silent mode — a mail leaves only when you press Sendsilent mode
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मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-00278older case

AKSHAYKUMAR GAHININATH LOKHANDE

PNB_HFLLAN HOU/AHMD/0826/5194074Loan ₹24,57,000NOI
File on IGRMails & papers 13 1 draft to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
28 Aug, 16:08
Documents
Payment
Challan
done 1 Sep, 10:01 · GRAS ↗
Filing
in the tray 42d 11h · IGR e-filing ↗
our moveChallan paid · the trail says: The bank branch has provided the necessary loan documents and payment details, and the NOI team has generated and shared the e-challan. The NOI team is…whole case so far 46d 5h
Needs your eyes7
In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: C PAN CARD.jpg is GAYAKWAD ARCHANA SURESH (PAN CPGPG4727P)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed.
In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: C AADHAR 1.jpg is Gayakvad Archanaben Sureshbhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed.
In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: A PAN CARD.jpg is GAYAKWAD SURESHBHAI VISHNUBHAI (PAN BHOPG8363E)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed.
In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: A AADHAR 1.jpg is Gayakwad Sureshbhai Vishnubhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed.
In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: SANCTION LETTER GAYAWAD.pdf is GAYAKWAD SURESHBHAI VISHNUBHAI, GAYAKVAD ARCHANABEN SURESHBHAI (loan HOU/AHMD/0826/5184763)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against AKSHAYKUMAR's own letter.
The work is done — our fee of ₹21,490 is still not in our account. Chase the branch for it.
3 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move

File the NOI on the IGR site

The challan is paid. The co-pilot fills the portal from the case; you check and submit.

Before opening the portal, the engine sees:
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: C PAN CARD.jpg is GAYAKWAD ARCHANA SURESH (PAN CPGPG4727P)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed.
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: C AADHAR 1.jpg is Gayakvad Archanaben Sureshbhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed.
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: A PAN CARD.jpg is GAYAKWAD SURESHBHAI VISHNUBHAI (PAN BHOPG8363E)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed.
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: A AADHAR 1.jpg is Gayakwad Sureshbhai Vishnubhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed.
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: SANCTION LETTER GAYAWAD.pdf is GAYAKWAD SURESHBHAI VISHNUBHAI, GAYAKVAD ARCHANABEN SURESHBHAI (loan HOU/AHMD/0826/5184763)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against AKSHAYKUMAR's own letter.
• Mortgagor pages: GAYAKWAD ARCHANA SURESH is NOT typed — a card of ANOTHER CUSTOMER on this file (the name is none of this file's people: the sanction letter's borrowers and the request's customer). Ask the branch whose paper it is.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
2 Oct9 things
cards read
17:22
cards read
17:22
cards read
17:18
cards read
13:32
cards read
13:27
cards read
13:27
cards read
13:22
cards read
13:22
cards read
13:17
26 Sep1 thing — 1 step
index2 docno read
03:59
23 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
01:00
claim part duplicate
01:00
21 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
00:27
screenshot claim recorded
00:27
17 Sep1 thing — 1 step
An old draft withdrew itself — its asks were already answered
14:02
16 Sep9 things — 9 steps
challan boxes gathered
19:41
boxes gathered
19:41
address compared
19:41
challan boxes composed
19:41
box disagreement
19:41
property self check
19:40
property from index2
19:39
index2 people checked
19:39
index2 pan differs
19:39
15 Sep7 things — 7 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:20
kyc address missing
15:17
kyc address missing
15:17
kyc address missing
15:16
kyc address missing
15:11
kyc address read
15:11
property self check
02:21
14 Sep2 things — 2 steps
The branch's title document is on the case — the filing is the NOI team's move
23:49
property attrs split
00:37
1 Sep3 things — 3 steps
Property boxes re-read into English from the document text
19:01
Property boxes re-read into English from the document text
18:31
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
10:01
31 Aug17 things — 10 documents received · 1 letter written · 6 steps
Wrote the documents acknowledged mail — held, silent mode
Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
17:25
Received: Selfie
IMG_20260831_162651317.jpg
17:25
Received: Selfie
IMG_20260831_162700645.jpg
17:25
screenshot claim recorded
17:25
Received: Payment screenshot
IMG-20260831-WA0007.jpg
17:25
Property address read from the sanction letter
17:25
Received: Sanction letter
SANCTION LETTER GAYAWAD.pdf
17:25
Received: Aadhaar
A AADHAR 1.jpg
17:25
Co-applicant added
17:25
Received: Aadhaar
A AADHAR 2.jpg
17:25
Co-applicant added
17:25
Received: PAN card
A PAN CARD.jpg
17:25
Received: Aadhaar
C AADHAR 1.jpg
17:25
Co-applicant added
17:25
Received: Aadhaar
C AADHAR 2.jpg
17:24
Co-applicant added
17:24
Received: PAN card
C PAN CARD.jpg
17:24
29 Aug17 things — 7 documents received · 3 letters written · 7 steps
screenshot claim recorded
22:00
Received: Payment screenshot
IMG-20260828-WA0133.jpg
22:00
intake table parsed
22:00
intake table parsed
22:00
Wrote the document chase mail — held, silent mode
RE: Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/519
21:58
Wrote the fee quote mail — held, silent mode
RE: Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/519
21:58
Received: other
image001.png
21:58
Property address read from the sanction letter
21:58
Received: Sanction letter
SANCTION LETTER LOKHANDE.pdf
21:58
Received: Aadhaar
Reena Aadhar card.pdf
21:58
Received: Aadhaar
Aadhar Card_Akshay.pdf
21:58
Received: PAN card
A PAN CARD.jpg
21:58
Property read from the Index II
21:58
Index II (title document) received from the branch
21:58
Received: Index II
index ii lokhande.pdf
21:57
intake table parsed
21:57
Case opened from the branch's mail
21:57
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
7 of 7 in hand · the challan is done — these are for the filing / KYC
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Payment screenshot — shows ₹29,472; money not verified yetopen
✓Selfie / photoopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 17 files
The whole file has not been read yet17 papers on file
Moneywaiting for the credit
₹21,490
Nothing has reached our account yet — only a credit our bank shows us counts.
This payment is from the Vyapar QR (HDFC) at 2026-08-31 — the engine cannot hear this road. Please verify manually. Verify manually ↓
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
₹21,380 · 9 Oct 17:08 · ANUPAM MISHRA — ₹110 less than our ask
The working
Stamp duty 0.3%7,380
Registration fee 0.5%12,290
Government handling320
Our service fee1,500
Total we ask for21,490
By law ₹21,476. We ask ₹21,490 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
28, GAT, 589/2, Nimblak, 414111
read from the Index II · e-filing boxes 37 of 82 ready
Check the property →the boxes beside the paper
People
GAYAKWAD ARCHANA SURESH · co-applicantCPGPG4727PLOKHANDE AKSHAYKUMAR · applicantAHPPL4847GGAYAKWAD SURESHBHAI VISHNUBHAI · co-applicantBHOPG8363E
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