⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Bhagyashri Vaghaji Ghuge
LAN 77000355284Loan ₹26,00,000NOIMails & papers 22
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
doneIndex II shared · the history says: The NOI filing process is complete. All required documents have been shared and the case is closed.whole case so far 23d 1h
For you to check2
The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid.
GPay ₹22,870 announced at 07:06 has not settled into the PNB account (due 11:06). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
10 Oct1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
30 Sep4 things — 1 document received · 1 letter written · 2 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992509260277.pdf
27 Sep1 thing — 1 step
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
25 Sep7 things — 1 document received · 1 letter written · 5 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 7 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992509260277.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
24 Sep6 things — 1 document received · 5 steps
Checked: this challan is not another case's
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 10 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
Received: Index II
B Ghuge index 2.pdf
22 Sep76 things — 8 documents received · 11 letters written · 3 money steps · 6 cautions · 48 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
BHAGYASHRI VAGHAJI GHUGE EchallanMH010644377202627E.pdf
EzDocs took 46 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Pls share.3 and.5 challan
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
EzDocs found something to check before the form is saved
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Pls share.3 and.5 challan
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Pls share.3 and.5 challan
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
EzDocs found something to check before the form is saved
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Pls share.3 and.5 challan
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Pls share.3 and.5 challan
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
The challan's address boxes were written from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: PAN card
Screenshot_2026-09-08-13-48-33-53_99c04817c0de5652397fc8b56c3b3817.jpg
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Pls share.3 and.5 challan
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02178
An old draft withdrew itself — its asks were already answered
The branch's payment screenshot was read
Received: Payment screenshot
IMG-20260922-WA0035.jpg
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Pls share.3 and .5 challan
EzDocs read the whole file
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Co-applicant added
The GRN on the filing record came off a challan that is not the NOI's — taken back; no challan is paid on this case
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
The loan amount was worked out from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
Property checked by EzDocs — read from the report, every box that names the flat is there
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02178
Property checked by EzDocs — read from the report, every box that names the flat is there
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Received: Aadhaar
Ghuge kyc.pdf
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The branch sent challans of its own — decide the ask before the fee mail: their challans mean our fee only
The challan on file matches neither fee head — a person must open it
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Sanction letter
KFSLetter_77000355284.pdf
Received: LSR
Bhagyashree Ghuge.pdf
Received: Technical report
DOC-20260922-WA0027.pdf
Received: Challan
EchallanMH010569616202627U.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
12 of 13 in hand · the challan is done — these are for the filing / KYC
A challan that is not the NOI's (the sale deed's own) — not counted — inside EchallanMH010569616202627U.pdfopen
Mails & papers →every paper, beside its mail · 11 files
Moneyall of it is in
₹22,870.38
Reached our account 22 Sep 12:36:00.
How we know
Our own bank told us — 22 Sep 12:36
₹22,870 · from GPAY-BIZ
“₹22,870.00 received from BHAGYASHRI V G at 12:36 PM The amount will settle in your bank account via NEFT.”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer is the applicant himself — his own fee
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | — | — | – | |
| Amount | ₹22,870 | ₹22,870 | fee ₹22,870.38 | ✓ |
| Time | Tue 22 Sep, 12:36 | Tue 22 Sep, 12:36 | ✓ | |
| Paid by | BHAGYASHRI V G | — | Bhagyashri Vaghaji Ghuge | ✓ |
the screenshot: ₹22,870 · Tue 22 Sep, 12:36 · to EZDOCS · 7715973535@okbizaxis
The working
Stamp duty 0.3%7,810
Registration fee 0.5%13,010
Government handling350
Our service fee1,700
Total we ask for22,870.38
By law ₹22,850. We ask ₹22,870 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
75, SURVEY, 72, Chikhali Bu., 444505
read from the Index II · e-filing boxes 36 of 46 ready
Check the property →the boxes beside the paper
People
BHAGYASHRI VAGHAJI GHUGE · applicantBZOPG4425KSHARDA UMESHKUMAR AGRAWAL · co-applicantFWJPA9655M
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