⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-00278
AKSHAYKUMAR GAHININATH LOKHANDE
LAN HOU/AHMD/0826/5194074
Challan paid · our move
File on IGRSend the draft 1All documentsMails & papers 13Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needsall in
7 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Selfie / photoopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (17)A label is wrong? Fix it under All documents.
Needs your eyes
- In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: C PAN CARD.jpg is GAYAKWAD ARCHANA SURESH (PAN CPGPG4727P)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed.
- In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: C AADHAR 1.jpg is Gayakvad Archanaben Sureshbhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed.
- In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: A PAN CARD.jpg is GAYAKWAD SURESHBHAI VISHNUBHAI (PAN BHOPG8363E)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed.
- In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: A AADHAR 1.jpg is Gayakwad Sureshbhai Vishnubhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed.
- In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: SANCTION LETTER GAYAWAD.pdf is GAYAKWAD SURESHBHAI VISHNUBHAI, GAYAKVAD ARCHANABEN SURESHBHAI (loan HOU/AHMD/0826/5184763)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against AKSHAYKUMAR's own letter.
- The work is done — our fee of ₹21,490 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹21,490
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹29,472; we wait for the credit itself
The branch sent 2 receipts — 0 of 2 have reached our account:
₹8,016not seen in our account yet5530009204
₹21,456not seen in our account yet7471436104
Stamp duty 0.3%7,380
Registration fee 0.5%12,290
Government handling320
Our service fee1,500
Total we ask for21,490
This payment is from the Vyapar QR (HDFC) at 2026-08-31 — the engine cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 17:28 — 4 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹21,476. We ask ₹21,490 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹21,456 — accept as full (₹34 = our margin).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 14 h 21 minour time · 1 Sep 10:01
Index II —not yet
the NOI team 44 d 9 hthe branch 1 d 21 htotal 46 d 6 h so far
Now with the NOI team — e-filing on IGR
since 1 Sep 10:01 — 42 d 12 h of working time
Day by day — every step and who held it
28 Aug 16:08Your branch's mail
28 Aug 16:15Papers from your branch+7 min · the branch
28 Aug 17:49Papers from your branch+1 h 34 min · the branch
29 Aug 21:57Papers read+1 d 4 h · the NOI team
29 Aug 21:58Property readat once
29 Aug 21:58Papers readat once
29 Aug 21:58Fee quotedat once
29 Aug 22:00Papers read+2 min · the NOI team
31 Aug 17:22Papers from your branch+1 d 19 h · the branch
31 Aug 17:25Papers read+4 min · the NOI team
1 Sep 10:01Challan made+16 h 36 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹24,57,000
Loan account no.
HOU/AHMD/0826/5194074
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, the engine sees:
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: C PAN CARD.jpg is GAYAKWAD ARCHANA SURESH (PAN CPGPG4727P)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed.
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: C AADHAR 1.jpg is Gayakvad Archanaben Sureshbhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed.
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: A PAN CARD.jpg is GAYAKWAD SURESHBHAI VISHNUBHAI (PAN BHOPG8363E)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed.
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: A AADHAR 1.jpg is Gayakwad Sureshbhai Vishnubhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed.
• check — In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: SANCTION LETTER GAYAWAD.pdf is GAYAKWAD SURESHBHAI VISHNUBHAI, GAYAKVAD ARCHANABEN SURESHBHAI (loan HOU/AHMD/0826/5184763)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against AKSHAYKUMAR's own letter.
• Mortgagor pages: GAYAKWAD ARCHANA SURESH is NOT typed — a card of ANOTHER CUSTOMER on this file (the name is none of this file's people: the sanction letter's borrowers and the request's customer). Ask the branch whose paper it is.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKThe plot number
| The sanction letter BASE | 8 PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, Ahmed Nagar, KATORE NAGAR, Ahmed Nagar, MAHARA … |
| The Index II DIFFERS | 28 … ाहितीः झोन नं. 9/1 मौजे निंबळक येथील ग.नं. 589/2, प्लॉट नं. 28, क्षेत्र 125.01 चौ.मी. यापैकी पश्चिम बाजूकडील 73.13 चौ.मी … |
What to do: The challan and the filing follow the sanction letter, the bank's own paper (plot 8). Read the papers once — if plot 8 is not right, ask the branch before you pay or file.
CHECKThe survey number
| The sanction letter BASE | 23 PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, Ahmed Nagar, KATORE NAGAR, Ahmed Nagar, MAHARA … |
| The Index II DIFFERS | 589 … इतर वर्णन, इतर माहितीः झोन नं. 9/1 मौजे निंबळक येथील ग.नं. 589/2, प्लॉट नं. 28, क्षेत्र 125.01 चौ.मी. यापैकी पश्चिम बाज … |
What to do: The challan and the filing follow the sanction letter, the bank's own paper (survey no. 23). Read the papers once — if survey no. 23 is not right, ask the branch before you pay or file.
CHECKThe name of person 1
| The PAN card | LOKHANDE AKSHAYKUMAR |
| The sanction letter DIFFERS | REENA AKSHAYKUMAR LOKHANDE |
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The bank branch has provided the necessary loan documents and payment details, and the NOI team has generated and shared the e-challan. The NOI team is currently awaiting a colour live selfie photo of the applicants from the branch to proceed with the NOI filing.
the trail says the next move is with the branch — the colour live selfie photo of the applicants
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 6 (2026-08-28) “We acknowledge the receipt of your mail documents and payment.”
✓ fee paid — the branch's words — done, mail 6 (2026-08-28) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 7 (2026-08-28) “PFA challan for your reference.”
✓ challan shared — done, mail 7 (2026-08-28) “PFA challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 5 (2026-08-28) “ATTCHED”
read over 11 mail(s), last mail 2026-08-31 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 27d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by the engine, not sent
Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
TD
tejas.deshmukh@pnbhousing.com pnbhousing.com
28 Aug, 16:08 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
28 Aug, 16:08 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
Dear Sir,
Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
Customer nameAKSHAYKUMAR GAHININATH LOKHANDE
Loan account (LAN)NHL/AHMD/0826/5200026
Loan amount₹7,77,000
Stamp duty 0.30%₹2,331
Registration fee 0.50%₹3,885
Service / vendor fees₹1,800
Total₹8,016
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
SRO NO 1
*Index II Copy
ATTCHED
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number9766628890
0241-2414455
Internal
From:Tejas Deshmukh <tejasdeshmukh9879@gmail.com>
Sent:28 August 2026 15:42
To:Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
Subject:Photo from Tejas Deshmukh
ExerciseSecured by Check Point
🤖 read: asks for the challan; says the fee is paid ✓; documents attached; note: Process NOI with challan components 0.3% and 0.5%. — “Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074”
10 more mails in between — open
TD
tejas.deshmukh@pnbhousing.com pnbhousing.com
28 Aug, 16:14 · 46d ago
28 Aug, 16:14 · 46d ago
Recall: Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
Tejas Deshmukh would like to recall the message, "Kindly process for NOIChallan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074".
🤖 read: asks for the challan; note: Process two specific challans (0.3 and 0.5). — “Kindly process for NOI Challan 0.3 & 0.5”
TD
tejas.deshmukh@pnbhousing.com pnbhousing.com
28 Aug, 16:15 · 46d ago
28 Aug, 16:15 · 46d ago
Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/5194074
Dear Sir,
Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/5194074
Customer nameAKSHAYKUMAR GAHININATH LOKHANDE
Loan account (LAN)NHL/AHMD/0826/5200026
Loan amount₹7,77,000
Stamp duty 0.30%₹2,331
Registration fee 0.50%₹3,885
Service / vendor fees₹1,800
Total₹8,016
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II Copy
ATTCHED
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number9766628890
0241-2414455
Internal
From:Tejas Deshmukh <tejasdeshmukh9879@gmail.com>
Sent:28 August 2026 15:42
To:Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
Subject:Photo from Tejas Deshmukh
ExerciseSecured by Check Point
🤖 read: asks for the challan, a status; says the fee is paid ₹8,016 ✓; documents attached; note: Request for Challan 0.3 & 0.5. — “Kindly process for NOI Challan 0.3 & 0.5”
OL
The NOI teamTYPED IN GMAIL
28 Aug, 17:38 · 46d ago
28 Aug, 17:38 · 46d ago
Re: Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
Dear Team,
We have received the documents but the subject line does not match our case, and the documents are for a different customer.
Could you please confirm the correct case.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 16:09, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir,
Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
SRO NO 1
Customer Name
AKSHAYKUMAR GAHININATH LOKHANDE
Lan No
NHL/AHMD/0826/5200026
Loan Amount
7,77000
LOAN AMOUNT
777000
0.3%
2331
0.5%
3885
FEES
1800
TOTAL
8016
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: Tejas Deshmukh < tejasdeshmukh9879@gmail.com >
Sent: 28 August 2026 15:42
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Subject: Photo from Tejas Deshmukh
Exercise Secured by Check Point
🤖 read: asks the branch for a clarification — “Could you please confirm the correct case.”
TD
tejas.deshmukh@pnbhousing.com pnbhousing.com
28 Aug, 17:49 · 46d ago
28 Aug, 17:49 · 46d ago
RE: Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/5194074
📎 index ii lokhande.pdf↗📎 A PAN CARD.jpg↗📎 Aadhar Card_Akshay.pdf↗📎 Reena Aadhar card.pdf↗📎 SANCTION LETTER LOKHANDE.pdf↗📎 image001.png↗
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/5194074
Customer nameAKSHAYKUMAR GAHININATH LOKHANDE
Loan account (LAN)NHL/AHMD/0826/5200026
Loan amount₹7,77,000
Stamp duty 0.30%₹2,331
Registration fee 0.50%₹3,885
Service / vendor fees₹1,800
Total₹8,016
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II Copy
ATTCHED
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number9766628890
0241-2414455
Internal
From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:28 August 2026 17:39
To:Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
Cc:Pankaj Ajabe <pankaj.ajabe@pnbhousing.com>; Lajaras Janardhan Sonawane <lajaras.sonawane@phfl.com>
Subject:Re: Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
ExerciseSecured by Check Point
Dear Team,
We have received the documents but the subject line does not match our case, and the documents are for a different customer. Could you please confirm the correct case.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 16:09, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir,
Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
SRO NO 1
Customer Name
AKSHAYKUMAR GAHININATH LOKHANDE
Lan No
NHL/AHMD/0826/5200026
Loan Amount
7,77000
LOAN AMOUNT
777000
0.3%
2331
0.5%
3885
FEES
1800
TOTAL
8016
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: Tejas
Deshmukh < tejasdeshmukh9879@gmail.com >
Sent: 28 August 2026 15:42
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Subject: Photo from Tejas Deshmukh
Exercise Secured by Check Point
🤖 read: asks for the challan; documents attached; note: Request for challans of 0.3% and 0.5%. — “Kindly process for NOI Challan 0.3 & 0.5”
OL
The NOI teamTYPED IN GMAIL
28 Aug, 18:58 · 46d ago
28 Aug, 18:58 · 46d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 17:50, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/5194074
Customer Name
AKSHAYKUMAR GAHININATH LOKHANDE
Lan No
NHL/AHMD/0826/5200026
Loan Amount
7,77000
LOAN AMOUNT
777000
0.3%
2331
0.5%
3885
FEES
1800
TOTAL
8016
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 28 August 2026 17:39
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Lajaras Janardhan Sonawane < lajaras.sonawane@phfl.com >
Subject: Re: Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
Exercise Secured by Check Point
Dear Team,
We have received the documents but the subject line does not match our case, and the documents are for a different customer. Could you please confirm the correct case.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 28 Aug 2026 at 16:09, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir,
Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
SRO NO 1
Customer Name
AKSHAYKUMAR GAHININATH LOKHANDE
Lan No
NHL/AHMD/0826/5200026
Loan Amount
7,77000
LOAN AMOUNT
777000
0.3%
2331
0.5%
3885
FEES
1800
TOTAL
8016
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: Tejas
Deshmukh < tejasdeshmukh9879@gmail.com >
Sent: 28 August 2026 15:42
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Subject: Photo from Tejas Deshmukh
Exercise Secured by Check Point
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
28 Aug, 19:07 · 46d ago
28 Aug, 19:07 · 46d ago
Team,PFA challan for your reference..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 18:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 28 Aug 2026 at 17:50, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/5194074
Customer Name
AKSHAYKUMAR GAHININATH LOKHANDE
Lan No
NHL/AHMD/0826/5200026
Loan Amount
7,77000
LOAN AMOUNT
777000
0.3%
2331
0.5%
3885
FEES
1800
TOTAL
8016
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 28 August 2026 17:39
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Lajaras Janardhan Sonawane < lajaras.sonawane@phfl.com >
Subject: Re: Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
Exercise Secured by Check Point
Dear Team,
We have received the documents but the subject line does not match our case, and the documents are for a different customer. Could you please confirm the correct case.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 28 Aug 2026 at 16:09, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir,
Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
SRO NO 1
Customer Name
AKSHAYKUMAR GAHININATH LOKHANDE
Lan No
NHL/AHMD/0826/5200026
Loan Amount
7,77000
LOAN AMOUNT
777000
0.3%
2331
0.5%
3885
FEES
1800
TOTAL
8016
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: Tejas
Deshmukh < tejasdeshmukh9879@gmail.com >
Sent: 28 August 2026 15:42
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Subject: Photo from Tejas Deshmukh
Exercise Secured by Check Point
Team,
PFA challan for your reference..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 28 Aug 2026 at 18:58, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a colour live
selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 28 Aug 2026 at 17:50, Tejas Deshmukh <
tejas.deshmukh@pnbhousing.com> wrote:
> Dear Sir
>
>
>
> Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR
> GAHININATH LOKHANDE HOU/AHMD/0826/5194074
>
> *Customer Name *
>
> AKSHAYKUMAR GAHININATH LOKHANDE
>
> *Lan No*
>
> *NHL/AHMD/0826/5200026*
>
> *Loan Amount *
>
> 7,77000
>
> *LOAN AMOUNT*
>
> 777000
>
> *0.3%*
>
> 2331
>
> 0.5%
>
> 3885
>
> *FEES*
>
> *1800*
>
> *TOTAL*
>
> 8016
>
> **Sanction Letter*
>
> *attached*
>
> **Customer Aadhar Card / co applicant*
>
> *attached*
>
> **Customer pan Card / co applicant*
>
> *attached*
>
> **Index II Copy *
>
> ATTCHED
>
> **Form A2 or Soft copy of photograph *
>
> attached
>
> **Payment details*
>
> *Attached *
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
> *Tejas Deshmukh*
>
> *Customer Service Manager Loans*
>
> *203 Second Floor, Sai Midas Touch*
>
> *Nagar Man
🤖 read: challan shared ✓ — “PFA challan for your reference..”
TD
tejas.deshmukh@pnbhousing.com pnbhousing.com
31 Aug, 17:22 · 43d ago
31 Aug, 17:22 · 43d ago
Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
📎 C PAN CARD.jpg↗📎 C AADHAR 2.jpg↗📎 C AADHAR 1.jpg↗📎 A PAN CARD.jpg↗📎 A AADHAR 2.jpg↗📎 A AADHAR 1.jpg↗📎 SANCTION LETTER GAYAWAD.pdf↗📎 IMG-20260831-WA0007.jpg↗📎 IMG_20260831_162700645.jpg↗📎 IMG_20260831_162651317.jpg↗
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
Customer nameGAYAKWAD SURESHBHAI VISHNUBHAI
Loan account (LAN)HOU/AHMD/0826/5194074
Loan amount₹24,57,000
Stamp duty 0.30%₹7,371
Registration fee 0.50%₹12,285
Service / vendor fees₹1,800
Total₹21,456
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
SRO Office No 2
*Index II Copy
ATTCHED
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number9766628890
0241-2414455
Internal
From:Shubham Shrikant Goske <shubham.goske@phfl.com>
Sent:31 August 2026 17:10
To:Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
Subject:SURESHBHAI GAYAKWAD NOI
🤖 read: says the fee is paid ₹21,456 ✓; documents attached — “Payment details Attached”
OL
The NOI teamTYPED IN GMAIL
31 Aug, 18:59 · 43d ago
31 Aug, 18:59 · 43d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 17:24, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
SRO Office No 2
Customer Name
GAYAKWAD SURESHBHAI VISHNUBHAI
Lan No
HOU/AHMD/0826/5194074
Loan Amount
2457000
LOAN AMOUNT
2457000
0.3%
7371
0.5%
12285
FEES
1800
TOTAL
21456
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: Shubham Shrikant Goske < shubham.goske@phfl.com >
Sent: 31 August 2026 17:10
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Subject: SURESHBHAI GAYAKWAD NOI
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
31 Aug, 20:23 · 43d ago
31 Aug, 20:23 · 43d ago
t Regards, NOI Coordinator (PNB) ThinkBigz M-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 18:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 17:24, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
SRO Office No 2
Customer Name
GAYAKWAD SURESHBHAI VISHNUBHAI
Lan No
HOU/AHMD/0826/5194074
Loan Amount
2457000
LOAN AMOUNT
2457000
0.3%
7371
0.5%
12285
FEES
1800
TOTAL
21456
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: Shubham Shrikant Goske < shubham.goske@phfl.com >
Sent: 31 August 2026 17:10
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Subject: SURESHBHAI GAYAKWAD NOI
t
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 18:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Mon, 31 Aug 2026 at 17:24, Tejas Deshmukh <
tejas.deshmukh@pnbhousing.com> wrote:
> Dear Sir
>
> Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD
> SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
>
> SRO Office No 2
>
> *Customer Name *
>
> GAYAKWAD SURESHBHAI VISHNUBHAI
>
> *Lan No*
>
> HOU/AHMD/0826/5194074
>
> *Loan Amount *
>
> 2457000
>
> *LOAN AMOUNT*
>
> 2457000
>
> *0.3%*
>
> 7371
>
> 0.5%
>
> 12285
>
> *FEES*
>
> *1800*
>
> *TOTAL*
>
> 21456
>
> **Sanction Letter*
>
> *attached*
>
> **Customer Aadhar Card / co applicant*
>
> *attached*
>
> **Customer pan Card / co applicant*
>
> *attached*
>
> **Index II Copy *
>
> ATTCHED
>
> **Form A2 or Soft copy of photograph *
>
> attached
>
> **Payment details*
>
> *Attached *
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
> *Tejas Deshmukh*
>
> *Customer Service Manager Loans*
>
> *203 Second Floor, Sai Midas Touch*
>
> *Nagar Manmad Road*
>
> *Savedi Ahmednagar*
>
> *Contact number – 9766628890*
>
> *0241-2414455*
>
>
>
> Internal
>
> *From:* Shubham Shrikant Goske <shubham.goske@phfl.com>
> *Sent:* 31 August 2026 17:10
> *To:* Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
> *Subject:* SURESHBHAI GAYAKWAD NOI
>
>
>
>
>
🤖 read: The sender provides contact information.
OL
The NOI teamTYPED IN GMAIL
31 Aug, 20:24 · 43d ago
31 Aug, 20:24 · 43d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 18:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 17:24, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
SRO Office No 2
Customer Name
GAYAKWAD SURESHBHAI VISHNUBHAI
Lan No
HOU/AHMD/0826/5194074
Loan Amount
2457000
LOAN AMOUNT
2457000
0.3%
7371
0.5%
12285
FEES
1800
TOTAL
21456
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: Shubham Shrikant Goske < shubham.goske@phfl.com >
Sent: 31 August 2026 17:10
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Subject: SURESHBHAI GAYAKWAD NOI
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 18:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Mon, 31 Aug 2026 at 17:24, Tejas Deshmukh <
tejas.deshmukh@pnbhousing.com> wrote:
> Dear Sir
>
> Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD
> SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
>
> SRO Office No 2
>
> *Customer Name *
>
> GAYAKWAD SURESHBHAI VISHNUBHAI
>
> *Lan No*
>
> HOU/AHMD/0826/5194074
>
> *Loan Amount *
>
> 2457000
>
> *LOAN AMOUNT*
>
> 2457000
>
> *0.3%*
>
> 7371
>
> 0.5%
>
> 12285
>
> *FEES*
>
> *1800*
>
> *TOTAL*
>
> 21456
>
> **Sanction Letter*
>
> *attached*
>
> **Customer Aadhar Card / co applicant*
>
> *attached*
>
> **Customer pan Card / co applicant*
>
> *attached*
>
> **Index II Copy *
>
> ATTCHED
>
> **Form A2 or Soft copy of photograph *
>
> attached
>
> **Payment details*
>
> *Attached *
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
> *Tejas Deshmukh*
>
> *Customer Service Manager Loans*
>
> *203 Second Floor, Sai Midas Touch*
>
> *Nagar Manmad Road*
>
> *Savedi Ahmednagar*
>
> *Contact number – 9766628890*
>
> *0241-2414455*
>
>
>
> Internal
>
> *From:* Shubham Shrikant Goske <shubham.goske@phfl.com>
> *Sent:* 31 August 2026 17:10
> *To:* Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
> *Subject:* SURESHBHAI GAYAKWAD NOI
>
>
>
>
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
10 Oct, 14:32 · 3d ago
10 Oct, 14:32 · 3d ago
Re: Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/5194074
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 28 Aug 2026 at 18:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 28 Aug 2026 at 17:50, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/5194074
Customer Name
AKSHAYKUMAR GAHININATH LOKHANDE
Lan No
NHL/AHMD/0826/5200026
Loan Amount
7,77000
LOAN AMOUNT
777000
0.3%
2331
0.5%
3885
FEES
1800
TOTAL
8016
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 28 August 2026 17:39
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Lajaras Janardhan Sonawane < lajaras.sonawane@phfl.com >
Subject: Re: Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
Exercise Secured by Check Point
Dear Team,
We have received the documents but the subject line does not match our case, and the documents are for a different customer. Could you please confirm the correct case.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 28 Aug 2026 at 16:09, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir,
Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
SRO NO 1
Customer Name
AKSHAYKUMAR GAHININATH LOKHANDE
Lan No
NHL/AHMD/0826/5200026
Loan Amount
7,77000
LOAN AMOUNT
777000
0.3%
2331
0.5%
3885
FEES
1800
TOTAL
8016
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
From: Tejas
Deshmukh < tejasdeshmukh9879@gmail.com >
Sent: 28 August 2026 15:42
To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >
Subject: Photo from Tejas Deshmukh
Exercise Secured by Check Point
🤖 read: asks the branch for documents — “For NOI filing, We need a colour live selfie photo of the applicants..”
OL
The NOI teamTYPED IN GMAIL
10 Oct, 14:34 · 3d ago
10 Oct, 14:34 · 3d ago
Re: Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
Team,
For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 20 Aug 2026 at 13:13, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 20 Aug 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 20 Aug 2026 at 12:40, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:
Dear Sir,
Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074
SRO NO 1
Customer Name
ROHIT ANIL GHODAKE
Lan No
HOU/AHMD/0826/5194074
Loan Amount
1663200/-
LOAN AMOUNT
5121000
0.3%
4990
0.5%
8316
FEES
1800
TOTAL
15106
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
ATTCHED
*Form A2 or Soft copy of photograph
attached
*Payment details
Attached
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number – 9766628890
0241-2414455
Internal
🤖 read: asks the branch for documents, a clarification — “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Index IIthe branch sent this — an input | index ii lokhande.pdf | filed | 45d ago |
| PAN card | A PAN CARD.jpg | filed | 45d ago |
| Aadhaar card | Aadhar Card_Akshay.pdf | filed | 45d ago |
| Aadhaar card | Reena Aadhar card.pdf | filed | 45d ago |
| Sanction letter | SANCTION LETTER LOKHANDE.pdf | filed | 45d ago |
| Other | image001.png | filed | 45d ago |
| Payment screenshot | IMG-20260828-WA0133.jpg | filed | 45d ago |
| PAN card | C PAN CARD.jpg | filed | 43d ago |
| Aadhaar card | C AADHAR 2.jpg | filed | 43d ago |
| Aadhaar card | C AADHAR 1.jpg | filed | 43d ago |
| PAN card | A PAN CARD.jpg | filed | 43d ago |
| Aadhaar card | A AADHAR 2.jpg | filed | 43d ago |
| Aadhaar card | A AADHAR 1.jpg | filed | 43d ago |
| Sanction letter | SANCTION LETTER GAYAWAD.pdf | filed | 43d ago |
| Payment screenshot | IMG-20260831-WA0007.jpg | filed | 43d ago |
| Selfie / photo | IMG_20260831_162700645.jpg | filed | 43d ago |
| Selfie / photo | IMG_20260831_162651317.jpg | filed | 43d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹21,490
₹21,490
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹29,472 325530009204,577471436104
₹29,472 325530009204,577471436104
This payment is from the Vyapar QR (HDFC) at 2026-08-31 — the engine cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,380 | ₹12,290 | ₹320 | ₹1,500 | ₹21,490 |
By law ₹21,476. We ask ₹21,490 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
57 of 82 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Building (with wing), Floor, Property type (Open / Building / Open + Building), Mobile (person 1), E-mail (person 1) …
44 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number type, Second number, Building (person 1), Floor (person 1) …
✓ EzDocs checked every box against the document’s own words 27d ago — all agree.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
SANCTION LETTER GAYAWAD.pdf
as printed
PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, AHMED NAGAR, KATORE NAGAR, AHMED NAGAR, MAHARASHTRA, INDIA, 414111
PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, AHMED NAGAR, KATORE NAGAR, AHMED NAGAR, MAHARASHTRA, INDIA, 414111
PIN
414111
414111
the sanction letter
SANCTION LETTER LOKHANDE.pdf
as printed
WESTERN SIDE ROW BLOCK NO B, PLOT NO 28, GAT NO 589/2, NIMBLAK, NR DHARAMPURI TEMPLE, AHMED NAGAR, SHRIKRISHNA NAGAR, AHMED NAGAR, MAHARASHTRA, INDIA, 414111
WESTERN SIDE ROW BLOCK NO B, PLOT NO 28, GAT NO 589/2, NIMBLAK, NR DHARAMPURI TEMPLE, AHMED NAGAR, SHRIKRISHNA NAGAR, AHMED NAGAR, MAHARASHTRA, INDIA, 414111
PIN
414111
414111
the Index II
index ii lokhande.pdf
the property
paalikeche naavah mahmadanagara Z.P. itara varnana, itara maahitih jhona nan. 9/1 mauje nimbalaka yethila ga.nan. 589/2, plota nan. 28, kshetra 125.01 chau.mi. yaapaiki pashchima baajukadila 73.13 chau.mi. plota va yaavara aara si si strakcharamadhila tala majalyaache baandhakaama kshetra 34.92 chau. mi. va pahilyaa majalyaache baandhakaama kshetra 17,285 chau.mi.ashi ekuna baandhakaama kshetra 52.205 chau.mi. yaachaa ro bloka bi asaa aahe ( (SURVEY NUMBER: 589/2/plota/28;))
paalikeche naavah mahmadanagara Z.P. itara varnana, itara maahitih jhona nan. 9/1 mauje nimbalaka yethila ga.nan. 589/2, plota nan. 28, kshetra 125.01 chau.mi. yaapaiki pashchima baajukadila 73.13 chau.mi. plota va yaavara aara si si strakcharamadhila tala majalyaache baandhakaama kshetra 34.92 chau. mi. va pahilyaa majalyaache baandhakaama kshetra 17,285 chau.mi.ashi ekuna baandhakaama kshetra 52.205 chau.mi. yaachaa ro bloka bi asaa aahe ( (SURVEY NUMBER: 589/2/plota/28;))
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 28 WESTERN SIDE ROW BLOCK NO B GAT NO 589/2
PLOT NO 28 WESTERN SIDE ROW BLOCK NO B GAT NO 589/2
Locality/Road
NR DHARAMPURI TEMPLE SHRIKRISHNA NAGAR
NR DHARAMPURI TEMPLE SHRIKRISHNA NAGAR
Area/City
NIMBLAK
check or correct a box, the papers beside it →NIMBLAK
the sanction letter also prints: 28, 589/2, DHARAMPURI, NIMBLAK, NR, SHRIKRISHNA, WESTERN
the Index II also prints: 01, 125, 13, 17, 205, 28, 285, 34, AAHE, AARA, ASAA, ASHI, BAAJUKADILA, BAANDHAKAAMA, BI, BLOKA, CHAU, EKUNA
the Index II also prints: 01, 125, 13, 17, 205, 28, 285, 34, AAHE, AARA, ASAA, ASHI, BAAJUKADILA, BAANDHAKAAMA, BI, BLOKA, CHAU, EKUNA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | GAYAKWAD ARCHANA SURESH | CPGPG4727P | …8270 |
| co_mortgagor | …8270 | ||
| co_mortgagor | …4589 | ||
| mortgagor | LOKHANDE AKSHAYKUMAR | AHPPL4847G | …8595 |
| co_mortgagor | GAYAKWAD SURESHBHAI VISHNUBHAI | BHOPG8363E | …4589 |
All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | tejas.deshmukh@pnbhousing.com | 45d ago |
| document chase | tejas.deshmukh@pnbhousing.com | 45d ago |
| documents acknowledged | tejas.deshmukh@pnbhousing.com | 43d ago |
What the engine read from each document — check anything marked in red
Index II index ii lokhande.pdf needs your check
kind
index2_input
index2_input
extracted
doc_no: 6610; village: निंबळक; doc_kind: सूची क्र.2; doc_year: 2020; sro_name: सह दु.नि. अहमदनगर 2; area_text: 0.7313 चौ. मीटर; filing_fee: 19000; mortgagors: []; stamp_duty: 57000; filing_date: 2020-12-18; loan_amount:
doc_no: 6610; village: निंबळक; doc_kind: सूची क्र.2; doc_year: 2020; sro_name: सह दु.नि. अहमदनगर 2; area_text: 0.7313 चौ. मीटर; filing_fee: 19000; mortgagors: []; stamp_duty: 57000; filing_date: 2020-12-18; loan_amount:
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '6610', 'village': 'निंबळक', 'doc_kind': 'सूची क्र.2', 'doc_year': '2020', 'sro_name': 'सह दु.नि. अहमदनगर 2', 'area_text': '0.7313 चौ. मीटर', 'filing_fee': 19000, 'mortgagors': [], 'stamp_duty': 57000, 'filing_date': '2020-12-18', 'loan_amount': 0, 'property_text': 'पालिकेचे नावः मह्मदनगर z.p. इतर वर्णन, इतर माहितीः झोन नं. 9/1 मौजे निंबळक येथील ग.नं. 589/2, प्लॉट नं. 28, क्षेत्र 125.01 चौ.मी. यापैकी पश्चिम बाजूकडील 73.13 चौ.मी. प्लॉट व यावर आर सी सी स्ट्रक्चरमधील तळ मजल्याचे बांधकाम क्षेत्र 34.92 चौ. मी. व पहिल्या मजल्याचे बांधकाम क्षेत्र 17,285 चौ.मी.अशी एकूण बांधकाम क्षेत्र 52.205 चौ.मी. याचा रो ब्लॉक बी असा आहे ( (Survey Number: 589/2/प्लॉट/28;))', 'survey_numbers': ['589/2', '28'], 'header_doc_number': '6610/2020'}}PAN card A PAN CARD.jpg needs your check
dob
1992-06-19
1992-06-19
pan
AHPPL4847G
AHPPL4847G
name
LOKHANDE AKSHAYKUMAR
LOKHANDE AKSHAYKUMAR
raw reading (for Abhijit)
{'dob': '1992-06-19', 'pan': 'AHPPL4847G', 'name': 'LOKHANDE AKSHAYKUMAR', 'aadhaar_last4': None}Aadhaar card Aadhar Card_Akshay.pdf needs your check
dob
1992-06-19
1992-06-19
name
Akshaykumar Gahininath Lokhande
Akshaykumar Gahininath Lokhande
aadhaar last4
8595
8595
raw reading (for Abhijit)
{'dob': '1992-06-19', 'pan': None, 'name': 'Akshaykumar Gahininath Lokhande', 'aadhaar_last4': '8595'}Aadhaar card Reena Aadhar card.pdf needs your check
dob
1999-05-17
1999-05-17
name
Reena Akshaykumar Lokhande
Reena Akshaykumar Lokhande
aadhaar last4
8870
8870
raw reading (for Abhijit)
{'dob': '1999-05-17', 'pan': None, 'name': 'Reena Akshaykumar Lokhande', 'aadhaar_last4': '8870'}Sanction letter SANCTION LETTER LOKHANDE.pdf needs your check
lan
NHL/AHMD/0826/5200026
NHL/AHMD/0826/5200026
loan type
Non Housing Loan, Personal use
Non Housing Loan, Personal use
confidence
1.0
1.0
loan amount
740000
740000
interest rate
9.5
9.5
sanction date
27-Aug-2026
27-Aug-2026
letter version
4
4
applicant names
AKSHAYKUMAR GAHININATH LOKHANDE, REENA AKSHAYKUMAR LOKHANDE
AKSHAYKUMAR GAHININATH LOKHANDE, REENA AKSHAYKUMAR LOKHANDE
property address
pin: 414111; road: SHRIKRISHNA NAGAR; state: MAHARASHTRA; flat_no: PLOT NO 28; district: Ahmed Nagar; landmark: NR DHARAMPURI TEMPLE; full_address: WESTERN SIDE ROW BLOCK NO B, PLOT NO 28, GAT NO 589/2, NIMBLAK, NR DHARA
pin: 414111; road: SHRIKRISHNA NAGAR; state: MAHARASHTRA; flat_no: PLOT NO 28; district: Ahmed Nagar; landmark: NR DHARAMPURI TEMPLE; full_address: WESTERN SIDE ROW BLOCK NO B, PLOT NO 28, GAT NO 589/2, NIMBLAK, NR DHARA
insurance premium
37000
37000
includes insurance
True
True
total with insurance
777000
777000
applicant address from462
read again off the letter's pages (page 1, the Applicant address block)
read again off the letter's pages (page 1, the Applicant address block)
security address verbatim
WESTERN SIDE ROW BLOCK NO B, PLOT NO 28,, GAT NO 589/2, NIMBLAK, NR DHARAMPURI TEMPLE, Ahmed Nagar, SHRIKRISHNA NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414111
WESTERN SIDE ROW BLOCK NO B, PLOT NO 28,, GAT NO 589/2, NIMBLAK, NR DHARAMPURI TEMPLE, Ahmed Nagar, SHRIKRISHNA NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414111
applicant address verbatim
SURVEY NO 94, FLOOR NO 1ST FLAT NO 106, BUILDING NIRVANA HOMES SOCIETY, RAVET HAVELI PUNE, Pune, MAHARASHTRA, 412101, Pune, India
SURVEY NO 94, FLOOR NO 1ST FLAT NO 106, BUILDING NIRVANA HOMES SOCIETY, RAVET HAVELI PUNE, Pune, MAHARASHTRA, 412101, Pune, India
raw reading (for Abhijit)
{'lan': 'NHL/AHMD/0826/5200026', 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1.0, 'loan_amount': 740000, 'interest_rate': 9.5, 'sanction_date': '27-Aug-2026', 'letter_version': '4', 'applicant_names': ['AKSHAYKUMAR GAHININATH LOKHANDE', 'REENA AKSHAYKUMAR LOKHANDE'], 'property_address': {'pin': '414111', 'road': 'SHRIKRISHNA NAGAR', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'PLOT NO 28', 'district': 'Ahmed Nagar', 'floor_no': None, 'landmark': 'NR DHARAMPURI TEMPLE', 'full_address': 'WESTERN SIDE ROW BLOCK NO B, PLOT NO 28, GAT NO 589/2, NIMBLAK, NR DHARAMPURI TEMPLE, Ahmed Nagar, SHRIKRISHNA NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414111', 'village_city': 'NIMBLAK', 'building_name': 'WESTERN SIDE ROW BLOCK NO B', 'survey_or_cts_no': 'GAT NO 589/2'}, 'insurance_premium': 37000, 'includes_insurance': True, 'total_with_insurance': 777000, 'applicant_address_from462': "read again off the letter's pages (page 1, the Applicant address block)", 'security_address_verbatim': 'WESTERN SIDE ROW BLOCK NO B, PLOT NO 28,, GAT NO 589/2, NIMBLAK, NR DHARAMPURI TEMPLE, Ahmed Nagar, SHRIKRISHNA NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414111', 'applicant_address_verbatim': 'SURVEY NO 94, FLOOR NO 1ST FLAT NO 106, BUILDING NIRVANA HOMES SOCIETY, RAVET HAVELI PUNE, Pune, MAHARASHTRA, 412101, Pune, India'}Payment screenshot IMG-20260828-WA0133.jpg needs your check
utr
325530009204
325530009204
date
2026-08-28
2026-08-28
amount
8016
8016
method
PhonePe
PhonePe
payee upi
4356-2@okbizaxis
4356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT
THINKBIGZ INITIATIVE PVT
debit notification text
Transaction Successful
Transaction Successful
raw reading (for Abhijit)
{'utr': '325530009204', 'date': '2026-08-28', 'amount': 8016, 'method': 'PhonePe', 'payee_upi': '4356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}PAN card C PAN CARD.jpg needs your check
dob
1986-05-05
1986-05-05
pan
CPGPG4727P
CPGPG4727P
name
GAYAKWAD ARCHANA SURESH
GAYAKWAD ARCHANA SURESH
legible
True
True
raw reading (for Abhijit)
{'dob': '1986-05-05', 'pan': 'CPGPG4727P', 'name': 'GAYAKWAD ARCHANA SURESH', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card C AADHAR 2.jpg needs your check
legible
True
True
aadhaar last4
8270
8270
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'legible': True, 'aadhaar_last4': '8270', 'quality_issue': None}Aadhaar card C AADHAR 1.jpg needs your check
dob
1986-05-05
1986-05-05
name
Gayakvad Archanaben Sureshbhai
Gayakvad Archanaben Sureshbhai
legible
True
True
aadhaar last4
8270
8270
raw reading (for Abhijit)
{'dob': '1986-05-05', 'pan': None, 'name': 'Gayakvad Archanaben Sureshbhai', 'legible': True, 'aadhaar_last4': '8270', 'quality_issue': None}PAN card A PAN CARD.jpg needs your check
dob
1980-10-22
1980-10-22
pan
BHOPG8363E
BHOPG8363E
name
GAYAKWAD SURESHBHAI VISHNUBHAI
GAYAKWAD SURESHBHAI VISHNUBHAI
legible
True
True
raw reading (for Abhijit)
{'dob': '1980-10-22', 'pan': 'BHOPG8363E', 'name': 'GAYAKWAD SURESHBHAI VISHNUBHAI', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card A AADHAR 2.jpg needs your check
legible
True
True
aadhaar last4
4589
4589
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'legible': True, 'aadhaar_last4': '4589', 'quality_issue': None}Aadhaar card A AADHAR 1.jpg needs your check
dob
1980-10-22
1980-10-22
name
Gayakwad Sureshbhai Vishnubhai
Gayakwad Sureshbhai Vishnubhai
legible
True
True
aadhaar last4
4589
4589
raw reading (for Abhijit)
{'dob': '1980-10-22', 'pan': None, 'name': 'Gayakwad Sureshbhai Vishnubhai', 'legible': True, 'aadhaar_last4': '4589', 'quality_issue': None}Sanction letter SANCTION LETTER GAYAWAD.pdf needs your check
lan
HOU/AHMD/0826/5184763
HOU/AHMD/0826/5184763
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
loan amount
2340000
2340000
interest rate
8.5
8.5
sanction date
25-Aug-2026
25-Aug-2026
letter version
4
4
applicant names
GAYAKWAD SURESHBHAI VISHNUBHAI, GAYAKVAD ARCHANABEN SURESHBHAI
GAYAKWAD SURESHBHAI VISHNUBHAI, GAYAKVAD ARCHANABEN SURESHBHAI
applicant mobile
9979107761
9979107761
property address
pin: 414111; state: MAHARASHTRA; taluka: Ahmed Nagar; district: Ahmed Nagar; landmark: NEAR RAGHVENDRA SWAMI TEMPLE; full_address: PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, KATORE NAGAR, A
pin: 414111; state: MAHARASHTRA; taluka: Ahmed Nagar; district: Ahmed Nagar; landmark: NEAR RAGHVENDRA SWAMI TEMPLE; full_address: PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, KATORE NAGAR, A
insurance premium
117000
117000
includes insurance
True
True
total with insurance
2457000
2457000
security address verbatim
PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, Ahmed Nagar, KATORE NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414111
PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, Ahmed Nagar, KATORE NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414111
raw reading (for Abhijit)
{'lan': 'HOU/AHMD/0826/5184763', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 2340000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '25-Aug-2026', 'letter_version': '4', 'applicant_names': ['GAYAKWAD SURESHBHAI VISHNUBHAI', 'GAYAKVAD ARCHANABEN SURESHBHAI'], 'applicant_mobile': '9979107761', 'property_address': {'pin': '414111', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Ahmed Nagar', 'flat_no': None, 'district': 'Ahmed Nagar', 'floor_no': None, 'landmark': 'NEAR RAGHVENDRA SWAMI TEMPLE', 'full_address': 'PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, KATORE NAGAR, Ahmed Nagar, MAHARASHTRA, 414111', 'village_city': 'NAGAPUR, KATORE NAGAR', 'building_name': 'PLOT NO. 8/9/1', 'survey_or_cts_no': 'SR. NO. 23/4/23/6'}, 'insurance_premium': 117000, 'includes_insurance': True, 'total_with_insurance': 2457000, 'security_address_verbatim': 'PLOT NO. 8/9/1, SR. NO. 23/4/23/6, NAGAPUR, NEAR RAGHVENDRA SWAMI TEMPLE, Ahmed Nagar, KATORE NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414111'}Payment screenshot IMG-20260831-WA0007.jpg needs your check
utr
577471436104
577471436104
date
2026-08-31
2026-08-31
amount
21456
21456
method
UPI
UPI
payee upi
9892834356-2@okbizaxis
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
debit notification text
Transaction Successful
Transaction Successful
raw reading (for Abhijit)
{'utr': '577471436104', 'date': '2026-08-31', 'amount': 21456, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}Payment screenshot IMG-20260831-WA0007.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '577471436104', 'date': '2026-08-31', 'page': 1, 'time': '16:18', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21456.0, 'direction': 'debit', 'narration': 'T260831161802
kind: payment_screenshot; payments: [{'utr': '577471436104', 'date': '2026-08-31', 'page': 1, 'time': '16:18', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21456.0, 'direction': 'debit', 'narration': 'T260831161802
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '577471436104', 'date': '2026-08-31', 'page': 1, 'time': '16:18', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21456.0, 'direction': 'debit', 'narration': 'T2608311618020793629567', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '3230', 'account_holder': None}}Payment screenshot IMG-20260828-WA0133.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '325530009204', 'date': '2026-08-28', 'page': 1, 'time': '15:35', 'payee': 'THINKBIGZ INITIATIVE PVT...', 'amount': 8016.0, 'direction': 'debit', 'narration': 'Loan fees', 'pr
kind: payment_screenshot; payments: [{'utr': '325530009204', 'date': '2026-08-28', 'page': 1, 'time': '15:35', 'payee': 'THINKBIGZ INITIATIVE PVT...', 'amount': 8016.0, 'direction': 'debit', 'narration': 'Loan fees', 'pr
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '325530009204', 'date': '2026-08-28', 'page': 1, 'time': '15:35', 'payee': 'THINKBIGZ INITIATIVE PVT...', 'amount': 8016.0, 'direction': 'debit', 'narration': 'Loan fees', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4206', 'account_holder': None}}Other image001.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 47m ago | ezdocs:reader | reader_home_address | {'fp': 'fa9157a6b086c7d5', 'from': 'the sanction letter (SANCTION LETTER LOKHANDE.pdf)', 'home': {'pin': '412101', 'area': 'RAVET', 'flat': '106', 'floor': '1ST', 'state': 'MAHARASHTRA', 'building': 'NIRVANA HOMES SOCIET |
| 1h ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:a421e165-ad2b-4091-a360-ae761b0f71dc', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SANCTION LETTER LOKHANDE.pdf', 'asked': True, 'found' |
| 3d ago | system:ingest | mail_adopted_by_lan | {'mail': '32be8116-e6b8-44a5-ac80-bc38c37ccea2', 'subject': 'Re: Kindly process for NOI Challan 0.3 & 0.5 in below case ROHIT ANIL GHODAKE HOU/AHMD/0826/5194074'} |
| 11d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'A PAN CARD.jpg', 'cards': 1, 'doc_id': 'f08857c3-3fb6-422c-898a-f5561e0711a4', 'applied': 0} |
| 11d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Aadhar Card_Akshay.pdf', 'cards': 1, 'doc_id': 'ad18834a-b9c0-45b0-af61-48b4bb83fb3d', 'applied': 0} |
| 11d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Reena Aadhar card.pdf', 'cards': 1, 'doc_id': 'a76fe6b0-3bec-4482-b007-7a08f66f3717', 'applied': 0} |
| 11d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'C PAN CARD.jpg', 'cards': 1, 'doc_id': 'a568fe8f-3c07-471d-a078-5f50d5bdca82', 'applied': 0} |
| 11d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'C AADHAR 2.jpg', 'cards': 1, 'doc_id': 'cd2c76d5-c3dd-4a2d-a5a4-80492e37d9f8', 'applied': 0} |
| 11d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'C AADHAR 1.jpg', 'cards': 1, 'doc_id': '3fdb7efc-373e-4f9a-823d-69fe8efd861c', 'applied': 0} |
| 11d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'A PAN CARD.jpg', 'cards': 1, 'doc_id': '7002bd9e-b91d-4b6d-8c24-8a509cb6413e', 'applied': 0} |
| 11d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'A AADHAR 2.jpg', 'cards': 1, 'doc_id': '1a62f99e-1ae7-406c-b5ad-bc1d1321739b', 'applied': 0} |
| 11d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'A AADHAR 1.jpg', 'cards': 1, 'doc_id': '81d7a7fb-1d84-4acb-8008-b5a9a2a52782', 'applied': 0} |
| 17d ago | system:extract | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'index ii lokhande.pdf', 'doc_id': '78945636-72d7-4985-b94c-ef195245f5ba', 'header |
| 20d ago | system:payments | hidden_payment_scan | {'file': 'image001.png', 'kind': 'other', 'found': 0, 'doc_id': '416510cb-6de0-4906-af1f-a9357d627390', 'fetched': True} |
| 20d ago | system:payments | hidden_payment_scan | {'file': 'IMG-20260828-WA0133.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'a272bcbc-f67b-4136-a85f-9e306259e483', 'fetched': True} |
| 20d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260828-WA0133 |
| 20d ago | system:payments | claim_part_duplicate | {'utr': '325530009204', 'date': '2026-08-28', 'parts': 2, 'amount': 8016.0, 'claimed_total': 29472.0} |
| 22d ago | system:payments | hidden_payment_scan | {'file': 'IMG-20260831-WA0007.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'bacfc2a9-197a-4ecc-933a-a8c577a95e8d', 'fetched': True} |
| 22d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260831-WA0007 |
| 22d ago | system:payments | screenshot_claim_recorded | {'utr': '577471436104', 'date': '2026-08-31', 'parts': 2, 'amount': 21456.0, 'claimed_total': 29472.0} |
| 26d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': [None]} |
| 27d ago | system:reconcile | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — the reader was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'lan |
| 27d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['index ii lokhande.pdf', 'SANCTION LETTER LOKHANDE.pdf', 'SANCTION LETTER GAYAWAD.pdf', 'Aadhar Card_Akshay.pdf', 'Reena Aadhar card |
| 27d ago | system:extract | address_compared | {'sig': '7dea572d40337490', 'why': 'after gather', 'people': [{'home': 'HOUSE NO 2030, 20th, Sai krushnalilanagar, विळद रोड, SAI KRUSHNALILANAGAR, Nimblak, Ahmadnagar, 414111', 'person': 'LOKHANDE AKSHAYKUMAR', 'against' |
| 27d ago | system:extract | challan_boxes_composed | {'fp': '49ffd6f95e1e6dfa', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 28 WESTERN SIDE ROW BLOCK NO B GAT NO |
| 27d ago | system:extract | box_disagreement | {'box': 'party.mobile', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '9979107761', 'page': 1, 'party': 'LOKHANDE |
| 27d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'after the Index II takeover'} |
| 27d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'index ii lokhande.pdf', 'changed': {'flat_no': {'was': None, 'index2': '28 |
| 27d ago | system:extract | index2_people_checked | {'doc_id': '78945636-72d7-4985-b94c-ef195245f5ba', 'differs': 1, 'matched': [{'score': 0.96, 'person': 'LOKHANDE AKSHAYKUMAR', 'pan_agrees': False}, {'score': 0.96, 'person': 'LOKHANDE AKSHAYKUMAR', 'pan_agrees': True}], |
| 27d ago | system:extract | index2_pan_differs | {'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '78945636-72d7-4985-b94c-ef195245f5b |
Case diary the case’s history — what happened, newest day first
Papers
All 6 in hand
Nothing more to ask the branch for
Money
₹29,472 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: C PAN CARD.jpg is GAYAKWAD ARCHANA SURESH (PAN CPGPG4727P)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed. In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: C AADHAR 1.jpg is Gayakvad Archanaben Sureshbhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed. In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S PAN card is attached: A PAN CARD.jpg is GAYAKWAD SURESHBHAI VISHNUBHAI (PAN BHOPG8363E)'s, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own PAN card is typed. In the branch's mail of 31 Aug (from tejas.deshmukh@pnbhousing.com, “Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SUR”), a DIFFERENT PERSON'S Aadhaar card is attached: A AADHAR 1.jpg is Gayakwad Sureshbhai Vishnubhai's, not AKSHAYKUMAR GAHININATH LOKHANDE's. Please check with the branch. It is not used — AKSHAYKUMAR's own Aadhaar card is typed.
Today · 13 Oct1 thing
The home address was read off the papers — by ezdocs:reader
2 Oct9 things — 9 steps
cards read
cards read
cards read
cards read
cards read
cards read
cards read
cards read
cards read
26 Sep1 thing — 1 step
index2 docno read
23 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
21 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
screenshot claim recorded
17 Sep1 thing — 1 step
An old draft withdrew itself — its asks were already answered
16 Sep9 things — 9 steps
challan boxes gathered
boxes gathered
address compared
challan boxes composed
box disagreement
property self check
property from index2
index2 people checked
index2 pan differs
15 Sep7 things — 7 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
kyc address missing
kyc address missing
kyc address missing
kyc address missing
kyc address read
property self check
14 Sep2 things — 2 steps
The branch's title document is on the case — the filing is the NOI team's move
property attrs split
1 Sep3 things — 3 steps
Property boxes re-read into English from the document text
Property boxes re-read into English from the document text
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
31 Aug17 things — 10 documents received · 1 letter written · 6 steps
Wrote the documents acknowledged mail — held, silent mode
Kindly process for NOI Challan 0.3 & 0.5 in below case GAYAKWAD SURESHBHAI VISHNUBHAI HOU/AHMD/0826/5194074
Received: Selfie
IMG_20260831_162651317.jpg
Received: Selfie
IMG_20260831_162700645.jpg
screenshot claim recorded
Received: Payment screenshot
IMG-20260831-WA0007.jpg
Property address read from the sanction letter
Received: Sanction letter
SANCTION LETTER GAYAWAD.pdf
Received: Aadhaar
A AADHAR 1.jpg
Co-applicant added
Received: Aadhaar
A AADHAR 2.jpg
Co-applicant added
Received: PAN card
A PAN CARD.jpg
Received: Aadhaar
C AADHAR 1.jpg
Co-applicant added
Received: Aadhaar
C AADHAR 2.jpg
Co-applicant added
Received: PAN card
C PAN CARD.jpg
29 Aug17 things — 7 documents received · 3 letters written · 7 steps
screenshot claim recorded
Received: Payment screenshot
IMG-20260828-WA0133.jpg
intake table parsed
intake table parsed
Wrote the document chase mail — held, silent mode
RE: Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/519
Wrote the fee quote mail — held, silent mode
RE: Kindly process for NOI Challan 0.3 & 0.5 in below case AKSHAYKUMAR GAHININATH LOKHANDE HOU/AHMD/0826/519
Received: other
image001.png
Property address read from the sanction letter
Received: Sanction letter
SANCTION LETTER LOKHANDE.pdf
Received: Aadhaar
Reena Aadhar card.pdf
Received: Aadhaar
Aadhar Card_Akshay.pdf
Received: PAN card
A PAN CARD.jpg
Property read from the Index II
Index II (title document) received from the branch
Received: Index II
index ii lokhande.pdf
intake table parsed
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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