 410507; road: Opposite Hindustan Petroleum, Varale Phata; state: MAHARASHTRA; taluka: Maval; Flat no: 1006; district: Pune; Floor: 10th floor; Address: Unit Flat no. 1006, Floor 10th floor, Block Building A:
pin: 410507; road: Opposite Hindustan Petroleum, Varale Phata; state: MAHARASHTRA; taluka: Maval; Flat no: 1006; district: Pune; Floor: 10th floor; Address: Unit Flat no. 1006, Floor 10th floor, Block Building A:
insurance premium
80000
80000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1680000
1680000
security address verbatim
Unit Flat no. 1006, Floor 10th floor, Block Building A: Wing A1, Project Happy City-Varale, Survey No 47P 48P Opposite Hindustan Petroleum, Varale Phata Village Varale Tal Maval, Pune, Pune, MAHARASHTRA, India, 410507
Unit Flat no. 1006, Floor 10th floor, Block Building A: Wing A1, Project Happy City-Varale, Survey No 47P 48P Opposite Hindustan Petroleum, Varale Phata Village Varale Tal Maval, Pune, Pune, MAHARASHTRA, India, 410507
applicant address verbatim
DEVICHA MALA, GAT NUM 235/236 VTC TAKALI, MELEGAON, ., Nashik, MAHARASHTRA, 423208 India
DEVICHA MALA, GAT NUM 235/236 VTC TAKALI, MELEGAON, ., Nashik, MAHARASHTRA, 423208 India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/0426/5082258', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'ROSHAN EKNATH NIKAM', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'BALIKA NIKAM', 'role': 'co_applicant', 'label': 'Guarantor'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1600000, 'final_amount': 1680000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '06-May-2026', 'letter_version': '3', 'applicant_email': 'nikamroshan891@gmail.com', 'applicant_names': ['ROSHAN EKNATH NIKAM', 'BALIKA NIKAM'], 'printed_altered': False, 'applicant_mobile': '9322369838', 'balance_transfer': False, 'property_address': {'pin': '410507', 'road': 'Opposite Hindustan Petroleum, Varale Phata', 'state': 'MAHARASHTRA', 'taluka': 'Maval', 'flat_no': '1006', 'district': 'Pune', 'floor_no': '10th floor', 'landmark': None, 'full_address': 'Unit Flat no. 1006, Floor 10th floor, Block Building A: Wing A1, Project Happy City-Varale, Survey No 47P 48P Opposite Hindustan Petroleum, Varale Phata Village Varale Tal Maval, Pune, Pune, MAHARASHTRA, India, 410507', 'village_city': 'Varale', 'building_name': 'Project Happy City-Varale, Block Building A: Wing A1', 'survey_or_cts_no': 'Survey No 47P 48P'}, 'insurance_premium': 80000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1680000, 'security_address_verbatim': 'Unit Flat no. 1006, Floor 10th floor, Block Building A: Wing A1, Project Happy City-Varale, Survey No 47P 48P Opposite Hindustan Petroleum, Varale Phata Village Varale Tal Maval, Pune, Pune, MAHARASHTRA, India, 410507', 'applicant_address_verbatim': 'DEVICHA MALA, GAT NUM 235/236 VTC TAKALI, MELEGAON, ., Nashik, MAHARASHTRA, 423208 India'}Index II Index II Nikam.pdf needs your check
kind
index2_input
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पुणे', 'r11_serial': '5157/2026', 'r14_remark': None, 'r4_locality': 'वराळे', 'r5_area_text': '1) 31.83 चौ. मीटर', 'r7_executants': [{'age': '45', 'pan': 'AAACN5455H', 'name': 'सु
pin: I CANNOT TELL; rows: {'r4_palika': 'पुणे', 'r11_serial': '5157/2026', 'r14_remark': None, 'r4_locality': 'वराळे', 'r5_area_text': '1) 31.83 चौ. मीटर', 'r7_executants': [{'age': '45', 'pan': 'AAACN5455H', 'name': 'सु
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पुणे', 'r11_serial': '5157/2026', 'r14_remark': None, 'r4_locality': 'वराळे', 'r5_area_text': '1) 31.83 चौ. मीटर', 'r7_executants': [{'age': '45', 'pan': 'AAACN5455H', 'name': 'सुमित्रा पंढरीनाथ काळोखे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नं: तळेगांव दाभाडे ता मावळ जि पुणे, महाराष्ट्र, पुणे. पिन कोड:- 410507'}, {'age': None, 'pan': 'AAACN5455H', 'name': 'राजश्री ग्रुप ऑफ कंपनीज तर्फे भागीदार रणजित गुलाब कलाटे तर्फे कु मु धारक व स्वत करीता नम्रता डेव्हलपर्स प्रा लि तर्फे संचालक शैलेश कांतीलाल शहा तर्फे कबुली जबाबाकरीता कु मु म्हणुन मिलिंद मारुती कोळेकर', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नं: तळेगांव दाभाडे ता मावळ जि पुणे, महाराष्ट्र, पुणे. पिन कोड:- 410507'}], 'r8_purchasers': [{'age': '48', 'pan': 'AIFPN5927L', 'name': 'बालिका एकनाथ निकम', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः, रोड नंः देवीचा मळा टाकली माळेगांव नाशीक, महाराष्ट्र, णास्ःईक़. पिन कोड:-423208'}, {'age': '27', 'pan': 'CBAPN9690L', 'name': 'रोशन एकनाथ निकम', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः देवीचा मळा टाकली माळेगांव नाशीक, महाराष्ट्र, णास्ःईन. पिन कोड:-423208'}], 'r12_stamp_duty': 140900, 'r3_market_value': 2235471, 'r1_document_type': 'अँग्रीमेंट टू सेल', 'r2_consideration': 2347695, 'r9_execution_date': '18/05/2026', 'r13_registration_fee': 23500, 'r10_registration_date': '18/05/2026'}, 'doc_no': '5157', 'village': 'वराळे', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'वडगांव-मावळ-२', 'area_text': '1) 31.83 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 23500, 'header_sro': 'सह दुय्यम निबंधक श्रेणी-१, मावळ-२', 'mortgagors': ['बालिका एकनाथ निकम', 'रोशन एकनाथ निकम'], 'stamp_duty': 140900, 'filing_date': '2026-05-18', 'loan_amount': 0, 'token_number': '51572026', 'property_text': '1) पालिकेचे नावःपुणे इतर वर्णन :, इतर माहितीः, इतर माहितीः गांव मौजे वराळे ता मावळ जि पुणे येथील स नं 47/1 यांसी क्षेत्र 3768 चौ मी व स नं 48 यांसी क्षेञ 21600 चौ मी यावरील हॅप्पीसीटी वराळे यामध्ये इमारत नं ए1 मधील दहाव्या मजल्याPaid challan (GRAS) ROSHAN EKNATH NIKAM EchallanMH004902821202627E.pdf needs your check
grn
MH004902821202627E
MH004902821202627E
pin
410507
410507
total
13450.0
13450.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026062001147
03006172026062001147
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
CBAXXXXXXL
CBAXXXXXXL
flat block
UNIT FLAT NO 1006 FLOOR 10TH FLOOR BLOCK BUILDING A WING A1 PROJECT HAPPY
UNIT FLAT NO 1006 FLOOR 10TH FLOOR BLOCK BUILDING A WING A1 PROJECT HAPPY
payer name
ROSHAN EKNATH NIKAM
ROSHAN EKNATH NIKAM
sro office
MVL2_MAWAL 2 SUB REGISTRAR
MVL2_MAWAL 2 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1680000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1680000
scheme rows
{'amount': 5045.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8405.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 5045.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8405.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX9838
XXXXXX9838
payment date
20/06/2026-19:43:22
20/06/2026-19:43:22
road locality
OPPOSITE HINDUSTAN PETROLEUM VARALE PHATA VILLAGE VARALE TAL MAVAL PUNE
OPPOSITE HINDUSTAN PETROLEUM VARALE PHATA VILLAGE VARALE TAL MAVAL PUNE
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1680000
1680000
raw reading (for Abhijit)
{'grn': 'MH004902821202627E', 'pin': '410507', 'total': 13450.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026062001147', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'CBAXXXXXXL', 'flat_block': 'UNIT FLAT NO 1006 FLOOR 10TH FLOOR BLOCK BUILDING A WING A1 PROJECT HAPPY', 'payer_name': 'ROSHAN EKNATH NIKAM', 'sro_office': 'MVL2_MAWAL 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1680000', 'scheme_rows': [{'amount': 5045.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8405.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9838', 'payment_date': '20/06/2026-19:43:22', 'road_locality': 'OPPOSITE HINDUSTAN PETROLEUM VARALE PHATA VILLAGE VARALE TAL MAVAL PUNE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1680000'}Other image001.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Other image001.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Payment screenshot IMG-20260619-WA0004.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-06-19', 'page': 1, 'time': '17:29', 'payee': 'Thinkbigz Initiative Private Limited', 'amount': 15340.0, 'direction': 'credit', 'narration': None, 'proof_ki
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-06-19', 'page': 1, 'time': '17:29', 'payee': 'Thinkbigz Initiative Private Limited', 'amount': 15340.0, 'direction': 'credit', 'narration': None, 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-06-19', 'page': 1, 'time': '17:29', 'payee': 'Thinkbigz Initiative Private Limited', 'amount': 15340.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}PAN card KYC Nikam.pdf needs your check
dob
1999-04-02
1999-04-02
pan
CBAPN9690L
CBAPN9690L
name
ROSHAN EKNATH NIKAM
ROSHAN EKNATH NIKAM
page
1
1
legible
True
True
card kind
pan
pan
father name
EKNATH NIKAM
EKNATH NIKAM
card of many
1
1
raw reading (for Abhijit)
{'dob': '1999-04-02', 'pan': 'CBAPN9690L', 'name': 'ROSHAN EKNATH NIKAM', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'EKNATH NIKAM', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}PAN card KYC Nikam.pdf needs your check
dob
1999-04-02
1999-04-02
name
Roshan Eknath Nikam
Roshan Eknath Nikam
page
2
2
mobile
8010163926
8010163926
address
pin: 423208; state: Maharashtra; building: devicha mala; district: Nashik; post_office: Takali; Village: Takali
pin: 423208; state: Maharashtra; building: devicha mala; district: Nashik; post_office: Takali; Village: Takali
legible
True
True
card kind
aadhaar
aadhaar
card of many
2
2
aadhaar last4
8747
8747
raw reading (for Abhijit)
{'dob': '1999-04-02', 'pan': None, 'name': 'Roshan Eknath Nikam', 'page': 2, 'mobile': '8010163926', 'address': {'pin': '423208', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'devicha mala', 'district': 'Nashik', 'post_office': 'Takali', 'village_city': 'Takali'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '8747', 'quality_issue': None}PAN card KYC Nikam.pdf needs your check
dob
1977-06-01
1977-06-01
name
Balika Eknath Nikam
Balika Eknath Nikam
page
3
3
mobile
9322369838
9322369838
address
pin: 423208; state: Maharashtra; building: devicha mala; district: Nashik; post_office: Takali; Village: Takali
pin: 423208; state: Maharashtra; building: devicha mala; district: Nashik; post_office: Takali; Village: Takali
legible
True
True
card kind
aadhaar
aadhaar
card of many
3
3
aadhaar last4
1709
1709
raw reading (for Abhijit)
{'dob': '1977-06-01', 'pan': None, 'name': 'Balika Eknath Nikam', 'page': 3, 'mobile': '9322369838', 'address': {'pin': '423208', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'devicha mala', 'district': 'Nashik', 'post_office': 'Takali', 'village_city': 'Takali'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 3, 'aadhaar_last4': '1709', 'quality_issue': None}PAN card KYC Nikam.pdf needs your check
dob
1976-06-01
1976-06-01
pan
AIFPN5927L
AIFPN5927L
name
BALIKA EKNATH NIKAM
BALIKA EKNATH NIKAM
page
4
4
legible
True
True
card kind
pan
pan
father name
SHIVMAN KARBHARI SHEWALE
SHIVMAN KARBHARI SHEWALE
card of many
4
4
raw reading (for Abhijit)
{'dob': '1976-06-01', 'pan': 'AIFPN5927L', 'name': 'BALIKA EKNATH NIKAM', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SHIVMAN KARBHARI SHEWALE', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 3h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 07 Oct, 19:26 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 6d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 8d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_asked'], 'mails': 4, 'summary': 'The bra |
| 10d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents'], 'mails': 3, 'summary': 'The branch |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 15d ago | EzDocs | cards_read | {'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'KYC Nikam.pdf', 'cards': 4, 'doc_id': '12989dfe-ab29-408c-8068-0ed59c5b703b', 'applied': 3} |
| 15d ago | EzDocs | kyc_names_match | {'sig': 'BALIKA EKNATH NIKAM|Balika Eknath Nikam|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'KYC Nikam.pdf', 'pan_name': 'BALIKA EKNATH NIKAM |
| 15d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'KYC Nikam.pdf', 'doc_id': '12989dfe-ab29-408c-8068-0ed59c5b703b', 'person': 'Balika Eknath Nikam', 'party_id': '512cf27f-78a8-4111-b43e-46da7b794d43', 'name_on_doc': 'BALIKA EKNATH NIKAM'} |
| 15d ago | EzDocs | roles_from_letter | {'why': "the sanction letter LABELS who is the applicant and who is the co-applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['Balika Eknath Nikam -> co_mo |
| 15d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'KYC Nikam.pdf', 'doc_id': '12989dfe-ab29-408c-8068-0ed59c5b703b', 'person': 'Balika Eknath Nikam', 'party_id': '512cf27f-78a8-4111-b43e-46da7b794d43', 'name_on_doc': 'Balika Eknath Nikam'} |
| 15d ago | EzDocs | co_applicant_added | {'doc': 'aadhaar', 'name': 'Balika Eknath Nikam'} |
| 15d ago | EzDocs | card_mobile_not_taken | {'why': "the challan's mobile is the sanction letter's (or the branch's mail's) — a card's printed number is never typed (the team, 22 Sep)", 'last4': '9838', 'source': 'aadhaar', 'party_id': '512cf27f-78a8-4111-b43e-46d |
| 15d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '423208', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Takali', 'doc_id': '12989dfe-ab29- |
| 15d ago | EzDocs | roles_from_letter | {'why': "the sanction letter LABELS who is the applicant and who is the co-applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['ROSHAN EKNATH NIKAM -> mortg |
| 15d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'KYC Nikam.pdf', 'doc_id': '12989dfe-ab29-408c-8068-0ed59c5b703b', 'person': 'ROSHAN EKNATH NIKAM', 'party_id': '25e0e3b5-64b6-4214-8398-da646acb4a44', 'name_on_doc': 'Roshan Eknath Nikam'} |
| 15d ago | EzDocs | box_disagreement | {'box': 'party.mobile', 'src': 'aadhaar', 'why': "the Aadhaar prints a different mobile from the letter's — the letter's stands (the current contact); a person decides", 'held': '9322369838', 'page': 1, 'party': 'ROSHAN |
| 15d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '423208', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Takali', 'doc_id': '12989dfe-ab29- |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents'], 'mails': 2, 'summary': 'The branch |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '1534f762d95a3bd2', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'sanctioned housing loan', 'paper': 'Sancti |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'a66cff2218e28f0c', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'paper': 'the sanction letter', 'quote': 'Loan Amou |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '5f962eee8bc39b7b', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'Sanction Let |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '9399537837bf03c1', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'Sanctioned loan amount', 'paper': 'Sanctio |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '9399537837bf03c1', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'the san |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'c9d95121162b0d38', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'the san |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '1075b1aa5e8a549d', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'paper': 'the sanction letter', 'quote': 'INR 16000 |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '2935662efd31e3fb', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '5d4fc37605b2eade', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'the san |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '8a1bbab6fb741ab0', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'c038deb315190544', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'the san |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '2e9bc06b29a63a48', 'docs': ['Index II Nikam.pdf', 'ASL Nikam (2).pdf', 'KYC Nikam.pdf', 'A2 Nikam.pdf'], 'loan': {'amount': None, 'made_of': [{'what': 'Sanctioned amount', 'paper': 'Sanction Letter |
Case diary the case’s history — what happened, newest day first
Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹15,340 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it. The work is done — our fee of ₹15,280.24 is still not in our account. Chase the branch for it. Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
9 Oct1 thing — 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
7 Oct1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
5 Oct1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep11 things — 11 steps
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
28 Sep39 things — 9 documents received · 3 letters written · 2 money steps · 2 cautions · 23 steps
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
The challan's address boxes were written from the papers
EzDocs took 33 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Documents the branch had sent were fetched from the mail thread
Received: other
image001.png
EzDocs read the whole file
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: Provide challan and NOI in case Applicant Name ROSHAN EKNATH NIKAM Loan Number HOU/PUN/0426/5082258
EzDocs read the whole file
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
ROSHAN EKNATH NIKAM EchallanMH004902821202627E.pdf
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02788
No fee quote sent — the branch's own figures were right
Index II (title document) received from the branch
The loan amount was worked out from the papers
Received: Index II
Index II Nikam.pdf
The payment proof already on the case was applied
Property address read from the sanction letter
The loan amount was worked out from the papers
Received: Sanction letter
ASL Nikam (2).pdf
Received: MOTD
A2 Nikam.pdf
PAN found inside the KYC file — no need to ask for it
Received: PAN card
KYC Nikam.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
IMG-20260427-WA0016.jpg — this is a photograph of a passport-size print, not a live selfie
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Selfie — not usable
IMG-20260427-WA0020.jpg — this is not a live selfie
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260619-WA0004.jpg
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 1.54 s · 124 queries · this page refreshes by itself when something on it changes (never while you type) · release v529 · build bfe3c0d1